Chapter 122: The Theory of IOUs
It wasn't until his stomach was round that Li Xiuyuan put down his chopsticks.
"This tofu is so delicious"
He had never eaten anything so delicious.
His eyes were foggy, and he was also a porridge and side dish in his previous life, and he was not treated badly, but he definitely didn't live very well.
"If you have garlic sprouts, add more oil and sprinkle a little chili pepper, it will be even more delicious"
Bai Xia may not have eaten such a delicious thing for a long time, and as soon as he was full, he couldn't help but think of the various soy products he had eaten in his previous life, and he came up with a lot of ways to eat tofu alone.
Among them, there is a kind of fragrant tofu, sold at street stalls, take the tender tofu and cut it into pieces, put it on the iron plate, fry it slowly over low heat, sprinkle it with chili pepper and cumin, and finally have some shallots, that taste, not to mention how delicious.
Suck and suck and can't think about it anymore.
I was hungry again.
"Garlic sprouts?"
"I'm afraid everyone doesn't have any seeds in their hands, right? Especially the vegetable seeds"
"The land in Liu Yunzhai is not abundant, and if the land is allocated to the field or the land is cultivated, everyone will choose to grow food, not garlic seedlings."
"Don't talk about garlic seedlings, you won't be able to grow vegetables"
"It's okay to eat the food or not, but if you don't have the food, you will die"
Li Xiuyuan shook his head, thinking about everyone's situation, and felt uncomfortable.
"By the way, what exactly do you do about the IOU?"
If you have enough to eat and drink, you have to solve the big problems of the moment.
When the people have no bread in their hands, they are prone to disorder.
"Simple, let's lend the seeds to the villagers first, and then charge the loan fee at a relatively low interest, and when the grain is harvested, the people can return the seed money with silver money, or they can return it with grain at the same price."
"This ...... Isn't this just printing money? ”
Li Xiuyuan's face turned slightly pale.
Many wealthy families, in order to increase their income, would lend their abundant money to those who were short of money, and then collect interest.
This thing is commonly known as Indian money.
"It's not Indian money"
Bai Xia rolled his eyes, the money in India is called usury, if anyone borrows it, he can't afford to pay it back in the end.
"It's called a farmer's loan."
Bai Xia thought about it for a while and thought of a better name.
After all, what they lend out is not silver, but grain seeds, and the requirements for repayment are not only silver, but also grain of the same price, so there is nothing wrong with calling agricultural loans.
"Loans to help farmers? How do you say that? Li Xiuyuan's face was a little better, and after thinking about Bai Xia's words carefully, there was still a difference between them and putting Yinzi money.
"To put it simply, when we sow seeds, we sell seeds, and if we have money, we will buy them with money, and if we don't have money, you can come to us on credit, and if you borrow on credit, you need to sign an IOU and return the money and a small amount of interest on the seeds within the agreed period."
"What if someone doesn't pay it back?"
"Not paying it back?" Bai Xia laughed, and said again: "Write the punishment for non-repayment on the IOU, and if anyone does not repay, they will be arrested and used as coolies until they pay it off."
Li Xiuyuan's brows furrowed even tighter.
"If that's the case, I'm afraid that many people won't pay it back."
He sighed, worried.
Seeing Bai Xia looking at him suspiciously, he couldn't help but say: "Liu Yunzhai is only so big, every family now has no work except farming, you catch them as coolies, not only do they not lose, but there is one less person to eat at home, but they won't pay it back."
Oh, got it.
To put it bluntly, they can't find a job to do, and they arrest people to do coolies, but instead let them have a job to do and can earn seed money, in this case, where is there anyone to pay back.
"Wouldn't that be nice?"
Bai Xia was not worried, and he worked hard and coolies, indicating that he could be given the lowest salary and let him do the most tiring work.
Suppose that there are many trees in the back mountain, arrange a person to cut down trees, cut ten trees a day, each tree can be exchanged for more than ten yuan in her place, ten trees is more than 100 yuan, or even 200 yuan, but they can only pay ten yuan a day.
In this way, they also earned it.
It's not that you can't use the conversion pool, it's just how you use it.
Bai Xia told Li Xiuyuan about his thoughts, Li Xiuyuan thought about it and found that she made a lot of sense.
"Moreover, it is not necessary to do only coolies, but also to make them do military service"
Liu Yunzhai is still a village, but if you want to form a force, you must rectify it here, first of all, you must form your own armed forces, and those dozen or so members of the guard are not enough.
"Military service?"
Li Xiuyuan pondered.
"We are not a government, so it will be difficult for them to serve in the military"
"Teenager, the pattern is bigger"
Bai Xia stretched out his hand and patted him on the shoulder, cleaned up the bowl, grabbed Li Xiuyuan back to the room, and talked to him in detail.
"Liu Yunzhai is easy to defend and difficult to attack, it is a rare good place, it just so happens that there is chaos outside, even if we do something, these villagers will not run out looking for death, if you want to rule a village, first you have to let them see the benefits"
"It's not enough to have benefits, you have to have a certain amount of force to suppress them"
"Isn't there someone from the Liu clan? During these days, they were supported to work, although they had food and drink, but there was a lot of work every day, and they had to do it for all ages."
"If you tell them at this time that as long as they do military service, they can return their freedom, do you say they will do it?"
Bai Xia said a little dry, took a sip of water, and looked at Li Xiuyuan.
Li Xiuyuan frowned.
After thinking about Bai Xia's words carefully, he summed them up in his heart.
"Before doing this, do you have to choose a village owner first?"
He thought about it and felt that Liu Yunzhai was now a plate of scattered sand, and there was no reason to serve in the military, so he should first choose a village owner to preside over the overall situation, and then issue some government decrees as the village owner.
"After becoming the owner of the village, you can build a grain depot where you can sell all kinds of seeds and grains."
"Grain must be bought with money, and seeds can be borrowed"
"When borrowing for the first time, each household can only borrow as many seeds as there is land."
"Before that, the land of each household must be registered, and all those who reclaim wasteland must be registered, and the record is their own land."
"To set up land deeds and land deeds"
"Then the points system can continue to be used, you can get a small amount of points for training every day, and the points will be deducted if the loan is not repaid, and those with high points can buy more food at the grain station, and those who are low can only buy less."
"Food is now the most important"
……
Li Xiuyuan thought that the rebellion could not be completed overnight, he had not learned any strategies for governing the country and the world, even if the rebellion was successful in the future, he would not know how to manage a country, so it was better to start now.
The more he thought about it, the brighter his eyes became, and Bai Xia's idea opened the door to a new world for him.
For the chaotic situation in front of him, he sorted out his clear thoughts.
Do what you want, seeing that it was not dark outside, Li Xiuyuan ran out when he arrived, Bai Xia was a little dumbfounded, she just said to do a seed loan, good guy, this kid even came up with a credit score, not only that, but he also planned to be the king of the mountain without a teacher.
(End of chapter)