Chu Qian recently received a request for help from a fan, Xiao Yang, who originally purchased a critical illness insurance from XYZ Insurance Company, but was rejected when she filed a claim after the reporter's death.

Xiao Yang said excitedly: "My father has terminal lung cancer, and it is said that this kind of insurance can be claimed as long as he has a critical illness, and I specially bought it to take care of my father's treatment expenses." But now that the people are gone, the insurance company still doesn't pay the claim, which is too much! ”

After listening to Xiao Yang's appeal, Chu Qian fell into silence.

She is well aware of the many shady denials in the insurance industry, and this time it seems that she has encountered an irresponsible insurance company.

"Don't worry, since you trust me, I will definitely help you expose this fraud!" Chu Qian said solemnly to Xiao Yang.

In order to investigate thoroughly, Chu Qian first contacted XYZ Insurance Company, and she forcefully asked the other party to explain the reason for the refusal.

"We are just doing things according to the rules, not refusing compensation." The tone of the other party was very unfriendly.

"What regulations? I need to see the original text of your terms. Chu Qian continued to ask.

"This ......" the other party was asked, and stood up.

"It seems that you are deliberately making things difficult for the policyholders, right? This is a fraud, aren't you afraid that the policyholder will pursue your legal responsibility? Chu Qian asked indifferently.

But after the other party hesitated, he hung up the phone directly, and then dialed the past and turned off the phone.

In order to help the poor fans get justice and expose the shady scenes of XYZ insurance, Chu Qian decided to secretly visit their business personnel.

She pretended to be a customer who was interested in buying insurance, and went to the office of an insurance salesman to consult.

……

"Your critical illness insurance, if I have a terminal illness, can I fully cover it?" Chu Qian pretended to be very concerned and asked.

"This ...... It may not be that simple. The insurance salesman looked embarrassed.

"What do you mean? Can you elaborate on that? Chu Qian continued to ask.

"Ahem, this insurance has many exclusion clauses, depending on your specific situation, and may not be able to make a claim." The insurance salesman finally replied vaguely.

"I see, you don't want to take responsibility at all, do you?" Chu Qian directly broke through the core of the problem.

"This ...... You can't say the same either. The insurance salesman was embarrassed by Chu Qian's question.

"I've figured out your true colors, and I can't hide the means of deceiving consumers." Chu Qian stood up and said to the insurance salesman very seriously.

"You! Who sent you? The insurance salesman's face changed greatly, and Chu Qian obviously saw through the essence of the fraud.

"I conduct an investigation on behalf of the interests of consumers, and the good days of fraud insurance companies like you are coming to an end!" Chu Qian announced without fear.

After the investigation, Chu Qian exposed the inside story.

This insurance company was immediately criticized and attacked by the majority of netizens:

"It's too black-hearted, this is a pit man!"

"Refuse to compensate unscrupulous companies, you can't believe it!"

"Support the anchor and expose the chaos of the insurance industry!"

"And this kind of insurance company that dares to charge even though it is not responsible?"

"It's so damnable, this kind of company should disappear!"

Under the pressure of public opinion, XYZ Insurance Company was forced to renegotiate with Xiao Yang.

Under Chu Qian's supervision, the company signed a compensation agreement and gave Xiao Yang full compensation according to the contract.

After receiving the claim payment, Xiao Yang said excitedly: "Thank you so much Sister Chu Qian!" If it weren't for you, our mother and daughter would have been ruined to the ground. ”

"That's what I'm supposed to do. You have to take care of your body. Chu Qian gently admonished.

"Hmm!" Xiao Yang nodded heavily with red eyes.

Once again, Chu Qian stood up for ordinary consumers, stopped the fraud of insurance companies, and helped them get justice.

After seeing Xiao Yang get the claim, fans chanted in the comment area:

"Damn, I'm so excited! Sister Xiao Yang, I'm happy for you! ”

"The invincible beauty of Chu Da directly beat the insurance company into scum!"

"Hahaha, it feels so good to be slapped in the face for a garbage company that bullies ordinary people!"

"The beautiful anchor keeps working hard, there are more people who need you to sanction bad companies!"

"Sister Chu's cow batch! You are our savior! ”

"Love you! Remember to reply to my private message later! ”

Seeing the cheers of the fans, Chu Qian smiled.

After this incident, another fan sent her a private message, hoping that she could help expose the car insurance routine, which is also one of the big insurance pitfalls!

This proposal was supported by the majority of fans in the live broadcast room!

So Chu Qian decided to continue to expose the shady scenes of the car insurance business.

This time, she chose to crack down on the false propaganda of a well-known car insurance company......

This car insurance company claims to have "no deductibles for compulsory traffic insurance" and advertises on major websites every day.

But after an in-depth investigation, Chu Qian found that this was just a promotional means for the company to attract customers.

In fact, there are many deductible clauses in this company's compulsory liability insurance, which is not at all "no deductible" as they advertise.

In order to confirm this, Chu Qian pretended to be a car advocate who was interested in this insurance to conduct field research.

She first contacted Ms. Li, a salesman of this company, and expressed her intention to buy insurance.

Ms. Li immediately enthusiastically introduced their "no deductible" car insurance, claiming that as long as an accident occurs, it is very easy and fast to settle claims.

But when Chu Qian inquired about the deductible clause, Ms. Li's answer was hesitant:

"This ...... Insurance has detailed conditions, and we can't guarantee that there will be no deductible at all. ”

"What do you mean? It doesn't really look like there is no deductible, right? Chu Qian continued to ask.

"You also know that every insurance product has some small exclusions...... Ms. Li grimaced.

"So your ads are deliberately misleading consumers?" Chu Qian directly broke the essence of the problem.

"No, no, no, we didn't deliberately mislead, we just had the necessary rules...... Ms. Li panicked.

"In that case, I still hope that you can clearly state the scope of the claim and not play with words, so that there will be no misleading consumers, right?" Chu Qian smiled.

And Ms. Li can only be stumbling, not knowing what to do.

Chu Qian also stopped, said goodbye and left, despising the other party as just a part-time worker.

It's not the salespeople who are black-hearted, it's the company behind them that customizes the goods!

After this investigation, Chu Qian decided to expose this fraudulent false advertisement in the live broadcast room.

She issued a warning to everyone during the live broadcast:

"Ladies and gentlemen, don't be misled by the 'no deductible' gimmick advertisement! There is a good chance that this is a means to deceive consumers! ”

"I have investigated several car insurance companies, in fact, there are many deductible clauses in compulsory traffic insurance, and it is not really no deductible at all!"

"Everyone must enhance their identification ability, don't be deceived by this false advertising!"

As soon as the exposure video came out, it immediately went viral on the Internet:

"I knew that this car insurance was too fake, it turned out to be false publicity!"

"Hmph, this kind of dishonest insurance company has exposed its true face!"

"Well done streamers to expose their lies!"

"This company is too hateful, blatantly deceiving people!"

Under the continued pressure of public opinion, the car insurance company had to respond, stating that it would revise the advertising language and apologize for matters that may have misled consumers.