On July 2nd, after the two elders who went to work left, the three brothers and sisters who enjoyed the summer vacation dressed up and went out to find a house.

"It's not easy to find a house with a swimming pool in our community."

Bill sighed as he looked at the row of townhouses on both sides of the road.

The biggest difference between New York City and other areas is crowding, in order to build as many houses as possible, many villas don't have a front yard and just do it with a high staircase, and some houses have a backyard, but the area is also small, and there is no place to build a swimming pool.

"Let's go to the owners' committee first?" Neo, who followed behind his brother's ass, offered his opinion.

He very much hopes that his family will have a room of his own when the house grows bigger, whether it is the utility room he lived in before, or the shared room with his brother later, it made him feel inferior. In front of his classmates, he didn't even dare to talk about what he usually did in the room.

"Okay." Bill nodded in agreement, his uncle and aunt would definitely not move out of the community where they had lived for half their lives, and they would buy a new house here.

Dorothy didn't speak, and followed the two who wanted to change to a new house.

After walking for a while, she hurried to the old brother who was laughing with Neo, and asked in a low voice:

"Tell me the truth, how much money did you make? Is it enough to buy a house? Will the bank give us a loan? ”

She is a high school graduate, and she has done business such as student loans before. After several rounds of torture by bank tellers, Dorothy became resistant to the high-spirited tellers.

When Bill saw her like this, he knew that the girl was a little bottomless, so he comforted: "I secretly tell you, I made 80,000 yuan this year, and there is no pressure to take out 10,000 or 20,000 yuan to buy a house, and the rest of the money can continue to make money in the futures market." And as you know, the futures contract in my hand can be mortgaged, and our old house can also be mortgaged, which is enough to replace a big house. ”

There is still more than a year to go to college, and if everything goes well in college, you can enter the NFL in your junior year to play and make money, and then there is no need to explain, and the family should know that Bill is rich.

"Alas, it's not a way for us to take out crazy loans, when will we be able to afford to pay them back?"

Although it seems that she and her brother have a bright future, the current road is tortuous and winding, and it seems that they will not be able to go to that bright future.

Bill continued to instill in his sister the idea of being saddled with a student loan, "Why do you want to pay off your student loan? Isn't it okay to keep slow? You should know that borrowing from a bank is tax deductible, and student loans are particularly cost-effective because of their low interest rates and long repayment periods. Once you have your own income, you'll be able to understand the benefits. ”

It is very difficult for low-level immigrant families to go up, and every step has to be trial and error, and the whole life will be affected if they go crooked.

Bill has already suffered a loss during this year's tax season and doesn't want his sister to get into a hole on it.

Although she understands the truth, she doesn't know why, Dorothy just thinks it's not good, so she is depressed.

The three of them slowly walked to the office of the owners' committee, and on duty was a short, white-haired old man who asked questions in Italian after seeing the black hair of the Bill siblings.

"What are you here for? I'm just looking over here, protesting that the neighbors have to wait for that lad from Rosie to come to work. ”

The old man, who was estimated to be the youngest first-generation immigrant and could not even speak English, chose to speak Bill in Italian.

"When buying a house, we are here to see if there is any information that the owner has entrusted you with the sale of the property." Bill also speaks in Italian.

As a fourth-generation immigrant, he was able to communicate in Italian for everyday purposes under the influence of his community, but could not read words.

"I can help you with this." The white-haired old man stood up tremblingly, ready to go to the only desk in the room to find something.

After taking two steps, he remembered something important, and asked out loud, "By the way, which family are you children of?" ”

"Ferrari, all three of us are from the Ferrari family. Of course you are more familiar with my uncle's surname, they are the Conte family. ”

Bill explained.

Italians are very family-oriented, and Conte is a little more niche than Ferrari, and you can tell which one in the community it is.

"Oh, look at your age, it should be Hussey's grandson, is your grandfather still washing the car?"

The old man actually knew the grandfather of the three brothers and sisters, and Dorothy explained the situation to him: "My grandfather has long stopped washing the car, he has been retired for a long time, and now he is in the second uncle's house, he stays idle every day, and after getting up, he watches TV and helps clean up." Occasionally, they would come to our house for gatherings. ”

Generally speaking, the eldest son in the Italian community is the first to start a family, and after the family is married, they are divided into smaller families, otherwise a house cannot accommodate everyone. Therefore, the youngest son in the family is responsible for supporting the elderly.

The white-haired old man nodded and continued to walk towards the desk, "You guys also sit down, the sofa is very soft, and it is very tiring to stand." ”

His movements were too slow, but Bill and the others had time, so they sat down on the couch in the office and waited.

"There are three houses here, and I remember that Hussey's two sons and two daughters were quite poor, so I recommended the youngest one. Two-storey structure ......"

Bill hurriedly interrupted, "We need the biggest one. ”

The white-haired old man squinted his eyes and stared at the three brothers and sisters, and only replied for a long time: "This is your choice, although it is big and good, and it is comfortable to live in, but the bank is not a good person, and when you can't afford to repay the loan, ......"

He flipped through the information again, and at the same time babbled endlessly.

"It's this one, a lawyer is moving out of our neighborhood and hanging the house here."

"Lawyer?" Bill was a little curious, "It can't be Pete, right?" ”

"Hey, it's him, a traitor who thinks we Italians are lowly. After living in the community for thirty or forty years, he finally saved enough money to move out without even saying a good word, for fear that some prosecutor would implicate him when investigating the gang. ”

The old man's attention was diverted again, and his mind was dominated by solidified emotions.

"Let's tell us about the house!" Bill reminded.

He knew Attorney Pete, and while it was impossible to lower the price of the house because of this, it should be easier to trade.

"Three-story house, all made of bricks, with a small backyard ......"

Although the brick house property tax is more, Bill doesn't care about it.

The old man just described it simply, and Bill was a little impressed.

After that, they called directly, and the two sides hit it off, and Bill took his sister and brother to walk over to see the house.

Pete's house is located in the most remote corner of the entire community, so several nearby houses have a large area and also have no front yard, but the ten steps in front of the house create the feeling of a high door.

After entering the door, there is a large living room with one and two floors running through, which looks magnificent, and the master bedroom, bathroom and kitchen occupy the remaining space on the first floor. On the first floor there are two smaller bedrooms and a bathroom, as well as a small study that doubles as a utility room.

"This bedroom on the second floor is my husband's reference room, and we don't need the bookshelves and storage boxes in it......"

Pete's wife introduces the three to the house.

The third floor is a serious utility room, which is quite large, covered with cobwebs and dust because no one goes up.

"I think it's good, brother, I live in the utility room on the third floor and the small study on the second floor."

Neo pleaded.

PS: Ask for a recommendation ticket and ask for a monthly pass.