"Good afternoon, everyone, just call me Xiao Hao, my business is more aggrieved, I am doing real estate sales, that day I drove a customer to see the house in the community, the two of them fought on the high-rise building, the person was stabbed in the ass by a fruit knife, and accidentally fell from the high-rise building in pain, just hit by my car, and the traffic accident caused death.

A butt stab is definitely not dead, he fell from a tall building and was certain to die, but I was hit by my car, I made him die a few seconds earlier, and a few seconds of life is also life, so I am mainly responsible for cause and effect.

If he smashed my car, I would be not responsible, and I would be speechless when I flew into trouble.

I will talk about the matters that need to be paid attention to when buying and selling real estate, so as to avoid some pitfalls.

If you're going to buy a second-hand house, there are six no-signatures.

I don't see both husband and wife not signing

No property report is not signed

If you don't see the expense details, you won't sign it

Unsure of loan eligibility and not signing

Not sure who is responsible for the taxes and fees do not sign

Failure to specify the liability for breach of contract and not signing

If you want to buy a house with a down payment, most sales offices generally let you pay a down payment after you pay a deposit, and then do a review of the qualifications for buying a house, which is not right.

Once the loan cannot be approved because of your flow or other problems, you are in a unilateral default, and it is whimsical to want to get back the down payment from the developer, so don't pay the deposit and down payment easily.

The correct process is to first review the loan qualifications, sign the subscription letter, then pay the deposit, sign the purchase contract, and pay the down payment.

If you're going to buy a house in full, the right process.

Pay a deposit

Sign a subscription agreement

Pay the remaining balance payment (sign the formal contract)

Contribute to the Property Maintenance Fund

ICP filing (contract after online signing)

Delivery (receive full payment invoice)

Payment of deed tax (application for real estate certificate)

Get a certificate (decoration) to move in

There are also two things to remember after buying a house.

First, there is a real estate certificate, which does not mean that the house is yours, and there are three things to keep and don't lose them

Deed tax notes

Contract for the purchase of the house

Invoices for immovable property

The second is to pay off the loan, which does not mean that it is yours, and there are two things to do.

After paying it off, you should go to the bank immediately to issue a settlement certificate.

Take the certificate, contract invoice, and real estate certificate to the real estate bureau to go through the procedures for the release of the mortgage of the property.

If you don't know anything about buying a house, be sure to ask these questions and ask them elsewhere for comparison.

What is the online signature filing price?

What is the reserve price?

What is the floor area ratio?

What is the greening rate?

When will it be handed over?

What is the shared area?

What is the EFF?

Which banks do developers work with? Which has the lowest interest rate?

If the mortgage is not successful, is the deposit refundable?

You can also buy a house like this, say that you have a house in a certain neighborhood and want to sell it, the agent will tell you the shortcomings of the community, and then will give you a very low price.

Then you can refer to this price to buy a house, and you also want to sell the house, and ask in turn, refer to the price given by the agent to buy a house to sell the house.

When buying a house, you should be clear about whether you are investing or living in it, and many people confuse this matter.

If you want to invest, you have to think about the ability to realize after 5 years, which is related to the surrounding industrial employment opportunities, that is, the population, and the ability to change hands in the holding cycle, which is related to the product type of the location. Now the alley city can meet the investment, there are not a few real estate.

If you live in your own house, you should consider the price and cost performance, let's take Xiangcheng as an example, although the iteration of house type products is mainly small high-rise, except for second-hand housing, the product is basically the mainstream. However, the homogenization of the product type in each area will also be more serious, and the second-hand housing in the future must be cheaper and easier to sell.

At this time, you are 1,000 yuan more expensive than when someone buys a house, and there will be no price competitiveness when you sell it in the future, and you will definitely be cut meat, so you must see more comparisons.

Every year in June and at the end of the year is a big node, many developers have not completed the task, only more than a month to rush the performance, then this node to buy a house, a house can save tens of thousands.

Although the market is good, some developers are still not in the severe area, and we must find some stable developers, otherwise we will definitely reduce the standard and reduce the allocation in the future and delay the delivery.

If the second-hand house is too old, even if it is one or two thousand cheaper than the new house, you must choose the new house, don't try to be cheaper than the 180,000 yuan, for your total payment, it is a drop in the bucket.

Don't even buy it when you invest it, even if you have other attributes.

Public houses and foreclosure houses can be bought, and they can be picked up, but to find people who understand and really understand, the water here is too deep.

The small property rights can not be touched in the relocation house, losing money is a trivial matter, and there is no place to cry when you smash your hands.

When you hesitate, don't book a house, even if the sales to you say that the sky is falling, what all kinds of promises, all kinds of discounts, all kinds of places, now maybe tomorrow will be gone, the price will rise, if you don't think about it, don't sign, if you sign it will inevitably regret it, hate yourself for not comparing.

If you are really hesitant, you can make a small reservation to keep the house for a day, leave yourself a day, calm down and make a decision.

The price of second-hand housing can not be discussed, and the current inventory in Xiangcheng is very large, and some homeowners sincerely want to sell even if they cut meat, so how to talk about the price at this time, it is grinding and grinding.

There are many examples, the so-called hard relationship you are looking for, it may be a three- or four-layer relationship, and it is very responsible to tell everyone that this relationship will be expensive.

The current intermediary distribution is not a bad person, some can really help you avoid pitfalls and save money, but you have to find the right person, for example, you are looking for Xiao Hao, who has been doing real estate from the media for three years and has never had an accident, so it must be reliable.

I dare to say that any of the articles I have summarized will save you tens of thousands or millions. is so confident, if you go out to buy a house, you can find my little Haoha.

Finally, I will tell you the mantra of buying a house,

Top 10 tips for buying a house

You can buy one or two lines, not three or four lines;

You can buy the planning area, not the old city;

You can buy a large building, not a small building;

You can buy the middle layer, not the waistline layer;

You can buy an elevator room, but you don't have to buy a step ladder room;

You can buy a small three-bedroom apartment, but you can't buy a large two-bedroom;

You can buy the middle area, not the side of the road;

If you can get a mortgage, you don't need to pay it in full;

If you can buy a house early, don't buy it late;

You can buy a subway entrance, not a far suburb.

Thank you. ”

Xiao Hao said and made a promotion for himself, and sure enough, people who want to make money will not complain about the environment wherever they go.