"Great Wei merchants."

Xu Shouyun said this answer lightly.

Yes, it is the Great Wei merchant.

These people are the ones who really eat people and don't spit out bones.

An official, no matter how corrupt he is, 100,000 taels, 100 million taels, 10 million taels, even if it is 10,000 taels?

Rich as Heshen, it can't compare to the sum of the profits of the world's commercial banks.

"Great Wei merchants?"

Jiang Ling's face was very strange, she didn't expect Xu Shouyun to give such an answer, she couldn't figure out what qualifications the merchants of Great Wei had to eat so many silver taels.

"Are you kidding?"

"Are these merchants qualified to get their hands on the Great Wei Bao Banknote?"

Jiang Ling spoke, disapproving.

"Back to my lord."

"Yes, not only that, whether the Dawei Bao banknote can be successfully implemented depends on whether these businessmen are willing or not, if they are unwilling, they will be greatly resisted if they continue to be implemented."

Xu Shouyun opened his mouth and replied without hesitation.

"It's ridiculous, what the Manchu Dynasty and the civil and military all promised, the Empress of the Great Wei Dynasty also agreed, what can these businessmen do if they don't want to?"

Jiang Ling only felt ridiculous.

It's just that Xu Shouyun shook his head.

"Their methods are very simple, as soon as the treasure banknote is issued, it will be sung in decline everywhere, the county officials are not as good as the current management, the court implements the treasure banknote, but the people have silver tickets."

"Most of the business turnover of the store relies on silver tickets, or broken silver and copper plates."

"As long as the banknotes and money banks in various places unite to boycott the Dawei treasure banknotes, it will cause panic, and the people will have the idea of conforming to the herd."

"Let me ask you, my lord, if you are an ordinary person, you have worked hard for 20 years and earned fifty taels of silver, and the court said that it can be exchanged for treasure banknotes, and the ticket number of the local money bank tells you that these treasure notes are worthless and are a tool for the court to collect money."

"What will you choose?"

"There are two ways to choose in front of you, one is to store the money in exchange for a silver ticket, this thing may go to the other place is more troublesome, can be used locally at will, after all, the local money bank ticket number is financially strong and has high credibility."

"The second is to believe in the imperial court and exchange it for treasure money, but have you ever thought that the treasure money of the imperial court is not allowed to be exchanged for gold and silver, and the silver ticket with the ticket number can be exchanged for cash."

"This is the credit money mentioned before, the imperial court tried to use the state to guarantee, but the ticket number is guaranteed by real money, and the adults think it is better to exchange it for treasure money or silver tickets?"

Xu Shouyun is not verbose, let's be pragmatic.

One is the credit of the imperial court, and the other is real money, you decide.

"According to you, the credit of the imperial court is not as good as the credit of the bank?"

Jiang Ling was not convinced.

"Your Excellency is really smart." Xu Shouyun slapped his ass directly.

Don't say it, it's true.

"What does a country's credibility come from? From all sides, military power first, legal power second, ideological power third, and past credit. ”

"The country is strong and can ensure that there will be no change of dynasty."

"The law is just, representing the reputation of the court, fair and open, with clear rewards and punishments."

"Past credit means that the court will not go back on its word, and it will not suddenly change its mind."

"But the Great Wei Dynasty, internal and external troubles, years of reparations with relatives, the border has been repeatedly harassed, the princes are divided, and the people get together to talk about state affairs when they have nothing to do, whether it is good or bad, how can it hide from the people of the world?"

"As for the justice of the law, let alone the heavens, the emperor is far away, and there are murders and arsons at the feet of the Son of Heaven, let alone thousands of miles away?"

"The credit in the past is a little better, there are no advantages, and there are no disadvantages."

"In this case, dare to ask your lordship, will the people choose the imperial court?"

Xu Shouyun explained very clearly that if you want to implement currency, it is impossible to rely on credit alone, credit is just the icing on the cake, and you still have to look at the 'equivalent linkage'.

