"I'll cook."

Wang Dalong, who knew that he was thinking too much, felt a little guilty in his heart.

My wife has been with me for so long, and I still suspect that she is trying to harm me...

I'm damned!

"No need, you work so hard every day, let's do it with me."

Seeing this, Wang Dalong's wife wanted to push him out of the kitchen.

One wants to cook, the other doesn't want him to cook.

As the two pushed, a bag of powder fell from his wife's arms.

Seeing the thing falling, Wang Dalong's wife hurriedly squatted on the ground to pick it up.

Seeing this, Wang Dalong forcibly suppressed the anger in his heart: "What is this?" ”

"Chinese medicine."

"What Chinese medicine?"

"What do you say?"

Wang Dalong: .........

It wasn't until this moment that he realized what his wife added every day...

"You cook."

Wang Dalong, who was a little ashamed, walked out, and Wang Dalong's wife was a little puzzled when she saw this: "Don't you cook anymore?" ”

"Not anymore."

Wang Dalong, whose heart was critically hit, lost the desire to cook, and turned on Douyin again, hoping to transfer his sadness through a short video...

The other side.

Li Chen sat in the live broadcast room and connected with netizens.

This is a consultation about the guarantor.

He had a friend who wanted to take out a loan from the bank, but his credit was not enough, so the manager of the bank gave his friend an idea:

Make false information, and then find a qualified guarantor to vouch for it.

In the spirit of being a good friend for many years, he vouched for the other party.

But what he never expected was that his friend didn't think about repaying the money at all, and finally the bank found him, and he became the target of enforcement.

In order to avoid becoming an old man, he could only take out his savings for many years and pay it back to the bank, which eventually became a loan dispute between him and his friends.

"That friend of yours told you all about the bank manager?"

Hearing this, Li Chen also raised his doubts.

No way?

Is there really such a sincere friend?

Isn't it usually just an excuse to have something at home or something else?

"Well, because I knew he didn't have the qualifications to borrow money, I asked."

Hearing the netizen's answer, Li Chen nodded and said, "This is the most typical falsification of information."

Under normal circumstances, the bank's clerk will not do this, and it is not excluded that some people instruct the borrower to find a guarantor to complete the bank's loan in order to complete their own performance. ”

"Now I really can't do anything at all, that friend said that this is a loan dispute between him and the bank, and it has nothing to do with me, and he doesn't want to return the money to me."

Is it just a scoundrel?

Li Chen picked up his teacup and took a sip of tea: "Are you sure he has the ability to repay the loan?" ”

"Yes."

Lianmai netizens said that the emotions here were obviously excited: "That guy has two properties, three cars, and many assets are in the name of his divorced wife." ”

This is a common routine used by old ladies.

I don't have a dime in my name, and some even work part-time to repay the money, and pay back thousands of dollars a month to prove that I am paying back.

However, according to this repayment progress, it is estimated that the creditor will not be able to recover his debts even if he dies.

The court can't help it, because the other person is indeed repaying the loan, or all his salary...

"Do you want advice on how to get your debts back?"

Li Chen pushed his glasses and asked.

Lianmai netizens were a little indignant after hearing this: "I want to ask, can I sue him and the bank that lent him money for fraud, because this contract is fake, he is just an ordinary small employee, and the bank also knows his situation, and he wants to lend him money, isn't it fraud?" ”

Hearing this, Li Chen couldn't help frowning: "If the bank's problem is solved, you can report it to the banking and insurance guardians, and they will come down to check whether there is really a problem with this matter."

If you want to sue the bank on the basis of the contract, I can only say that the odds are not very good, because you are the guarantor of the loan, and the bank will check your qualifications and confirm that you have the ability to repay the loan before releasing the money to the borrower, in fact, there is no problem. ”

"They knew that my friend couldn't afford to pay him back, and it was a problem in itself."

"You can pay it back."

In the face of the other party's annoyance, Li Chen didn't have any thoughts that were used to him: "The bank doesn't know if he can pay it back, don't you know?"

You, as the guarantor, are jointly and severally liable from the moment you vouch for him.

I'll be blunt, the bank will lend you money because it believes in you, so it's actually no problem to ask you to repay the loan. ”

Li Chen looked at the barrage in the live broadcast room with a serious face: "Your question, first of all, there is a misunderstanding of the division of responsibilities.

As a carrier, the role of the bank is only to deposit, withdraw money and lend money, why do you keep thinking about how to sue it?

The actual problem is a dispute between this friend of yours and the bank's employee, and you have to figure that out.

You have to figure out that this employee cheated to help your friend get a loan from the bank, and you were the one who actually got the money in the end.

Therefore, the best way to deal with it is to go to the Armed Forces Association department to report to the police, and say that your friend has conspired with the employees of this bank to defraud you.

Of course, whether you can file a case depends on your own way of calling the police. ”

Speaking of which, Li Chen also disconnected from this netizen and connected to the live broadcast room: "Many people have said that they will not file a case if they go to the Martial Arts Association to report to the police, but in the final analysis, it depends on whether the reporter can explain his own problems."

Fraud and loan disputes are actually two different natures.

The first is that I don't pay back the money, and the second is that I don't have the money to pay it back now. ”

Netizens in the live broadcast room began to ridicule when they heard this:

"This matter is very simple, the third brother calling the police to the other party is definitely a fraud."

"Joke, who is my third brother? Outlaw maniac, this is not a piece of cake for him? ”

"Extralegal fanatic Zhang San: I said this is a fraud, what? You say not? You can't be their accomplice?"

"You are very good, but if I release the extralegal madman Zhang San, how should Your Excellency deal with it?"

"I choose to surrender and save my life."

"Brothers, close the door and let the third brother go!"

Seeing these barrages, Li Chen couldn't help but twitch the corners of his mouth slightly.

For these netizens who love to work hard, they are all happy with sand sculptures, otherwise how boring would it be?

Li Chen pushed his glasses: "Okay, let's connect the next netizen who wants to consult." ”

Live Room:

"Carry away, next."

"This netizen, do you have anything you want to consult?"

"This victim, please tell your story."

"Victim: I'm really hooked, are you here to listen to the story!"

"Victim: It's okay to listen to the story, you have to pay for it."

"Zhang San: Hurry up, pay the money, I'll send you all in if you don't pay!"

Li Chen: ..................

(End of chapter)