Chapter 310: I can borrow three or five million
I wanted to go to bed early today, and I had already washed up and changed into pajamas and lay down on the bed, but just when I was about to turn on the silent mode, a new message alert popped up on the phone.
【. Live stream five times a week, each time for four hours, with at least ten products on the shelves each time. If the number of orders in the live broadcast room exceeds 5,000, you can get the homepage recommendation of the live shopping channel. If the order volume exceeds 10,000, you can get more than 20,000 orders for the recommended position on the right side of the platform's homepage, and more than 50,000 orders for the whole site's banner recommendation, and the platform homepage recommendation + big seal push. 】
The conditions of this contract are quite generous, and there is no overlord clause, that is, at least ten products are put on the shelves at a time, which is a bit difficult.
In Xu's Lo-mei Taobao store, even if Hezibao's agricultural products are added, there are only fifteen products in total, which is not enough for two live broadcasts.
If the live broadcast is the same product display every day, and there is no discount, the audience will be bored and will gradually reduce their attention to the live broadcast room.
Forget it, let Tang Wen make a video data analysis report tomorrow, take a look at the hot spots that the public is paying attention to in these two live broadcasts and previous videos, and then decide the live broadcast content of the live broadcast room according to these hot spots.
After all, the promotion of free door-to-door delivery, don't be in vain!
After putting the phone on silent mode, Xu An turned off the lights and hugged the two little ones and fell asleep.
In the dream, Xu An saw a familiar factory, the plant is equipped with a variety of modern equipment, the open space outside the plant is full of all kinds of cold chain logistics vehicles, the surrounding greenhouses of the plant, all kinds of fruits and vegetables in the greenhouse are thriving.
Because of this dream, after waking up and returning to the office the next day, Xu An immediately turned out the phone number of Zhou Yaodong, a salesman of Haishi Bank, and dialed it directly.
"No wonder I heard the magpie calling as soon as I went out this morning, it turned out to remind me that there was a happy event coming to the door today, and Boss Xu was looking for me! Call me so early, could it be that there is a big business coming to me? ”
"Haha, it's not a big business, it's just a little bit of a problem I want to consult you"
The question that can be consulted by a bank clerk is either a loan or a mortgage, or a large deposit, no matter which one it is, it is a good business, Zhou Yaodong immediately smiled and said: "Boss Xu, I must know everything!" ”
"I want to know how much money I can approve if I mortgage the real estate owned by the company?" After that, Xu An added some detailed information: "The property is located on the commercial land of Qianjin Road, covering an area of 212 square meters, with a total area of 424 square meters, and the real estate agent estimate is 1.74 million. ”
"The mortgage ratio of real estate is not more than 70% of the appraised value of the house, and according to the operation of Xu's Catering, the property worth 1.74 million yuan can be approved for 1.218 million yuan." Zhou Yaodong almost didn't pause, and calculated the account in one go.
For such a large shop, the mortgage can only get 1.2 million, which is a bit low!
Although it only takes 600,000 yuan to win all the greenhouses, but after this mortgage, before the loan is paid off, the second loan can not be carried out, and the more money you have, the better.
"It's a bit low, is there any way to borrow more?" Xu An asked directly.
"May I ask Boss Xu, does your company pay taxes normally every month and have tax payment certificates?" Zhou Yaodong did not answer this question immediately, but asked about the relevant details.
"Yes, the tax side is entrusted to Tongyin Finance and Taxation Company to be responsible for audit and payment, and the tax paid last month was 22,500 yuan."
"If the tax amount exceeds 20,000 yuan, then Boss Xu, you can consider a corporate tax loan + real estate mortgage loan, and the total loan amount of the two should be between three million and five million, of course, how much you can borrow depends on the approved amount."
"Okay, I understand, thank you Manager Zhou for your answer, if you really have a loan need, I'll contact you again."
After talking about business, the two chatted a few words in a familiar tone, and then hung up the phone.
