After returning to Hong Kong, Lin Ruicheng came to Shouson Hill Villa in the name of visiting his son.

The villa was given to him by his father, and now he lives with Kwong Meiyun and his three children, and he himself moves to a bungalow on the top of the mountain. At this point, he loves his children completely, and would rather move to a place where he is less likely to live.

After Lin Ruicheng and Kwong Meiyun broke up, the two still maintained a harmonious relationship in front of the children.

Today is no exception, after communicating with his sons for a while, Lin Ruicheng asked the maid to take the children to play.

"Meiyun, let's go up and talk alone, okay?" Lin Ruicheng looked at Kuang Meiyun and said sincerely.

Although Kwong Meiyun is known as the 'poorest Asian sister', she has a distinct personality, independent personality, and a very smart mind.

She nodded, she had no resentment towards this man who was looking for 'Little 3', after all, she first loved Lin Ruicheng, and secondly, the children also liked their father.

After going upstairs, the two sat on the sofa in the living room.

Lin Ruicheng took out a bank card and said, "This is 50 million Hong Kong dollars, you take it!" ”

Kuang Meiyun was surprised, and then said, "What do I want your money for!" Now my three children and I have living expenses in the family office, which is 24 million Hong Kong dollars per year, and we have saved a lot of money! ”

When she learned that she and her children could be members of the Lin family office, she was naturally very happy, after all, the three children could have this identity, and they could rightfully join the Lin family business in the future, and they would not become 'illegitimate children'.

She can not care about herself, but she can't care about her three children, as Lin Ruicheng's only three children at present, she is certainly not willing to be excluded from the family business in the future.

Knowing that Kwong Meiyun learned that the members of the Lin family had 500,000 living expenses every month, he knew for the first time how rich the Lin family was. There are more than 40 members of the Lin family, and the annual expenditure is as high as more than 200 million Hong Kong dollars.

Lin Ruicheng said: "I want you to take this money and invest in some properties, taking advantage of the current low price." In the future, you can invest in property and learn about the jewelry industry, so that it will not be too boring and you can make some money of your own. ”

Kuang Meiyun couldn't help but lose her temper and said: "You care about me now, don't you only have three children in your eyes every time you meet?" ”

Seeing this, Lin Ruicheng immediately leaned over, hugged his familiar waist, and said, "Meiyun, you are so beautiful today!" After saying that, he posted it.

Soon, as Lin Zhichao expected, Kwong Meiyun could 'reunite' with Lin Ruicheng at any time.

The two rolled the sheets upstairs, this time just like when they were in love.

Afterwards, Kuang Meiyun lay in Lin Ruicheng's arms and said, "Is that the one who broke up?" ”

Lin Ruicheng looked at Kuang Meiyun, who was full of words, and finally said domineeringly: "Not yet!" But with you will never break up again! ”

Kuang Meiyun pinched Lin Ruicheng and said, "You still want to really learn from your father, do you have that ability?" ”

Lin Ruicheng grabbed Kuang Meiyun and said: "Of course I don't have his ability, but I only want you to be by your side forever and raise three children with me to grow up!" ”

Kuang Meiyun suddenly fell silent, if it weren't for Mr. Lin Zhichao and Ms. Tang Caiying, she wouldn't want to live this kind of life, she could let Lin Ruicheng get along with the child at any time, but it was really difficult for her to share a man with other women.

But now she has changed her mind, she has to wait for this man to 'change his mind', so that she can stabilize the country for her three sons.

"I won't talk nonsense in the media in the future!" Finally, Kwong Meiyun bowed her head and said.

Lin Ruicheng was overjoyed, Kuang Meiyun's words were agreed!

Victoria Harbour Centre.

In the conference room of the family office, Wu Wenying, Lin Zhichao, their two wives, five sons, and several Lin Zhichao's very trusted advisers, including Lin Benfeng, president of Hengfeng Bank, Charles Fleming and Charlie Wilson and Charlie Wilson of the family office, and barrister Li Yeguang.

Everyone gathered together to discuss the inheritance of the Lin family.