You have to take out real money to count, you can't take out real money, everything is a lot.

Don't talk about Da Wei, I didn't often hear some news in my previous life, and I spread rumors that so-and-so bank had collapsed and I couldn't withdraw money, what was the result? Thousands of people went to line up to withdraw money, and the bank president asked tens of millions of dollars to be allocated in front of everyone.

Dear folks, our bank is not bankrupt, there must be money, everyone should be sensible.

So it's hard to get the trust of others, so why do so many ticket numbers go bankrupt in order to keep their credit?

If the credit is there, the business can still be done, and if the credit is gone, then there is nothing.

The empress wants to use credit as the principal to make the people buy it, is this possible? Wash and sleep.

"Even if the merchants had to agree, why would they eat 100,000 taels of silver?"

Jiang Ling was puzzled, could the businessman agree to give them benefits?

"Dare to ask my lord, once the Great Wei Bao banknote is issued, what will be the most affected?"

Xu Shouyun did not answer directly, but asked the other party.

"Money?"

Jiang Ling hesitated for a moment, and then gave an answer.

"Yes, Qian Zhuang."

"The implementation of treasure banknotes, the money village has the greatest impact, if the money village in various places does not stop it, there will be hundreds of people to run on it at that time."

"In the event of a run, if it is impossible to mobilize so much silver, the money bank will inevitably go bankrupt, and in order to protect itself, there are only two ways for the money bank to choose."

"Either the imperial court will pay the bill and give them a large amount of treasure banknotes to exchange for the people, or the money bank will join forces to prevent the issuance of Great Wei treasure banknotes."

"But the court pays the bill, it is not an equivalent exchange, the people are stupid, the merchants are not stupid, they know that there is no credit behind the treasure banknote as a guarantee, and it may depreciate at any time, so they will make a request."

"Use forty or fifty taels of silver to exchange for a hundred taels worth of treasure banknotes, and then use a hundred taels worth of silver bills to exchange the silver bills worth one hundred taels in the hands of the people."

"In this way, these 100,000 taels of treasure money have been washed away by the money banks of the major chambers of commerce."

"Then the silver has been spent again, dare to ask your lordship, do you want to continue printing a little? After all, the subordinates are only based on conservative estimates. ”

"What will happen in the future, the subordinates don't know, it's just a huge dynasty, and it is normal to think about some natural and man-made disasters within a year."

"Besides, even if this year passed smoothly, what about the next year?"

"According to what adults mean, in previous years, it was right to cut down on expenses and reduce printing and distribution?"

"But did the adults think that once people's desires are released, they will be difficult to contain."

"If the hundred officials are raised and suddenly reduced, who will they scold? So in order to maintain a happy life, will you go to corruption and bend the law? Fish and meat people? ”

"The royal family has started to live a good life again, will they go back to live a hard life?"

"Let's talk about it a little more ugly, the Empress of Great Wei found that as long as the treasure money was issued, the world would be peaceful, and all the civil and military officials praised her as the first emperor of the ages, would she be willing to stop?"

Xu Shouyun's questioning made Jiang Ling's heart tremble.

She really didn't expect that the disaster of treasure money would be so terrifying.

Thinking about it carefully, Xu Shouyun was not wrong at all, if the treasure money began to be printed, no one could stop it.

Because it involves everyone's interests, unless there is a big incident, or the treasure money is worthless, then the civil and military officials will choose to stop.

"In the end, who is suffering? Isn't it the people of Dawei? ”

"Decades of hard work have become pieces of waste paper."

"At this time, there is no need for the instigation of the enemy country, they themselves will pick up the ploughing and chopping knives, and fight with the officers and soldiers."

"I can't survive anyway, so it's better to overthrow this dynasty."

"My lord, do you still think that the Great Wei Bao banknote can be implemented?"

With Xu Shouyun's questioning.

Jiang Ling was speechless.