[Lack of important materials, please fill in the materials and resubmit the application for review, thank you for your cooperation.] 】

Supplement relevant information as required and submit the application for review. Apply for a return.

[The application file format is incorrect, please adjust the format according to the requirements before submitting the application for review, thank you for your cooperation.] 】

Adjust the format to submit the application for review. Apply for a return.

[If the application direction is not clear, please submit the relevant explanation report, thank you for your cooperation.] 】

At the beginning of November, we sorted out the financing loan information of Xu's Catering and submitted the application, so far the process has gone very smoothly, and the application has quickly arrived at the bank and has begun to be accepted.

Seeing that the application was about to be accepted and successfully entered the next link, the bank suddenly sent the information back uncharacteristically, asking for some dispensable information.

I thought that the bank had raised the standard for reviewing loan information, but Luo Peng didn't care about it, quickly found a template of relevant information, concocted a document that needed to be supplemented, and resubmitted it to the bank for review.

But what I never expected was that three working days later, the review submitted by myself was called back again! The reason for being beaten back this time is that the format is wrong!

The format is not right, this is indeed his own problem, Luo Peng has no opinion on this, burying his head in the nearly three centimeter-thick document inside and out carefully, and finally found a place with a 'problem', that is a sentence that can be used with a pause or a comma.

Strictly speaking, it is true that the tonne is more appropriate, but I used a comma

After modifying the content here, Luo Peng submitted the review materials for the third time.

Then, it was still three working days, plus two days on the weekend, and five days, and the submitted review application was sent back!

But one can be two indispensable, the submitted materials have been returned three times in a row for various trivial reasons, as long as a normal person can smell the unusual atmosphere.

This is, it has been targeted!

It's just not clear whether this is Xu's Catering being targeted, or its own company being targeted

"Sister Liu, did you pass the information submitted to the bank for review on the second day, it was passed ten days ago! So fast."

"Brother Xu, did you submit a document to the bank on the seventh day, did you pass it? Passed.,Didn't get back to the revision. Nope."

"Brother Nan, how is the progress of the review of the materials you submitted on the twelfth, it has been passed the day before yesterday."

“.”

Luo Peng asked his colleagues in the office one by one, and the review applications submitted before the 18th of this month were progressing very smoothly, and only two of the 53 materials submitted were sent back for revision

After such an inquiry, the answer is already very clear, it is not my own company that has been targeted, but Xu's Catering has been targeted!

However, how could Xu's Catering be inexplicably choked by the bank?

If the loan amount applied for by Xu's Catering is only one or two million, after Luo Peng knows about this situation, he will directly put it aside, modify it, submit it, and the rest depends on when the bank will pass the review.

However, the loan amount of Xu's Catering is as high as 36 million, which is almost equivalent to the performance of a relatively weak colleague in a year.

Moreover, last month, he also handled a loan of 24 million yuan from Xu's Catering, and it was also thanks to this loan application that he was able to successfully become a regular employee and get a generous commission.

Due to the above reasons, after Luo Peng found out the reason why Xu's catering was targeted, he immediately contacted the staff of the bank and made an appointment for dinner in the evening.

After being drunk and full, while the bank clerk opposite was drunk, Luo Peng asked his most doubtful question.

"Brother Wang, recently I have a loan material submitted and it was returned, and it has been called back three times, do you know the specific reason?"

"No, your company has cooperated with our bank for many years, generally speaking, as long as it is not a big problem, we will adjust it easily, how can we call back as many as three times!"

Although he was still drunk, Brother Wang's professional attitude was impeccable, and when he heard this, he immediately helped Luo Peng analyze the reasons.

"Generally speaking, there are only two reasons why the bank will send the application materials back, one is that the information is too bad, and the other is that the materials are sensitive and need additional explanations

Ah, no, when there are many formatting errors, typos, etc., the material will also be typed back

If it is not particularly important, it will cause ambiguity and typos, and it will generally not be typed back. This is not often the case, after all, these materials have been reviewed by lawyers."

"Hmm" Just as Luo Peng was about to describe the situation on his side, Brother Wang seemed to think of something, shook his head vigorously, and opened his mouth with great difficulty to ask: "Xiao Luo, you just said that you fought back three times, didn't you?" ”

"Yes!" Luo Peng nodded in acknowledgement.

"Go back three times in a row! I have the impression that only one unlucky company has encountered this this month."

Brother Wang waved to Luo Peng as he spoke, motioning for him to lean his ear over, then lowered his voice and stammered and asked:

"Xiao Luo, you. The company you are responsible for should not be called. Composed. Xu's Dining Bar! ”

"Yes" Luo Peng's eyes lit up when he heard this, and he hurriedly asked, "Brother Wang, how do you know?" ”

"That's right!" Brother Wang slapped his palms excitedly, his voice was lowered again, and he said almost in a breathless voice: "Then Xu's catering, no matter how you change it, you have to pick a thorn. It will take at least three or five months to get through! ”

"Who named them?"