Lin Zhichao said: "Do you think there is a problem with this trust plan? You are all my friends and partners for many years, and you are here today not only as a witness, but also to mention us to see if there are any shortcomings! ”

There are a total of five trust schemes:

Cheung Kong Group's 'Trust Plan': The 41% equity held by Lin Zhichao will be included in the 'Lin Zhichao Lin Ruihuan Father and Son Trust Fund', and the remaining 21% equity held by him will be included in the 'Lin Zhichao Foundation'. In this trust fund, Lin Zhichao and Lin Ruihuan each hold 50% of the equity, and Lin Ruihuan's four children are the beneficiaries of this trust.

The same clause applies to the Wharf Group's Trust Scheme.

As for Media Group, Global Group, and Cheung Kong Industry Group, 100% of the shares are included in the 'Father-Son Trust Fund', and other situations are similar.

After completing this step, Lin Zhichao has actually completed the 'handover plan' of the five group companies, and of course, Audrey Hepburn's house is also gradually completing the transfer of wealth.

The difference is that there is no inheritance tax in Hong Kong, whereas inheritance tax in the United States is very heavy (but not as heavy as in later generations)!

Therefore, after completing this step, Lin Zhichao's personal assets are left: Victoria Harbour Investment, Lin Family Office (with absolute rights), and Octopus Financial Group. Of course, the assets of these three companies are still very rich. Among these three companies, the family office is actually a kind of 'inheritance', and after the restructuring of Octopus Financial Group, the main shareholders are Harbour Investment (30%), family office (20%), and five sons to hold 10%.

In addition to these wealths, Lin Zhichao's seven sons also have their own investment companies, and most of the funds come from corporate dividends, and the scale is not small.

Li Yeguang said seriously: "The use of family trust to allow the heirs of the bloodline to enjoy property benefits in the form of trust beneficiaries can ensure that the control is not lost due to the separation of the family, and Lin Sheng's step is very right." In addition, the five sons have already completed the transition from the grassroots to the top and even the president in various enterprises, and you only need to give them guidance, and the company can be passed on smoothly."

He is Lin Zhichao's 'royal lawyer', of course, Lin Zhichao alone 'can't afford to hire' him, so he is not full-time; not to mention, Li Yeguang is already a director of the Stock Exchange, and he is about to take up the post of chairman of the Stock Exchange, and it is impossible for Lin Zhichao to be 'privately contracted'.

Of course, the two have a great relationship, Li Yeguang is the director of all the companies under Lin Zhichao, and Li Yeguang will be involved in anything.

Next, everyone spoke one after another, and they all agreed with Lin Zhichao's shift plan.

Lin Benfeng also said: "When wealth is passed on through a family trust, the descendants only enjoy the right to benefit and cannot divide the ownership. This ensures the integrity of the family wealth, and secondly, through the rules formulated by the family trust to distribute the income, it is easier to achieve fairness, and finally after ensuring the fairness of distribution, the family trust can escort the business that the children are good at The Lin family is different from other families, Lin Sheng has built several large-scale group enterprises, and each child happens to work in one of the group companies, avoiding conflicts and quarrels, and everyone also recognizes the trust plan very much."

His five nephews nodded in approval, and the five nephews also knew that among all the 'outsiders', his father trusted this uncle the most. My uncle is the President of Octopus Financial Group and Chief Executive Officer of Hengfeng Bank, my aunt is the President and Vice President of Hotel Management of Shangri-La Hotels and Resorts and a Director of Cheung Kong Group (1.25% of Cheung Kong and 8% of Shangri-La Hotels and Resorts).

Seeing that everyone agreed, Lin Zhichao said: "Well, in the spring of next year, I will announce this plan to complete the first wealth inheritance of the Lin family." ”

It is very simple to determine today's 100 billion scale of wealth, as for why it is the first wealth inheritance, this is because Lin Zhichao still has the wealth of Victoria Harbour Investment, which has not been distributed.

As for:

Uniqlo Enterprise, the eldest daughter who is currently married holds 25% of the shares, the Lin family office holds 50% of the shares, and Victoria Harbour Investment holds 25% of the shares.

Shangri-La Hotels & Resorts married to this woman holding 25% of the shares, her sister holding 8% of the shares, Victoria Harbour Investment holding 50% of the shares, and the Lin Family Office holding 17% of the shares.

So in fact, Lin Zhichao only has more than 40 billion US dollars of wealth invested in Victoria Harbour and has no idea of inheritance, of course, Lin Zhichao must have left a will - seven sons hold it together, which is similar to the family office.

In fact, Lin Zhichao seems to have distributed his wealth, but in fact, he kept his hand.

