Zhu Yuanzhang punched, and after going to see Queen Ma, he also came to Han Cheng.

On the one hand, he wanted to come and give Han Cheng a wake-up call, so that Han Cheng could quickly make the soap promised to him today, but he must not forget it.

The day before yesterday, because of the soap, he was squeezed by Concubine Hu Chong, the daughter of the king of the mountain, and his legs were softened.

Back pain.

As a result, he directly decided that if the soap was not made, he would never spend the night with Concubine Hu Chong in the future.

So last night, he went to Concubine Dading's place to spend the night.

This Dading Concubine used to be a member of Chen Youliang's harem, and she was born charming and enchanting.

Although the relationship between Zhu Yuanzhang and Queen Ma is extremely deep, the love is stronger than Jin.

Queen Tsushima never gave up.

But Zhu Yuanzhang's body is very honest, and he is not blind, he knows which is big and which is good-looking.

So this Dading Concubine later changed from Chen Youliang's concubine to his concubine.

In his opinion, this Dading Concubine is far less wild than Concubine Hu Chong.

So last night I went to Concubine Dading to find comfort.

And he was very stinky, and showed the soap that he couldn't look down on before to Concubine Dading.

Then, Zhu Yuanzhang found that he was sloppy.

Indeed, this Concubine Dading's temperament is far less wild than Concubine Hu Chong, who can press herself to the ground and turn the world upside down.

But she can't stand her charming!

Originally, it had always been good once, and Concubine Dading, who said that she would accompany herself to the old age of the world, became excited all of a sudden after learning about the existence of such a thing as soap.

Zhu Yuanzhang was so panicked that he hurriedly said that he would send her the soap in two days.

He wants to use this method to stabilize Concubine Dading and prevent Concubine Dading from going too far.

After all, Concubine Hu Chong was just to get soap from him before, so she kept squeezing him.

He felt that he had directly given the result that Concubine Da Ding wanted this time, and Concubine Da Ding would definitely thank him very much and would stop.

But what happened next made Zhu Yuanzhang secretly call himself a mistake, this woman's mind is really changeable, unfathomable, and uncontrollable.

After he said those words, Concubine Da Ding was indeed very grateful to him.

Then, in order to show her gratitude to herself and the excitement in her heart, Concubine Da Ding became even more energetic.

Although they have lived together for many years, and the children have been made two, once Concubine Da Ding gets serious, Zhu Yuanzhang really can't stand the charm.

Especially the big belly of Concubine Dading......

Therefore, after an extremely fierce battle between heaven and man, Zhu Yuanzhang finally failed to abide by his heart.

Started a journey that was very enjoyable at the time, and then empty, lonely and cold, and regretted it in my heart......

After experiencing Concubine Hu Chong and Concubine Da Ding one after another, Lao Zhu suddenly became extremely eager to let Han Cheng make soap.

Otherwise, who can stand this?

Although his body is very tough, even if he is tough, he is an iron body, and he can't help but strike iron every day!

Therefore, the production of this soap suddenly became extremely urgent.

In addition to these, there is also the matter of gunpowder.

At the same time, I also want to see if Han Cheng is serious about teaching his own profound Dao Sect Forging Method today.

There is no hiding of secrets.

So Zhu Yuanzhang came.

But after knowing what the situation was now with Han Cheng, he didn't go in directly, but decisively chose to listen to the root of the wall!

I wanted to see what the two sons, who didn't even want to say a word to themselves before, were talking to Han Cheng after they came to Han Cheng in a hurry.

He was reluctant to go in, mainly because he was worried that after he went in, it would affect Han Cheng's performance, and Han Cheng would be restrained in talking and doing things like when he had his own existence.

Zhu Di is a person who often fights on the battlefield, and his alertness is much higher than that of ordinary people.

But at this time, I didn't find Lao Zhu coming, and it can be seen from here how skillful Lao Zhu is in doing this......

"Han Cheng, what you said is really too difficult to do.

Not to mention the rest, it would cost too much money just to build a medical school.

To get it out of scratch, there must be corresponding books, as well as corresponding supporting facilities, and corresponding medicinal materials......

Everything costs money.

If it's one or two, it's fine, but according to what you said, all state-level towns in the entire Ming Dynasty need to be opened, and the cost required is too great.

The household department simply can't afford to supply ......."

Zhu Biao looked at Han Cheng and said the most practical problem - money!

Da Ming is so poor!

It's really poor!

