Chapter 447 Banks Also Have to Make Money
At this moment, the eyes of Fusu and Gu Siyuan both looked at Ran Fang, and how to deal with this matter in the end still depends on Ran Fang's words.
Especially now that Rong Yingwei has entered the prison of the pro-army Governor's Mansion, doesn't that mean that Ran Fang will bear this matter?
Thinking about it like this, Fusu's mood was even more relaxed.
From Fusu's demeanor, Ran Fang knew what he was thinking.
Although he was very dissatisfied in his heart, he thought that there were too many people involved behind this matter, and the more people who knew about it, the more unsafe it was, so he didn't plan to tell him about it.
"This matter still needs to be investigated again, and the people behind Rong Yingwei are afraid that only he knows, let the people in prison interrogate them carefully and see what they can ask."
"But before that, it is not appropriate to publicize the arrest of Rong Yingwei."
"When Rong Yingwei came to the mansion just now, I asked people to be careful not to let others find out the clues."
"So, after you go back, you have to pretend that nothing happened, and it's best to have someone investigate Rong Yingwei's whereabouts and wonder if he was killed."
"The more realistic this thing is, the better, so that you can paralyze the person behind it."
Needless to say, Fusu also understood that this was to find the person behind the scenes.
He gives you a nod to indicate that he must be fine.
However, he still couldn't believe that someone would deliberately prevent the development of the bank.
"Who would do such a thing?"
"The bank is the most important thing for my father, if something goes wrong, who can afford it?"
"Whose mind is so vicious?!"
It can be seen that he has no clue at all.
However, in his opinion, Ran Fang must not have known about this matter, it was just his complaint.
Ran Fang didn't pay attention to Fusu's suspicions, as long as he didn't mess up his plan, he didn't care about other things.
"Don't worry, things will work out."
"Now, you'd better think about how the bank is going to end up, right?"
With this sentence, Fusu's mood was even more depressed.
Originally, he had arranged everything well, but he didn't expect this to happen, and he didn't dare to go into the palace to report the matter to Ying Zheng.
That...... Since Ran Fang asked, he asked Ran Fangbei.
"Sir, now that the matter has ended and the misunderstanding has been cleared up, they should have deposited the money in the bank, right?"
"When the time comes, with so much money, my father shouldn't be embarrassed by me, right?"
This is the truest thought in Fusu's heart, no matter what the process of things is, but as long as the result is gratifying, there is no problem.
Looking at Fusu's "innocent" eyes, Ran Fang didn't know what to say.
He finally asked helplessly: "Do you really think that Your Majesty doesn't know about this matter?" β
"This ......" Fusu was speechless for a while, he still had some fantasies, but Ran Fang's words extinguished his bubble.
"According to what I know about my father, he should have known about this for a long time, but he just wanted to see how I did things, so he didn't ask me."
"But now that the person has been taken away by Mr., how should I tell my father about this?"
Ran Fang didn't know what to say about Fusu, he was obviously a prince, and now he was only thinking about how to make Yingzheng value him.
What matters now is what Ying Zheng thinks?
"Fusu Gongzi, the most important thing now is not His Majesty's thoughts, but the bank's affairs."
"You just said that in a few days they should be going to deposit money one after another, have you forgotten that every time you save money, the bank will give them interest?"
"Moreover, now that the people are very distrustful of this matter, you have to solve the trust of the people and make the people willing to accept the bank, so that you can increase the possibility of the food bank."
"These are the things you have to solve, you can't just see what is in front of you and forget the most important thing you have to do."
After Ran Fang's reminder, Fusu remembered that the bank's affairs were just the beginning, and there were more things to come.
He thought for a moment and said, "Mr. mentioned before that if you want people to deposit their money in the bank, you have to let people see the benefits. β
"But the advantage of keeping money in the bank is that you can't have it until you withdraw it."
"But the bank has to pay interest, where does the money come from?"
"Is it difficult to take it from the treasury?"
When the bank was built, Ran Fang only told them that they could concentrate the money in His Majesty's hands, but did not mention how the interest would be paid.
Fusu was very happy when he received the money, and now he said that he wanted to take out the money, but he didn't know what to do for a while.
When Ran Fang said about the bank at that time, they all only thought about the benefits, and no one asked him what the disadvantages were?
Now that things have come to this point, I think that some problems have not been solved, and I really don't know if this Fusu is too naΓ―ve to think about things.
"If you want to get interest, it's actually very simple, it's who needs the money to lend it to whom."
"This borrowing money naturally has to pay interest, and this interest is naturally higher than the interest on saving money, how the difference is the bank's income."
"Understand?"
Gu Siyuan, who was sitting next to him, looked at Ran Fang with some surprise, and he didn't think that he would go to the bank to deposit money, just to let the bank lend money to others.
If this is possible, then wouldn't it be better for these rich businessmen to do it directly?
In this way, it saves the bank from making the difference.
That's what he thought in his heart, and that's what he said directly.
"Sir, if this is the case, if I lend the money directly, won't I be able to make money?"
"When the time comes, I can still offer less money than the bank asks, so will they come to me directly to borrow money?"
As soon as he finished speaking, he received a roll of Fusu's eyes.
Gu Siyuan immediately lowered his head, and said unconvinced: "What? Am I wrong? β
"That's how it ......"
However, Ran Fang saw this matter very thoroughly, he knew that this was not Gu Siyuan alone, and when the matter got out, there would be more people who thought like this.
He looked at Gu Siyuan and asked, "Are you sure?" β
"Are you really willing to lend the Gu family's money?"
"If there are more people borrowing money, is the Gu family doing business, or is it only responsible for borrowing money?"
"If you can't get this money back, what are you going to do with it?"
"Have you ever thought about these questions?"
Originally, Gu Siyuan just owed his mouth, but he didn't expect to be chased by Ran Fang and asked, his mouth opened and closed, closed and opened, and he didn't know what to say.
After all, he has never done this kind of thing, so how do you know how to deal with it?
In the end, he could only say stiffly: "If I lend the money, my father will definitely break my head." β
"So, I'm not going to do it."
"But what should the bank do about it?"