"I don't know, what the leader ordered, we can only do what I suggest you, wait until the time is almost up, it should be passed or will be passed. Even if you know who the person behind it is, so what, the two of them are very big, and the small family of Xu's Catering can't resist."

As he spoke, he didn't know if he saw from Luo Peng the youthful appearance when he first came out of work, or if he was simply paralyzed by alcohol, and a sentence suddenly came out of his mouth.

This sentence was fast, urgent and fluttering, and it was diluted by the air almost the moment it was exported, even if Luo Peng's attention was very concentrated, he only captured a few words in Brother Wang's words - group meal, group.

If you just look at these two words, you will only feel confused, and you will not know what they really mean.

But after associating these two words with Xu's catering, you can easily judge the connection.

The former has a hostile relationship with Xu's Catering, and the latter is the only one company that can be called a group in the market.

"Okay, hard work, the news you got is very useful, continue to apply for a loan, just tell me when it passes, don't worry."

said that he was not in a hurry, but after hanging up the phone, Xu An got up from his seat and paced back and forth in the small office.

According to the original plan, the loan will be approved by the bank in early December and disbursed to the company's account, just in time to make up for the construction funds of the first phase of the sea hot springs that were previously used to acquire the land from Shengli Supermarket.

In this way, not only is there a lot of money, but there is also a surplus, and Xu An has already planned the use of more than 10 million funds left after filling the vacancy

But now, the bank approval side is pinched, the bank side does not pass the approval, the loan will not be able to arrive, and the previous plan has become empty words on paper.

The most important thing is that even if the foundation of the first phase of the sea hot spring is laid, the second tranche of funds will be transferred to the account of the sea hot spring resort next week at the latest, otherwise it will not be completed and opened before the Spring Festival.

The Spring Festival, this is the largest, most solemn and most valued festival in China!

For a tourist attraction, especially one that sells 'hot springs', there is no better day to open!

Can't delay, absolutely can't delay, the construction of the first phase of the sea hot spring resort must be completed and opened before the Spring Festival!

If it can't be open-sourced, then it can only reduce expenditure, sacrifice other ongoing or ready projects, and fully guarantee the construction of sea hot spring resorts!

The first thing to stop was the construction of the new headquarters building; The second is the expansion of Xu's Catering's stores, except for the stores that have been leased and started construction, the other stores that are still planned are all on hold

At present, all the stores of Xu's Catering have accumulated a daily profit ranging from 120,000 to 150,000 yuan, and the cost of 5 million can be collected in a month and a half at most, not to mention that there is still more than 500,000 liquidity lying in the account.

In terms of material procurement for the Sea Hot Spring Resort, Uncle Liang came forward to negotiate, and then Xu's catering was used as a guarantee, and it was not a problem to delay payment for one or two months

Two months later, plus this month is three months, the loan should also come down, and the follow-up funds should not be a problem.

After some calculations to ensure that the construction progress of the sea hot spring resort would not be caused by the delay of this loan, Xu An finally breathed a sigh of relief.

Xu An had long expected that Qiansheng Group would be annoyed and angry after learning the truth, and would definitely stumble on Xu's catering, but he didn't expect that Qiansheng Group would jointly suppress it with the group catering company, which can be described as an enemy on the back of the abdomen!

Qiansheng Group Institutional Catering Company

The latter, the next action of the group catering company is not difficult to guess, in addition to poaching people or poaching people, poaching customers, poaching employees, and poaching all people related to Xu's catering, but with the salary, daily benefits, and cooperative relationship between Xu's catering and the government, it is not easy to poach people;

The focus is on the former, with the size, influence and connections of Qiansheng Group, etc., even an ordinary measure can make Xu's Catering fall into the quagmire and not break free.

There is only one best way to avoid this, and that is to let the Qiansheng Group take care of itself!

But how can they be left behind bars and take care of themselves?

Xu An stopped pacing, returned to the desk and sat down, quickly opened the browser and searched for news related to the Qiansheng Group, so as to awaken the memories related to the Qiansheng Group in his mind.

[The opening ceremony of the land purchased by Qiansheng Group was officially completed, and the name of the project was revised to 'Spring Garden', and the pre-sale is expected to start in September 2013. 】

[The legal representative of Shengli Supermarket was successfully changed, the original legal person was Luo Yitian of Qiansheng Group, and now it is changed to Peng Yi, the person in charge of Harvest Farm under Qiansheng Group]

[Qiansheng Group's net profit increased by 10% in November 2012, and net cash flow increased by 372%]

【Qiansheng Group Financing Repayment. 】

【. 】

After reading dozens of pages in a row, Xu An recalled a lot of news related to Qiansheng Group in his mind, but these news were fragmentary, and it was not painful for the Qiansheng Group, which was a big business, and the blood volume would only be symbolically -1, and it was even possible to block successfully.

