Baijun Law Firm.

After having a deeper understanding of the case with Jiang Wei and getting the power of attorney.

Su Bai and Li Xuezhen began to prepare how to use legal means to deal with this case, how to meet the client's litigation requests, and get back their principal.

According to the information disclosed on the Internet, Laihai Bank has not been established for too long.

The funds are not too abundant.

It can only be regarded as a general small bank in the local area.

Not even a city bank.

City banks also have the endorsement of the administrative department, and generally speaking, there is no big endorsement relationship with small banks like this.

This time, the fundraising of Laihai Bank is mainly concentrated on the online crowd, and the third-party platform presents the wealth management products of Haihai Bank on the platform.

With a large return on investment and high interest, it attracts investors and financial managers to buy.

It is a kind of cooperative relationship between a third-party platform and a bank.

It can be said that there are people who buy the wealth management products of the Bank all over the country.

A situation has been formed in which cross-regional wealth management products are purchased.

In the past, when the bank could not pay, many people came to Shangdu from all over the country and found the offline site of Laihai Bank to ask how to deal with this matter.

Interrogate them as to why they are unable to redeem the wealth management products they purchased online.

Why there is no one saying.

It's just that these people have been treated coldly, and the bank's offline site only told the person who came to inquire, and they are not clear about this matter at present, because it is not a wealth management product purchased from them offline, so they are not responsible for this matter.

Only in the wealth management products they purchased offline can they find out the relevant information.

Plainly.

Offline banking sites do not recognize wealth management products sold online at all.

This makes many investors feel very helpless.

Because they bought it online, they didn't give them any useful information online.

Even now, third-party platforms have closed the information of purchased wealth management products.

If they hadn't kept some evidence in advance, they might have been like headless flies in this case, not knowing what to do.

So Su Bai wanted to know the specific situation of Laihai Bank.

Soon....

Li Xuezhen learned about the situation of Laihai Bank from Lao Li.

It's just that Lao Li doesn't know much about this matter, and he inquired with his friends in the investment community before he had a vague statement.

——The person in charge of the curtain of the bank in the sea suppressed this matter through the above and decided to digest it internally.

Suppressed this matter and digested it internally?

After learning the news, Su Bai frowned slightly.

Does internal digestion mean that all losses are borne by Laihai Bank itself? And the bank will pay by itself?

If this is the case, then why didn't Laihai Bank issue a statement to appease investors?

Or maybe it's.

In-house treatment is cold treatment.

has been dragging investors and not doing anything for this part of the amount.

If you don't do any processing, isn't that just dragging it all the time?

Isn't that what it means when the investor has no hope for the money, and then the money will not be paid?

That is, it is equivalent to that the money is really gone.

In any case, after learning the news, it can be regarded as having a specific statement and a preliminary plan.

Now the next step is to gather the evidence and appeal it.

to confirm that the bank's actions are illegal and to recover the property lost by the investor.

At present, Jiang Wei and other investors have sorted out the evidence of relevance, and the evidence is relatively sufficient.

It only needs to be appealed, then the court accepts the case, and it can basically be won.

After winning the lawsuit, the next step is to better seek the investor's financial funds.

In this case, due to the amount of money involved, the attributes involved and the location of the bank, the appeal was heard by the Shangdu Eastern District Intermediate Court.

After Su Bai filed an application for litigation in this case.

The Case Filing Division of the Shangdu Eastern District Intermediate People's Court conducted an investigation of the facts of the case, confirmed the evidence of the case, and agreed to the appeal without objection to the matters involved.

The case was brought to the Trial Division.

At the same time, the court issued the summons to all parties, and Laihai Bank also received the summons from the court.

In the office of the chairman of Laihai Bank, as the first-hand founder and chairman of Laihai Bank, Yu Wandong is not too concerned about general banking disputes.

But this time the financial dispute, Yu Wandong was very concerned, and instructed that no matter what related cases involved in this case, they must go through him first.

Because this case involves more than 400 million!

Let's be honest .... With so much money, even if he opened a bank, he couldn't just take out so much money.

After all.... Most of the money in regular banking is regulated.

This time he made more than 400 million, and he didn't know it at the beginning.

It's all done in violation of the law.

Now it's a hot potato for him, but he can't say anything more.

Because it is not ordinary people who have made these more than 4 billion violations.

He couldn't say anything, but the more than 400 million couldn't be left alone, which made Yu Wandong very embarrassed.

Most of the bank's money is the regular wealth management of some depositors, the bank's lending business, and the non-guaranteed wealth management business, which are relatively many businesses.

If the bank is allowed to bear the more than 4 billion yuan, the bank can directly declare bankruptcy.

Domestically, it is extremely rare for a bank to declare bankruptcy.

As the chairman, he may have an accident.

Seeing that someone in this case wanted to sue the bank and demand compensation, Yu Wandong immediately called his old friend, who is also the second largest shareholder of Laihai Bank.

Let him come to the office.

Soon, there was a knock on the door outside the office, and Mencius pushed the door open and walked in from outside the office.

"What's the matter, why are you calling me in such a hurry?"

"I'm still dealing with an important business over there!"

Meng Zijian directly pushed the door and sat down, but Yu Wandong didn't care too much about Meng Zijian's complaints, and continued to speak:

"Don't worry about what business is not business, now there is a very difficult problem, if we don't deal with this problem well, the bank will go bankrupt and where will the business come from."

"Previously, our bank raised more than 400 million yuan in the wealth management products of the third-party platform, which exploded."

