The ups and downs of the stock market, some people are trapped in a cage and collapse in despair.

Others watched the people flutter in the water from the shore, and became more and more wary of investment.

So, I thought about saving money and managing my money.

Ten years ago.

The so-called financial management is probably exclusive to the rich.

In 2011, in China's financial market, large customers are still an important group......

Ordinary people want to buy a bank wealth management product, at least 50,000 yuan, although the fund is a low-threshold product, but at this time the fund company is vigorously developing the B share for large customers.

In addition to the unfair rates and high thresholds for ordinary people, revenue acquisition is also quite troublesome.

Basically, it is settled once a month, and the interest is paid at one time, and in the event of a long holiday, this income will be deferred......

……

Ma Yunhua's passionate speech ignited the hearts of countless ordinary people.

They looked at Ma Yunhua's glorious shore, and their hearts were both excited and excited!

Driven by curiosity.

They clicked on [Yu Libao].

The threshold of [Yu Libao] is very low, and the advantages of 1 yuan can be bought, withdrawn at any time and directly consumed with Yue Bao are very attractive.

Then, they saw that the annual interest rate was 6.8%, 10,000 yuan for 1 day was 1.8 yuan, and the interest for 7 days was 12.6 yuan, while the same 10,000 yuan, there was a 7-day call deposit in the bank, and the interest for 1 day was only 0.375 yuan, a total of 2.625 yuan for 7 days, and the interest on the 7-day call deposit was not more than a fraction of [Yu Libao].

Compared with other financial products in the market, it is more efficient, more convenient and clearer!

The point is, daily earnings are shown every day!

Seeing such a high annual interest rate and daily income, it is impossible not to be impressed.

But......

At first, users were wary of Yu Libao.

Don't dare to save a lot of money, only dare to save a few hundred, or a few thousand to try the water......

But gradually, when the people around him recognized [Yu Libao] more and more, watched the daily income rise, and watched the wealth visibly surging upwards with the naked eye, finally, some people began to resist the temptation to start saving in tens of thousands......

………………………………

December was the busiest month for Zheng Huateng.

Meetings are held almost every day.

The live broadcast of [YK Video], as well as the linkage with [Paipai Mall], also take into account industrial data such as [WeChat chat].

[Tengji Technology] has experienced ten years of ups and downs since the beginning of the millennium, and in these ten years of ups and downs, he has never been as busy as in 2011.

These days......

They are meeting every day.

And the content studied in the daily meeting is none other than Zhang Sheng.

From the beginning of December to today, Zhang Sheng eats and drinks Lazar every day, who he has met and what he has done, he remembers it very clearly.

Not only did they stare at Zhang Sheng every day, but even every company under Zhang Sheng, what they were doing every day, they all recorded it, and they held a meeting at the slightest sign of abnormality.

"Zhang Sheng rolled 1.5 billion yuan, and 750 million was called to CCTV on the spot, becoming CCTV's first Spring Festival Gala before it started, and it was already a customer ......"

"Borrowing money from the Spring Festival Gala advertisement seems to be the purpose of Zhang Sheng's buyout of the Spring Festival Gala advertisement......"

"No, this time Zhang Sheng's Spring Festival Gala, there will definitely be a big move, and we have been staring at the Spring Festival Gala...... The only thing that makes me strange is that after December, Zhang Sheng has left the Spring Festival Gala choreographer and director team, and he has been nesting in Yan Shihua all day long......"

"We investigated Zhang Sheng's path during this time, during this time, he has never left Yan Shihua, let alone participated in the choreography or production of the Spring Festival Gala, it is incredibly quiet, I always feel that this is Zhang Sheng's trickery, but according to some friends of Yan Shihua, Zhang Sheng is either in the classroom, or in the library, or in the canteen or dormitory......"

At the end of December 2010, Zhang Sheng gave a bonus to all employees of the company, but this year, Zhang Sheng's finance department does not seem to have that meaning......

“……”

However, the total turnover of all industries in Zhang Sheng this year has exceeded 10 billion, or even higher, as for the profit, it is difficult to calculate now, but it is unlikely to be much worse...... He has a complete set of internal circulation industrial chain, which can avoid the consumption of middlemen and maximize profits......"

“……”

in the conference room.

Countless materials about Zhang Sheng kept passing in front of his eyes.

Zheng Huateng looked at Zhang Sheng's whereabouts, and didn't know that in the past year, he had been attacked by Zhang Sheng too many times, and Zheng Huateng already had a feeling of being a soldier in his heart.

He always felt that Zhang Sheng would stay in a corner, and then, suddenly, he would give himself a little bit!

This guy is always staring at the next three roads, and he has repeatedly sneak attacks, but other than that, there seems to be no other trick......

But, he really can't guess what Zhang Sheng is going to do, he can't figure it out, he really can't figure it out, this guy won't really be studying, right?

Or are you secretly taking some certificates?

The more you can't guess, the more you feel that the other party is mysterious, and the more you feel that the other party is mysterious, the more uneasy you feel in your heart.

Under this emotional distress......

Zheng Huateng briefly ignored Ma Yunhua.

In the early hours of December 8.

Zheng Huateng was still busy in the conference room, staring at Zhang Sheng's every move, thinking about which way this guy was going to make a move.

