After Sheng Huainan arrived at the conference room, he sat down and went straight to the topic, "Thank you for President Huang's request, I am a bright person who does not say dark words, I want to finance an overseas debt, not the kind of over-the-counter pipeline, but the formal ABS (securitization financing method supported by the assets to which the project belongs), because the issuance of formal foreign debt by enterprises now requires the approval of the quota, and the qualifications of Shangsha Technology are not enough, so I hope that Yuzhou Bank and Shangsha Technology will jointly apply for filing and registration procedures with the Development Commission. I only need to raise 500 million yuan of funds! ”

"I don't know if President Huang can help coordinate and coordinate!"

"Of course, regarding this joint underwriting, I will use part of the assets, such as the equity of Yuzhou Bank, as the support of ABS; Another part of the core assets of Shangsha Technology can be mortgaged to Yuzhou Bank, and Yuzhou Bank can also receive a guarantee commission, so this is a win-win good deal! ”

Huang Yun was a little shocked when he heard this.

The current stock market, because in the early morning of May 30, 2007, suddenly raised the stamp duty to 3 thousandths, cooling down the bull market, resulting in a sharp plunge of 6% in the stock market, and more than 1,000 individual stocks, which hurt the vitality of the stock market, resulting in the current stock market has been tepid.

A lot of liquidity in the market has hit a wall in the evaporation pot of the stock market, and it has returned to the bank and idled.

If it was still a little difficult to borrow money in 07, then now, Sheng Huainan borrowed directly from the bank, which was actually very easy to borrow.

Why go to the trouble of going overseas to do ABS?

I don't understand!

I don't understand!

In fact, Huang Yun is no stranger to overseas ABS, and in 1998, Huaguo's first ABS securitization financing program for the purpose of obtaining international financing was first implemented in Yuzhou City. This is the first city-based ABS securitization financing scheme in China.

He was involved at the time.

"I am also familiar with the overseas ABS market. On the New York Exchange in the United States, the interest rates on AAA and AA+ securities are between 1.65%-5.00% and 2.40%-5.78% respectively, and the interest rates are not bad. However, even if we add Yuzhou Bank to underwrite, we estimate that the issuance of A-rated securities, and may even be BBB+, which is still more favorable to the issuer, I estimate that the actual issuance interest rate will reach 7%, which is a very high level, and the cost performance is not particularly high! ”

"If Mr. Sheng is more thirsty for funds, even if you have scruples about accepting in Yuzhou Bank, I can also introduce the person in charge of Huaguo Bank Yuzhou Branch to know you, and the interest is easy to say, 6% should be able to do it!"

Huang Yun explained to Sheng Huainan.

Sheng Huainan understood what Huang Yun meant.

The core business of banks is to bring money in at a low price and release it at a high price.

Now the money in the market cannot come out and is idling within the bank, and every bank has the pressure of loan business, to put it bluntly, there is a lack of suitable borrowing channels in addition to the stable mortgage business.

Now Shangsha Technology is a large-scale enterprise in Yuzhou, or a high-tech company, the loan scale is not too high, and it is also a relatively good high-quality enterprise.

Now Sheng Huainan wants to go out to do ABS, he naturally has the obligation to persuade Sheng Huainan to leave this business in Yuzhou, after all, the 600 million business, the benefits are too great, for every bank, it is not a small business.

"I'll have some new layouts overseas, and I need some beauty yuan!" Sheng Huainan said vaguely.

Naturally, he would not tell Huang Yun his thoughts about the layout of the financial crisis.

Huang Yun nodded helplessly.

Leader Wang can negotiate with Sheng Huainan about 10% equity without saying a word, which shows that he attaches great importance to this matter, so naturally he wants Huang Yun to cooperate with Sheng Huainan to do something to rub the edges.

Even if the whole thing is revealed, no one will mention it again.

An hour later, a group of people went downstairs after chatting and prepared to leave.

"Ahh Sheng Huainan! At the gate of Yuzhou Bank, Wang Luozhi, who had just returned from the outside real estate, looked at Huang Yun who was walking behind him diligently in surprise, while Sheng Huainan walked in front and smiled faintly.

Sheng Huainan was very surprised to see her here!

She is actually a clerk of Yuzhou Bank!

"I'll talk about it later when I have time!" There were many people here, Sheng Huainan didn't say much to her, and turned to leave.

Huang Yun and Ge Jun, who were standing on the side, glanced at her with a little meaning, didn't speak, and left with Sheng Huainan.

