Sister Zhang is in a bad mood, and Brother-in-law Zhang is naturally in a bad mood.

Although on the Zhang family's side, the two sons of Zhang's sister's aunt's family are better than him, but only those two are a little better, and the others are worse than their husband and wife, so every time they celebrate the New Year's holiday, when their husband and wife are guests on the Zhang family's side, they can always be sought after by others.

Now it's okay, Zhang Linlang, a person who only has a garbage job, actually bought a villa, and a person like him with an iron job bowl still lives in a staircase house far from the center of the city.

Thinking that during the New Year's holidays, he is no longer the focus of others, and Brother-in-law Zhang, like Sister Zhang, naturally can't accept such a change, so it is normal to be in the same bad mood at this time.

At that moment, Zhang's brother-in-law cleared his throat and said to Sister Zhang: "Now that my parents are old, it is indeed too hard to follow us up and down in the staircase every day, or we should buy a villa." ”

Sister Zhang is naturally willing, after all, she doesn't want to be better than Linlang all the time, and suddenly become worse than Linlang, but ......

"We don't have that much money. If you borrow money, it's a favor. ”

And the favor in the world is the most difficult to return.

Before the end of the world, in addition to expenses, they can save about 100,000 a year, after the end of the world, before the sign-in system appeared, they can't save much money a year, because they are different from the original, Zhang's brother-in-law's family, are people who can't live a hard life, and to maintain the state of life before the end of the world, 100,000 a year is actually not enough, because the money is almost spent every year, so after buying the previous house, they haven't saved money in the past two years, and now they can't even afford to buy a house, even a down payment, Because making money through the ten consecutive draws of the sign-in system has just begun.

As an aside, in fact, they are just right to live a hard life, look at the original body, too thrifty, and finally collapse the body, gone, so even if you save money, what's the use, people are gone, so thrift is due, but you can only be frugal without damaging the body, not too frugal, otherwise the body is broken, it is not cost-effective.

"The down payment is made up by my parents, and I can still afford it, and the rest of the loan, we have so much money a month, or it will take less than two years to pay it off."

Although their family currently relies on the sign-in system to earn a lot, they also use more, and their parents' pension and the money earned by the sign-in system may not be given to them, so they have less money left every month, so even if they have a lot of income, if they want to pay off the loan, it will take at least two years, which can only be achieved with the help of their parents.

"Our provident fund has already been used, and if we refinance, we will use a commercial loan, and the interest rate will be very high."

"It's okay, if you only pay it back for two or three years, it won't cost much interest."

"I don't know if the price of villas in the county will fall."

After all, if you buy it with a commercial loan and have interest, you will suffer a loss if it doesn't rise, and if it falls, it will suffer even more.

Brother-in-law Zhang said: "Don't worry, I think the housing prices in the county have fallen to the bottom and will not fall again." Besides, even if it falls, we buy villas to live in, not to sell, and if it falls, it will fall. ”

When Sister Zhang heard her husband say this, she supported it and said, "Okay, then let's buy it!" ”

At that moment, Sister Zhang and Brother-in-law Zhang were in no mood to play here because they had something in their hearts, so they packed up their things and prepared to go back.

Originally, they planned to wait for lunch before checking out, but now they don't plan to eat here, they just plan to nibble on some bread, just go back now, and then look for a house.

However, Zhang's brother-in-law's parents heard that they had new ideas and wanted to buy a villa, but they were not very willing, because they didn't have the idea of competing with Linlang or the Zhang family, and pressing each other's heads. What's the use of making more money, it's just nice to say.

However, the son and daughter-in-law had made up their minds, and they persuaded them, but they didn't persuade them, so they could only forget it unhappily.

Since Sister Zhang and her husband want to buy a villa, it is naturally easy to buy it, after all, although there are not many villas listed, there are also some villas, that is, the price is only seven or eight hundred thousand.

Because they still have a loan for the first house in front of them, the down payment for this second house will be forty percent, seven or eight hundred thousand, plus transaction and other expenses, it will cost more than 300,000 yuan.

And they don't have any money in their hands at the moment, and their parents don't have much money, after all, they also used a lot of money in the last three years of the last days, plus they, like Zhang's brother-in-law, are not the kind of people who will suffer themselves, and they didn't save much money before the end of the world, so they don't have much money in their hands, they can only provide 200,000, and there is a gap of more than 100,000, and the final result is that they still have to find someone to borrow and owe favors.

Fortunately, they are all people with iron rice bowls, and others are not afraid that they can't afford to pay it back, and now the sign-in system can sell things for money, so there are still people who are willing to lend them money.

In this way, Sister Zhang and her husband took the money they saved from their parents, plus the borrowed more than 100,000 yuan, and also successfully bought a villa.

Because they have a stable job, the loan came down quickly, which made them find a day to live in the villa more than a month after they bought a villa in Linlang.

Linlang saw that she had bought a villa, and Sister Zhang really followed and bought a villa, so she couldn't help but sigh.

But in this way, their finances are dried up - Linlang casually investigates and knows that they borrowed money - and she still has to continue to eat, drink and be merry, they still ...... Follow?

You know, they don't have any money in their hands now, and although the check-in system can make money, they can't save much because they don't have a hard time and have to consume.

The money she can't save has to pay off loans and foreign debts, well, she doesn't think they're following.

But these are not what Linlang cares about, she only lives her own small life.

But he said that after changing into the villa, the stars were even happier.

The previous elevator room, Xingxing thought it was good enough, after all, it was better than the one-bedroom house they rented before, and the house was small and dilapidated at that time, and it was so hard to climb upstairs.

As for the elevator room, it is not only big, but also brand new, and then there is no need to climb the stairs, and at that time, Xingxing felt that it would be good to live in such a beautiful house.

I didn't expect it to be better, within a few months, they lived in a big villa again, very beautiful, and no need to go downstairs, you can enjoy the sunshine and green space in your own yard, she now loves to spread wild in the yard every day, this is something that can't be done in the elevator room before, after all, the previous house is good, but there is no yard, you can't run how you want to run in the sun, and now you can do it, so can the stars be unhappy?

(End of chapter)