◆ Choose the appropriate financing method

Different enterprises have different characteristics, and they need to choose the financing method that suits them accordingly, which requires them to continue to try and explore in the process of development, and finally adopt the financing method that meets their own characteristics and can meet their own development needs for fund raising.

However, there are rules to follow in the choice of financing methods for enterprises, and most enterprises will choose a leading financing method, for example, bank loans or stocks as the leading financing method, and then combine the use of other financing methods to reflect the characteristics of the enterprise.

◆ Improve the credit system

If enterprises want to improve their financing capabilities, they must improve their own credibility and improve their credit system. Financing enterprises with high credibility have a greater probability of financing success, and with good credit, enterprises will have more opportunities when financing, and can quickly achieve capital accumulation. In addition, enterprises can improve their own credibility, which can indirectly restrict the accumulation of funds by untrustworthy enterprises, improve their own competitiveness, improve their own credit rating, establish a good corporate image, make competitors face challenges, and improve financing efficiency.

◆ Appropriately reduce financing costs

The funds consumed by the enterprise to achieve the purpose of financing are the financing costs, including the implementation of organizational management and other expenses during financing, and the use of funds. Financing cost is related to the financing efficiency of enterprises, and is a key factor that enterprises need to consider when choosing financing methods. Therefore, enterprises should pay attention to controlling financing costs in the financing process. This link will be affected by many factors, and it is a test of the company's ability, so enterprises should choose the financing method that suits them according to their own characteristics and needs.

◆ Effectively broaden financing channels

In the process of financing, enterprises should break through the limitations of a single channel, improve their market adaptability, form a perfect financing system, effectively broaden financing channels, and actively contact financing institutions, such as financial leasing companies, trust and investment companies, etc., to find suitable financing methods for themselves, and solve the problem of capital shortage of enterprises through diversified ways.

◆ Take control of financing opportunities

The financing environment and financing timing formed by many factors that can promote enterprises to achieve financing purposes are the financing opportunities that enterprises should seize. In order to successfully raise capital, companies must continue to innovate and innovate in the process of development. Therefore, in the process of looking for financing opportunities, enterprises will gradually mature, and prepare for subsequent development on the basis of capital accumulation. In this process, enterprises should pay attention to the relationship between the internal financing environment and the external financing environment, reflect the advantages of the enterprise, predict environmental changes and future trends in advance, quickly take efficient response measures, comprehensively analyze all aspects of factors, and explore financing opportunities suitable for enterprises on the basis of understanding the changes in the internal and external environment.

◆ Learn from foreign financing models

The financing models of developed countries include two categories: the financing model based on securities financing, typical practitioners such as the United Kingdom and the United States; The financing model based on bank loans is typical practitioners in countries such as Germany, South Korea, and Japan. When choosing financing methods, domestic enterprises can make a comparative analysis of the two major financing models of developed countries, learn from the excellent experience of developed countries, and choose financing methods suitable for themselves according to China's specific national conditions, as well as their own characteristics and development needs. In this process, enterprises should pay attention to thinking innovation, improve financing ability as a whole, and explore ways to accumulate funds that are conducive to long-term development.

The survival and development of enterprises is inseparable from the support of funds, no matter which field and type of enterprises belong to, they must rely on funds to obtain sustainable development, so enterprises must pay attention to the accumulation of funds.

Enterprises can enhance their capital strength, gradually improve their ability to pay, lay a solid foundation for subsequent development, and then improve their profitability and achieve leapfrog development. In addition, through the accumulation of funds, enterprises can improve their own credibility, establish a good image, gradually expand their market share, grasp more initiative in the competition, rely on capital strength to leave competitors behind, constantly expand their own business scale, enhance their own advantages, and then improve the sustainability of their own development.

Therefore, enterprises should be based on the long-term, in a scientific and reasonable way to carry out financing, adopt a serious and prudent attitude to choose financing methods, make relevant decisions, comprehensively consider all factors, and strive to continuously improve their competitiveness through financing, effectively achieve capital accumulation, increase their own income, achieve financing purposes and promote their own development.