As Han Zhen's words fell, there was silence in the hall.

Everyone is savoring the impact and changes brought about by the spread of the acres.

After a while, Xie Ding finally came back to his senses, looked at Han Zhen with admiration on his face, and said sincerely: "The county magistrate is wise, and it is the cornerstone of a strong country!" ”

How could Zhao Ting let go of this opportunity, and shot out a rainbow fart: "What Xie Shangshu said is true, once the apportionment into the mu is implemented, it will sweep away the redundant taxes and miscellaneous taxes, and in just a few years, I will definitely be prosperous in Shandong, and the people will be rich, like the rising sun in the east, unstoppable." Weichen's admiration for the county magistrate is like a surging river, endless. ”

Liu Mi and others also spoke one after another, praising Han Zhen as a living sage.

Putting aside the ingredient of sycophancy, the spread into the acres really makes them feel extremely amazing.

Completely integrate the chaotic taxation into an efficient and concise one, and at the same time eliminate the interference of officials to the greatest extent.

I have to say that Zhang Juzheng is indeed worthy of the title of the pillar of Zhongxing.

In fact, whether it is a division into the mu or a household system, any policy is the crystallization of the wisdom of many capable officials and officials.

At the same time, any policy also needs to be implemented by the grassroots officials and officials of the Qing Dynasty.

For example, the Qing Dynasty, when it was first implemented, the effect was very good, and the population ushered in a big explosion in a short period of time.

But it didn't take too many teenagers, and due to the lack of supervision, officials and officials began to exploit loopholes and change the law to make money.

Han Zhen's confidence in daring to implement the paving of the land into the mu lies in his successful restructuring of the Xu officials.

Coupled with the supervision of the Inspectorate, the two can ensure the sustainable and stable implementation of the policy.

After the voice in the main hall subsided, Han Zhen continued: "In addition, taxes should be paid in the future, and the fire consumption will be returned to the public!" ”

Everyone felt a pang in their hearts, and they understood that this was completely blocking the gray income of the local government.

Tax reform, apportionment into the mu, plus a fire consumption to the public, the three in parallel, in the future, whether it is an official or an official, and then want to reach out to the people to make money, it is not so easy.

"The county magistrate is wise!"

Liu Mi was the first to speak, and the rest of the people echoed.

Han Zhen instructed: "Since you have no objections, then the cabinet will draft a document and issue it to all state capitals and counties, and implement it in every county and village as soon as possible." ”

Hearing this, Xie Ding hesitated and said: "County magistrate, although it is good to spread the land into the mu, but if it is too radical, the gentry and landlords in various places will be indignant and boycott one after another. ”

Spreading the land into the mu will inevitably touch the interests of the gentry and landlords.

Because they have more land in their name, and although they have less tax, they can bear more taxes.

There are two kinds of levy, one is forced labor and the other is the ding tax.

The so-called Ding tax is the head money, and the adult male in the family has to pay a fixed amount of money every year, which has nothing to do with the harvest at home.

Even if you don't get anything this year, you have to pay this head money.

But this kind of tax is actually unfair, the essence of taxation is the transfer of wealth, it should be linked to income, family property, people with more wealth should bear more taxes.

Therefore, after the implementation of the apportionment into the mu, the ding tax was abolished and integrated into the field endowment.

Whoever has more land pays more.

Han Zhen's operation was equivalent to transferring the endowment of many landless and landless poor peasants to them, and the gentry and landlords were naturally unwilling.

In fact, the same was true during the Qing Dynasty, when the gentry and landlords hated Yongzheng and arranged a lot of smearing.

So much so that many literati didn't want their faces, and they just made a prosperous Kangqian era, but Yongzheng was deliberately omitted.

Xie Ding's idea is right, the starting point is also good, first pilot in Qingzhou, after all, Qingzhou is Han Zhen's base camp, and there is little resistance to reform.

Wait until one or two years after the pilot, and then slowly implement it to the whole territory of Shandong, which is a means of spring breeze and rain.

But Han Zhen didn't plan to adopt it, only to see him wave his hand, and said in a tough tone: "No need, I want to see if it is the hard mouth of those gentry and landlords, or the hard steel knife of my Qingzhou army soldiers!" ”

The general trend is in me, why do I need to wait for more than ten years.

When using thunder means, who dares to take the lead, kill!

The gentry landlords don't have to feel distressed, and after killing one batch, another batch will soon pop up.

"The minister has no objection."

Listening to the strong killing intent in Han Zhen's words, Xie Ding sighed in his heart, and had no choice but to give up.

In addition to benefiting the poor, this reform of taxation also contains a deeper intention.

Han Zhen wanted to take this opportunity to let the wealthy merchants, gentry and landlords turn their eyes away from the fields and turn to industry and commerce.

In all dynasties, there was only one reason for their demise, land annexation.

There is no way, the feelings of the Chinese people for the land are so deep that they are almost engraved in the genes.

After making a fortune, the first thought was to buy land.

The emperor enclosed the land, the ministers also enclosed the land, and the same is true for the high-ranking families, how much land is left for the people to plant?

They must take their eyes off the land.

Tax reform and apportionment into acres are only the first punch.

Next, there will be a second punch, a third punch......

After a whole set of combination punches, Han Zhen didn't believe it, and he couldn't beat these people.

"Command!"

Zhao Ting, the right servant of the cabinet, spoke, and the implementation of the matter of apportioning the land into the mu was completely decided.

