"Jingle bells, jingle bells······"

On the street, there was a sound of bells, and several people in yellow vests pushed two-wheeled carts to pick up garbage from both sides of the street into the carts.

"You, you, you, you, you are not allowed to take out garbage on the street! The government has an order that those who dump garbage at will will be fined 10 yuan! ”

The yellow vest suddenly stopped and shouted at a woman who was out to dump garbage.

"Huh?"

The woman was surprised.

"Didn't you see the notice posted at the entrance of the yamen? Now is the period of the renovation of the living environment, the garbage of each household must be dumped in the garbage bin at the corner of the street, these garbage will be cleaned every day, no one can be thrown on the street casually!

No one is allowed to defecate on the street, not even children! ”

The yellow vest said loudly.

"Oh oh, I know, I know, I can't read, I can't read the notice, I don't dare in the future."

The woman also thought that the yellow vest was an official of the government, so she apologized and said with a smiling face.

"Don't take it as an example!"

The yellow vest motioned for the woman to throw the garbage in her hand into the cart.

Ren Pingsheng and Xiaowan walked by together, and they happened to see this scene.

This is under the instruction of Ren Pingsheng, the Lexian County Government launched a major renovation of the living environment.

Although Le County is the capital of Yuntai County, the living environment here is not as good as that of Qingshui County. Garbage is everywhere on the roads, and the domestic sewage of every household is directly discharged into the streets outside.

Although there is a simple sewage system, because of the inaction of the yamen, the drainage system is very blocked, and when the rainy season comes, the rainwater is mixed with domestic garbage, domestic sewage, and fecal water, and the whole city is soaked in sewage and smelly water.

Every year, there are many people who are infected with dysentery because of this, so the improvement of the living environment has become one of the key points of the county's assessment of the county government of Lexian County this year.

"Many people are illiterate, so instead of expecting officials to explain to the people at the gate of the county government. In my opinion, it is better to follow the example of Qingcheng Town and set up a few loudspeakers in the city. ”

Xiao Wan came up with an idea and said.

"Not bad."

Ren Pingsheng nodded: "Go back and tell Liu Wen." ”

"Okay."

Xiao Wan responded.

Renfu is not far from the headquarters of Qixing Bank, only two streets away. The two of them wandered around, and soon arrived at the door of the bank.

The bank occupies a three-story building, and in order to gain the trust of merchants and the common people, the gate is wide and tall, and the decoration is magnificent, full of solemnity, and there are two guards in black armor and armed with shotguns standing at the gate.

This guard is not a soldier of Yuntai Guard, but an armed person owned by Qixing Commercial Bank, who specially escorts the safety of the bank.

"Lord!"

At the gate of the bank, Lu Junyi saw Ren Pingsheng who came from the micro-suit, and said to Xiao Wan, who was dressed up.

"Brother Lu, today's opening ceremony is a good one."

Ren Pingsheng praised.

The headquarters of Qixing Bank in Lexian County was built by Lu Junyi. Now that it is officially opened, it is crowded with people in front of the door, so lively.

"The lord praises falsely, and praises falsely."

Ren Pingsheng said brother, which startled Lu Junyi, waved his hand again and again, and said modestly.

"Let's go, Junyi, let's go in and have a look."

Ren Pingsheng saw Lu Junyi's embarrassment, patted him on the shoulder, and motioned for him to lead the way.

Several people went inside the bank.

The layout of the interior is very similar to that of a modern bank on earth, but it is more spacious than a modern ordinary bank branch, with a wide lobby where sunlight shines through large glass windows and is reflected on the smooth terrazzo marble floor, which is visible in the light, and behind it is a marble counter, which is separated from the inside and outside by a bright silver metal mesh.

On the roof of the hall, a large glass lamp hangs there, which glows with colorful brilliance in the light of natural light.

Such a magnificent architectural style and luxurious decoration give people the illusion of being in a golden house, and subconsciously raise the strength of the bank infinitely!

No one dares to underestimate it.

For example, although there were many people in the hall, no one dared to make a loud noise, and even if they spoke, they were whispering to each other, obviously because they were very afraid of the power and power of this place.

"Let's go up to the second floor."

After Ren Pingsheng looked around on the first floor, Lu Junyi invited and said.

After arriving on the second floor, the decoration looks like a tea house, and there are a few tables.

Ren Pingsheng sat down by the window, and someone immediately brought tea.

"There are a lot of people here today, and most of them should be businessmen from Lexian County, right?"

Ren Pingsheng looked at the people queuing outside the gate and spoke.

