Chapter 224: Notes: Xu An, a particularly tricky guest
"Boss Xu, this is the situation now, do you want it here?"
The intermediary brother wanted to persuade Xu An to give up, but thinking of the price he had negotiated so hard, and thinking of the commission that Xu An promised, he couldn't say the word 'give up'.
Two hundred thousand! The commission is at least 60,000! This is comparable to a year's salary + commission!
"Please go and find out who the other owner of this shop is, and what the price they are negotiating." Xu An saw the intermediary brother's worries: "I have almost prepared the information, I will go to the financing guarantee company to communicate about the loan in the afternoon, there is no problem with cash transactions, and your commission will not be less than you." ”
"Good!" As soon as the intermediary brother heard Xu An's words, his fighting spirit came up again.
After the intermediary brother left, Xu An clicked on the background to check the handling of the membership card.
It's eleven o'clock, and it's been an hour since the membership card feature went live. At present, the offline membership card handling situation is quite good, there are already 47 cards, and the average is more than one every minute. Looking at the number of people queuing outside, it is estimated that there will be 200 people who apply for membership cards offline.
Open the takeout ordering page of Xu's fast food restaurant and enter the background. The number of membership cards shows that it is actually in the single digits. Single digits!
Although one of the only three membership cards is a huge membership card with a recharge of 1,000 yuan, it is just a drop in the bucket for the total amount of funds he needs.
Relying on membership cards or something to legally raise funds is really wishful thinking, and the background of Xu's fast food restaurant is still too poor. If Xu's fast food restaurant is a well-known local large enterprise like Qiansheng Group, presumably the membership card will not be sold at all.
No, if it is a company like Qiansheng Group, it is definitely the bank that takes the initiative to come to the door and beg for a loan.
Xu An shook his head, threw away all kinds of distractions in his mind, sighed, and began to sort out various materials resignedly.
Unlike Haishi Bank, the financing guarantee company also has special staff to help sort out the relevant materials, and now these materials all need to be sorted out by Xu An himself. However, there is little difference between the materials required by the two, that is, there will be a few more materials required by the financing guarantee company.
Before leaving, Xu An first went to the second floor of the No. 1 store, which had been changed from the guest dining area to the lo-mei packaging area of the Taobao store.
After the initial run-in, the ten students who were hired by Lao Han are now handy at work, and the work of cutting, weighing, bagging, compressing, and packing is carried out in an orderly manner.
In just over an hour, three large cardboard boxes have been piled up near the staircase, and the cartons are full of packed lo-mei orders.
According to the speed of their work, when the owner of Shunfeng Express comes to collect the mail tonight, he should be able to send out more than a thousand copies, and the remaining orders can be shipped within fourteen days.
It was already twelve o'clock after Tang Wen finished all the other work on hand, and when she wanted to enter the background to count the membership card processing data, she suddenly thought that the end time of the store's business was half past two, and she hesitated for a moment, but decided to wait for the end of the nap to carry out the membership card data statistics.
When I woke up, it was exactly two o'clock in the afternoon, and after sorting out the documents processed in the morning, it was half past two, and the time when Xu's fast food restaurant was closed.
Holding the USB flash drive, Tang Wen walked out of the office with a yawn, walked behind the cashier counter of the No. 1 store, said hello to Grandma Xu, opened the background of the membership card system, exported the data to the USB flash drive, and finally returned to the office with the USB flash drive containing the data.
There were 272 people who applied for membership cards offline, 142 people recharged 100 yuan, 84 people recharged 200 yuan, and 46 people recharged 500 yuan, a total of 54,000 yuan.
This data is quite good, the average daily traffic of the store is more than 500, and two-thirds of the people can apply for membership cards, which is quite high.
After counting the offline data, Tang Wen logged in to the online ordering page of Xu's fast food restaurant and entered the administrator background.
How many membership cards are 702? Four hundred and seventeen pieces of one hundred. Two hundred and five of two hundred pieces. Seventy-five pieces of five hundred pieces and five pieces of one thousand dollars!
There are really people who recharge 1,000 yuan, and they still underestimate the customer base of Xu's fast food restaurant!