He still holds half of all the 'father-son trusts'. Only after his death will this half of the equity be transferred to his son.

But there is also a possibility that if the seven sons can't survive him, of course, Lin Zhichao will definitely participate in the plan to cultivate the third generation.

However, the 'father-son trust' can never be divided, so the third generation of 'rulers' is at most the manager of the company, and has no right to divide the shares.

Villa No. 4 on Xiangdao Road in Repulse Bay ushered in Li Jiaxin, the hostess, and invited her three seniors to come to cheer.

The combination of Zhao Yazhi, Lin Qingxia, Guan Jiahui, and Li Jiaxin is the second time they have met, but Li Jiaxin has an arrogant personality and can't fit into this circle, but nothing has happened.

Why Lin Zhichao didn't Li Jiaming and Wu Guofang live in the villa here is because Li Jiaming is not Lin Zhichao's lover at all, and she is at most Li Jiaxin's accessories. He hopes that Li Jiaxin and Zhao Yazhi, Lin Qingxia, and Guan Jiahui will get together.

Of course, at present, it seems that Li Jiaxin prefers the villa in Kowloon Tong.

In the living room, Li Jiaxin looked at Lin Qingxia and Zhao Yazhi, and then asked curiously: "You look ten years younger, don't you really hurt your body when you have a child?" ”

She cares most about her beauty and thinks that it is the best magic weapon to keep Lin Zhichao's heart, although she is willing to give birth to a child for Lin Zhichao, she is also worried that giving birth too early will affect her appearance, so she is more entangled.

Lin Qingxia immediately raised her eyebrows, and her heroic momentum came out, and said, "Call my sister to talk about it!" ”

Zhao Yazhi nodded gently, but also revealed a meaning.

Li Jiaxin immediately said: "We are not genuine ladies, why are we still divided into sizes!" ”

She may be well-behaved in front of Lin Zhichao, but it doesn't mean that she doesn't have the temper of her previous life.

Guan Jiahui, who was on the side, immediately joined in the fun: "Come first and then come, do you understand?" Haven't you even learned how to be a lover? ”

Good guy, Guan Jiahui has found an opponent, Lin Zhichao forgot that she also has the gene of 'little sister', and there is no chance to be a sister in this life.

Li Jiaxin saw that he was besieged by three seniors, and immediately looked at Lin Zhichao for help, but Lin Zhichao pretended to drink tea and didn't see it.

Zhao, Lin, and Guan, but they are taming women for him, how can he not understand.

Seeing this, Li Jiaxin turned around and said, "You are older than me, I should call you sister, Sister Yazhi, Sister Qingxia, Sister Jiahui, this is always okay, right?" ”

Although it is soft, it has a cold and arrogant temper.

Zhao Yazhi took on the role of peacemaker, and said with a smile: "You have been with Brother Chao for so long, don't you know that Brother Chao has a magical power that can make women more beautiful!" Therefore, with Brother Chao, we are in a happy mood, we also age slowly, and even, having a child will not affect a woman's appearance. So, you can consider that if you are born early, it will have no effect, but it will have a lot of benefits! ”

She is telling the truth, Zhao Yazhi's eldest son Lin Gaoyuan is now a 14-year-old boy, and his second son Lin Gaocheng is also 11 years old, and the two sons can give her a lot of comfort.

Li Jiaxin immediately believed that Brother Chao really had a kind of magic, and her grandmother was very proud under the cultivation of Brother Chao. And my sister became beautiful after following Brother Chao!

(In fact, as long as a woman is rich, her temperament will change dramatically, just like Gambi in her previous life; Of course, Lin Zhichao's rejuvenating spirit still has a certain effect. ）

'Noisy' has a lot of stamina, and everyone has a much better relationship.

November.

In the office of Cheung Kong Group, Lin Zhichao listened to Lin Ruihuan's work report.

At present, Dongtian Investment Development has sold 75% of its assets, returned $11 billion, and after repaying debts, there is still $8 billion in cash flow, and Cheung Kong Group has received $3.2 billion. The remaining 25% of the assets of Dongtian Investment Development are mainly concentrated in the equity of Raffles City that has been built in Laisan."

