"Whether it's from the perspective of an entrepreneur or from my personal point of view, I'm happy to see this happen.

In my opinion, the fundamental reason is that enterprises have not participated in the global competition of the chip industry, and the role that the national will can play in the highly competitive field of the chip industry is limited.

More enterprises need to participate in order to essentially promote the development of China's chip industry, and the country's will can only be supported by funds and talents. This is a good thing for Huaguo's chip industry.

It is also a good thing for these enterprises themselves, and more participation in the research and development of upstream and downstream core technologies is conducive to their cost reduction and competitiveness. ”

Later, Hua Wei relied on HiSilicon Kirin to eat dividends for a long time, and this dividend did not stop until TSMC did not work for Hua Wei.

After Huawei received dividends, Xiaomi's Songuo Semiconductor, OPPO's Zheke, and VIVO also began to develop their own chips, but the environment for chips in 20 years is much worse than at this time.

After Zhou Xin's Xiaomi started, although there are gimmick-based computer companies like Lenovo, Zhou Xin believes that there will also be companies that really sink their hearts into chips.

With the follow-up of Xiaomi relying on self-developed chips to obtain more and more technical dividends, there will be more and more companies that want to make a career in the chip industry.

Zhou continued: "Like Lenovo, which has become a large PC company in the past by relying on the vast Chinese market, I have also talked to Lenovo executives at the Internet conference in the past few years, and their main source of profit is service and supplier integration.

When we talk about what technologies Lenovo has developed or not, they will talk about Lenovo's efforts in the supply chain. At that time, Xinxin Technology had just been established, and I actually hoped to reach a cooperation with Lenovo.

As a leading manufacturer of domestic personal computers, Xinxin and Lenovo naturally have a lot of room for cooperation, even if we can't build CPUs, we can also make some other chips, similar to Bluetooth chips, power management chips, multimedia decoding chips, etc.

But when I was talking to Lenovo about joint development, I could clearly feel that Lenovo's executives were far more interested in NewPay's supply chain finance model than in working with Xinxin.

After the meeting, Lenovo executives wanted to visit NewPay's Huaguo branch to learn about our innovations in the field of supply chain finance, and hoped that NewPay and Lenovo would cooperate in the field of supply chain finance.

From my past experience with Lenovo, they don't have much technical genes. ”

The host is obviously very interested in this issue and hopes to let Zhou Xin talk more, "Oh~ Mr. Zhou, can you elaborate on it?"

I have the impression that NewPay has always been an electronic payment company, are you still doing other business besides payment?

And I'm also curious about what the technical genes are in your understanding. ”

Zhou Xin said: "I still start with NewPay Huaguo, I invested in Alibaba in 2000, and in the same year, NewPay's Huaguo branch was established.

That is to say, when Huaguo enterprises sell goods to foreign customers, the foreign customers' funds are first transferred to NewPay's virtual account through NewPay, and after the foreign customer confirms that the receipt is correct, the money on the virtual account will be transferred to the customer's bank account, and the transaction is confirmed.

Of course, there is a cap on the transaction amount, and I remember that we initially had a cap of 5 million RMB. At first, it only did this kind of electronic right confirmation business, and later NewPay Huaguo added a business called electronic credit certificate, which is a variant of bill pledge loans.

Because NewPay Huaguo has gradually gained fame, and has a reputation in the foreign trade industry of the entire Yangtze River Delta and the Pearl River Delta, there are large enterprises and small enterprises in the enterprises we serve, and then these small enterprises can be regarded as suppliers of large enterprises, providing services or goods for large enterprises.

Suppliers of large enterprises like to give bills instead of cash, which means that you can come to me with this bill for cash at some time in the future, which means that I will give you a certificate of credit.

However, it is useless for small enterprises to get bills, because bills are only recognized in large enterprises that issue bills, and are not recognized in other places, and if you want to use bills to find banks for mortgage loans, first, the interest rate is very high, at least 10 points of interest, and secondly, it is difficult for banks to believe in private enterprises, private enterprises have always had difficulty in financing, even if they are large private enterprises, banks still maintain a skeptical attitude towards them.

