In March, the coast of the Wa Kingdom.

A huge fleet of ships docked on the shores of the Wa Kingdom, and a group of chamber of commerce and sailors urged the ragged "passengers" on board.

On the deck in front of the bow of the sea ship, a cleanly dressed chamber of commerce leader was shouting at the shore.

"Hurry up and get off the boat, if you don't come down again, you won't have anything to eat in the afternoon."

As the man shouted loudly, the people in the cabin moved noticeably faster, obviously quite afraid of the man who shouted.

Naturally, these people are all refugees picked up from Yangzhou by the Lingshui Chamber of Commerce, and the first batch of them were sent to the islands of the Japanese Kingdom, and they are still a little uncomfortable for the time being.

Most of these refugees were hard-working people, some of whom could not survive and had to keep up with the caravansera's ships, while others were slaves bought by the caravans.

No matter what the predecessors of these people were, as long as they came to the islands of the Wa Kingdom, they didn't worry about them running around, and they all had a new identity - reclamation people.

For the Wa Kingdom, according to Xiao Jiu's idea, it was to implement a colonization strategy by provoking the original inhabitants of the island, and the first batch of Central Plains people who arrived in the Wa Kingdom was the foundation for the development of the Wa Kingdom.

From the very beginning, Xiao Jiu intended to use the Japanese as cannon fodder for war, rather than directly incorporating them into his own political system.

Therefore, when the refugees from Yangzhou got off the ship, they were divided into small teams, which were responsible for reclaiming the land and cultivating the newly planted sweet potatoes here.

In addition, because there are large and small tribes in the Wa Kingdom, the Lingshui Chamber of Commerce and the navy under the command of Kuroko have made initial contact with several indigenous tribes.

For the Lingshui Chamber of Commerce, such as porcelain, ironware, and wine, these are rare things that have never been seen before for the residents of the island.

After initial contact, the Lingshui Chamber of Commerce purchased a large number of slaves directly from these tribes at one time and gained the friendship of their tribes.

In the land of the Wa Kingdom, there is no strong political power, which means that the entire land has no owner.

In the Central Plains, most of the land suitable for cultivation was divided among wealthy families, and ordinary people basically cultivated the land of the landlord's family.

But here is different, because these tribes are still in the primitive stage of fishing and hunting, the land has not been effectively developed, and the land is completely vast and sparsely populated.

Now these Yangzhou refugees have crossed the sea to the Wa Kingdom, saying that they are reclaiming land for the Lingshui caravan, but in fact they are all technical talents.

Later, hundreds of thousands of people have settled in the coastal areas of the Wa Kingdom, half of whom are Yangzhou refugees, and the other half are slaves bought from the Wa tribes.

For the development of land, those people who were sent from Yangzhou knew much better than Xiao Jiu, in order to mobilize enthusiasm, the Lingshui Chamber of Commerce ordered the reclaimed land to be divided into teams, and the amount planted belonged to themselves.

Those Japanese people who traded with the Lingshui caravan also received the baptism of a new civilization for the first time because of the arrival of the Lingshui caravan, and started a chaotic war under the instigation of the caravan.

The Lingshui caravan under Xiao Jiu's command did this, first by cooperating with some weak tribes, giving these people weapons through trading, and teaching them tactical tactics.

These Japanese tribes then obtained prisoners of war in conflicts with other tribes, which they sold to the Lingshui caravans for more aid and various household supplies.

In this process, through the guidance of the Lingshui caravan, intentionally or unintentionally, the entire Wa region started from the coastal area and continued to fight inward.

The side with the advantage of weapons and tactics slaughtered other indigenous tribes of the Wa Kingdom, and those defeated prisoners of war were sold to the Lingshui caravan, and the whole process formed a perfect closed loop.

After that, the Lingshui caravan sent most of the purchased slaves to the cultivated farms to work as slaves, and later built factories for the dwarfs to step on the sewing machine.

As more and more people from the Central Plains braved the wind and waves, a city was gradually formed in the place where the navy docked, and Xiao Jiu named this place Xincheng, which was the first city of the Japanese Kingdom.

By July, the population of the new city had grown to more than 400,000, half of whom were Japanese slaves.

After a simple survey, the navy under Xiao Jiu also figured out the power structure of the Japanese State.

The entire country of Wa is vast, and although it is still in a primitive state of fishing and hunting, the population is more than 2 million.

Among them, the most powerful tribe in the entire Wa Kingdom is called the Shansen State, with a population of more than 600,000 people, which is the largest force in the entire Wa Kingdom, and the rest are scattered throughout the Wa Kingdom.

The navy under Xiao Jiu's command heard that the Shansen tribe was a small tribe supported by the Chamber of Commerce, and through the narrative of the inhabitants of that tribe dancing hand in hand.

The people of the Lingshui Chamber of Commerce know about the number of people in the Shansen tribe, and the reason why they have not been touched is because the people of this tribe have always lived in the Central Plains.

And through a simple narrative, the people of the Lingshui Chamber of Commerce also learned that this Shansen tribe had initially met all the conditions of feudal society.