Xu An's memory is not without scandals related to Qiansheng Group, but the most recent one only broke out in 2015, and now there is not even a shadow.

Hey, if you can't launch an effective attack, Xu's Catering will be very passive in the future!

Just when Xu An was distressed, located on the right side of the page, in the browser's own hot search bar, a piece of news quietly appeared.

[Haishi is expected to sell 12 residential plots in December, with an area of 435,500 square meters]

When Xu An's eyes swept to this news, his right hand subconsciously clicked on the mouse.

[Red Square Printing Factory Plot, land area of 32,121 square meters, second-class residential land]

[YP-P8-6 plot south of Xigang 3rd Road, land area of 73,422 square meters. 】

【Rainbow Paradise East Plot. 】

When I saw the words "Rainbow Paradise", the corresponding memory suddenly became extremely clear, and a related news report appeared in my mind very coherently.

Xuguang Real Estate successfully won the land on the east side of Rainbow Park, and Qiansheng Group lost the construction progress of Rainbow Park Subway Station at a price of 3 million. The Rainbow Paradise subway station is suspected of excavating ancient tombs, and professors from the Department of Archaeology of Hai Duong Provincial Normal University rushed to the construction site

The point is not in this plot, but in this tomb! The site of the subway station really discovered the ruins of ancient tombs!

Although he was not a relative of the emperor, the owner of the ancient tomb was once a high-ranking minister, and the preliminary investigation found that there were a large number of burial goods in the tomb, which was of great value for protection, development and research!

Eventually, in order to protect the tomb, the subway station was relocated from a location of 500 meters from the auction site to a distance of two kilometers, and the original property close to the subway station was suddenly transformed into a real estate quite far away from the subway station

Although it has a certain impact on the value of the land, the tomb is still more than 100 meters away from the auction plot, and it cannot constitute compensation and other standards, plus the high 30% breach of contract money, Xuguang Real Estate can only consider itself unlucky

Xu An hurriedly opened the official website of the Ministry of Natural Resources of Haishi, found the land auction page to check the auction news, and found that the land plot happened to start at ten o'clock this morning! At present, the highest bid is Xuguang Real Estate, and the second place is Qiansheng Group!

It's such a coincidence that the door is opened for a coincidence, and the coincidence is home!

The land auction time was only twenty-four hours, and now there were thirteen hours before the end, so Xu An immediately picked up his mobile phone to find Hu Guanghong's phone and dialed it.

"Yo, what kind of wind is blowing today, Boss Xu, you actually called me at night?" Hu Guanghong couldn't help but ridicule when he picked up the phone.

Although the personal relationship between the two is good, as Xu's catering gets bigger and bigger, Xu An's work is getting busier and busier, and the two no longer chat and communicate on the phone like before, but instead communicate with each other via WeChat, and the other party will reply when they see it.

Now that he received a call from Xu An coldly, Hu Guanghong was a little surprised.

"Brother Hu." Xu An didn't answer, and asked against time: "I want to ask if your company is preparing to bid for the east side of Rainbow Park recently?" ”

"The plot on the east side of Rainbow Park" Hu Guanghong thought for a moment and nodded: "There is indeed this plan, what's wrong?" ”

"I just heard a piece of gossip about this plot that could affect the future value of the site."

"What's the news?"

"I heard that in the construction site of the Rainbow Paradise subway station, some workers dug up some pottery shards during construction, and these pottery shards look very old." Xu An mixed the memories of later generations into his words, and told Hu Guanghong the news half-truthfully, bluffing him into a daze.

"Where did you hear this, is it true?"

"One of my uncles is in engineering, and he just heard about it, and I just heard that your company was filming this plot so I called to remind me. As for whether it's true or not, you'll have to verify it yourself."

After hanging up the phone, Hu Guanghong looked at the name of [Xu An] on the address book with a solemn expression, and the words Xu An said kept echoing in his mind.

If the pottery is true, it means that the site has dug up the ancient tomb ruins, Haishi has never had any heavy ruins, if the ancient tomb area is larger, the burial goods are a little more, and the identity of the owner of the ancient tomb is a little higher, then the government will definitely develop it for protection.

As a result, the original subway station had to be relocated, with amusement parks to the south and west, and residential areas to the north

If the subway station is moved out, the land will no longer be a real estate near the subway, and the value will be greatly reduced.

When Xu An spoke just now, he was clear and reasonable, not like a drunken gibberish; And Xu's catering has nothing to do with the real estate industry, so he will not specially fabricate a lie to deceive himself.

(End of chapter)