Lin Zhichao then said: "Get rid of the remaining equity of the three Raffles City Plazas, and the rest of the assets can be sold!" ”

Dongtian Investment Development's stake in the three Raffles City Plazas has been sold by Lin Zhichao to more than 20 financial institutions in Japan, including banks and insurance, in the middle of the year. There is still a little equity left in the hand, leaving a long-term investment, after all, the management is still in the hands of Dongtian Investment and Development.

In fact, 7 Raffles City malls were planned, but the remaining 4 are still commercial land, and they have no plans to develop themselves, so they simply sold commercial land for the first time this year.

It is equivalent to the asset value of Dongtian Investment at the peak of its development of 15 billion US dollars, and its net assets are 12 billion US dollars, which is a full 12 times the rate of return, which is the combined effect of leveraged investment, yen appreciation and real estate appreciation.

Lin Ruihuan nodded and said: "Well, at present, Cheung Kong Group has a cash flow of more than 28 billion Hong Kong dollars, and I plan to invest in high-quality listed companies in Hong Kong in the next few years, and make a securities investment through the purchase of issued ordinary shares/preferred shares." At the same time, this initiative also contributes to our Cheung Kong Group's business leadership position in Hong Kong! ”

In February this year, Cheung Kong Group bought an 8.2% stake in Kwong Sang Hong, an investment that was 'rewarded' to Du Huilian and Leung Pak Tao, because Peregrine bought Kwong Sang Hong and Lin Zhichao supported the two advisers.

Taking this as an opportunity, Lin Ruihuan proposed this 'Business Leader Program', which is a very good decision.

Lin Zhichao said: "I support your decision, and I will talk to the directors later, which is a change in our investment strategy, that is, to invest in listed and unlisted companies in Hong Kong." ”

Lin Ruihuan said: "Okay! ”

Compared with his third brother Lin Ruihai, Lin Ruihuan's investment style is more conservative, and he made this decision because of the large amount of cash flow he cashed out from Japan.

Lin Ruihuan then said: "London's financial investment has been completely emptied, with a total profit of $3.05 billion, of which $2 billion has been injected into the Canary Wharf project, and the remaining $1.05 billion has no plan for the time being.

The entire Canary Wharf project is a budget of US$7 billion, and after completion, it will be 16 million square feet of property area (22 commercial office buildings and related supporting facilities); There is a second phase of the project, which is expected to increase the property area by 800~10 million square feet with only 3 billion US dollars. This is because the first phase of the project includes a lot of public facilities, especially in the transportation sector.

"Canary Code Group is doing well, we have at least 45% of the funds to set up. Even if there is no investment in the future, bank loans can support the opening of the subway. ”

"Okay, I see!"

Lin Ruihuan knew that his father also felt that once Thatcher stepped down, the subway matter would be in turmoil, and they would have to fight a protracted war at that time.

And Lin Zhichao, of course, is unwilling to sit still, if the subway is not decided, such a big unfinished project, the British government is not a fool to understand, it is their country's face that is lost; Secondly, Lin Zhichao can also use the Canary Wharf Group to make other investments, such as following international institutions such as Soros, robbing the pound and drinking some soup; For example, investing in Vodafone, the future telecom giant; In short, the first phase of the project will take about 10~12 years to complete, and the investment of 7 billion US dollars is enough to earn; Of course, you have to make the most of the loan.

Finally, Lin Zhichao said: "At present, Cheung Kong Group has sufficient cash flow, and Japan's funds are not in a hurry to get all the funds back for the time being. Also, I will look for some projects to invest in overseas."

Although he is 'retired', he is not actually retired, for example, if he is optimistic about any project, he will let his subordinates go down and do it.

He now thinks that investing in some power plants, highways, bridges, etc., in the mainland, will firstly help the mainland's economic development, and secondly, the annual rate of return on such infrastructure investment will not be less than 10%, which is still very good.

As for overseas investment projects, Lin Zhichao also needs to slowly investigate and analyze before he can be sure.

"Okay"

Lin Ruihuan is also very cautious about overseas investment, after all, there are lessons from Jardine Matheson. Now that a large amount of cash flow is suddenly pouring out, he immediately thought of investing in listed and unlisted companies in Hong Kong.

In fact, Cheung Kong Group has invested a lot overseas, such as the Vancouver Expo site project in Canada, the real estate project in Singapore, the real estate project in the United Kingdom, and the real estate project in Japan.

It is worth mentioning, of course, all of them are billions of Hong Kong dollars of projects!

(End of chapter)