"Yes, the businessmen here in Lexian are basically here. Even businessmen from the surrounding counties came quite a bit.

This is still the reason why the war was not long in coming, otherwise today's scene would definitely be more lively. ”

Lu Junyi stood aside and waited.

"Sit down and talk."

Ren Pingsheng pointed to the chair opposite.

"Thank you, lord!"

After Lu Junyi thanked him, he carefully sat opposite Ren Pingsheng and Xiaowan, and then said: "The subordinates play a very small role in it, mainly because of the 4.6 million taels of silver reserves taken out by the lord, as well as the silver mine in Yinshan County as an endorsement, which plays a vital role!"

With the backing of reserves, silver mines, and county offices, merchants dared to deposit money in the bank, and only then did they have confidence that the bank could pay their money. ”

Most of the merchants in Yuntai County know that Yinshan Mine is a large mine with a daily output of tens of thousands of taels of silver, and as long as there is a silver mine, there is no need to worry that the bank will not be able to cash out their silver.

Moreover, today's Yuntai County is the Yuntai County of Ren Dudu, and the credibility of Ren Pingsheng's regime in the people has far exceeded that of the imperial court, and there has never been a time when he has lost his trust in others, nor has there been any financial crisis.

With these two guarantees, there is such a hot opening ceremony today.

"My lord, I've brought something."

At this time, a bank clerk in a gray robe climbed up the stairs carrying a sandalwood box, walked quickly to the window table, and placed the box on the table.

Lu Junyi waved his hand and asked the staff to leave.

The case was then opened, revealing several yellow metal cards inside, as well as a neatly cut stack of banknotes.

"These are the bank cards and printed banknotes made by our Qixing Commercial Bank."

Ren Pingsheng first took out the yellow metal card.

It is very simple, only a string of Arabic numerals, and the words of Qixing Bank. There's also a thumb-cap-sized special security mark that glows in the sun, and nothing else.

"A bank card has two parts: a card and a password. You can withdraw your deposit only if you hold your bank card and say the password you have set aside on your banking device.

With the equipment provided by Chief Engineer Ruan Tang, our bank card does not have any loopholes! ”

Lu Junyi said this, and Ren Pingsheng remembered the several sets of integral equipment that he brought back from the earth some time ago, at the suggestion of Ruan Tang. It is ordinary, such as the point card equipment in barber shops, chain pharmacies, and supermarket chains, which has the function of entering and reading points.

In this day and age, there really won't be any loopholes.

Ren Pingsheng put down the bank card and picked up the stack of banknotes again. Banknotes come in denominations ranging from large to small, with the smallest being a green denomination of 1 denomination, a brown denomination of 10 denominations, a blue denomination of 20 denominations, a red denomination of 50 denominations, a purple denomination of 100 denominations, and a yellow denomination of 1000 denominations.

These banknotes were printed by the printing press brought by Ren Pingsheng from the earth, although they are not as exquisite as the currency printed by the professional banknote printing machine on the earth, but it is not something that others can imitate in this world.

The body of the pen and paper is the same as the bank card, with a thumb-sized orientation marker that glows with colorful light as the light changes.

Under the pen and paper, there are the words "Wuzhou Command Envoy entrusted Qixing Commercial Bank to print", and there is also an anti-counterfeiting process that can emit colorful light.

With special printing machines, printing inks, anti-counterfeiting color printing, and anti-counterfeiting marks, it isolates anyone who wants to imitate in this era, and pulls the threshold of imitation directly to the ceiling.

"The pattern on this is the city tower at the south gate of Qingcheng Town?"

Ren Pingsheng looked at the print on the banknote, the front is a city gate tower, the back is a large waterwheel watering the rice field, the following line is written in flower characters: the people's direction, the government's action.

At that time, when printing currency and choosing colors, Ren Pingsheng also thought about using his own bust. But in the end, it is still not, because a large part of this first version of the currency is a regional, experimental currency, and it cannot be ruled out that there will be some serious problems in the middle, which may lead to the miscarriage of this version of the currency.

"It's beautiful!"

"How is this printed? It's so realistic, it's like the real thing! ”

"Yes, yes, yes, I am the cloth of Qingcheng Town, you look at this city gatehouse, and the banner on it, even this word can be seen clearly!

I've never seen such a detailed painting! ”

"With these, you don't have to carry a lot of silver bills and copper strings on the road anymore, so heavy silver money is on your body, and you are always worried about being robbed by those bandits!

Well, now, the cashier told me that these coins are numbered, and it will be difficult for those bandits to spend them if they rob them. ”

"Hey, those bandits don't even know what these banknotes are!"

