Time flies, two months have passed in a blink of an eye.

At the beginning of September.

On the weekend, Repulse Bay No. 1 ushered in Lin Zhichao and six women to come on vacation, which is already a rare vacation treasure.

Although Lin Zhichao's family has some luxury villas, almost all of them are his children, such as: Lin Ruihuan lives at No. 79 Deep Water Bay, Lin Ruijiang lives in Shek O, Lin Ruihai lives at No. 80 Deep Water Bay, Lin Ruikai lives at No. 1 Peak Road, and Lin Ruicheng lives in Shouchen Mountain, the five sons and their wives and children have lived in the best garden villas.

Of course, Lin Zhichao generally lives at Nos. 79 and No. 80 in Deep Water Bay, which are his two homes, and the eldest son of the two rooms lives with him. He also often goes to the Cottage area of Island Road in Repulse Bay, where his three lovers are located.

This time, the six women rarely got together, and naturally chose Audrey Hepburn's villa in Hong Kong for a vacation.

The six women are still divided into two circles, one is the main house circle, and the other is the lover circle, usually everyone will have contacts, but it is obvious that the circle still exists deeply, and the hierarchy is also very obvious.

The women of the three main rooms, although they accept Lin Zhichao's three lovers, they must also guard against the three lovers'. Anyway, it's okay to be a lover, but there's no way to get on the throne.

The so-called upper position is naturally that his children want to join the 'family business' in the future, and even the three main houses have never mentioned letting the three lovers and their children join the 'family office'.

Of course, Lin Zhichao doesn't have this idea, and a hierarchical harem can be more calm.

In the hall on the first floor, Tang Caiyun, Xu Caiying, Zhao Yazhi, and Lin Qingxia were playing mahjong, while Hepburn and Guan Jiahui were chatting with Lin Zhichao on the sofa, everything was so harmonious.

When Tang Caiyun was playing cards, she asked, "What investments have you been making recently?" ”

The three of them know that their husbands plan to use investment to create wealth for these lovers, and of course they do not interfere with this.

Zhao Yazhi said: "Recently, he asked us to prepare a loan of 100 million Hong Kong dollars, and then invest in foreign exchange against the US dollar against the yen, which seems to be a big investment, with ten times leverage!" This is equivalent to buying a full 1 billion Hong Kong dollars in yen. ”

She also told the truth, she didn't want to hide anything, after all, the capital was theirs, but Lin Zhichao took it with her to invest. What's more, although the three daughters are lovers, their status is not particularly low, and they don't need to be particularly afraid of the three main houses.

Tang Caiyun smiled and said to the sofa: "This is very risky, I'm worried that they will lose money!" ”

Lin Zhichao said: "Naturally, I will pay them money, maybe I will have to pay double compensation, lest they say to the outside world - I, the god of investment, 'does not live up to my name', then I will lose face!" ”

All the women laughed, and Tang Caiyun said, "This should be!" After speaking, she said to Zhao Yazhi again: "You investors, don't go out and talk nonsense, it's not good for him to spread it!" ”

Zhao Yazhi hurriedly said: "Well, I understand! ”

At this point, Lin Zhichao also told them not to leak investment information indiscriminately, so as not to be sniped. This time to invest in foreign exchange against the US dollar, Lin Zhichao did pull the three daughters, and he also hoped that their wealth would be raised as soon as possible, after all, they also had the credit of having children.

After a day off, the next day was Monday, and Lin Zhichao came to the Octopus Finance headquarters.

Lin Benfeng, President of Hang Lung Bank, and Sanders, President of Overseas Trust Bank, came to his office together. Sanders was originally a senior staff member and second-in-command of HSBC's credit department, and was invited by Lin Zhichao with a high salary, first as the vice president and general manager of the credit department of Hang Lung Bank, and now he has been promoted to the president of the Overseas Trust Bank.

Since Lin Zhichao entered the banking industry, he has asked Lin Ruihuan, who joined HSBC instead of him, to resign as a non-executive director of HSBC, and his honeymoon with HSBC has come to an end.

Today, Lin Zhichao is a banker. Of course, in the eyes of professionals, Lin Zhichao is just relying on his own money and very strong influence in Hong Kong, and he has made a little success in the financial industry, which is not enough to prove that Lin Zhichao is an excellent banker.

In fact, Lin Zhichao didn't expect him to be a banker at all, and his biggest purpose in buying a bank was to let some of his wealth be deposited in his own bank.

"How's the yen exchange going?"

Lin Benfeng immediately said: "Hang Lung Bank has completed the exchange, and a total of 1 billion Hong Kong dollars in yen, that is, 30.6 billion yen. ”

Sanders also said, "Overseas trust banks have also been converted, and the same is 30.6 billion yen. ”

Lin Zhichao nodded, this is the foreign currency business of exchange, and after a year, it can make a profit of more than 300 million Hong Kong dollars. Importantly, this is not a loan business, and there is no need to calculate the loan-to-deposit ratio.