"I remember I told you before that the group of middle-class people who bought wealth management were preparing to find a law firm to fight a lawsuit with us, and now they have found a law firm, and that law firm is still a relatively well-known law firm."

"The Red Circle Institute in Nandu is well-known throughout the country."

"The Intermediate People's Court has accepted this case, if this lawsuit is settled, our bank may be greatly affected, you can talk about it, how this matter should be handled."

Yu Wandong stated the cause and effect of the incident.

Meng Zijian raised his eyebrows slightly: "Isn't this matter already dealt with?" ”

"Those investors have been reporting us to the CBRC, aren't they okay now?"

"Isn't it already pressed down, what other problems can there be? If you fight a lawsuit, what impact can it have? ”

"Besides.... This financial management project is in charge of the youngest son of the Lin family, and at the beginning he said that he would come to the bank to exercise, and we agreed. ”

"As a result, we poked out such a big hole, who is responsible if he is not responsible?"

"Originally, our online financial products were planned, and that Xiaolin, young and vigorous, had to use the funds from these financial products to invest in some big projects."

"The result? His so-called big project, there is no big audit qualification, and the big project is a thunderstorm! ”

"Let our bank lose so many billion, who will not let him bear this matter?"

"Anyway, let's not worry about this matter first, since it is the basket that Xiao Lin poked out, the one in his family will definitely handle it well for him."

"As long as we don't investigate, or the CBRC puts pressure on us."

"Everything is easy to do."

Faced with Mencius Jian's answer, Yu Wandong immediately spoke:

"But when that batch of wealth management products needs to be fully cashed or investigated, how can this matter be hidden?"

"Let's not talk about anything else, even if there is Xiaolin in their house, we will not be affected by anything, and we will not be able to investigate."

"But we are originally a small bank, and small banks can't withstand any strong winds and waves, once this incident causes a huge influence on public opinion, our bank can directly declare bankruptcy."

"When there is a run, which bank will be able to withstand such a big run?"

"Can the country's largest banks withstand it?"

"I can't stand it at all!"

"That's what worries me the most!"

Faced with the problem of the late East, Mencius easily covered it up.

"Oh yes, there's something you don't know, I only found out yesterday."

"Xiaolin said that when he launched the product before, he remarked to investors that it was capital guaranteed wealth management, but in fact, the agreement in the terms was not capital guaranteed wealth management."

"In other words, when we let that group of investors buy these financial products, we deceived that group of investors."

"That group of investors don't know that they are not buying capital guaranteed wealth management, they are in a lawsuit, it is not much effect, the greater the return, the greater the risk, they buy such a large yield of wealth management, they must bear a certain risk."

"Even if there is public opinion on the Internet, we can completely say that the other party is buying non-guaranteed financial income, and furthermore, we can completely not redeem it first, or limit the redemption in batches, and only pay part of the financial management period."

"Wouldn't that solve the problem?"

"In the end, the CBRC will punish us at most, and according to the law, the fine paid is not too much."

"Anyway, our bank will definitely not be able to bear such a large amount of compensation, more than 400 million, our small bank can afford so much money."

"Let them sue, and I will notify the legal department and let them handle these lawsuits with the terms of the purchase agreement."

"You don't have to worry about these things, although we can't bear it, but this basket is not poked out by us, someone will find a way to solve this matter."

"We are not the most anxious people, don't worry, this matter is handled."

"Even if no one deals with it, as long as we continue to follow the procedure, there is still hope."

Mencius opened his mouth to comfort Yu Wandong.

He had founded the bank with Mr. Yu, and as the second largest shareholder and founder, he certainly did not want the bank to go bankrupt.

He understands what Yu Wandong is worried about.

It's happened, and there's no better solution now.

It can only be said that when the time comes, the situation will be resolved step by step, and the situation will already be very clear, even if the other party uses legal means, not to mention whether the court will sentence them to compensate for the money.

Even if the court awards them to compensate for the money, they can't take it out, or they ask for instalment compensation and cold treatment, what should the court do?

Can the courts enforce their other assets?

Definitely not!

Because their other property is someone else's capital preservation and is protected by the law.

So on the whole, the final result of this matter still needs to be coldly treated.

What Meng Zijian was more worried about was whether Xiaolin's family could withstand the consequences of this incident.

If you can afford it.... There is nothing to say about this matter, but to let those investors suffer a dumb loss.

So.... When Mencius was faced with these situations, he asked Yu Wandong to contact Xiaolin's family to explain this matter clearly and see the other party's attitude.

Yu Wandong also knew in his heart that there was no other good way now, the thunder had already exploded, and the more than 400 million would not come back, so he could only carry it.

So I made a phone call and described the cause and effect of the matter and the matters prosecuted by the court to the other side.

Lin Sheng's home.

Lin Sheng sat on the sofa and finished answering Yu Wandong's call.

Lin Sheng hated his youngest son because iron could not become steel,

Originally, his youngest son wanted to engage in finance, he knew his youngest son's character, and wanted to get a small bank to exercise first.

Who would have thought that his little son would dare to move more than 400 million!

It's still capital protected!

If it is a fund, the loss of the money will be lost, and those who buy the fund also know in their hearts that there are risks in financial management, which is not a big deal.

But this is the bank's capital protection!

How dare he!

Is capital preservation and financial management moving? If you move one million, you can be sentenced to as many years, more than four hundred million, you have been shot ten times, and you have been sentenced to death ten times!

After receiving the call, Lin Sheng immediately called his youngest son.

"Where are you now, get home now, right now!"

“.….”

PS: Ask for a monthly pass~

(End of chapter)