Xu An worked all morning and completed a lot of things.

First of all, all the employees and work of the three stores of Xu's fast food restaurant were arranged clearly;

Then I went to the lo-mei shop to monitor and check the work progress of the water and electricity master, and also signed for two freezers and put them in the store;

Sort out all the relevant information of the lo-mei shop and submit it to Uncle Dongliang's friend, so that he can help apply for a business license;

Finally, I went to the Haishi Convention and Exhibition Center to meet with the staff of the preparatory team and sign a contract for the meals during the exhibition.

The person in charge of signing the contract with Xu An was a strange staff member, and this time he didn't see the old man and the middle-aged man, and the young woman in the photo didn't seem to see it either

When signing the contract, Xu An found that the number of boxed lunches needed every day had been filled, a total of 2,860 servings!

Nearly 3,000 copies!

This is more than half of the two thousand copies that Xu An expected at the beginning.

After signing the contract, Xu An also went to visit Manager Han of Xinyang Commercial Kitchen Technology Co., Ltd., most of the equipment is still being installed and has not yet entered the commissioning stage, but looking at the progress of the site, it is only a matter of these two days.

All the above things were completed, and it was already eleven o'clock at noon when I returned to the store, just after the delivery time, Xu An followed Uncle Guosheng to be busy again, and it was not until one o'clock that he returned to Xu's fast food restaurant again, and he was really idle.

Sitting behind the cashier, after carefully reading the contract signed with the expo preparatory team in the morning, Xu An operated the mouse to open the browser, entered the insulated food truck in the search bar, and searched it.

Now that we have won the food label of the expo, the purchase of insulated food trucks really has to be put on the agenda.

After some browsing, Xu An found that the price of the dining car that met his requirements was basically around 50,000 yuan.

50,000 yuan is just the price of the car, and together with the expenses of various procedures, it is almost 60,000 yuan.

Originally, there were more than 70,000 yuan of working capital available in the store, but after leasing the lo mei shop and paying the rent deposit, there were more than 60,000 yuan left

If you buy this dining car in full, the working capital will bottom out directly, and you have to set aside a sum of money to buy automated kitchen equipment, as well as the greenhouse, maybe there is some hope

Whether it's automated kitchen equipment or greenhouses, you need to use money.

Especially the latter, which has more than a dozen greenhouses, requires no less money than buying a food truck.

Speaking of greenhouses, Aunt Hong's daily output of their greenhouses does not seem to be enough to meet the needs during the fair.

This means that I have to buy fruits and vegetables from the wholesale market every day, which is a full double of the cost!

Just when Xu An was thinking about the 70,000 yuan in his hand, how to meet the needs of buying a food truck, buying automated kitchen equipment and building a greenhouse, a young man who was still meticulously wearing a full suit in the 38-degree heat appeared in front of Xu's fast food restaurant.

The man's gaze quickly passed over everyone in the store, and finally landed on Xu An, who was sitting behind the cash register with his eyes empty.

Yes, he recognized the face, and the young man who didn't look very old was the owner of the fast food restaurant.

The young man stepped into the store with his feet raised, and the fan at the door turned in the direction he had entered, and the strong wind currents brought him a strong sense of coolness and comfort, and the expression on his face that jumped up because of the heat became a little more relaxed.

"Boss Xu, good afternoon."

The young man's voice pulled Xu An's soul that wandered outside the nine heavens back into his body, and Xu An's brain subconsciously responded to the young man's greeting: "Hello, do you want to eat?" ”

After speaking, he looked at the man, only to find that this person had never seen it himself, and he was very unfamiliar.

So how did he know himself?

It's weird.

"That's right, Haishi Bank has recently launched a new commercial loan, which is higher than ever and has a lower interest rate, which is very suitable for small and medium-sized businesses to use for cash flow." As he spoke, the young man handed the flyer to Xu An along with his business card.

Business loans!

Xu An is very familiar with this, after graduating from college, he kept hearing from his classmates and friends around him, this one bought a car, that one bought a house, and basically bought it through a loan.

Of course, Xu An has no experience in this area, all of them have heard of it, but have never experienced it personally.

Reaching out to take the leaflet and name from the man, he looked at the message on the business card.

'Haishi Bank Clerk-Zhou Yaodong'

As a native of Haishi, Xu An has a good opinion of Haishi Bank.

When the income of the lunch stall exceeded 500 yuan a day, I went to Haishi Bank to apply for a bank card.

Putting the business card aside, Xu An picked up the flyer and checked the contents on it.

After reading only a few paragraphs, Xu An's breathing became short, and a flush appeared on his face, and he quickly read the contents of the flyer at a glance.

There are many words on the flyer, but they can be summed up in a simple sentence - with a business license loan, if the conditions are met, the minimum loan can be 200,000 yuan, and the maximum can be 20 million!

Loan Terms:

The first condition, at least eighteen years old, this one is met!

The second condition is to meet the market prospects and comply with national policies, which must be met!

The third condition is to have a local ID card or residence permit, and have a business license, no problem at all!

Fourth.

When more and more conditions were met, a factory sprung up in Xu An's mind, and the same automated kitchen equipment that he had seen in the atlas appeared in the factory.

Countless melons and fruits are picked from their own greenhouses, transported to the factory, and sent to a machine by the employees, and the ingredients required for cooking are sent to the cooking room, and the automatic stir-fry machine operated by Liu Daxi's team and others will cook them into delicious, and then they will be packaged into exquisite lunches by He Gu and others, and finally these boxed lunches will be transported to every corner of the city by Uncle Guosheng in a thermal food truck

Seventh condition: the store holds a business license and has been in operation for one year.

