In the early days of online shopping transactions, merchants and users faced a very serious problem in transactions.

This problem is called trust.

The merchant is afraid that the user will not pay after buying it, and the user is afraid that after paying for it, the merchant will not deliver the goods or defraud......

This kind of online transaction trust problem is also a problem faced by [Taozhu] in the early days, if this problem is not solved, then [Taozhu] customer base, can not expand......

In the early days, [Taozhu.com] also thought about using virtual currency to pay, virtual currency can be converted into RMB, and RMB can be converted into virtual currency, but this set of business was urgently stopped as soon as it was launched.

There are "legal" issues in the conversion between virtual currencies and RMB......

The team didn't work in front of them, and after thinking about it for a long time, finally, in 2007, [Zhilibao] came into being as a third-party guarantor.

After the consumer places an order, he needs to pay, and the amount paid will be transferred to the [Zhilibao] corporate account, and after the payment transaction is completed, [Taozhu] will notify the seller to deliver the goods.

After both parties confirm that it is correct, the money will be transferred to the seller by [Taozhu.com]......

Later, [Taozhu.com] became more and more developed, and due to the time difference, more and more money was stored in [Zhilibao]......

Ma Yunhua gradually realized that this was not a small amount of wealth.

At the same time, he realized that he could use this small lever to leverage the big lever......

Then, completely revitalize the amount!

………………………………

October 18th.

The Double 10 war came to an end.

Ma Yunhua, who was stabbed by Zhang Sheng, did not last long in anger, and threw herself into the next step.

The ups and downs on the Internet are just the cornerstone of a further step forward in the future, and they are just a bargaining chip for going public in the United States.

Even going public in the United States and becoming the world's largest online retail and wholesale platform is only the first step forward......

8 p.m.

In Ma Yunhua's small courtyard, there were bursts of drama.

The famous actors in the capital sang "Encountering Old Acquaintances in Other Places" on the stage, [When the title of the gold list is titled], and the drama is melodious and touches people's hearts.

Above the stage, the seats were full of friends, and bursts of cheers were heard from time to time.

Ma Yunhua [members of the Jiangyue Society] basically came.

In addition, there are also Guo Jiasheng, the agent of Japan's [Silver Red Capital] Huaxia, [Lianzhong Computer] Liu Hong's daughter Liu Hong's new brand [Tuxing Kuaidi], as well as the heads of [Sun Hung Fund], [Daewoo Fund], [Commercial Rubik's Cube Fund] and other units, also sat behind the flag, which can be described as strong and strong, so unhappy.

Ma Yunhua was immersed in the melodious sound of the opera, while staring at the group of people on the side, and the smile on her face grew.

10 o'clock in the evening.

The sound of the opera stopped.

The famous horn bowed and bent over, and gradually withdrew from the stage amid thunderous applause.

The smile on Ma Yunhua's face did not disappear, and then he enthusiastically led a group of people into the edge of the large conference room in the side room.

When he walked to the door of the large conference room, everyone's mobile phones were placed on the big box next to him, and after a special instrument detected the absence of listening equipment and other things, Ma Yunhua took everyone to their seats one by one.

The meeting room is lit up.

Ma Yunhua's smile suddenly became serious.

"In February next year, [Taozhu.com] will go public in the United States......"

"This is the first step of [Taozhu.com], but at the same time, it is also the first step for all of us to move forward......"

"After this step is down, we [Taozhu.com] will usher in a larger amount of capital, lay the foundation for the next building, and have more overseas help!"

"Human nature is greedy, and the basic Chinese civilians are both poor and greedy, and of course, they also love to dream of getting rich overnight......"

"It's a weakness of human nature!"

"Our [Zhilibao] [Yu Libao] is also based on the weakness of human nature, aiming to absorb more users, and use users' money to leverage a larger market, so as to control the foundation of the future building more firmly......"

"Once again, thank you to [Sun Hung Fund], [Daewoo Fund], [Business Rubik's Cube Fund] and other brothers for joining the club, you are the main force in the next step, and the vanguard ......"

"[Taozhu.com] has initially controlled the Huaxia e-commerce purchase system, but it is far from enough, we must really do it, food, clothing, housing and transportation ......"

"Clothes, [Taozhu.com] has been firmly controlled, food, the next takeaway business, we unite [Liujia], [Yinhong Capital], [Hongtian Capital] to besiege Zhang Sheng's [Honeycomb Pole Delivery], at any cost, as long as you want to fight, as long as you want, as for the line, our [Tuxing Kuaidi] is on the road, relying on countless capital, live, we [Jiangyue Club] have a group of loyal real estate industry brothers......"

"In the future, when food, clothing, housing and transportation, completely opened, we will completely form a network, five years, ten years, twenty years, or even a hundred years, we can follow this network, and gradually control the real sense of the right to speak, when the time comes, and so on external capital access, we will establish a common [trust], when the time comes, we have specialized, professional fund managers ......"

"A century-old family in the future of China, a thousand-year-old family ......"

“……”

"Of course, the step of [Zhilibao] is extremely important, and we have been paving the way for this step for a long time......"

