The fried stuffy man came, but Zhu Yuanzhang sat in the hot spring pool and looked at the sky, not knowing what he was thinking.

Zhu Wentian ate a handful of meat skewers by himself, and pushed the floating tray with stuffy stuffy in front of Zhu Yuanzhang: "Eat, fragrant, don't be hungry, hey!" Hey, hey, hey, hey......"

"Hey, hey, hey, yes, if you don't get hungry, let's do the same, why do you have to think it out yourself, let's just understand, go up and eat, soak in water and eat to press your stomach."

Zhu Yuanzhang instantly communicated, and before he was pondering whether it was good or bad to let more businessmen join the Ming economy.

He knew what the secondary market meant, the primary market was something that was taken directly from the farmland, pasture, and mountain, and then processed as the secondary.

This thing is like treasure money and loan interest, which is a double-edged sword, not only hurting others, but also hurting oneself.

Do not allow the issuance of treasure banknotes without collateral, and at the same time, when there are more collateral, it is necessary to control the issuance of treasure banknotes in the future, not as much gold and silver as there is, so as to avoid excessive circulation of treasure banknotes and cause inflation.

Then bank lending is not allowed to raise the interest rate, and the flow after the increase is naturally less, and inflation should be suppressed, as a result, because the interest rate is high, there will be more money derived, the currency will depreciate, and inflation will occur.

Treasure money is a short-term behavior, and the increase in interest is a long-term impact, which needs to be adjusted at any time to control that degree.

Therefore, take a set of theories and always do things unchanged to ensure that there is a problem.

Zhu Yuanzhang, who was relaxed, went ashore and picked up his wine glass: "The finance that Yichang said, we know that it is difficult to learn, let's take a look at the beginner's book."

When the flow of money decreases, that is, deflation, the central bank of Daming will cut the reserve requirement ratio and interest rate, and put more money into the market circulation.

And then under certain circumstances, such as inflation and economic downturn, this still cuts the RRR and interest rates, which feels very contradictory. ”

The lieutenant nodded: "Your Majesty, I was at a loss at first, but later I learned that if the currency in circulation before was not put into production, but always in the case of paying interest in the loan link.

If you don't let go of the money, the link will be broken, everything will be over, and at the same time, you must promote the development of production.

The loans given by our banks cannot be used to continue to lend, but must be used for life and production inputs.

Farmers take out loans to buy farm tools and livestock, or to educate their children, or they are in poor health and eat meat to supplement them.

If you lend money back and forth to others, the money released in the end does not actually increase the means of production, and the data generated is invalid gross domestic product. ”

"yes, this is really hard to learn, who would have thought that it would not be easy for us! Drink! Zhu Yuanzhang barely kept up with the train of thought and had a headache.

……

"Who would have thought that it would not be easy for us?" Everyone else is on vacation, and Hu Weiyong, who has worked hard to deal with the problem of private lending, arrived at the cabinet early in the morning, with dark circles in his eyes, and sat complaining with a blank face.

Now that he has the power, he has sent a large number of men to the state capitals to investigate, including the army.

The distant places have not yet been feedback, and the nearby state capitals are being caught, and the best one is Yingtianfu, followed by Ningguo Mansion, and then Taiping Mansion.

The last two prefectures, send people to the locality, the prefect will help, they are clean, the unclean also become clean, the place has money, and their treatment is improved.

And the exemplary government business activities provided them with incorruptible silver, and they could share that money.

So all the money that should not have been taken was returned, and I was afraid, right under the nose of His Majesty, as soon as there was something, I would try to take the two mansions, and stared at it to death, who could stand it?

Check the gold and silver shop, the official used to seal it, and all the people were arrested and detained, and then investigated, and wrote a question book to the court.

According to the previous method, Hu Weiyong asked the gold and silver shop to refund part of it, fine part of it, and lend part of the money at low interest to the Daming Central Bank, that is, in the palace, and the gold and silver were transferred to the Xiaqiu Village Sealed Treasury, and then the treasure money was released.

If usury forces people to ruin and force good people to become prostitutes, it will be dealt with according to the law of the Ming Dynasty.

The heavier ones are killed, the relatively light ones are thrown to mining, and the ones who don't give money go to the most dangerous places, such as platoon squibs or something.

The state capital that was cleaned up praised Zuocheng, and it was Hu Zuocheng who saw that the Ming Dynasty was not clear about the loan, so he took the initiative to propose it and personally took the lead in dealing with it.

Hu Weiyong was depressed, he didn't get the benefits, and the things that offended people were buckled on his head, and the local officials would inevitably be involved with the gold and silver shops.

Ningguo Mansion and Taiping Mansion are stable, and the officials of Zhenjiang Mansion and Yangzhou Mansion next to them have already impeached themselves in the inscription, without going through their own hands, and transferred to Chen Ning in front of him, the Imperial Doctor, and now it is actually called the Right Capital Imperial History.

Another Du Yu Shi Zeng Lu went home to rest, his name is Zuo Du Yu Shi, who is older than Chen Ningguan.

And Chen Ning was busy, and at this moment he was holding the impeachment of Hu Weiyong in his hand: "Hu Xiang, shall I give it to Your Majesty?" ”

"Your Majesty is in Xiaqiu Village, how can you have the leisure to take care of you, and I will send it when I come back, or send it outside Chaoyang Gate.

Hum! Impeach me? Does impeachment work? Your Majesty asked me to do it, doesn't Your Majesty understand what is going on?

Did it write that the officials wanted to send a message together? Begging bones, saying goodbye to the old and returning home, etc.? ”

Hu Weiyong doesn't care about impeachment, even if one day His Majesty uses this to clean himself up, His Majesty wants to clean up people, and the reason is arbitrary, what if there is this?

Chen Ning shook his head: "No, they don't dare, if they threaten this matter, Your Majesty will punish them, they are just quibbles." ”

"We didn't think about arresting them, we just dealt with the matter of lending money to the gold and silver shop, and by the way, we helped the court get gold and silver as collateral."

Hu Weiyong pursed his lips and took pity on those officials at the same time.

The officials don't defend themselves, they just take out the money, there is nothing, the more trouble Your Majesty has, the more you remember, and when a new batch of officials are trained, it is the time to clean up these people.

"Hu Xiang, then let's send it to Your Majesty? Do you take a look? Chen Ning didn't want to let this thing be pressed in his hands.

Hu Weiyong waved his hand: "You can't read it, you will know it after reading it, in case Your Majesty asks, I leak the stuffing, you will be unlucky, send it!" ”

"Hu Xiang, there was also a time when someone in the Metropolitan Procuratorate impeached a local official for filling in the blank prints when the local government handed over the grain tax to the household department, this ......"

Chen Ning talked about another thing, which is a very normal thing in history, the empty seal case.

This is a big killer, as famous as Hu Weiyong's case, the specific time is inconclusive, but the signs of an outbreak have already appeared.

"This ......" Hu Weiyong was in trouble, he didn't understand what His Majesty meant, the things that have always existed, specially let the people of the Metropolitan Procuratorate turn it out?

"Shall I press it down first?" Chen Ning asked tentatively.

"That Ling is dead, send it, send it together, anyway, there are masters over there, look at the meaning of the masters, Your Majesty thinks...... Let's go! ”

Hu Weiyong said and stopped, and asked Chen Ning to find His Majesty, he didn't care, he continued to be busy with himself, he understood, he had to get gold and silver.

If the people are willing to accept the treasure banknotes, His Majesty will be happy, and when they are issued, they will have less pressure.

(End of chapter)