Under such a premise, NewPay launched electronic bond certificates, and we initially found the head enterprises to make electronic bond certificates, which is an electronic bill, which has the advantage of accumulating data and tracking the acceptance ability of these companies for a long time.

These data are precipitated into data assets, and some other data of the enterprise are combined for risk analysis, and this set of services is provided for banks to use. About a year later, the entire Yangtze River Delta region began to use our electronic bond certificate system.

Banks are also starting to recognise our risk assessments of private companies, and NewPay's supply chain financial services have become an integral part of the financial system, at least in the Yangtze River Delta region.

After obtaining the electronic payment license in the third quarter of this year, NewPay can play a greater role.

Lenovo is such a company that involves a large number of downstream suppliers, and their downstream suppliers will have more downstream suppliers, which also leads to the generation of a large number of bills in the entire Lenovo system, but they don't want to use the NewPay system.

Using NewPay's system means that all your business data is in my hands, and I know your business data well when your financial report has not yet been issued, Lenovo's data sensitivity is obviously higher than that of companies in traditional industries, and they want to learn from NewPay's experience to build a similar platform themselves.

Even if it is dedicated to Lenovo's internal use, it is not a loss.

At that time, when I talked to Lenovo executives, I didn't mention NewPay at all, I mentioned that Xinxin Technology had just been established, Xinxin is a company focusing on integrated circuit design, and we can jointly develop a multimedia decoding chip, which is mounted on Lenovo's computer.

Chen Jin's Hanxin is a multimedia decoding chip, you think about Lenovo's annual shipments at the level of one million units, such a large market, if we cooperate with Lenovo to develop decoding chips, naturally there is no need to worry about the market.

The Lenovo executive, who was obviously not very interested in R&D, kept asking me how NewPay's supply chain finance works, and then wanted to visit Newpay's Huaguo branch.

Under the tube, I feel that Lenovo's executives lack interest and acumen in technology, and they care more about the company's profits and revenue. Lenovo, as a company listed on the Hong Kong stock market, is not wrong to care about this.

But caring too much about these can lead to a lack of long-term strategy, and Dell has always been a learning object for Lenovo, even Dell, I also think they lack technical genes.

Apple used to be the same, after Jobs came back, he fired most of the managers and let the R&D personnel serve as managers, which reshaped Apple's technical genes, and made Apple's technical genes return to the Jobs era, which is why Apple was able to launch products that changed the world like the iPod.

Lenovo also gives me the feeling that there are too many managers and don't pay attention to technology, which is not necessarily bad, at least from the financial report, Lenovo is doing a good job. ”

The biggest advantage of the reborn is vision, you naturally know where the future technical route will develop, and which technical route will be rewarded for investing money, investment sources, and energy.

This advantage will be vividly displayed when you have completed the original accumulation and compete with competitors in the future.

Therefore, both Xinxin Technology and Matrix can put all their R&D forces in the right direction, and even if Apple has more than 100 billion US dollars of cash lying on its books in the future, it can only concentrate on investing in those two or three directions.

The moderator asked, "What do you think of your competitors?" Just now we mentioned Lenovo, which is Xiaomi's rival in the country.

Xiaomi is only a small part of your business map, you are better known for Matrix and Mphone, which was hailed by Time magazine as a world-changing product only two days ago.

With the advent of Mphone, we actually noticed that after you bought ARM at a valuation of $4 billion, ARM's market value has tripled due to the increasing importance of mobile phone chips.

Did you anticipate that mobile phone chips would become more and more important in the future? ”

"Yes, we were already working on Mphone at that time, and as we developed Mphone, I realized that mobile phone chips would be the next opportunity comparable to personal computers, so I acquired ARM," Zhou said. ”

The host flattered: "Your vision is indeed much sharper than ours, just mentioned Lenovo, what do you think of Matrix's competitors Motorola, Nokia, Samsung, these mobile phone manufacturers?" Will you feel pressured to see these traditional mobile phone manufacturers launch their own smartphones one after another? ”

In 2001, these mobile phone manufacturers did not understand how to play smartphones, and in 2002, everyone began to understand what the focus of smartphones was, and each manufacturer launched smartphones that meet their own characteristics.

