Section 122 Rose Bank (2)
Text-only online reading of the domain name of Biquge
But some things are not just over with fear.
It's still a small problem for my wife to make trouble, and it's a big deal to beat her up, but it's a big deal that the whole family has no livelihood.
So when he came to the ancient city of Tai for the third time, the merchant had almost run out of friendships with him, and he was willing to take him to the Taigu branch of the Rose Bank again, and he had to talk to the bank about everything.
Andorra stammered his intention to the clerk whom the merchant knew, and was placed on the bench to wait for an audience with their manager, who was talking about something else.
From time to time he looked at the door, it was his hope, his light.
The door suddenly opened, and a pot-bellied merchant stepped out of it, followed by a man in crisp clothes to see him out.
Well, here it must be said that all the people of the Rose Bank they wear a kind of uniform uniform.
It was a modification of some kind of dress, and I heard that it was also from Asturias.
It is not the same as the robes that merchants were most accustomed to wearing in the past, it looks more sophisticated, generally made of worsted tweed or camel silk cotton, and will be covered with a layer of silk, there will be three small bag buttons on the left and right of the cuffs, and there are hand towels on the chest; the shoulders are wider and squarer, and people with good figures will wear it quite stylishly, not as bloated as the traditional merchant robes.
This kind of clothing is called a tuxedo, and the back piece of the coat hangs down to the knees, and the back middle seam is slit all the way to the waist line, forming two pieces like a swallowtail, hence the name.
People dressed in tuxedos give people a sense of solemnity and elegance, especially when the Rose Bank is wearing this kind of clothing from top to bottom, not only does it not give people the feeling of foreign fancy dress, but because of its neatness, people like Andorra inexplicably give birth to a sense of security and trust.
The difference is that the tuxedos of the staff are blue, and the manager who was sending the fat businessman out just now. The tuxedo on his body is black.
Andorra hurriedly greeted him, he didn't know what to say, so he had to bow deeply.
"Sir. My name is Andorra, can I tell you a little bit about my mill?"
The manager froze. Then he said, "Well, it's the Andorra gentleman, please come with me." ”
In a state of uneasiness, Andorra walked behind the manager into the business meeting room of the Rose Bank.
"You may be seated. You want to borrow money from us to renovate your mill, so be it, Mr. Andorra. The manager casually gestured to the seat in the meeting room.
Andorra sat down gently, the moment his buttocks touched the surface of the chair. He only now has a soft cushion under his buttocks, he gently touched it with his calloused hand, the tentacles are smooth, it seems that the surface is silk, and the softer inside does not know what the material is, in short, it is not a buttocks, and it is warm.
Just such a chair, more comfortable than the bed at home in Andorra, gave him another trace of confidence for no reason.
"Yes, Mr. Manager. I desperately needed to borrow money to renovate my mill, and I wanted to build it in the latest style, and now the merchants don't want to come back to me to buy the products of the mill. Andorra wanted to cry aggrieved.
"Hmm. Don't be sad, we will save you, come, give him a glass of water. The manager commanded.
So Andorra had an extra glass of water in front of him, although it was only a glass of water, but it made the little miller feel the warmth of his heart, which was completely different from the usury merchants he had seen, so he trusted +1.
Of course, he did not forget his own purpose. After receiving so much encouragement, he finally dared to look at this manager in the face.
Oh, my God. Sure enough, it is a righteous person who has a positive appearance.
This good man who gave him confidence and warmth, although not the steady middle-aged man he hoped for. It's just a young man who is still very young, but his facial features are as good as the male protagonist in the Shadow animation that has been shown in the countryside, and with that well-fitting tuxedo, he is almost like a noble son.
If the only drawback is that his face seems to be a little bad and too pale, Andorra thinks it is because he has worked too hard, but doesn't that mean that the bank is more trustworthy.
"Mr. Andorra, you have no problem borrowing this money, but do you know the rules of the Rose Bank? We must have the right collateral, what collateral can you come up with?"
"Collateral?" Andorra was in a trance, and even the young manager, who had just thought that he was amiable, suddenly became hideous, like a devil with horns, and he could not overcome the psychological fear brought to him by the loan shark.
Before coming here, he had made up his mind to borrow, but it was only a decision, in fact, how to convince the bank, he did not think about it, all he wanted was to describe his predicament.
"I ......"
As a result, Andorra began to stammer, and began to talk about his predicament in front of his young manager.
He lowered his head, and the more he talked, the lower his head became, he did not dare to look at it, he was afraid of being completely rejected, and he was afraid that the other party would put forward harsh conditions no less than those of usury, although he heard that the interest rate could be lower, but he could not take out anything of the collateral.
The young manager in the tuxedo listened patiently, at least on the surface.
But when Andorra finally finished speaking, the manager sighed and said, "Mr. Andorra, I fully understand how you feel when you need help. But the bank's rules are that you have to have collateral, and our interest rate is much lower than the loan sharks you have borrowed in the past, and you should have inquired about this before you came. But if you don't even have collateral, once your business fails, our investment will come to naught, and it will be impossible for you to do this kind of business. ”
Andorra covered his face when he said this, he didn't know how to answer, indeed, if it were him, I'm afraid he wouldn't do such a thing.