The reason why he intervened in the investment of the two banks was that he did not want to wait five years for the two banks to merge, and he would have to wait for three years at most for the two banks to merge and change to a new bank sign.

As for the merger, at least the losses of the overseas trust bank must be filled, and it will take five years according to the normal channels, after all, it is actually still in the red.

Next, he said: "How is the establishment of the foreign exchange investment department of the branch of the Overseas Trust Bank in Singapore? ”

Overseas trusts have eight overseas branches, two in Singapore alone, and the others are located in Malaysia, Thailand, the Philippines, Indonesia, and the United States.

Sanders nodded and said, "It has been open for more than 1 month, and the average daily transaction volume is millions of dollars, and the standards in all aspects are very large, which can accommodate large amounts of money to buy and sell."

USD/JPY foreign exchange, there is a direct settlement center in Singapore, which is very convenient. Even, the Nikkei 225 futures index was also delivered in Singapore, and the famous 'Bank of Bahrain' in the previous life fell on the Singapore's 'Nikkei 225 futures index'.

Lin Zhichao said: "Okay, I have three friends later, a total of 300 million Hong Kong dollars, and I need 10 times leverage to operate for them, in addition, the overseas trust bank will also take out 100 million Hong Kong dollars, which is also 10 times leverage."

Leverage is provided by banks and foreign exchange companies, and the leverage of the Overseas Trust and Investment Department is naturally provided by commercial banks.

Sanders said worriedly: "The current losses of overseas trusts are huge, and I don't think it's a good suggestion for you to reinvest in such a high-risk investment boss!" ”

He is a professional credit professional, and believes that commercial banks are still mainly loans.

Lin Zhichao said: "This time I listened to me right, if there is a loss, I will personally deposit 1 billion US dollars in the overseas trust bank to make up for it." And I'm sure that the yen will definitely appreciate. ”

In the face of this kind of talent, Lin Zhichao can only compromise, of course, the investment continues.

Sanders immediately said, "Okay, I'll arrange it right away!" ”

He was originally a kind reminder, after all, the top priority is to put the overseas trust bank on the right track, and the loss can be slowly earned, the important thing is to find out the problems existing in the overseas trust bank on the right track, and correct it immediately.

Lin Zhichao is also very satisfied with Sanders's flexibility, Sanders is indeed a talent, after he joined the overseas trust, he asked many employees to go overseas to take turns to learn professional banking skills, and then carry out various picket problems internally.

In fact, Lin Zhichao himself doesn't care too much about the bank, and he trusts professional talents very much.

However, the investment department must be established, and it must be established into a large professional team, because it will be very convenient for Lin Zhichao to invest in the future.

In a few days, he will personally visit the Singapore Investment Department, although there are also people sent from Hong Kong.

The Plaza Accord was signed in late September, and was mainly a joint intervention of the G5 in the foreign exchange market – selling the dollar, which in turn led to investors selling the dollar, and eventually causing the dollar to depreciate.

The reason why the Yankees devalued the dollar is that they hope to revive exports and strengthen the competitive advantage of their own products in order to solve the problem of the huge trade deficit of the United States.

So before this time, Lin Zhichao had sold all the dollars, and his deposits would either become yen, Hong Kong dollars, or some pounds. Of course, a lot of his money has been turned into investments.

In short, Lin Zhichao started the layout very early, so he sat firmly in the Diaoyutai.

After getting off work in the evening, Lin Zhichao came to a residential building in Kowloon Tong in a low-key manner, and then came to Li Jiaxin's new home.

Lin Zhichao invited Wu Guofang's mother and daughter to live in a residential unit under Victoria Harbour Real Estate some time ago, but it is obvious that he did not take advantage of it directly.

It's not that he's stingy, but that the relationship between him and Li Jiaxin hasn't been cleared yet!

It's not that Lin Zhichao's pickling skills are poor, but he hopes that girls will take the initiative, after all, they want to live a good life, don't chill!

"Lin Sheng, please come in!" Wu Guofang warmly welcomed Lin Zhichao into the door.

Subsequently, Lin Zhichao seemed to be the male host, and said to the three girls: "How is it, are you still used to living?" Originally, I had a lot of bungalows and villas on Hong Kong Island, but considering Jiaxin's study, I made a temporary transition here. ”

Hearing the bungalow, the three girls' eyes lit up.

Li Jiaxin said directly: "Isn't it enough to send a driver to pick me up from school every day!" ”

This is figured out!

Lin Zhichao took the initiative at this time, stepped forward and directly took Li Jiaxin's hand, and scratched her nose, and then said with a smile: "What the little princess said is, do you want to live in a villa on the top of the mountain, or do you want to live in a mansion in the middle of the mountain." ”

Li Jiaxin let Lin Zhichao hold his hand, thought about it seriously, and said, "I'll listen to your arrangement!" ”

Lin Zhichao said shamelessly: "What are you, call me Brother Chao in the future, I also want to go back to my youth!" ”

Li Jiaxin immediately said: "Brother Chao, you already look young!" ”

Good guys, it turns out that tonight is the Hongmen Banquet!