"What's his origin?" Wang Luozhi watched a few cars go away, she saw Huang Yun's attitude of laughing, and she had some inexplicable feelings in her heart, so she couldn't help but ask again.

"Aren't you familiar with him? You don't know his identity? A female colleague on the side asked her in surprise.

"Ordinary friendship, nodding friendship. Otherwise, I wouldn't have asked you, would I? Wang Luozhi replied casually, but it was obvious that she was a little absent-minded.

The female colleague on the side nodded, feeling that what Wang Luozhi said was reasonable.

Today's encounter was too unexpected for her.

This... No wonder they're not curious!

The battle is so big, just what they know, there are several million-level luxury cars.

This kind of posture and Huang Yun's attitude, an ordinary rich second generation, will never be able to enjoy it.

Even Wang Si Cong can't come!

Such a big battle is comparable to a visit to Yuzhou by foreign guests, which is too exaggerated.

Is it just for this young man?

A female colleague on the side asked a colleague on the side that President Huang Yun, who had not seen the beginning and the end of Shenlong, came to the bank headquarters at 7 o'clock today, just to meet a heavyweight VIP.

Could it be him!

Who the hell is this...

Governor Huang also did not make a big announcement.

All they could think of was that the leader of Yuzhou Wang came over, or the leader of Ye who managed them came over, so that they would have this treatment, so that President Huang Yun specially waited.

Thinking of this, they were even more curious about what Sheng Huainan's identity was!

Another male colleague on the side, habitually touched the back of his head, he would not tell everything he knew, and said with a smile, "Don't you know? This Sheng Huainan is not an ordinary second generation. Specifically, it is a bit complicated to say what his identity is, on the surface, he is the boss of Shangsha Technology, in fact, he is also the third largest shareholder of our Yuzhou Bank, accounting for 10% of the shares of Yuzhou Bank! Don't you watch the news? At that time, Yuzhou News reported it. ”

Where would these people think about what news to watch!

A small shareholder of Yuzhou Bank has a stake, what does it matter to them.

Did you give an extra dime in your salary!

Even if you have seen it, you will forget it in an instant, after all, Sheng Huainan himself is still a little different from what he is on TV.

Some of the melon-eating people next to them showed solemnity and shock on their faces.

They have heard about what happened in Sheng Huainan, and today they saw the person in person, and they still have a lot of questions in their hearts.

[Chapter 15]

Soon, the melon-eating masses got more and more information about him.

Twenty-somethings.

Detachment from the fathers.

Looks good.

Starting from an electronics factory on the verge of bankruptcy, it has become stronger step by step, and finally established a technology enterprise with annual sales of 5 billion yuan.

Now he owns 10% of Yuzhou Bank, and has become a banker.

Until now, the hearts of many people who eat melons are still in a trance.

It feels a little unreal!

"Even if it is 10% of the shares of Yuzhou Bank, I will not have to worry about food and clothing in this life, if it is me, I will lie down and be happy."

"If you really think so, this 10% share, Leader Wang will not give it to you! The character who dares to take things from the hands of Leader Wang, is it comparable to you? ”

"We're all in our 20s, and the gap is a bit bigger."

"I heard that now Shangsha Technology has carried out internal structural adjustment, a company with a full 7,000 people, directly moved the knife, and there was no rumor before the move. It's not an exaggeration to say that contemporary heroes are heroic, right? It's hard to travel to the Minguo period, and it's another Du Yuesheng! ”

"I heard he's not married?"

"That's right, this Sheng Huainan is not married."

"I don't know which girl saved the galaxy before she married him!"

Hearing the discussion of the people eating melons on the side, Wang Luozhi opened his lips slightly, it is hard to imagine that except for the young people who look handsome and are not particularly flamboyant, there is such an intricate story behind it?

Isn't he an ordinary worker at Shangsha Technology?

Why did you suddenly become a domineering president?

"Tell me, how did you and this Sheng Huainan meet?" The female colleague next to Wang Luozhi obviously didn't want to let her go, and looked like a curious baby.

This kind of superb gossip theme is something that no woman wants to miss.

"His mom and I used to be neighbors, and we used to run together!" Wang Luozhi replied a little shyly, but half-truthfully.

!

it!

This can too!

The melon-eating crowd on the side looked shocked!

"Why isn't my house next to Sheng Huainan's mother's house, where can I find a high-quality daughter-in-law like me!" Another female colleague who was quite attractive said bitterly.

