Yu Yongzhong said that he looked at his manpower, the yamen in Luoyang County was busy, and the rich families wanted to rent mountains, and all the mountains of the government could be rented.

In the land where they grow grain, they know that they are not allowed to plant cotton instead, so they can only go up the mountain.

The rent is not high, much less than the tenant land, according to the area, if it is an orchard, then it is more expensive, and the fruit goes to the renter.

To plant cotton, you need to water, by the way, the fruit trees help to water, the pruning of the pruning, next year there will be a good harvest, and the fruit will be sold for money.

The people who paid the money went to Luoshui to watch the windmills, and the weaver girls still performed here and practiced by the way, after which they had to teach others and earn wages.

In the afternoon, the sun was warm, and Zhu Biao and others set up a table and sat by the river to drink tea.

"Erdezi took someone to build a greenhouse?" Zhu Biao didn't see Zhu Erde, so he asked casually.

"Yes, Wang Yiqian and others are the most skilled in building greenhouses, and they can't be built in Beiping this year, and a large number of craftsmen have been drawn out, and Sichuan will have them."

The governor has a little regret that he missed a year further north.

Zhu Biao bowed: "How do we use the margin we collected?" ”

"His Royal Highness the Prince, in fact, this is the case, the deposit should not be used, it can only be put away, theoretically we have no qualifications to use it, even if it is not possible to lend.

In the event of misappropriation, there will be a financial crisis and a credit crisis in which the deposit cannot be returned.

It will be standardized in the future, but this time we will take it out to build a machine and borrow their money to use it.

In the winter, clean up the river and repair the road, otherwise the money will be wasted there. ”

The lieutenant first explained the right and wrong, and the security deposit should be stored separately and should not be misappropriated.

It's not about the money borrowed by the rich people, but the interest paid to the rich people when they borrow money, and the money can be used as you like.

"It's such a truth, a means to make money with money! Unfortunately, there are restrictions on the rules. Zhu Biao said and took a sip of tea.

"Your Highness, in fact, in another way, we can use it, and it is not just a matter of managing the loans of the rich, but also allowing the rich to work hard.

When Luoyang's new textile equipment was successful, everyone made money, and we went to Kaifeng Mansion.

Without direct cooperation with the rich, the rich can only contribute money to share dividends, and set the proportion of this dividend above the loan interest of Daming, and they will actively participate.

If you want to make more money, you need more cotton, and wherever you can grow cotton and allow it to grow, let them do it.

Of course, it can also be that we use the money they have invested in to find someone to grow cotton, which is called the shareholding system.

We can only do it, the people want to organize themselves, the court must strictly investigate, there are many doorways inside. ”

The governor proposed a term, everyone made a fortune together, but the rich no longer participated directly.

"Borrow other people's money to do business, and give dividends to people when the time comes?" Zhu Biao expressed his understanding.

"It's not, then we lose money, and we owe money to others, we are like this, we earn dividends, and if we lose money, there will be no more.

It's hard to make money, but it's not easy to lose money? Your Highness, I'll give you an example.

You get a textile shop, I will invest in one million shares, and then His Royal Highness the King of Qin will go down to plant cotton, and His Majesty will collect cotton cloth.

As a result, the cotton of His Royal Highness King Qin increased tenfold, you bought it, woven it into cloth and sold it to His Majesty, His Majesty lowered the price, and the price was reduced tenfold.

The money was earned by His Royal Highness King Qin and His Majesty, and you turned around and told me that you had lost it, and I could only stare dryly. ”

"Huh? Then you won't stop me from paying ten times as much for cotton? ”

"I don't count! I can only invest in shares and other dividends, and I have no decision-making power.

Therefore, in the absence of perfect rules, others are not allowed to learn from our methods.

They won't follow the rules, we just want the money to flow, not to trick people. ”

The chief stretched his hand, expressing his helplessness, he didn't have time to make rules, and he didn't dare to let others play like that.

Zhu Biao's face was serious: "Yes, yes, the chief is right, let's do it, we can't change others." Can cotton cloth be sold? ”

He considered the problem of surplus products, and found other places to plant cotton if it did not occupy the grain field.

In the end, a large amount of cotton was grown, turned into cotton cloth, and sold to whom?

"Sold to Yi people, such as big cannibals, Tianzhu people, and people in other places, the cotton patterns of big food are less, and it is best to make them white directly, so we don't need jacquard.

In fact, Tianzhu grows the most cotton, and when we trade with them, we have to calculate transportation costs and labor costs.

How much does it cost to transport a boatload of cotton cloth, including the risk cost, how much does we pay the weaver for weaving a piece of cloth, and the depreciation cost of the loom is calculated.

How much does it cost for Tianzhu people to weave a piece of cloth by themselves, as long as the sales price of our cloth is lower than the cost of their own weaving, they will buy our cloth.

Then we buy cotton from them and ship it back, process it into cloth, and sell it back again.

They like to wear brightly colored clothes, then the jacquard technique is very important, and they cost more. ”

The governor said that the profit problem brought about by the technical advantage and the low cost made the other party have to buy.

Zhu Fan next to him followed: "It's really profitable to have technology!" It's just that we sell it and buy it back, what do we buy with the extra money? ”

"His Royal Highness the King of Qin, there is grain in the local area, let's transport it back by boat, and then the people of Daming will be able to eat a lot of meat, raise more livestock, and need feed.

When the scale of trade reaches a certain level, Tianzhu is always in a trade deficit, and a lot of resources are taken away by us.

Some of them will have an idea, why? Since you can't change it, then grab it.

Therefore, the Daming Sailor is always ready for battle, we need a bigger ship, and the steam engine must be installed.

With the best sergeants and the best weapons, we can maintain the normalization of trade. ”

As he spoke, he talked about war, and when people can't replace you, they will rob you.

The technical advantage can not only be used on how to reduce the cost of fabrics, but also on the military.

As soon as the other party saw the boat and the weapon of the Daming Sailor, many thoughts that should not have naturally dissipated.

Zhu Biao thought for a while and asked, "What if others don't trade with us?" Just like the policy of banning the sea set by his father before, others did the same. ”

He thought about the problem of the sea ban in the first place, if it weren't for the fact that Xiaqiu Village provided a lot of things and wrote letters explaining the benefits of trade, it would really cut off the exchange of many things.

Then there will not be a lot of money and food, medicinal herbs, and spices that are now, and the Ming may go another way.

"In that case, they have to deal with controlling smuggling, and they don't have silk.

They are now called the Delhi Sultanate, which is a slave country, and our Ming Dynasty belongs to a feudal country.

One of the characteristics of slave countries is that many people are slaves, so is it better to let slaves grow cotton and grain in exchange for things, or let them weave their own cloth? There will be a choice.

It is said that silk fabrics appeared there in Tianzhu, a long time ago, but it is not important, now they have no silk, can only be changed from the Ming Dynasty. ”

The lieutenant chief changed the troublesome things that Daming had encountered before to other countries and smuggled them.

(End of chapter)