Since Jin Yiwei reported to him about Chu Fan's opening of a company in Nanjing, he has been paying attention to it, and he is very yearning for Chu Fan's heavenly and earthly life hall, and he is secretly surprised by Chu Fan's business model and benefits.

Now to catch Chu Fan and seize assets is tantamount to killing chickens and eggs, it is better to let him Chu Fan find a way to continue to grow bigger and stronger, continue to make money, I Wanli can always borrow money, always have money to spend, as for whether it can be repaid, let's say it, what can you do with me if I don't pay it back?

As a result, a unique symposium was held in the imperial court, which was attended by all the cabinet members and the Shangshu and squires of the Ministry of Households, Rites, and Works. The issue of issuing treasury bonds was hotly discussed at the meeting, but in fact, neither the Ministry of Household nor the Ministry of Industry had much opinion, after all, the state was short of money and it was also responsible, but the Ministry of Rites opposed this.

After all, for thousands of years in China, it has never heard of the imperial court borrowing money from the people, and the whole world is owned by the emperor, so why do you still need to borrow money from them? It doesn't match the etiquette.

This is not a matter of money or not, it is a matter of national prestige and royal dignity, which is not negotiable.

In the end, it was Wanli who brought the argument back on track.

Wanli said: "For hundreds of years, I have been ruling the country diligently and thriftily, hiding wealth from the people, and has always regarded the livelihood of the people as their own responsibility. ”

Everyone here knows that the court is so poor that they are about to sell pants and make benefits for the people?

Isn't this just a hard gold on the face?

But there is no way, I need money too much now, as long as the etiquette can be explained, then borrow it.

In order to increase the income of the people, in the name of the state, the government now absorbs the idle silver of the society, and the state gives interest, which will be repaid together with interest after three years.

It's not that Chu Fan has so much money that he has nowhere to use it, but Chu Fan has Chu Fan's plans. First, it must be to deal with the emperor's secret decree, and if you don't want to go to the battlefield, it's always okay to give you money, right? Second, now the country really needs money, and if you put this money here, there are no new projects to invest in for the time being, so it is better to help the country, and if the country eases the financial crisis in three years, you can still earn some interest. Third, he was in Nanjing Experimental Joint-Stock Company, and also designed the Ab tradable share system of the inner and outer disks, and many officials who did not buy B shares at the beginning were very angry when they saw that others had made money, and they were quite complaining, in case one day Chu Fan was deducted a big hat of illegal fundraising, he was afraid that it would be difficult for him to continue playing. Fourth, now as a major shareholder of the company, if you want to further expand your business and expand your investment, there is a practical problem, the credit system is not sound, and any new policy must be made before anyone can follow up, but if it is tied to the country, it is the credit rating of the national brand, and then start other investments, it will be much smoother.

After considering these considerations, Chu Fan decided to lend the money to Wanli.

After the first round of treasury bonds, the imperial court raised 150,000 taels of silver, of which Nanjing contributed 130,000 taels, and all the other provinces together contributed less than 20,000 taels.

Wanli, who has money, immediately increased the number of troops to fight in Korea to 50,000, because the Ming army in the early stage of Korea has played a momentum, afraid of the second wave army, now the funds are abundant, logistics supplies can keep up, plus the Ming army is a defensive war, to wait for work, is that although only 50,000 people, the second wave army has attacked several times and has not been captured, but the situation has temporarily stabilized.

Wanli, who received the front-line battle report, Long Yan Dayue, used the borrowed money to send another batch of rewards to Magui, but Wanli knew very well that this was not a long-term solution, and these borrowed money would last for another half a year at most, and after half a year, they would be stretched thin, so they couldn't really keep asking Chu Fan to borrow money, right?

But Wanli is Wanli, the smart Wanli, he thought of an extremely clever way.

Whoever holds the child, who wipes the buttocks, and who pays back the money borrowed.