When I was about to enter the formula to count the total amount of online membership card recharge, my elbow accidentally touched the mouse, and the admin background page appeared at the top of the screen. When I held the mouse with my right hand and tried to close the browser page, I clicked my middle finger on the right button to refresh the page.
On the new page, there are 733 membership cards.
Seven hundred and thirty-three? Wasn't it seven hundred and two!
Tang Wen's breath stagnated, quickly called up the form, and looked at the column of the number of membership cards, the three data of '702' appeared in front of her eyes very clearly, which made her open her mouth and mutter: "In just five minutes, a full thirty-one membership cards have been added?" ”
To determine if this is a coincidence or if the membership card data is soaring rapidly, the mouse flicks back to the admin page and right-clicks to refresh it again.
The number of membership cards, 738, has increased by five in less than a minute!
Tang Wen exported the background data again, and this time, even the recharge time column was checked.
From ten o'clock to half past ten, three; 10:30 to 11 o'clock, 12 sheets; eleven to twelve, thirty-eight sheets; Twelve o'clock to one o'clock, two hundred and thirty-seven! One to two o'clock, two hundred and twenty-nine! Two o'clock to two forty o'clock, two hundred and twenty-two!
The number of online membership cards seems to have entered a growth stage from 11 o'clock, and has continued to grow at a rapid pace since 12 o'clock!
Tang Wen also noticed another data, which is the video views of [Brand Story], which has been watched by more than 8,000 people!
She quickly opened the [Xu's Catering] account that uploaded this video almost at the same time, with 17,000 likes, 3,200 retweets, and 4,030 comments!
Could it be because of this video? Led to a surge in the number of online membership cards?
I'll have to tell the store manager! If it's really because of the video, then the increase in the next membership card is definitely not weak! He suddenly got up from his seat and wanted to go downstairs to find Xu An.
As soon as she took a step, Tang Wen suddenly remembered that Xu An had something to do, as if she was going to go to the financing guarantee company and ask them to assist in the loan matters
Tang Wen hurriedly picked up the mobile phone on the desktop, found Xu An's phone and pressed the dial button.
Hannan Financing Guarantee Company.
The loan of more than one million yuan is not a small order for this financing guarantee company, but it is not a big list either. Therefore, the attitude of the staff sent was not very enthusiastic, and of course it was not rude, but it was unusually polite.
According to the operation of your store, the current assessment is that the amount of your guarantee will be between 100 and 1.2 million, more than 1.2 million, and the bank needs fixed assets as collateral to be able to handle it."
The man took out a piece of paper with the Hannan Financing Guarantee Company written on it, and the black signature pen slid quickly over it.
"At present, the one-year interest rate of the bank is 6.58%, and it is 6.4% for one to three years. According to the loan amount of 1 million, the three-year interest is 192,000 yuan, and our company's handling fee is half of the loan interest, and you need to pay a handling fee of 96,000 yuan. Do you agree with this, Boss Xu? ”
Xu An stared at the man for two seconds before asking; "Can't I apply for a one-year loan?"
The man showed a formulaic smile on his face, crossed his fingers with his hands, propped them on the table, and said with a glance: "The situation of your store, we can only handle it for you for one to three years." ”
Now he has what he wants, the initiative is in the hands of others, and in the face of such a strong refusal of the staff, Xu An has nothing to do, who makes his store not a well-known big enterprise.
"If so, can the money be remitted to my card on September 10?" Xu An pondered for a moment and asked.
"Well, the time is a bit tight, it's not impossible, it's just that you need a rush fee"
The man didn't say the specific cost of expediting, but it was known from the elongated tail note that the expedited cost was definitely not low, and the two suddenly entered a stalemate.
Xu An glanced at the man, then at the paper full of calculations, and finally at the huge wall clock hanging in the lobby, the time was twelve thirty-two at noon, and it was time for lunch.
"I need to think about it again, and I'll give you a specific answer at two or three o'clock in the afternoon." Xu An took back all the materials placed on the table one by one, and only after standing up did he say this politely.
"No problem, Mr. Xu, this is my business card, please feel free to contact me after you think about it." The man handed the business card to Xu An with one hand, and suddenly lowered his voice and said in Xu An's ear: "You have to be in a hurry, and the handling fee will have to be doubled one day later." As you know, the approval time on the bank's side is not short, even if our company has cooperation with the bank, the process that should be taken still has to be followed."
