Chapter 13 Money Banks and Tenders

Yang Guang visited Jiangling City the next day, Xiao Cong did not accompany him because he entered the palace early in the morning, obviously to discuss Yang Guang's proposal last night, Xiao Menglan also went to the palace early in the morning to see his mother, and when he saw him in a hurry yesterday, there was still a lot to talk about between mother and daughter.

Yang Guang was led on a tour of Gangneung City by local officials.

Climbing to the top of the city tower to look at the city, Yang Guang couldn't help but sigh and said: "Jiangling City is adjacent to the Yangtze River, the water network is dense, the surrounding terrain is also flat, the water and grass are abundant, and the food is sufficient. ”

"Your Highness, why are you still helping the development of the Liang Dynasty?"

"From your point of view, how is Gangneung City?"

Laihu'er said bluntly: "The place where soldiers must fight." ”

"Then why is it that after so many years, we don't fight with the Great Sui?"

β€œenmmm…… The subordinates don't know. ”

"You don't have to fight for your own territory, and you have to develop your own territory naturally."

After noon, when Laihu'er was complaining that the food in Jiangling was not used to it, Xiao Cong, the prince of Xiliang, came, and under the arrangement of the queen and Xiao Menglan, the sixth child of the Xiao family also followed Xiao Cong's side.

This is to arrange for him to come out and have more contact with Yang Guang.

Yang Guang and Xiao Cong greeted each other, Xiao Cong didn't say a few words and then turned to business: "I told my father about what I talked about yesterday, and my father meant that building bridges and paving roads has been a good thing in ancient times, and let me be responsible." ”

"Emperor Liang is really far-sighted, if you are responsible, uncle, it is naturally the best, let's go to the best restaurant in Jiangling for a meal, and talk while eating."

The two went to the best restaurant together, and the crown prince arrived and cleared the venue directly.

"His Royal Highness King Jin, what are you going to do?"

"First of all, the Construction Bureau must do it, this is the foundation, I will send a message to Daxing City today, some key people will come over, and then the same as Daxing, build houses and sell land, this is certain, the value of the land will increase, so that the wealth of Gangneung City can grow in the short term, and there is this road construction and urban construction, we have to open bidding."

"Open tender?"

"Yes, for example, the renovation of roads in the imperial city is carried out in multiple sections and batches, and it is naturally impossible to start construction at one time, and these constructions, we don't want to build them ourselves, but let people of insight in the city set up their own commercial houses to undertake these projects."

This is another thing that Xiao Cong didn't expect.

"However, none of us in Gangneung Castle have any experience in using cement and other items."

"It's very simple, we have built the cement workshop, all the materials and methods of use have been done, and the specific implementation of paving is much simpler, and someone will naturally undertake it if there is money to be made."

"I first set the location of the school, the school and the new road together into the construction, the school is a big project by the construction bureau to build, the road is built by a commercial firm, these two things go down, the place next to the school is worth a lot of money, out of thin air to make a lot of money."

"As for the road between the Great Sui and the Great Liang, the Great Sui and the Great Liang each built a part according to the capacity of Jiangling City, and the existing urban area will frame the interior, so it is necessary to build an outer urban area to attract people from all over the world to have a place to live, and the construction of these places can drive the surrounding industries."

Xiao Cong asked, "But where does the money come from?" ”

"The money bank will be built at your expense."

"Is it okay to have a bank?"

"Yes, all those who undertake the project must borrow funds from the bank, and I believe that those who dare to undertake the project must have the financial resources, but the conditions must be borrowed from the bank, which is part of the bidding."

Yang Guang put the two cups in front of Xiao Cong, and took another one: "You lend me a sum of money first, this money is interest-charged, and when the project is ready, you give me the money for this project, and I have to repay the money you borrowed before with interest, and I will pay a lot less if I count the interest." ”

"But it still requires a lot of money."

"But your project is also endless, the loans released will continue to have interest back, and the money bank can also absorb private savings, in the name of the imperial court is always more reliable than those informal private money banks, which is equivalent to taking the money from private savings to lend to engineering projects, and eventually earn interest."

Xiao Cong, who didn't know about these things, was full of question marks, but the sixth child of the Xiao family on the side suddenly realized.

Xiao Jin said: "Brother-in-law, suppose we absorb 1,000 taels of silver savings from the people, all of them are lent to these project teams, and we come back 1,100 taels after a year, and we need to give the savings only 50 taels of interest, then this time it will be 50 taels more, and the people of the project team have to buy our cement materials and other things, and the money goes to the hands of the factory, the factory makes money, and it goes to the treasury, and the treasury takes the money and sends it to the project team as funds. After many people's hands, everyone made a fortune, and when the thing was done, the court actually had very little money. ”

Xiao Cong still heard it in the clouds, but Yang Guang laughed: "I think this money bank can let the sixth brother be in charge, this little brain is really flexible enough." ”

"Brother-in-law, eldest brother, you really leave it to me to do it, I promise to do it well, isn't it just that it's not complicated."

Seeing that he was so confident, Yang Guang also said: "Okay, it's rare that you want to do things so much, I saw a good location today, not far from the imperial city, you go and see where it is better to make a money bank, find a good location, I will send some people from Daxing City to help you, and I will deposit 10,000 taels of gold into the money village first." ”

Hearing the 10,000 taels of gold, Xiao Cong and Xiao Jin were stunned, how rich this brother-in-law is, and this money is put in the money bank in Jiangling City, which is equivalent to giving it to them.

This is also Yang Guang's way of expressing his attitude, before Xiao Cong bought treasury bonds to indicate his attitude towards Yang Guang, and now Yang Guang directly multiplied several times and deposited in Jiangling City Money Village also indicates Yang Guang's attitude towards their Xiao family.

Although Xiao Cong hadn't figured it out yet, as soon as this attitude came out, he immediately said with a straight face: "His Royal Highness King Jin, how to do things in the academy?" ”

"Xuetang I will let Daxingcheng come over to open a branch, according to the experience of Daxingcheng, the school lands, the value of the surrounding houses will be directly doubled or even doubled, this is a definitive project, don't worry too much, now there is a very urgent thing that needs to be done by my uncle."

"What?"

"Help me gather the famous sons and daughters called in Jiangling City, whether it's a gentleman's son, a rich son, or a young talent, I think these people are the main force that may undertake our urban construction project next, so we have to get to know each other in advance."

(End of chapter)