Since borrowing money from the private sector is handled by the Ministry of Households, it is the Ministry of Households that actually issues IOUs to the people of the whole country.

Since it is the money owed by the household department, come, Chu Fan, you come to be the household secretary, anyway, the money you borrowed from the household department, your household department is the number one book, you just find a way to repay the money, I will ask you again if you have no money, you can find a way to borrow money, if you can't borrow it, I will take you and ask.

It's a scoundrel, but he's an emperor, he's a scoundrel, and you have to say he's wise and martial.

Chufan, a five-grade idler, was suddenly mentioned to Beijing and became a second-grade scholar.

Chu Fan, who heard the news, shook his head helplessly, Wanli, you are really showy.

No way, let you go, you just go, this day called Shen Wenlin, the deputy chairman, Qiao Feng, and Shen Wei, the deputy manager and head of the accounts, Chu Fan instructed: "I will go to Beijing to take up a post, and I will definitely not be able to come back for a while and a half, and you will continue to implement the business policy I set in the early stage. If someone sells the peripheral loose stocks, remember that we eat them all and can't let the peripheral stock price fall below ten taels. ”

"In addition, Miss Shen converts the treasury bonds held by the company into silver and publishes them in the next company's earnings statement, which is reflected in the company's assets.

"Madame and children, I will stay in Nanjing for the time being, and you will help me take care of them, and when I settle down, I will consider picking them up."

Since following Chu Fan on the battlefield in North Korea to the present, Qiao Feng has gone beyond the scope of worship of Chu Fan, but worshipped him, took him to win battles, promoted and made a fortune, and now he is the manager of a large company with a scale of several thousand people, it can be said that without Chu Fan, there would be no him today, yes, what Chu Fan said is more effective than the holy decree, and he nodded like a chicken.

"My lord, you can go with confidence, I will take care of my family and company."

And Shen Wenlin, as the second largest shareholder of the company, followed Chu Fan to make a fortune this time, and his personal assets more than doubled.

"Boss, don't worry, if there's anything here, we will inform you first, and you can rest assured of the funds, with me."

Only Shen Wei looked out the window, thinking about her thoughts, and didn't say a word.

From the first time he saw Chu Fan, he discovered the characteristics of this man, he was casual and easy-going, but he was meticulous and even a little serious in doing things, and there were always countless new ideas and new ideas, revealing a different feeling from the men in this world everywhere.

Shen Wei was born in a wealthy merchant family, since she was a child, she was pampered, and when she grew up, she was very moving, Shen Wenlin loved this daughter very much, and never let her suffer a little hardship or suffer a little sin, I thought that I should wait at home to find a good family to marry, but I didn't want this Nizi to be a strong character, so she had to follow her father out to do business and show up. But after several years of exercise, she gradually showed her business talents, especially in finance, Chu Fan's concept of joint-stock companies and internal and external circulating shares, was born for the first time on the land of China, the reason why it can go so smoothly, in addition to Chu Fan's design, more important is Shen Wei's execution, what others can't figure out, she will learn it, Chu Fan said all kinds of reports, only she can do it, is to these days, often study and study with Chu Fan, Slowly came into contact with more people, but this little woman who had just opened her love had feelings for Chu Fan, but she was ashamed to say it and kept it in her heart.

After arranging Nanjing, we set off for Beijing.

As soon as the carriage left the city gate, he met Shen Wei who had been waiting for a long time on the road, and when he saw Shen Wei stopping the carriage, Chu Fan walked down, and when he saw that it was her, he asked, "Miss Shen, is there still an account that has not been clarified?" ”

Shen Wei didn't speak, but took Chu Fan's hand, stuffed an object, turned around and ran away.

Chu Fan, who didn't know why, unfolded the object in his hand and saw that it was a red belly pocket.

Immediately I understood.

