065 Fulfilling March
In March, when there was no after-school training, Bill's schedule was very full.
After confirming that he needed to pay more than 90,000 yuan in personal income tax, he put his mind at ease and concentrated on studying. The most draining part of the whole month of March was preparing for the SAT. As an authoritative evaluation criterion for high school students' learning ability in the United States, SAT scores within two years are a must when applying to most colleges and universities.
The entire SAT test is divided into three sections, 400 points for reading, 400 points for grammar, and 800 points for math. Among them, a total of 5 articles and 52 questions were read; There are four articles and 44 questions in grammar and 58 questions in mathematics, which are subdivided into two parts: calculators and calculators.
Preparing for this level of exam was an appetizer for Bill, who had gone through the college entrance examination in his previous life, and after spending more than a week going through the knowledge points, Mr. Ferrari chose to do the questions directly.
The reading part of the questions is fixed, all multiple-choice questions, and even the article material is very fixed, and there must be one of the famous speeches in American history, such as the Declaration of Independence, the Gettysburg Address, etc. These 400 points mainly test students' ability to read carefully, analyze, and make reasoned arguments.
Compared with the objective questions in Bill's previous life, the SAT reading is simply more humane, and at most it is difficult for candidates in long and difficult sentences.
The grammar part is even more sub-questions, picking mistakes, word order, sentence structure, and prepositional adverb examination, which belong to the foundation of the foundation, as long as you are not a fool, you can always do it. As for the math part, which has the largest score, he even broke the rice and fed it to Bill's mouth.
Perhaps the ETS thinks that young people in their country are stupid hats and have no fancy intestines, so the math questions basically only examine concepts and basic question types, and occasionally there are some concepts in advanced mathematics, but not much. Therefore, among the 58 multiple-choice questions, the most difficult parts may be the periodic problems, function translation, and catch-up problems, because a tenacious white youth may really not be able to get around that bend.
As for African-American students, math is too hard for them. Because there is no rapper to make math concepts into rap, dark-skinned high school students basically can't remember the concepts, and there is no way to talk about solving questions.
As for the rest of the problems related to the slope of the straight line, the proportional difference series, the power function and the exponential function, Mr. Ferrari felt that ETS was insulting his own IQ, but he could do anything vaguely to describe the concepts of relevant knowledge points, and the amount of calculation was even more ridiculously small, basically the result could be calculated with a finger.
On the day of the exam, Bill, who got the paper, knew that he was stable, and although the questions were simple, although it took less than a third of the time to answer each part, he still carefully checked it three times, and waited until he felt that he really couldn't do better before leaving early.
After the exam, Bill's attention shifted to the two financial aspects of the futures market and paying personal income tax.
After the gold price hit a new high on January 21, Meirenzong Carter came forward to announce that he would suppress the gold price at all costs and maintain the status of the United States in the world. So throughout February, gold that ended the big bull market began to fall in a sparse manner, falling by $145 in one day on the 22nd, and on the same day, Andrew, a trader at Hilson's brokerage company, called to ask if he wanted to sell his short order, but Bill refused.
It wasn't until the Friday after Silver Thursday, that is, on March 28, that Bill, who had been holding on for three months and twenty days, chose to sell the gold futures short order in his hand.
The book value at the time of purchase was $1,694,000, the price of gold at the time of sale was $513 per ounce, and the price of 20 second-hand was $1,128,600. The difference in book price is $565,400.
After paying $1,355 in exchange fees of 20 cents and 10,177 in brokerage fees, Bill made a profit of 553,867 and 60 cents.
With the original principal of $250,000, he now has $800,000 at his disposal.
The only thing that makes Mr. Ferrari unhappy is that this year, he has to pay more than 90,000 personal income tax, although 9069.61 US dollars has been reduced, but the exemption of low-income families and students does not need to be paid, and the personal income tax deducted from the handling fees of exchanges and brokerage companies is paid first and then refunded.
So he had to hand over his early $95,000 in taxes to the IRS and local tax agencies.
Fortunately, the old white man was quite dedicated and accompanied Bill through the whole process.
"Around October this year, I will ask you to systematically calculate the taxes I should pay this year, and we will discuss the places that need to be avoided."
On the day he paid all his taxes, he said this to an old man named Conrad Steve.
โWell๏ผ Your financial situation is quite good, and the bank will be happy to give you a loan, so you can try to increase the loan this year to get the tax deduction. Or you can directly buy a luxury sports car or a helicopter or something in large spending, which is the most tax-deductible. โ
Conrad suggested.
Bill said hatefully: "I will, I want to buy not only a big house, but also a sports car." My Ph.D. wife is also on my radar. โ
Several big purchases must be completed this year, and the back loan is also on Bill's agenda. He won't pay an extra penny to the IRS during the tax season from January to April next year.
After filing his tax returns, Bill went to New York Business to trade again during the week-long spring break.
โโฆโฆ In the past two weeks, the price of gold has fallen again and is now at $495 an ounce, and we at Hilson believe that there is still room for gold to fall. Expected to be between $380 and $450......"
Andrew, dressed in a crisp suit, is holding his own small notebook and explaining his views on the trend of gold prices to Bill, a major customer.
Next to him, Joe Gage, a big fat trader with a painful face, shook his head while listening, and then finally couldn't help but speak: "In the abnormal fluctuations in the gold price in December '79 and January this year, the biggest contribution was the invasion of the CCCP and the hostage incident in Iraq, as well as the ultra-high inflation rate. In the observable future, none of these three can be resolved, how can the price of gold fall? โ
Joe Gage came on his own, because Bill didn't drive him away, and Andrew allowed him to sit in for a while.
"If you really understand, you won't press the house and buy all the silver." Andrew choked his peers, "You still have to think about how to comfort your wife and keep your house!" โ
โF***๏ผ Fools can make money, I can't! This fucking Bichi world! After a protruding expletive, an angry Joe Gage turned away.
PS: Ask for a recommendation ticket and ask for a monthly pass.