"However, this road is still very bumpy, I don't know when, it will be noticed by the top, everyone must be conscious, and each of them will be restrained, if you quit now, it will be too late to ......"

“……”

"Before founding [Zhilibao] and [Yu Libao], I was ready to go to prison and go to prison!"

“……”

When Ma Yunhua said this.

Everyone was excited, and then, all eyes were in respect!

When they saw Ma Yunhua's figure, everyone felt that this was a great man, a pioneer, and the founder of the capital empire.

Then, after the meeting talked about a series of next cooperation arrangements, there was another wave of chicken blood.

Immediately after, everyone left the scene one after another.

Ma Yunhua looked into the distance.

This moment......

He suddenly felt a little lonely, empty, and at the same time, there was an indescribable sense of trance.

In his mind, a figure appeared.

That figure is Zhang Sheng!

Every industry under Zhang Sheng is something he dreams of!

If Zhang Shengken cooperates, then ......

It's definitely a powerful boost, and it can even save him a long way and spend very little money.

But it's a pity......

"Then ruin it!"

Then, his expression suddenly became expressionless, and the last regret disappeared completely.

………………………………

"If the bank doesn't work hard, we have to change the bank!"

“……”

"I have money alone, but it's useless for me to have money, I can't spend it in my life, I hope that I can realize the self-worth and affirmation of the society, and I am more willing to make money with everyone......"

“……”

"The interest rate of [Yu Libao] that we are about to launch is visible every day, and it is higher than that of the bank, and it is more convenient to withdraw, and at the same time, it can realize a variety of online payment ......."

“……”

"More importantly, we treat our customers as gods, we don't have to look at anyone's face anymore, we can control our own funds, and no one can take them away!"

“……”

Ma Yunhua's series of remarks instantly ignited a flame among netizens.

There were countless fans on the Internet, and soon, all the negative impact of the Double Ten event was washed away!

In 2011, Huaxia Bank's series of services really made users suffer.

The attitude of banks towards depositors is almost like nostrils facing the sky, and ordinary people not only have to queue up for a long line to handle business in the bank, but also have to accept the arrogant and disdainful service attitude of the bank staff......

At the same time, many local banks have seen a lot of bullshit scenes, such as when withdrawing money, they are told that they are not allowed to take all the money due to security implications, such as the death of the elders, and the younger generations withdraw the money, but they want to prove the death, and there are even things like "you prove that you are you......

With so many negative operations, who can replace a bank card with a thing that can stand in the corner and speak for them......

Who's their dad.

After a series of remarks on the Internet, Zhang Sheng and Ma Yunhua's faces were very calm.

Throughout the ages, the real careerists, the embellishments on the surface, have always stood on the side of the righteousness and the people.

The old horse of the original world has indeed fulfilled his promise, and has indeed changed the bank, and even changed the payment system of Huaxia......

Of course, it is indeed difficult to evaluate the merits and demerits since ancient times, and some people say that his value of leading and changing society is a great achievement, and it is also his era......

Some people also say that he took a narrow road, and in the end the hustle and bustle was not his time, but his time......

October 19.

"He was preparing these things in 2009, when the first payment licenses came down......

"At that time, the boss felt that his idea was too crazy, and it felt like illegal fundraising, and the volume was too large, and if it was not done well, it would have a great impact on [society]."

"But in October this year, the meaning of the top seems to be to wait and see first, and it is not encouraged on the surface, but it is not opposed...... They maintain a wait-and-see attitude towards anything new, and in some respects, it is indeed beneficial to the country and the people......"

“……”

An early morning sun shines on the tea table.

Zhang Sheng sat in the office of [Shengteng Technology] and made a cup of tea for Xu Zhenghua of [Huaxia Bank].

Xu Zhenghua took a sip of tea and looked at Zhang Sheng.

But Zhang Sheng just nodded and did not express any attitude.

Xu Zhenghua frowned slightly, and then looked at Zhang Sheng: "Before, I thought we should wait and see, but now, I have some other ideas......

"What thoughts?" Zhang Sheng looked at Xu Zhenghua.

"When he really lays down the market, what our bank wants to do will be completely done by him......

"Today, the average traffic of your [Qiangsheng Online Mall] has exceeded 7 million, and the number of registered users has exceeded 20 million, of which the third-party account fund is also sufficient...... We, Huaxia Bank, are willing to vouch for you, and we will work together to build the system and compete with Lao Ma for the market......"

"I'll think about it, I'm in business, and in finance, I'm still thinking about it......" Zhang Sheng didn't agree immediately, but fell into deep thought.

"Zhang Sheng, this is also the meaning of the above, Zhang Sheng, let me pick you again, the capital on the bright side of the old horse, everyone knows, but some of the capital behind the scenes, the top still can't understand, if a big family, I'm afraid it's not easy to control, recently, not only us [Huaxia Bank], the rest of the banks, will also contact you one after another, and send goodwill to you, your capital is very clean...... We in Huaxia need clean capital like you......"

“……”

After thinking for a while, Zhang Sheng looked at Xu Zhenghua: "I can cooperate with UnionPay, but ......"

"But what?"

"I want to have a voice!"

“……”

(End of chapter)