Belly pocket, ancient women's underwear, intimate things, in this feudal era, unmarried women except the face, no part can be seen by other men, this belly pocket wrapped with soft things, is the biggest privacy of girls, and the belly pocket to you, that shows the heart, chastity to you. Although there is no skin-to-skin relationship, but you take my belly pocket, my chastity is already yours, other men, I can't marry, there is a lot of meaning to lock the marriage contract and not you don't marry.

Chu Fan shook his head, smiled, put his belly pocket close to his body, and set out on the trip.

If someone takes office, someone will step down, and the current household department Shangshu Kui Xinghe is very uncomfortable.

In order to make room for Chu Fan, Kui Xinghe was promoted and became the second assistant of the cabinet, it stands to reason that he was promoted, he should be very happy, but he was not happy, the current cabinet chief assistant Shen Shixing is a student of Zhang Juzheng, in addition to learning the teacher's governing skills, he also learned the teacher's domineering and domineering, in the cabinet, he alone has the final say, and the rest of the secondary assistants are like miscellaneous water boys, without any power, Shen Shixing is very valued by Wanli, except for the major events such as issuing treasury bonds, the general work is handed over to Shen Shixing for decision-making. Therefore, for Kui Xinghe, this is tantamount to depriving himself of his power, from the leader of a department to the water boy of the core department, and he is naturally uncomfortable.

When Chu Fan arrived in the capital, the first thing he did was to meet the emperor.

"Hmph, even if you still have a little conscience, otherwise I would have hung your head on the noon gate to show the public." Emperor Wanli, holding a tea bowl and a copy of the Three Kingdoms, didn't look at Chu Fan, and said slowly.

"The emperor is long, and the ministers often think about it, but he is in the south and the emperor is in the north, so he can't serve by his side, and he is also very anxious."

Thousands of clothes are not worn, Chu Fan left Wanli, I don't know how happy he is, he lives in a big mansion, drinks and sings all day long, plays chess at banquets, and hooks up with a big girl before leaving, who wants to come to you and be criticized every day, but the emperor is the emperor, you can only follow him.

"You also know the difficulties of the current imperial court, you don't have to go to North Korea, just think about how to make money at home, after all, the national debt is not a long-term solution, and if the Japanese slaves are not withdrawn for a day, I will be uneasy for a day!"

Chu Fan helped Wanli add some tea, handed it over respectfully, and said, "Your Majesty, have you heard of what the minister did in Nanjing?" ”

"Well, no, I just heard that you started a company and made a lot of money."

Wanli must be telling a lie, Chu Fan's words and deeds, who he has seen today, where and what he will eat tomorrow, he Wanli is clear, after all, he knows Chu Fan's ability, such a person is a pillar of the country if he uses it well, if he does not use it for himself, it is likely to be the biggest hidden danger, so although he was assigned to a nursing home in Nanjing, he has never relaxed his supervision, and even some Jinyi guards have already shown their feet by Chu Fan's side, but Chu Fan pretended not to know.

So this conversation is particularly interesting, since the emperor said that he doesn't know, Chu Fan should tell the emperor seriously, you are a joint-stock company or something.

And Chu Fan's reply was like this: "Well, you also know that I did make a lot of money from this kind of joint-stock company, but because after all, Nanjing is only in Jiangsu and Zhejiang, and my reputation is not so big, people who don't know will not believe me and invest money in me, so I think if the imperial court comes forward to build a joint-stock company, the scope is wider, the credit is higher, and it can make money for the imperial court for a long time, and finally promote the economic development of the whole world, wouldn't it be better?"

"Well, the idea is very good, I have also thought about this matter, let you be the head of the household department, that is, I have this plan, let you copy the company in Nanjing and implement it in Beijing."

You see, in the conversation between the two people, the emperor clearly said that I didn't know about you in Nanjing, but Chu Fan completely thought that your emperor knew it, so don't pretend and continue to talk about it, and the emperor then directly acquiesced that he knew those things. All kinds of don't say anything, all kinds of pretenses, the two of these gentlemen and ministers "tacitly." This word is vividly interpreted.

