Huaiguo, Huai'an.

Since Fan Li's mission to the Qi State, Wang Qi's daily life has become busy. He needs to handle all the big and small affairs in the country.

Originally, these matters were handled by the left and right ministers, Huai'an Ling, Da Sima, the general, and the Shangqing, but the left minister sent an envoy to the Qi State, the right minister and the big Sima Laomai were ready to resign, the general was reforming the military system in the country, and the Shangqing was in charge of government affairs in Gusu.

For a while, no one helped Wang Qi deal with state affairs, which made Wang Qi a little uncomfortable since he ascended the throne.

Normally, he would leave the affairs to a few ministers, and he only needed to approve or renegotiate or oppose them. After all, several important ministers are all great talents, and he doesn't need to work too hard.

He prefers to accompany his wife more during this time, after all, there is such a lady who is like a fairy, who wants to go to the case?

Just when Wang Qi was dizzy when he looked at the bamboo slips, the temple people came to pass the ceremony, and the left minister sent the envoy to Qi to come back. Wang Qi got up suddenly, dropped the bamboo slip and walked out, muttering as he walked, "I'm finally back, it's easy now."

Fan Li was very moved when he saw the monarch come to greet him in person. It's just that after seeing the bamboo slips on the table in front of me, I suddenly felt a little funny.

"Your Majesty, the minister is fortunate not to be dishonored, and he has successfully sent an envoy to the Qi country!" Fan Li arched his hand.

Wang Qi smiled and said, "Fan Qing has worked hard!"

Then Fan Li talked about the envoy.

"Qi Guo is estimated to be in chaos for a while this time!" Wang Qi said with a smile.

Fan Li shook his head slightly and said, "Your Majesty, the Marquis of Qi should have seen that my Huaiguo is stirring up the relationship between the office and the Qing clan."

"Huh?" Wang Qi was slightly stunned, and then said, "Since he sees it, will he still do what we think?"

Fan Li smiled and said, "Your Majesty, Qi Hou will do it."

"Why is that?" Wang Qi was surprised.

Fan Li said confidently, "Your Majesty, are the problems within the Qi Kingdom fake?"

"No, since the problem is not fake, then let's pick it out, is it a good thing or a bad thing for Qi Hou?"

"It's a good thing, at least he knows about the hidden dangers in the country, not until the Qing clan is completely strong." Wang Qi reacted immediately.

If you wait until the Qing clan becomes stronger, what if the Marquis of Qi knows about it, he has lost the best time to solve the Qing clan, the Qing clan is already stronger than the office, what happens next when the lord is weak and the minister is strong? .

Qi is not Bang Zhou, and Qi Guo's office is not Zhou Tianzi. Zhou Tianzi has the support of the princes and can still maintain it, but can the Qi State Office?

"Even if the Marquis of Qi knows about this, he can only do it. This time, we are a conspiracy, and we told Qi Hou about this matter, not to take advantage of Qi State. used fooling and deception to make him do it, but told him that it would be dangerous not to do it, and there would be benefits to doing it, so that as long as Qi Hou was not stupid, he would naturally know how to do it!"

"What we are using this time is a yang scheme, even if Qi Hou knows, he can only do it."

Fan Li said with a smile.

"By the way, the Qingmiao loan that Qing mentioned before, I think it is very good, can it be implemented in Huaiguo." Wang Qi was very interested in the green seedling loan that Fan Li just said.

It is said that it is a loan for young seedlings, but it is not only when you are growing food. Private lending by the common people has flourished, and the vast majority of them are borrowing from those big families, secretaries or wealthy people of their own clan.

Because these people have a wide range of land and property in the local area, and at the same time, most of them are of the same clan or close relatives of the Qing scholars, and they have rights, and they are not afraid that the people will not have money to pay back.

However, the interest rate of private loans is extremely high, and if you only ask for 30% interest when repaying the loan, it is already benevolent, and more are 50% interest. With such a high interest rate, few people can afford it, so they can only borrow money to repay valuable loans.

However, this can only solve the urgent need, and by the time the next loan is repaid, if the amount is not enough, then the land can only be sold, and finally become a tenant.

Even if the taxes collected by Huaiguo are not very high, but there are unforeseen circumstances, and the ability of the small people to resist risks is too poor

If you don't do it right, you will go bankrupt.

When a small family becomes a tenant, the tax revenue of the Huai State will be reduced, and the strength of the Qingshi family will increase. Although the Huai State also needs to collect taxes for the Qingshi family, it has preferential treatment for them. What's more, there are also some Qingshi families who will hide the land and hide the population.

Therefore, after hearing about Fan Li's green seedling loan, Wang Qi wanted to promote this system in Huaiguo.

"Your Majesty, it is not easy to promote this green seedling loan, this move is to compete with the local wealthy clans for interests, and the Qing Shi wealthy clan is not willing to give up these." Fan Li said solemnly.

"If the small people suffer, they may go bankrupt, and the wealthy people will only lose their fur. Besides, the small people are the cornerstone of the country, if the small people can't survive, the Qingshi clan is usurping the interests of the country, although they don't have the talents of their ancestors King Wen, Wu Gong, and Wu Zhaogong, but they are willing to work hard for it."

"Fan Qing doesn't feel that he even has the courage of Qi Hou? The people are bitter and the Qingshi family is suffering, and Gu is more willing to let the Qingshi family suffer, and please Fan Qing help me!"

Saying that, Wang Qi solemnly saluted Fan Li.

Fan Li hurriedly got up and stopped Wang Qi, and then said seriously: "Since the king is willing to do this law, how dare your subordinates be helpless?"

After helping Wang Qi up, Fan Li said: "The Qingmiao loan is not to raise money for the country, and it cannot be implemented urgently, and even if the Qingmiao loan is implemented, it is also a contact between the low-level officials and the people.

"Therefore, if you want to implement the Seedlings Loan, you must first administer the officials."

"This is also the most critical problem, if the local secretaries and wealthy families collude with the officials to not give money to the people who need it, but forcibly release money to the people who don't need it, and collect interest, it will lead to the bankruptcy of the people at that time."

"Jun Shangshang has been in Huai'an for a long time, and he may not know those local doors. Many of the officials at the grassroots level have ties to the noble clan."

Wang Qi nodded solemnly, this situation is clearly recorded in the Huaiguo reform more than 100 years ago. Although the text is very brief, the difficulties in it cannot be implemented unless the people who are determined and have excellent intelligence cannot carry it out.

"Today, the Huai country is thousands of miles away, and it dominates the princes, how can it stop because of this? Besides, there are Fan Qing, Wu Qing, and Sun Qing to help, what reason does Lone have not to do it? If you are afraid of a group of insects, how can you be a Huaigong?"

"Fan Qing, I'll leave this matter to you to execute, Lone gives you the greatest trust! Whoever dares to block the implementation of the Seedlings Loan will be investigated and dealt with!"

......

Fan Li, a politician, military strategist, reformer, economist, Taoist scholar, right minister of Huaiguo, Shangqing in the late Spring and Autumn Period. He is the author of three volumes of "Fan Li", and has implemented the first national loan reform in Chinese history. ——"Seventh Grade History (People's Education Edition), Volume II"