After ending this topic, Han Zhen moved his gaze to Su Zhaode and asked, "How is the compilation of the Shang Codex?" ”

Su Zhaode's face was puzzled: "County magistrate, only the outline has been drafted, and the details are still being finalized." ”

Han Zhen Zhengse said: "Shang Dian will be put aside for the time being, I have a more important errand that I am going to hand over to you." ”

"Please ask the county magistrate to command."

Su Zhaode looked solemn and waited for Han Zhen's next words.

Han Zhen looked around at everyone and said loudly: "I am going to set up a central bank and issue banknotes. ”

Bank?

This trendy word made everyone stunned.

Seeing this, Han Zhen explained: "The so-called bank, you can understand it as a pawn office. ”

Oh!

Everyone was stunned.

They say that the banks are confused, but as soon as they say that they are at the office, they understand.

There was a bank in the Northern Song Dynasty, and it was an official bank, and the full name was the Exemption Bank.

However, compared with the banks of later generations, the pawn office is much simpler, and its main function is to provide loans to private institutions or ordinary people.

According to the record of "Song Hui Yao": "The Beijing master set four arrivals, and promised to use gold silk as cash, with a monthly interest of two cents."

The monthly interest rate is 24% per annum.

This profit is not low, but in the Great Song Dynasty, where usury is flying all over the sky, it is already very conscientious if you don't give you 30%.

The monks of Daxiangguo Temple lent money at a monthly interest rate of four cents.

Liu Mi said worriedly: "County magistrate, the establishment of a bank, the minister has no objection, can issue banknotes, is it a bit risky." The matter of Zhao and Song Jiaozi made people panic at the beginning, and the big businessmen had already become frightened birds, fearing them like tigers and leopards. ”

A hint of surprise flashed in Xie Ding's eyes, originally he thought that Han Zhen had already talked to the household department and the business institute in private.

But looking at Liu Mi and Su Zhaode's reaction, it is obvious that they don't know the inside story at all.

"Liu Shangshu is reasonable, the county magistrate thinks twice."

Zhao Ting also opened his mouth to persuade.

Jiaozi was originally just a credit currency made by Shuzhong merchants in order to facilitate transactions.

Later, due to the run, Jiaozi Credit went bankrupt.

After Xue Tian became the prefect of Yizhou, he reported to the imperial court for approval after investigation, and decided to bring the previous private Jiaozi shop under the management of the government, and the government was responsible for issuing "official Jiaozi".

With the official endorsement, Jiaozi began to circulate again.

But the problem is that Zhao Song has too many sassy operations.

In order to deal with the Tangut people, there were hundreds of thousands of forbidden troops in the northwest Wulutun, and the northwest was barren, and grain and grass needed to be transported from the Central Plains and the south, and logistics supply became a major problem for the Zhao and Song courts.

So, Zhao Song's first operation came, handing over the transportation of grain and grass to the merchants, and then paying for it with Jiaozi.

However, the Zhao and Song Dynasty courts only gave Jiaozi, but did not give the same amount of copper coins, gold and silver in Jiaozipu, that is to say, the merchants who were responsible for transporting grain and grass got all empty checks.

The key is that these short Jiaozi can be used normally in Shu, which is equivalent to over-issuance.

If it's just once or twice, it's nothing.

But the Zhao and Song Dynasty courts tasted the sweetness and started the second riot operation, frantically increasing the number of Jiaozi to make up for the financial losses.

As a result, it was natural that Jiaozi collapsed again.

Countless businessmen went bankrupt because of this, and the land of Shu was full of mourning.

After two successive credit bankruptcies, today's Zhao and Song businessmen can be said to have changed their relationship.

This is also the reason why Zhao Ting and Liu Mi did not hesitate to risk angering Han Zhen and dissuaded them.

"I know the matter of Jiaozi in my heart, but it was the greed of the Zhao and Song courts, which eventually caused a disaster."

Han Zhen smiled slightly, and said in a soft tone: "The bank only needs to strictly control the issuance of banknotes, which is linked to the output of gold, silver, grain, and even salt, and it will be foolproof." ”

Xie Ding muttered: "If you can take strict care, it can be done. ”

To put it bluntly, paper money, as a kind of trust currency, as long as the supervision is in place and the court does not mess around, there will be no chaos.

The kind of Daming treasure banknote that only prints and doesn't care about anything else is not a banknote.

Han Zhen said loudly: "There is as much gold and silver, money, grain and grass as there is in the household, and as much refined salt and coarse salt as there are in several salt farms such as Guangling, as much banknotes as there are, and no more will be printed, and at the same time, gold and silver are not allowed to be exchanged in the short term." ”

In the short term, it is not allowed to exchange gold and silver to prevent a run, and as for copper coins, they can be exchanged casually.

Because whether it is grain, grass or salt, it can be exchanged for copper coins at any time.

But gold and silver, on the other hand, are still scarce currencies today.

After a few years, when the merchants were completely accustomed to using paper money, they had no desire to exchange them.

At that time, paper money will be in their hands, no different from gold and silver, so why should they change it?

Seeing that Han Zhen was so well prepared, the worries in the hearts of Zhao Ting and the others gradually dissipated, and they began to make suggestions.

"Wechen thinks that the paper money should be beautifully made in order to attract businessmen."

"Anti-counterfeiting is the key, Zhao Song will not die, if they know about it, they may gather craftsmen to counterfeit a large number of banknotes."

"Weichen seconded the proposal, anti-counterfeiting is the top priority."

"Paper money still needs a loud and catchy name, the name of Jiaozi has completely stinked, and it must not be used again."

"The minister thinks that the focus should be on how to guide businessmen and use paper money."

I beg all readers to help the author think of a banknote name, thank you very much!

(End of chapter)