"Your Majesty, the ministers are not talented, there are a few words that I don't know whether to say or not."

When a minister says something like this, the latter words must not be spoken, and the emperor will definitely be angry after hearing it, but why does the minister still have to say it? And the emperor still wants to listen? The knowledge here lies in the fact that the emperor wants to hear the truth, but he is afraid of hurting the royal dignity, and the minister wants to tell the truth, but he is afraid that the emperor will be unhappy.

"Say, don't cure your sins!" Wanli was still refreshing, and he didn't finish the procedure seriously, and it should generally be the minister who continued: Your Majesty, I said that you can't punish the crime. Then the emperor said: It doesn't hurt for you to say it.

Although it is only a little simplified procedure, it can be seen that Wanli is still very pragmatic, can there be twists and turns? OK. Should royal majesty be maintained? Yes. But all this is second to Wanli's empire.

The current Ming Dynasty, after Wanli's grandfather's blind toss, is not as good as before, to his father's life, until he killed himself, the annual tax revenue of the treasury is less than one million silver.

If it weren't for Mr. Zhang Juzheng's desperate efforts to pull this imperial carriage back, he would have been out of the country for a long time, but even so, the current imperial court is still stretched, and last year's tax revenue was just over 2 million, except for the normal operation of the country to spend about 1.5 million, almost all of the rest were used to fight, and this is still a debt borrowed 150,000, barely supporting the expenses of the two battlefields in Myanmar and Korea, and the emperor himself is even more miserable, in order to save expenses, the Wanli Emperor only took a queen and a concubine, The eunuchs and palace maids in the palace can also save money, and eating is even simpler, two meals a day, one meat and one vegetable, in a sense, they are not as good as ordinary magistrates, and they are even worse than Chu Fan.

This is also why Wanli was angry when he saw Chu Fan, he had to reprimand a few words every time, impeach him a lot, and demote him to Nanjing when he was under pressure.

But angry to angry, this person's words still have to be listened to, this person's money still has to be borrowed, this person still has to use, after all, the country is so difficult now, the emperor is so poor, it must be improved.

The emperor promised not to punish the crime, and Chu Fan dared to say boldly, no matter whether you really don't punish the crime or not, anyway, I can just say what I want to say today, and we will talk about it if you are unhappy in the future.

"Your Majesty, there is a rule, I wonder if you have found it?"

"What pattern?"

"For thousands of years in China, almost all the powerful dynasties were overthrown in about three hundred years, and our Ming Dynasty is only more than two hundred years now, I don't mean that."

The more he said that Chu Fan had more cold sweat on his head, how could he explain this problem in as auspicious words as possible?

However, Wanli is indeed a pragmatic emperor, and he was not angry because you said that it has been more than 200 years, but made it clear to him: "Two hundred and thirty-one years." ”

"Do you know why it's around three hundred years?"

"Don't sell it, just say it."

Chu Fan cleared his throat, stood up and said: "This phenomenon is called class solidification, from the early days of the establishment of the dynasty, everyone's wealth has basically been averaged, and the family business saved by the rich and official families in the past has basically been reshuffled in the process of dynastic change. ”

Wanli choked on a sip of tea and said: "Yes, Emperor Taizu raised troops and established the Ming Dynasty to let the people have a way to live, and at that time, the people had no way to live." ”

"In the early days of the establishment of the dynasty, the country had just experienced war, and the country and the people had little money, but why was the world peaceful?"

Wanli secretly applauded in his heart, Zhang Juzheng had discussed this issue with him and asked: "Is it because everyone has no assets, so they have to work hard to make ends meet and support their families." ”

"Yes, and there is nothing to be jealous of, everyone is poor, if you don't do it, you eat less, if you do more, you eat more, and if you eat less, there is no opinion."