Xu An wrote down the loan method and loan amount that Zhou Yaodong just said in his notebook, and looked at this set of numbers in a daze.
The minimum is 3 million, and the purchase of all the greenhouses is 600,000, and there are still 2.4 million funds left, and the production base in Hezibao can apply to start construction at the same time
According to the current sales volume of Taobao store, the original plan of 300 square meters of video procurement factory seems to be a bit small, and it can be directly expanded to 600 square meters, the size of one acre of land.
If the lo-mei branch is doing well, the second wave may be able to grow to ten or more in one go, after all, there are still two or three months to go before the Chinese New Year, and both adults and children will be more willing to spend money, which is a good opportunity for promotion
Or set up a few more lo-mei restaurants in the city, so that you can increase the takeaway range of Xu's fast food restaurants.
After writing and drawing, the three million yuan was properly arranged by Xu An, looking at the notebook full of writing and the numbers behind each clause, Xu An suddenly felt that three million seemed to be a little less!
Knock Knock – Knock Knock Knock————
There was a knock on the door of the office, and after Xu An looked up and said, 'Please come in', the door was pushed open, and the person who came in was Lu Shengnan.
"Boss, this is the contract we signed with Harvest Farm, and the first batch of fruits and vegetables have been delivered today, and the quality is good, which fully meets our requirements." Lu Shengnan put the contract on Xu An's desk as he spoke, exhaled lightly, and then said, "Boss, yesterday's trip to the harvest farm made me think they seemed to have made some big moves."
"Huh? Big moves? Xu An took the contract and asked as he flipped through it.
"Yes." Lu Shengnan nodded and briefly described the events at the dinner table last night, and then said his guess: "Harvest Farm seems to have taken a fancy to Xu's catering business, whether they plan to launch a corresponding business after us, or have the idea of buying our company, it is a bit tricky for us." ”
Lu Shengnan stared at Xu An tightly as he spoke, trying to see his intention from his face.
But whether it was 'launching a business' or 'acquiring a company', the level of surprise on Xu An's face was the same, which made Lu Shengnan unable to guess Xu An's true thoughts.
Xu An's surprise was not fake, in his memory, Qiansheng Group rashly entered the real estate industry after a big heel, in order to quickly recover, Qiansheng Group set its sights on its own cows - harvest farm, the harvest farm to take back the control of the farm, and then began to develop the farm as the core of the industry.
Although the world line in this life has changed, judging from the existing news, Qiansheng Group is still developing according to the old path and still won the plot.
According to the world line of the previous life, it will take two years at the earliest, to plant a solid heel in the real estate industry, and they will focus back on the harvest farm
How could you suddenly develop a farm-centered industry two years ahead of schedule in this life?
Could it be that the emergence of Xu's catering has allowed them to see a new direction for the development of the farm?
Xu An will definitely not agree to the acquisition of the company, and there is a high probability that the harvest farm will launch a business corresponding to Xu's catering, and it is more likely to go straight to the group meal, after all, at this stage of the sea market, the group meal is almost a blank market, and there is a lot to do!
With the size and influence of Harvest Farm, if you enter the group meal, it will be like a fish in water in the sea market!
However, Xu's Catering also has the advantage that Harvest Farm does not have, and it has been on the hot list several times in a row, and the brand of Xu's Catering has been known by most netizens, and many netizens have called for Xu's fast food to open branches in their own cities.
In Haishi, Harvest Farm has an absolute advantage, but in the whole country, Xu's catering is more well-known than Harvest Farm!
If Harvest Farm really has this plan, then Xu's Catering will have to change its development plan!
Originally, I thought that after the market on Hai Duong side stabilized, I would develop to the cities of Hai Duong Province, and finally to other provinces, but now it seems that Hai City, Hai Duong Province and other provinces must all go hand in hand!