The land throughout the Wa inland region is fertile, and this mountain tribe has begun to experiment with slash-and-burn cultivation, and may well have mastered the crude process of iron smelting.

The Lingshui Chamber of Commerce, which got the news, quickly notified the garrison navy of the Wa Kingdom, and finally passed the news to Xiao Jiu of Yangcheng County.

When Xiao Jiu got the news of the Wa Kingdom, he began to prepare to organize a group of local military forces in the Wa State itself.

After a brief discussion, Xiao Jiu decided to start expanding his army in the Wa State on the basis of the navy in order to ensure some of the benefits he had in the Wa State.

Today's navy has grown to 50,000 after previous expansions, but these people alone are not enough.

Xiao Jiu also had to cultivate a group of troops in the local area, which were composed of local indigenous Japanese people, and all the military resources to raise this army were also paid for by the Lingshui Chamber of Commerce that ran the Japanese state.

As a result, the status of the Lingshui Chamber of Commerce rose, not only with money but also with an army, until later, it grew into a behemoth that was rampant in the whole world.

According to Xiao Jiu's assumption, this mountain forest country must be defeated, because what he wants is not to cooperate with the other party, but to conquer.

Here in Yangcheng County, after the propaganda of the state government, the people in the territory now basically know that the Lingshui caravan has discovered a new continent overseas.

In order to raise military funds to colonize the Japanese state, Xiao Jiu has also drummed up a new gadget during this period of time - paper money.

After Yangcheng County experienced land reform, the people in the territory can be said to be really rich, and later with the opening of factories, the wallets of ordinary people also bulged.

For Xiao Jiu, who brought such a good life, the people supported it from the bottom of their hearts.

However, Xiao Jiu's construction territory and the continuous expansion of the army caused the treasury of the state capital to gradually empty out, and the trade activities of the Lingshui caravan alone were no longer enough to support Xiao Jiu's next plans.

Therefore, Xiao Jiucai set the direction and strategy of colonizing the Japanese state, but before taking the Japanese state, he needed a huge amount of start-up capital as military expenditure.

So Xiao Jiu has done two things during this time, one is the currency reform, and the other is to study how to raise funds from the people.

First of all, in terms of currency reform, Xiao Jiu has already made up his mind in his heart, but he has been fighting a war before and has no time to carry it out.

At the beginning of the year, Xiao Jiu convened his officials in charge of finance and taxation to discuss the establishment of a bank in Yangcheng County.

There had never been a bank before, and there were only large and small banks.

Therefore, when the officials in charge of finance and taxation heard Xiao Jiu say that the people who deposited money in the bank could receive interest, the expressions on their faces were a little wonderful.

Because the money banks of this era were only deposited and withdrawn by some merchants when they were engaged in long-distance business activities, and not only did the money deposit not have interest, but also had to pay a certain custody fee to the money bank separately.

For Xiao Jiu's bank to give interest to the people who save money, and call on ordinary people to save money, in their opinion, it is a fantasy.

But as Xiao Jiu told the story, some officials led by his eldest brother Li Yi began to reminisce.

According to Xiao Jiu's idea, the role of the bank is to raise funds from the private sector and hand it over to the Lingshui Chamber of Commerce to open up its influence overseas and invest in the Japanese state.

If the Japanese state is won, the return generated will not only make up for the vacancy in the bank, but also make a lot of money.

And the navy that has the money to recruit troops and horses, through the Lingshui Chamber of Commerce, can also organize a local army that is enough to destroy the Japanese state.

In March, the Yangcheng County Bank was established, along with a new issue - paper money.

The news of the establishment of the Yangcheng County Bank was like a tornado, and the news quickly swept all over Yangcheng County, and the people who got the news were a little curious about it.

On the day of the establishment of the bank, Xiao Jiu personally attended the ribbon-cutting ceremony, and then there were special bank personnel responsible for explaining the role of the bank to the onlookers.

Because Xiao Jiu attended the establishment of the bank, the people in the city basically came to watch, and now they basically understand what the bank does after listening to the simple explanation of the bank's staff.

When they knew that the bank was the place to deposit and withdraw money, many people scoffed at this, after all, if they were not a businessman, no one would leave their money to others for safekeeping.

But when the manager of the bank said that he could get one percent interest on money deposited in the bank for a year, all the people could not sit still.

These people learned through the colorful explanations of the bank staff that as long as they deposited and withdrew one hundred taels of silver from the bank, they would be able to get one tael more after they were withdrawn in the second year, and all the people were confused.

Because this kind of behavior is no different from picking up money in their eyes, the only thing that needs to be considered may be the credibility of the bank, but with Xiao Jiu personally guaranteeing, what are they still worried about?

As soon as the bank staff finished speaking in the square, a large number of people who had returned home had already begun to crowd into the newly built bank with their own savings.

The bank staff, who originally thought that the bank had just been established, would not have too many people, were completely panicked, and watched the crowd surging like a tide and closed the iron door directly. 、

And Xiao Jiu, who had been observing from a distance, was a little surprised, he didn't expect these people to trust themselves and the bank so much.

"It seems that the interest rate is still set too high." , Xiao Jiu sighed from the bottom of his heart.