Nokia has launched a horizontal dual-layer phone, the first layer is a whole screen, the second layer is the keyboard, push up the screen of the first layer to light up the keyboard of the second layer.

And Samsung launched its own Samsung note, with a pen to achieve the operation of the full screen, while the whole screen to take a color screen, color screen plus resistive pen, also attracted a lot of attention.

The resistive screen is still not sensitive enough to cause a sensation, but the smartphones made by different manufacturers give consumers more choices.

Zhou Xin said: "It's not enough to talk about pressure, in the field of smart phones, now is more like the early days of personal computers, and everyone has not figured out how smart phones will develop in the future and what form they will develop."

Traditional mobile phone manufacturers are like IBM, while Matrix is like new PC manufacturers like HP and Dell, so I'm not afraid of competition and don't feel too much pressure.

But for me, the most distressing thing is that I came up with the concept of a smartphone, and I launched the first smartphone, the Mphone, which led to the assumption that I naturally knew what the smartphone of the future should look like.

Mphone's R&D engineers and product managers are faced with poaching people from various major mobile phone manufacturers almost every day, and they offer two to three times the salary in order to poach core R&D personnel from me, hoping to know Matrix's trade secrets and how I see the future development direction of smartphones.

In particular, Samsung has gone the extra mile, not only digging R&D and products, but also digging executives. Zhou Xin's face was full of helplessness.

It is precisely because of these mobile phone manufacturers that almost all mobile phone manufacturers know that Mphone's next mobile phone is a touch screen.

The technical problem of the touch screen has plagued Matrix for two years, and it is naturally not so easy to solve, even if they develop it, the technical details will still make the touch screen use experience of Mphone far better than other mobile phone manufacturers.

This also led to Samsung taking the lead, even if it launched a resistive screen, it had to launch a touchscreen smartphone first.

The host smiled: "This is the charm of the king of Silicon Valley, although it has been mentioned less in recent years, but you have always been the best product manager in my mind, and I really felt like I was amazed when Quora was first launched."

Your vision has been proven countless times in the past, and you don't need to do much more. ”

Zhou Xin wore sunglasses and grinned reluctantly: "Do you want to say that this is the trouble of happiness?"

Honestly, I still wish I could keep a low profile. ”

Before the launch of the iPhone, there was a very strict work of secrecy, and all participants signed strict confidentiality agreements.

The same is true for the second-generation Mphone, where the engineers involved have signed non-compete agreements, but they can't stand the willingness of Samsung, Motorola, Nokia and other big manufacturers to pay liquidated damages.

Samsung is the dog, not only poaching people from Mphone, but even poaching people from Xinxin Technology, they want to peek into the secrets of the A1E chip, hoping to know how Xinxin achieved commercial mass production of mobile chips with such superior performance.

The host said, "I can see from the fact that you didn't attend this year's Internet Conference, you really want to keep a low profile.

It's just that the Internet conference without you is a bit boring, I watched Li Yanhong's interview at the Internet conference in the media, he is very official, I am curious if Li Yanhong will be so official in private? ”

Zhou Xin said: "He is also a very official person in private, and it is rare to see him lose his temper, maybe only on the day he acquired Google."

He drank too much and his wife finally picked him up.

Other times he's been serious. ”

Later, the host also chatted about Huaguo's chip industry, Zhou Xin's future plans and other topics, after the show was broadcast, although Huaguo could not see Phoenix Satellite TV, but the content of the interview still appeared in Huaguo's major forums.

Yesterday, the network was cut off at home, the underground parking lot was repaired, and the network cable in the crow's house was broken, and I came to see the master this morning, and there will be tomorrow morning

(End of chapter)