Smack————

It's the sound of broken illusions.

From the business license to the present, Xu's fast food restaurant has only been full for more than a month, a difference of 108,000 miles.

"I'm sorry, but our store doesn't qualify for a loan." Xu An refused with some regret.

"I can help you assess whether your store meets the loan requirements." Zhou Yaodong opened his mouth and explained: "If some of the conditions are more prominent, the other part of the conditions will be reduced as appropriate~"

Zhou Yaodong's words almost clearly told Xu An that there is considerable room for adjustment in these conditions.

In 2012, the bank's service attitude was so good, not to mention the initiative to sell business, but also to help assess whether the store meets the loan needs.

Faced with such an active and good attitude of a salesman, Xu An naturally would not refuse his request.

"When did the store get its business license and start operating?"

"July?"

"What year?"

"2012."

As soon as the pen wrote a '2', Zhou Yaodong turned his head to look at Xu An, this young man, shouldn't he be playing with himself.

Even if he opened in early July, it will only be a month and a half now, and this threshold has to be cut directly to the soles of the feet!

He knew that Xu's fast food restaurant had been established for a short time, but he didn't expect it to be so short!

But the words have been spoken, and it is not easy to refuse now, so Zhou Yaodong has to continue to count.

Forget it, forget it, it's all here, it's all running, it's not a few strokes.

After Zhou Yaodong finished writing, he continued to ask: "How much can the daily income of the store be?" ”

"Gross revenue or net profit?"

"Pure profit."

"About seven thousand five hundred."

The tip of the pen that was sliding on the paper paused again, and Zhou Yaodong turned his head to look at Xu An again, with big doubts in his small eyes.

"Our store is mainly engaged in takeaway business, with the Haishi Library and the Red Brick Creative Park as the center, there are about four to five hundred company stores that order food in our store, and some companies have reached a cooperation with our store, and we provide staff meals at noon every day. In addition, we have just reached a cooperation with the Haishi Machinery and Equipment Expo, and the lunch boxes required during the expo are all provided by Xu's fast food restaurant."

With Xu An's narration, the doubts in Zhou Yaodong's eyes turned into confusion, this script is not right!

He learned about Xu's fast food restaurant from the documentary "Visiting Fast Food Restaurants" on Haishi Local Channel, and learned from the film that Xu's fast food restaurant is doing well, has a wide range of business, has a good momentum and has a tendency to actively expand.

The most important thing is that Xu An, the owner of Xu's fast food restaurant, is self-made, which means that he needs money if he wants to develop! What a business promotion opportunity!

So he, Zhou Yaodong, came to the door with the information.

But now, it doesn't seem right.

It was said on TV that it had been established for a short time, but it didn't say that it was less than two months!

The TV said that the business situation was good, but it did not say that the daily net profit could be 7,500 yuan!

On TV, he said that the business scope is very wide, and he also saw Xu's fast food restaurant serving food to people at the Silver Star Office Building, but he didn't say that they also received orders from the expo!

Although it was unexpected, these unexpected conditions are all advantages!

The high income, the wider the business scope, and the cooperation with many companies and government units, show that Xu's fast food restaurant will not easily abscond with money and has huge development prospects!

In addition to the short time of establishment, it is a very good business promotion object!

After some writing and calculation, according to the current operation of Xu's fast food restaurant, it is calculated that it can borrow up to 1.2 million yuan.

If Xu's fast food restaurant can be open for half a year and maintain the current sales situation, the maximum amount can be increased by three or five times.

However, Xu An was very satisfied with this amount, and put this manuscript paper and Zhou Yaodong's business card together in a precious place.

Since you can borrow so much money, you can buy the insulated food truck in full with confidence.

When there is a need for kitchen equipment or greenhouses, you can apply for a loan!

One and two hundred thousand!

Zhou Yaodong was very excited when he saw Xu An's heart, and asked with anticipation.

"Boss Xu, how much do you plan to borrow? It is recommended that you get the maximum amount directly in place at one time, and the difficulty of the second loan will be higher than that of the first loan before the first loan is paid off. In terms of information, I can prepare it for you, you can rest assured that you will leave this matter to me, and I will definitely do it beautifully for you! ”

One and two hundred thousand!

Not to mention this month's performance, next month, next month, and next month have all been completed!

"I don't need it yet, I'll call you when I need to!" Xu An said and picked up Zhou Yaodong's business card and shook it in front of his eyes: "I will put away the business card well!" ”

One second heaven, the next second hell may describe the scene in front of you.

One million two million performance, flying!

But Xu An was unwilling, and Zhou Yaodong had no choice, so he pulled with Xu An for a while, and after being rejected by Xu An N+1 times, Zhou Yaodong could only give up this idea.

"Boss Xu, when you need a loan, please be sure to contact me!"

"If you need a loan, I will consider your bank as soon as possible."

Although Xu An's tone of reply was very sincere, Zhou Yaodong didn't believe a word!

How many customers have promised him this, but when it comes to the final need for loans, they all go to the big four banks!

The achievements that belonged to him all flew!

Xu's fast food restaurant! You have to take out a loan from yourself!

Wouldn't it be too frequent to greet once a day, or once every three days?

Recently, the bank has bought a lot of things to give to customers to maintain relationships, peanut oil seems to be good, the Wuchang rice is also very good, and there seems to be flour

I bring some with me every time I visit, so that the boss should not be disgusted by his arrival.

It's not strange to have many people!

(End of chapter)