But......

It was at this time.

[Micro Chat] Zhang Xiaoqiang of the department ran in in a hurry, with a solemn face on his face, and even a little panicked in tone!

"Mr. Zheng, this year's financial market may be about to change!"

“……”

Zheng Huateng put Zhang Sheng's information aside.

Subsequently, I saw Zhang Xiaoqiang hand over a copy of the data about [Yu Libao].

At first, Zheng Huateng was very calm, but the more he looked down, the more serious his expression became, and when he finished reading the data of [Yu Libao] for a week, his heart trembled violently.

Only one week after the launch of [Yu Libao], the number of users has soared to one million!

He realized that the era of Internet financial management had arrived.

"Mr. Zheng, the payment system launched by our [Q Dog] has not been rolled out in a real sense until now, and the enthusiasm of users is always not high, maybe we really want to shift the strategic focus to [Wei Chat]!"

"Mr. Zheng! We can't keep an eye on Zhang Sheng and be stolen by Ma Yunhua! Zhang Sheng's [WeChat] is terrible, but it can't decide the life and death battle yet, but Ma Yunhua's payment system ......"

“……”

in the office.

Zhang Xiaoqiang's voice became heavier and heavier.

Zheng Huateng didn't respond, just frowned tightly.

The battle between [WeChat] and [WeChat] made the growth rate of [WeChat] gradually slow down......

They once shifted their strategic focus to [Q Dog] payment, but, because the Q Dog business was too bloated, the payment was not paved at all, and now it is stuck in the middle, and some are not up or down......

These days, whether it is the integration of [YK Live] and [Paipai Mall], or the expansion of other businesses such as games, they are all for his payment......

"Mr. Zhang, how many users are there now?"

"110 million!"

"There are still not enough users...... Not ideal! ”

Zheng Huateng's brows became deeper and deeper, and he shook his head.

Zhang Sheng's [WeChat] is like a needle piercing his heart, it hurts and can't be pulled out!

"Mr. Zheng, or ......"

"Borrowing from [Zhilibao]?"

"Yes! Simply, we use [WeChat Chat] to launch a financial management system, and our interest rate can be higher! ”

"You're going to burn a lot of money, right?"

"Mr. Zheng, we don't have to spend a penny, we can use deposits to support loans, and then use loan interest to support deposit interest, we will take a step ahead of the old horse and release the lending system!" Zhang Xiaoqiang's eyes were slightly red, and he stared at Zheng Huateng tightly.

"Do you want to do Internet finance?"

"Yes! I asked the top what it means, and the top means to encourage the development of the Internet with all kinds of possibilities, but in principle, it does not support anything...... It's also watching! ”

"......" Zheng Huateng was still silent.

But Zhang Xiaoqiang added another sentence: "Mr. Zheng, if Lao Ma swallows the cake completely, we will have no chance, our [micro chat] living space will be further compressed, if we can't really monetize users, then we can only be empty, we will be completely out of the next era, Mr. Zheng!" ”

"The financial management system can be considered, but borrowing ...... Some are too sensitive, have to wait a little! ”

“……”

………………………………

When a trend swept across China.

So......

All will tremble at it.

[Zhilibao] is a big killer that Ma Yunhua has accumulated over the years and has been hiding!

Obviously, the power of this mass killing weapon is simply terrifying!

December.

[Yu Libao] shocked the launch!

On the day of the launch, Xu Xiao, the person in charge of [Sun Hung Fund], revealed that on the day of Yu Libao's trial operation, the entire website went down on the spot because of too much traffic, but it was later restored]

The users brought by Yu Libao far exceeded everyone's expectations.

[Yu Libao] was launched for 6 days, and the number of users exceeded one million!

Since then, 140,000 new users have been added every day!

[Yu Libao] has been online for 18 days, and the number of users has exceeded the total number of customers of the top 10 domestic money market funds with the largest number of users in 2011!

[Yu Libao] has been online for 20 days, and the number of users has exceeded 2 million!

The scale of deposits far exceeds 10 billion, with an average of 5,000 yuan per capita.

When the data was announced, the entire Chinese financial market was shocked!

December 20th.

Ma Yunhua received a message from overseas!

The world's six major contractors were shocked that Ma Yunhua's [Zhilibao] had made such a great influence in China, and at the same time, Ma Yunhua also received countless applause and flowers.

The listing of [Taozhu.com]......

Finally, at noon on the 20th, the agreement was officially finalized.

The day......

For Ma Yunhua, it was excitement.

But then he heard a piece of news, but Ma Yunhua's expression froze slightly, as if he had eaten.

"[Weichat] has also launched the payment system, and [Weichat Wealth Management] has also been launched, and the other party has cooperated with [Xinhong Fund] and [Huangcheng Fund]...... Everything is copied from us except for the name! ”

“……”

After Ma Yunhua listened, she asked again: "What about Zhang Sheng?" ”

"Zhang Sheng avoided the battle......"

"Avoiding war? Heh, now avoid war? It's late! ”

Ma Yunhua's face was ruthless!

Then narrowed his eyes.

"The listing matter is settled, now, it's time to free up your hands to clean up this-stirring stick!"

(End of chapter)