"Shengnan, you make an analysis report on the twenty-one prefecture-level cities in Haiyang Province, and each prefecture-level city selects the most suitable location, and our lo-mei shop will go over to explore the way first."
"Hmm" Lu Shengnan looked up at Xu An in amazement, and repeated his understanding: "Is this the intention to open twenty-one branches in one go?" ”
"Yes, since Harvest Farm has been eyeing us, maybe there are other companies secretly making similar plans, we have to hurry up and take advantage of them to win this market!"
Lu Shengnan opened his mouth when he heard this, as if he wanted to say something, but finally chose to close it, took the task and left the office.
Lack of funds, transportation costs, storage costs, labor costs, rent, water and electricity, etc., can be listed in detail in the analysis report, and there is no need to rashly say that this method is too aggressive.
After Lu Shengnan left the office, Xu An picked up the signature pen again, and when he was about to redistribute the three million, the mobile phone suddenly rang, and after glancing at the caller ID, Xu An changed his smile and connected the phone.
"Uncle Han, why did you call me suddenly, is there any new equipment from the company?"
"Boss Xu, do you remember what day Ming'er was?"
Han Yuanping's hearty voice came out of the mobile phone, Xu An glanced at the calendar on the table when he heard the words, and saw the four words he wrote on the grid on October 10 - visit the factory.
"Haha, of course I remember, tomorrow is to visit the factory at Uncle Han's place!" Xu An said this with a hint of inexplicable emptiness, because there were so many things that had happened these days, and he had really forgotten about it.
"Since Boss Xu remembers, it seems that my phone call is a bit redundant" Han Yuanping heard the weakness in Xu An's words, smiled and quipped, and then recovered his positive color and said: "At two o'clock in the afternoon, I will be waiting for your arrival at the factory gate." ”
"Haha, I'll definitely arrive on time!"
After hanging up the phone, Xu An hesitated for a second on whether to take public transportation or rent a car, and finally chose to rent a light luxury car and drive there tomorrow.
Now the development of the company is important, and there are not many such occasions, so it is better to wait and wait to buy a car or something.
——————
"Hurry up! If you go late, the potatoes will be gone! I'm going to have to eat potatoes today! ”
"I want to eat lotus root even more."
"If you keep grinding, let alone the lotus root, even the tip of the chicken wings is gone!"
"It's coming, it's coming! The tips of the chicken wings are so expensive, so I don't eat them! ”
“.”
The two children ran and chatted past Zhao Hai's side, and finally stopped in front of a stall with the word "Xu" printed on the signboard.
"Boss, I want a dollar wakame! One dollar potato and three dollars chicken wing tips! ”
"I want two dollars of lotus root and one dollar of white radish!"
"Great!" The boss's left hand, which only has one thumb, is behind his back, and his right hand takes one from the top of the towering packing box and puts it on the scale, and then picks up the clip with his right hand, and very skillfully pulls out the corresponding food from the incubator, and says while clipping: "One dollar wakame, one dollar potato, three yuan chicken tip wings, a total of five yuan!" Do you want a bag? ”
"No, I'll just take it and eat it!"
The child took out five pieces and put them in a cardboard box with a lot of change, picked up two bamboo skewers and eagerly picked up a piece of potato and put it in his mouth, and then exaggerated the act of 'really delicious' in front of his companions.
Although the stall owner operated with one hand, the speed was not slow, and he prepared the lo-mei that another child wanted, preventing an imminent 'vicious fight'.
As soon as the two children left, someone immediately stepped forward to fill the vacant position, and the man repeated the operation just now, and the smile on his face became even more three.
After returning from Haishi, Zhao Hai selected three people from the Dongqing Disabled Persons' Federation to set up a stall to sell Xu's lo-mei through voluntary registration.
In addition to the first day of the stall left seven catties of lo-mei did not sell, the next few days were sold out, to this day, the stall has a loyal old customer, the amount of 100 catties can no longer meet the needs of guests.