"Hahahaha······"

"I'll be able to hit the road later!"

At this time, the merchants queuing up on the first floor had already received banknotes. Everyone who received the currency was amazed by the exquisite print on the paper, which was completely different from the kind of Jiaozi they imagined to be launched by the imperial court decades ago!

They excitedly looked at the beautiful and delicate, clearly textured banknotes in their hands, just receiving these exquisite currencies, which gave them more confidence!

I just think this bank is a really good thing!

"When you get to Qingcheng Town, can you really spend it?"

On the side of the counter, Hu Jixiang, a businessman from Lexian County, faced a yellow card and a pen and paper, and finally chose the banknote. After all, it is still a banknote written in black and white, and it is still within his cognition, which makes him feel more at ease!

"Yes, yes, yes, you can definitely spend it, the Youlong Chamber of Commerce, the Cloth Industry Guild over there, and even the ordinary people also recognize these currencies, you just go to the street to buy a bun, you can buy it with paper money!"

The bank clerk took the trouble to explain.

"Really? That······ When I get back, I can come to the bank and exchange it for silver, right? ”

Hu Jixiang is still not at ease.

"Whether it is in Lexian County, or in Qingcheng Town, or in the bank in Qingshui County, it can be exchanged for silver.

As long as there is a place where our Qixing Bank is, it can be exchanged for silver, and these banknotes are valid forever! ”

Before the staff took up their posts, they had already undergone professional training, and they replied one by one to the worries of businessmen like Hu Jixiang.

This also really alleviated the worries of many merchants, and deposited a large amount of silver and copper coins in their hands in the bank, weighed them, converted them into paper money, and then bundled up by the staff and handed them out of the window, even if they completed a storage business.

Although the current storage business is interest-free, it has alleviated many practical problems for businessmen. As for enjoying the convenience of the bank's services and getting interest, they can't even think of it at the moment.

"Whew!"

Seeing Hu Jixiang away, the bank clerk Gu Xiao breathed a sigh of relief.

She is a graduate of Qingcheng Middle School this year, and the only woman among the students who graduated this year, she was assigned to work in Lexian Bank, a job that the wind does not blow and the rain does not shine, and there is a good salary to be taken every month, which is enough to take care of her parents who have been facing the loess for a lifetime, as well as the four younger siblings at home.

Now that she has a good job and salary, she can come into contact with a lot of money every day, and she has come into contact with a large number of wealthy people, and she has been regarded by her family as a golden phoenix flying out of a grass nest.

Looking at the long queue behind her, she couldn't help but take a deep breath and continue to shout when she thought of her parents and younger siblings at home: "Next!" ”

Large and small silver bills and broken silver were thrown into the frame of the electronic scale in front of her and weighed, quickly weighed the weight, and then used the formula set by the calculator to quickly convert them into banknotes, and then took out different denominations of currency from the drawer next to her, quickly counted them clearly, and then tied them up, and pointed to a sign next to her while handing them out from the window: counting in front of the cabinet, leaving the cabinet and not recognizing.

While the customer counted the pen and paper, she had time to breathe a sigh of relief and pick up the cup next to her and take a sip of water.

"First, uh, sir······ I—I'd like to take the liberty of asking······"

After the man counted and left, Gu Xiao felt that his bladder began to protest, and he was thinking about going to the dry toilet behind him to solve it with lightning speed, when a man with a fine goatee and about forty years old stood in front of the counter.

"Uh······"

She just wanted to say that she hadn't called the number yet, but when she saw that this person had a cramped face, her heart softened and she still clamped her legs, sat the chair, and said with a smile: "You say." ”

"I heard that we can borrow money in addition to saving money here, right?"

The man asked.

"Yes, but the loan has to go over there, and there is a special lending section there. However, I have a loan here, you can take a look at it, and when you read it, you can put it on the counter for me. ”

When Gu Xiao came down in the morning, it was the first time he met a borrower, he handed a piece of paper to this person, and then quickly put a "temporarily closed" sign on the counter, stood up and rushed towards the back door.

The man took the paper and read it from top to bottom, and what was clear in his heart were three big words: "Collateral!" ”

"But this money is only 12 points a year, which is much stronger than the loan shark who is out of nine!"

Wang Zibo estimated it in his heart.

The interest can reach more than 120% in a year, while the loan of Qixing Bank is only 12 points.

This is already an interest that makes him extremely happy.

Wang Zibo put down the paper in his hand, and while thinking about the things he could use as collateral, such as houses, horses, land deeds, etc., he walked quickly into the loan section on the west side of the hall.

(End of chapter)