In the end, after this person gave Xu An a 'you know' look, he sent Xu An out the door in a formulaic manner.
Xu An stepped out of the gate with his front foot, and the glass door with his back foot was closed. Looking back, the man had turned around and walked into the company.
It seems that his small business is not very good for the eyes of this staff, and his attitude is a little worse.
After leaving the Hannan Financing Guarantee Company, Xu An found a nearby restaurant for lunch, then took out a notebook and a pen to quickly analyze. The handling fee of the guarantee company is almost 100,000 yuan, the commission of the intermediary brother is 60,000 yuan, and the member recharge discount activity is almost nothing
Well. With such a series of operations, not only did you not save money, but you also had to put money into it!
But now I really need a large office space, the current office is too small, and I need a series of important personnel such as administration and finance cannot be recruited; The cooking of Hell Lo Mei is also a very tricky problem, and at present, it is all moved to the back alley after cooking to disperse and pack, and the surrounding shops have already complained about it
Moreover, the value of that store far exceeds these fees, interest, and rush fees; After having fixed assets, if you encounter an urgent need for money in the future, you can use the fixed assets as collateral to apply for a loan from the bank, and you no longer need a guarantee company
Ay!
After the black signature pen in his hand finally wrote a big "buy] on the notebook, Xu An put the notebook and pen back in his bag, drank the lemonade in front of him, got up and left the restaurant, and walked towards the Hannan Financing Guarantee Company.
When I sat down at the table again, the huge wall clock on the wall showed the time exactly 2:40.
"Mr. Xu, have you already made a decision?" The man folded his hands in front of his chest, looking confident, as if he had expected Xu An to go and return: "If you have already decided, we can discuss specific cooperation."
Jingle Bell – Jingle Bell ————
The sudden ringtone of the mobile phone interrupted the man's speech, a trace of displeasure flashed in his eyes, and when he wanted to ignore the ringtone and continue to speak, Xu An gave him an embarrassed look, took the mobile phone and left the meeting table, walked to a remote corner of the lobby, and pressed the answer button.
"Hey, what's wrong?" Xu An lowered his voice and asked.
"Boss, membership card" Tang Wen stopped before she started speaking, and then Xu An heard the sound of the mouse 'da-da'.
"What happened to the membership card?"
"Now the number of online membership cards has exceeded 800, and with the addition of offline membership cards, the recharge amount has exceeded 200,000!" Tang Wen took a big breath before continuing to say: "And now the number of membership cards is still growing at a rate of 3.5 per minute!" ”
In less than four hours, the amount of membership card recharge has reached 200,000, and it is still growing rapidly!
This shows that my membership card recharge activity, which is in a hurry, or even makes no money just to raise funds, has worked!
Although it is still far from his goal, there is still a day and a half before the end of the event, so he can choose to wait and see and make a decision tomorrow!
It's a big deal, it's just a little higher!
"Okay, I got it."
Xu An hung up the phone, took a deep breath, showed a standard smile, turned around and walked back to the meeting table to stand still, and answered the question asked by the man just now: "Yes, I thought about it and decided to think about it for another night, and if there is a need tomorrow, I will bring all the information to your company at ten o'clock tomorrow morning to go through various cooperation procedures." ”
After speaking, Xu An stretched out his right hand representing friendship to the man, shook hands with the man with a confused face, turned around and left the guarantee company, leaving the man standing in place stunned.
No, there's something wrong with this man! Especially come back to yourself, just to tell yourself that you have decided to think again? Isn't this shaking people!
Depend on! Isn't it just a loan business of one million, not to mention that the amount is small, and it has to be urgent, so Lao Tzu is unwilling to serve!
Whoever likes to pick it up tomorrow will definitely not pick it up!
The man scolded and returned to the office, the more he thought about it, the more angry he became, and silently gave Xu An a one-star evaluation in the system, and noted it as "particularly tricky".
"Next time you come over, I'll see who will pick up your [particularly tricky] guest's list, and when the time comes, when you ask me, the handling fee will definitely be charged to you according to the highest standard!" A small broken fast food restaurant, actually came to play Lao Tzu"
Chapter 2 is a little later
(End of chapter)