Jingle Bell – Jingle Bell ————
"Lao Zhao, it's the fourth day today, what's the situation on your side, is it feasible?" The person who called was Jiang Dashan, the head of the Jianghe City Disabled Persons' Federation.
"Pretty good." The haze in Zhao Hai's voice was swept away, and he was a little more hearty: "Except for the first day, the next few days can basically be sold out after four hours, and now it depends on the situation, you can still close the stall half an hour or an hour in advance!" ”
"That's good, Lao Ma's situation is similar to yours, I just asked him, and I'm ready to report to the top to apply for the fee subsidy."
"Haha, then he is one step later than me, I called a meeting of the members this morning, and I have just submitted the report!" Zhao Hai said proudly: "On my side, there are a full thirty-seven members who have signed up!" ”
"I also want to cooperate with Xu's Catering, but I'm a little too far away from Haishi."
"It's a two-hour drive from Haishi, and it takes four hours to make a round trip, so it's hard to say!" Zhao Hai rolled his eyes after speaking, and gave Jiang Dashan a trick: "You have a lot of members of the Disabled Persons' Federation, you apply for subsidies, and then mobilize members, if there can be twenty or thirty people, then it is more than a ton, no matter what, it is worth a trip to Xu's Lo-mei, right?" ”
"Can it be done? It would take four hours to go back and forth, and if they had run on their own, it would have taken a whole day. Jiang Dashan was still a little hesitant.
"If you can't try it, you'll know!" Zhao Hai said with some hatred: "When you persuaded me to go to Haishi, you were willing to pay me for a trip, but now it's up to you, why is it like this!" ”
"Hey, it's not like I'm afraid that the lo-mei won't be able to buy it here!" Being sneered at by his friend, Jiang Dashan gritted his back molars and said: "Forget it, it's a big deal, I'll drive myself for three or five days, if I can really eat here, let's talk about cooperation with Boss Xu!" ”
"Dashan, you might as well contact Boss Xu to ask" Zhao Hai suggested again: "You think about it yourself, the fast food restaurant opened by Boss Xu in July launched the lo-mei business in September, and now in October, he also helped Qingyan Province to help farmers and alleviate poverty, not like a conservative one, you may be able to ask a mouthful, isn't it?" ”
"You can now go back and teach me a lesson." Jiang Dashan said after a few vague words: "I'll think about it again, think about it again"
Later, I asked some details about the Dongqing Disabled Persons' Federation's stall selling Xu's lo-mei, and after chatting some gossip, I ended the chat.
After hanging up the phone, Jiang Dashan paced around the office with his hands behind his back, round and round, and almost walked out of the old carpet on the ground.
The summary report made by Mr. Sun at the conference, the words of high praise of the person in charge of the Jiangyuan Disabled Persons' Federation for this cooperation, and the persuasion of his old friend Zhao Hai, all three of them chattered in Jiang Dashan's mind, making Jiang Dashan's heart a little crooked
I don't know how many times I walked around the office, but when Jiang Dashan stopped, he was holding a mobile phone in his hand, and the picture displayed on the screen was a phone call
"Hey, Boss Xu, hello, I am the person in charge of the Heyang Disabled Persons' Federation, Jiang Dashan learned that the trial effect in Dongqing City is good, and I also want to try it in Heyang City, I dare not say that if the effect of the trial is good, it will not be a problem to ask for a ton of amount a day. Okay, then Boss Xu, you should think about it."
Looking at the phone that hung up, Xu An's eyes lit up little by little, he slammed open the office door and walked out, striding into Lu Shengnan's desk.
"Shengnan, the plan has changed, and the analysis report of the 21 prefecture-level cities in Hai Duong Province still needs to be done, but this time, the situation of the Disabled Persons' Federation in the 21 prefecture-level cities will also be added! They are the best strikers! ”
2-in-1
(End of chapter)