"Cut! Shameless! Little sao hooves! Wang Luozhi thought speechlessly on the side.

Maybe Sheng Huainan has been busy today, and until the evening, he didn't send any message to Wang Luozhi.

At nine o'clock in the evening, the moonlight shone in through the window like water, illuminating the floor white.

At this time, her Shangsha Mate 2 mobile phone rang and received a call from her grandmother who was far away in the imperial capital.

"Grandma!"

Wang Luozhi stopped what he was doing and picked up the phone.

"You little girl, if you don't come to the imperial capital, stay in Yuzhou alone, this child is too old to worry, how can I explain to your dead parents like this!"

The voice on the other end of the phone was a little angry!

"Oops! Grandma, just rest, just rest... You called me, is there something wrong? Wang Luozhi was raised by her grandmother since she was a child, so she was naturally very close to her, she made a coquettish lie to the phone and quickly diverted the topic.

Otherwise, her grandmother could talk about this issue for a long time.

"Grandma... I'd like to talk to you about your future! Wang Luozhi fell silent...

Here, it's coming!

"Grandma, I'm working hard to adapt to this industry in Yuzhou Bank now, my dad left me the shares of Minsheng Bank, can't I be a director, I want to inherit it well, I don't have time to find a boyfriend!" Wang Luozhi was talking nonsense there.

"Luo Zhi, no, we don't have the right to stop you from finding your love, but our family... You also know how much your grandfather expects from you, and you know how much. ”

"You are your father's only daughter, and we also want you to come back and take good care of you!"

"Grandma wants you... Think about it, Imperial Capital, it's good! ”

"Hey!"

Wang Luozhi put down his phone and looked into the dark distance, with no expression on his pretty face.

Pressure...

Unbeatable pressure!

Now, she can't say anything about her crush on Sheng Huainan, after all, she doesn't know if Sheng Huainan really likes her.

She doesn't know if her love is worth it!

She looked at the ceiling, where she couldn't fall asleep in a cranky way.

She took out her mobile phone, and the ghost opened Sheng Huainan's QQ personal information, looked at it again and again, but unfortunately all Sheng Huainan's information was hidden.

She hesitated, clicked on Sheng Huainan's avatar, and entered: It's so boring, I don't feel sleepy at all, Sheng Huainan, have you chatted with me for a day?

Send.

Get ready to sleep

。。。。。。

This is approaching the end of the year, Sheng Huainan is indeed very busy, he not only has to sort out the company's framework, but also to prepare for the coming year.

What's more, this year's snow disaster was very serious.

It is very rare to have snow in Yuzhou City!

Due to the occurrence of the "La Niña" phenomenon in the Pacific Ocean, which should be the most serious rain, snow and freezing weather since the founding of the Xinhua Kingdom, more than 20 provinces were affected, and the provinces in central and southern China were the most severely affected, and transportation was paralyzed in some areas, affecting the lives of tens of millions of people.

The most serious are railways and roads, and basically the vast network of railways and roads in the south is already semi-paralyzed.

"The 500 large buses that I let you rent before the Chinese New Year are ready, right?" Sheng Huainan put his hands behind his back, looked at the cold wind whistling outside the floor-to-ceiling window, and asked Chen Yuan on the side.

"It's been rented for a long time! These cars will focus on the Zhu Triangle, and some will set off to the Chang Triangle to pick up the villagers in the southwest area! It is preliminarily expected that you can run back and forth twice before the Chinese New Year! Chen Yuan looked at Sheng Huainan in front of him with admiration.

A month ago, Sheng Huainan asked her to come up with an inexplicable activity about cheaply transporting Yuzhou villagers back to their hometowns, which she was strongly opposed at the time.

Looking back now, it was a wise decision!

It is estimated that 500 buses will be able to transport tens of thousands of villagers home for the New Year!

"Hmmm! This event doesn't have to be free! But just charge the cost of the villagers, so that there is no waste, and the people in need can sit on this cheap car. Sheng Huainan sighed.

That's all he can do like this!

"Mr. Sheng, do you want us to advertise? This is a good publicity point and an opportunity to start the reputation of the corporate brand! Lin Zhengde, who was on the side, asked.

"Those who are good at fighting have no great achievements, and mankind never thanks Luo Ji! This kind of thing, we don't need to hype! Sheng Huainan shook his head.

(End of chapter)