"I can mortgage the mill to you, and if I fail, my mill will be yours. Andorra almost roared.
"The mill can be used as collateral, but it's not enough. I'll tell you the truth, we've already assessed your situation, and if you fail, you won't be able to pay back when due, and your mill won't be enough to cover our losses. ”
"What should I do?" Andorra tucked his fingers into his messy head. Almost hopeless.
The young manager frowned, looking very embarrassed.
Andorra slowly got up, and he slowly walked to the door. He was no longer hopeful, and his mind was depressed with the picture of the impending bankruptcy.
"Wait. The manager stopped him.
Andorra turned his face. The manager seemed to be considerate, "I personally sympathize with you guys, maybe you have another choice." ”
"What choice?" Andorra's face suddenly returned to anger, and then it seemed as if he remembered something, his face turned pale for a moment, and he said in a trembling voice: "Are you going to mortgage me or my family to you?"
This is what usury merchants often do, and those who have borrowed usury will be forced to steal and prostitute if they can't pay back.
"Nope. No, you're mistaken. Our Rose Bank is different from loan sharks, how can we do such an excessive thing, but we don't want to cause losses that we can't recover. So, you can choose to sign an agreement that your mill will remain part of the collateral, and if you can't return it when it expires, you have two options, one is that the whole family will be sent to the newly opened alien planes of the empire to colonize labor until you pay off the money you owe us, and the other is to cooperate with us in something that will benefit society. ”
"But I've heard that there was danger in the past. Andorra said with some fear.
For the two options given to him by the manager. The first one he knew was powerful, and he had heard the merchant friend mention the Empire's newly opened colonies. For example, what is Farusion, it is not peaceful there, I heard that there are rebels rebelling against the imperial army, and the aborigines are also very disgusted with the rule of the empire, so the empire needs to emigrate there now.
The problem is that Titania has not yet completed the lowering of the teleportation threshold like Asturias, which means that if you want to teleport a creature as weak as Andorra, the option is for Solomon to put people into the shuttle compartment as Ming Ming did.
It was originally made clear that it was a slave who teleported the Black Rock plane, and when it didn't care about the lives of the creatures inside, it was simply a container of human flesh. The mortality rate is very high.
So the Titanian Empire initially moved some criminals there, and then forced the army to work for the empire.
Later, it was not enough. The Emperor issued an edict in the name of prohibiting the production of vagabonds. A large number of homeless people were arrested and forcibly sent there, but they were not criminals in the end, so they were treated better than those prisoners, and when they went there, they were not to work in the public fields of the Empire, but they could really get a piece of land per person, but half of the income from the labor had to be given to the Empire.
Later, the empire decreed that the scope be extended to all civilians, but not coercively, but to innocent commoners, except for the same share of land, only 30% of the income paid to the empire.
This really makes some bankrupt civilians in the country, or people who are desperate because of other things, willing to risk dying in human containers, while the empire is still slightly different from civilians and criminals, and when transferring civilians to the past, it is better to increase some costs, improve the environment in the compartment, and reduce the number of people loaded to reduce the probability of death, so there are many bankrupt farmers who have colonized Farucion over the years.
But even so, it only reduces the originally high mortality rate, and does not mean that there will be no deaths.
Andorra's face turned pale, and if he was bankrupt and could not be returned, he might still have the courage to take the risk, but if the whole family had to go through this kind of death journey, he would not have the courage.
If he survived alone in the teleportation, and his wife and children died, what was the point, those who passed rarely heard that the whole family went, and most of them were alone.
So he hesitated for a while, and finally asked about the second option: "The second option, what does it mean to do something beneficial to society?"
The young manager smiled, and that smile reassured Andorra a lot.
"Mr. Andorra. If the loss is unavoidable and you are not willing to work on the Alternate Plane to pay it back. ”
Andorra blushed a little as he smacked his lips, but did not defend or refute them.
"Well, we can try to do something that is not going to hurt you, that you can accept, and that is good for society as a whole, and that if we can't recover our losses, we can rather transform them into something meaningful from another perspective. For example, you can choose to agree to participate in some of our realizations, and I can absolutely guarantee that your life will not be endangered, and you will also be paid a small amount after each realization. ”
"What?" Andorra's eyes widened as if it were pie in the sky, and he couldn't believe it if he hadn't heard it with his own ears.
If you owe money and you can't pay it back, not only do you not have to pay it back, oh, it's not that you don't have to pay it back at all, the mill will be gone, but the balance will not have to be repaid, and you will still be paid.
"Yes, you must not believe it, right? Yes, our bank belongs to a huge business group, banking is one of our main businesses, in addition to this, we have other businesses, such as the pharmaceutical industry, such as medical research, so we have to do all kinds of pharmacological experiments, for example, we have a great practice that is being carried out, and if it is successful, we can take the blood from other people's bodies and transfuse it to another person, so as to save more people. Of course, we will also get the benefits we deserve from it. ”
Andorra's honesty was filled with reverence, and he couldn't make a decision.
"I am willing to choose the second path in the loan contract, and if I can't pay the money, I'm willing to participate in your pharmacological practice. "Andorra Road.
The manager smiled and patted Andorra on the shoulder, "Very good, I will prepare a document for you to sign, and you will get the money you want in three days." (To be continued)
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