Afterwards, everyone sat down to eat together, Lin Zhichao took Li Jiaxin's hand and said, "Miss Wu, Jiaxin will follow me in the future, and I guarantee that the three of you will live a prosperous and rich life." People outside are rumored to be romantic, in fact, I have had very few women, but one thing is true, being my girlfriend, I will definitely gain sincerity, I am not the kind of man who gives up all the time. ”

Li Jiaxin became shy, Li Jiaming's eyes lit up, and Wu Guofang also showed joy.

"Lin Sheng, I respect Jiaxin's thoughts, and I can see that after she has been in contact with you a few times, she admires you very much!"

Don't say it, I'm going to stay overnight tonight to see if Li Jiaxin really worships him.

Actually, it's no wonder that Wu Guofang and Li Jiaxin are 'anxious' today, these few times Lin Zhichao only took everyone to enjoy superyachts, five-star hotels, and top clubs, but he didn't give any actual sweetness.

It is very clear that others just want to soak Li Jiaxin, and it is impossible to give benefits if they don't soak it.

And Lin Zhichao has already given face, almost five times, he generally doesn't have this time to waste, but Li Jiaxin, and he is not sensible, so be patient.

After dinner, Lin Zhichao took Li Jiaxin out, and said that he was going to have supper, of course, to open a room!

Li Jiaxin also followed Lin Zhiyue with Mei Zizi, but Wu Guofang had some mixed tastes, and after the two left, she said: "It's okay to abandon it from the beginning to the end, how can you really let Li Jiaxin be a lover all the time, not to mention Lin Sheng's age."

Li Jiaming immediately said: "Mom, look at Lin Sheng's appearance, he is actually young. My sister may be able to correct it in the future, and youth is the advantage. ”

Wu Guofang's eyes lit up, this goal is good!

The other side.

Lin Zhichao took Li Jiaxin to the presidential suite of the Shangri-La Hotel and quickly took away her NO.1.

Lin Zhichao, who won the first hole, hugged Li Jiaxin, who had not yet recovered, and thought about some things. Sometimes, there are not many common languages with these women, but Lin Zhichao will listen carefully, and he can be regarded as a more patient man.

Li Jiaxin felt Lin Zhichao's strong chest, and didn't forget to say, "Brother Chao, you will be good to me in the future, won't you?" ”

Lin Zhichao glanced at Li Jiaxin, his expression was full of hope, and he immediately said: "You have to be obedient!" ”

Li Jiaxin saw that Lin Zhichao did not give a positive answer at the first time, so she immediately lost her temper and said, "Brother Chao, you have changed so quickly!" ”

Lin Zhichao insisted on saying: "You have to be obedient!" ”

Li Jiaxin saw that Lin Zhichao did not enter the oil and salt, so he immediately bowed his head under the momentum and said, "Of course I am obedient!" ”

A small confrontation, this will be the mode of getting along with the two in the future, it may be like this. Lin Zhichao naturally asked T to teach these women not to cause trouble and trouble for themselves, only if they were taught well, he could rest assured that he would give them dragon seeds.

Lin Zhichao then said gently: "As long as you are obedient, I can be very good to you, living in a mansion, driving a sports car, and buying a famous brand, for me it is to sprinkle water." Further, I will teach you to invest and open a company, and you can become a rich and famous person in Hong Kong, and then you yourself will be an upper-class person and be respected! ”

Li Jiaxin immediately shook off the unpleasantness just now, and hurriedly said: "Really! With that, she tugged at the wound, revealing a hint of pain.

Lin Zhichao smiled: "It's just a gesture!" has followed my lover for ten years, and one of them has a net worth of hundreds of millions of Hong Kong dollars. ”

Li Jiaxin blurted out: "Why do you still have a lover?" ”

Lin Zhichao smiled: "Isn't this normal!" If I don't have a relationship, how can I provoke you again! Remember, don't interfere in my affairs, do your part, so that we can really interact. ”

Li Jiaxin bit her lip and said, "The man changes his face so quickly!" ”

"Haha"

On September 22, 1985, the finance ministers and central bank governors (G5) of the United States, Japan, the Federal Republic of Germany, France, and the United Kingdom held a meeting at the Plaza Hotel in New York, and reached an agreement on the joint intervention of the five governments in the foreign exchange market to induce the exchange rate of the US dollar to depreciate against major currencies in an orderly manner, so as to solve the problem of the huge trade deficit of the United States. Because the agreement was signed at the Plaza Hotel, the agreement is also known as the "Plaza Agreement".

The next day (Monday), the exchange rate of the US dollar against the Japanese yen fell by 3.42% to 231.8.

The yen has officially kicked off its rally!

As soon as the news came out, many people in Hong Kong couldn't help but admire Lin Zhichao's investment skills, especially Lin Zhichao's companies, because they all have a large amount of investment in Japan, the management and staff have praised their bosses for their unique vision.

The appreciation of the yen means that investing in Japan is enough to make a lot of profits just because the currency appreciates; In addition, if the Japanese economy appreciates due to a rise, it will double its profits. (End of chapter)