When the Northern Yuan was defeated before, it seemed that the defeat was quite rapid.

In fact, later, many people in the Northern Yuan court knew that they were not Zhu Hongwu's opponents at all.

Defeat is inevitable.

Under such circumstances, those who had some authority and ability in the Northern Yuan began to collect and plunder money with their lives.

When Xu Da and others broke through the capital of the Yuan Dynasty, many gold and silver in the vast land of the north had already been swept away by the Northern Yuan.

And Yunnan, which is rich in copper, is still held in the hands of the remnants of the Yuan Dynasty.

Under such circumstances, Zhu Yuanzhang faced the problem of money shortage when he founded the country.

In addition, at the beginning of the founding of the country, there were all kinds of things that needed to be done, which could be described as a waste to be rebuilt, and money had to be used everywhere.

So until now, the Hongwu Dynasty is still in a state of tight life.

How much money is available in the treasury now, Zhu Biao, the pro-government prince, knows very well.

Besides, this will also have to send troops to level the three Tartars.

As soon as the soldiers and horses moved, countless money and food were spilled out.

Tobe Shangshu's hair is about to fall out.

For the sake of this incident, my father withheld part of the grain that was supposed to be shipped to Yunnan.

He also promised to issue more treasure money.

In such a situation, if you want to make such a big move, not to mention the rest, you can't pass the money level alone!

Da Ming, it's so poor!

The dignified prince needs to live a budget-conscious life, and he worries about money everywhere.

When this matter was said in front of Han Cheng, Zhu Biao himself felt a little ashamed.

But Zhu Biao had to say it.

Because this is a very realistic topic, it is impossible to get around at all.

It has to be considered.

Sure enough, talking about money is hurting feelings.

Han Cheng looked at Zhu Biao, who was frowning when he talked about the huge amount of money spent on building a medical school, and had a deeper understanding of this sentence.

"Big brother, don't worry about money at all!"

As soon as Zhu Biao's voice fell, Zhu Di's voice on the side rang out.

And he is also very imposing, and when he opens his mouth, he is even more heroic and domineering than the big brother on the list.

Han Cheng was originally going to say the solution he had in mind after hearing Zhu Biao cry about poverty.

After hearing Zhu Di's words, he pressed this thought down again.

I want to see what good way Zhu Di has come up with, which makes him so excited and confident.

Zhu Biao also set his eyes on Zhu Di, and also wanted to see if Zhu Di had any good ways to solve this headache of lack of money.

Zhu Di said: "Big brother, in fact, we are not short of money, but you don't want to use a lot of money!" ”

Hearing Zhu Di's words, Zhu Biao couldn't help but be stunned.

Isn't there a shortage of money for yourself?

When did Daming not lack money, so rich?

Why doesn't the prince, who handles government affairs, know?

"Treasure money! You can print money!

This thing is simply a good thing for Wanli!

It's just some paper, and after it is printed, it can be used as money.

You can buy things with treasure money, and you can exchange them for everything you need.

The treasure money is printed by the imperial court, and as long as there is a need, you can print as much as you want.

It's almost like picking it up for nothing

This thing is an inexhaustible mountain of gold!

With such a mountain of gold in our hands, how could the imperial court be short of money?

It's just that the big brothers don't want to print more......"

Zhu Di looked at Zhu Biao with a somewhat excited expression and said his solution.

Among the few people present, Zhu Di is undoubtedly the person who most hopes to promote the success of the establishment of the medical school, so as to promote the great development of medicine.

is also the person who actively thinks of ways to solve things after learning about the difficulties mentioned by Zhu Biao.

He was still worried that the problem that his eldest brother said was too difficult to solve.

But after listening to what his eldest brother said about the biggest difficulty, Zhu Di instantly came to his senses.

I feel that the problem of money is not a problem at all, and it is easy to solve it.

After listening to what Zhu Di said, the two people in the room, as well as one person eavesdropping outside the room, either frowned or were stunned, but no matter what the reaction was, no one praised Zhu Di out loud.

Han Cheng looked at Zhu Di who said this in front of him, and his mood was complicated.

Daming treasure banknotes are very famous, and people who have a little understanding of Daming treasure banknotes in later generations can't help but spit on Daming treasure banknotes.

Because of this Daming treasure banknote, the collapse is really too powerful.

However, if you really count it, when the Daming treasure banknote first appeared, it played a positive role really not small, far exceeding the negative role it played.

When the Ming Dynasty first founded, it was really short of money.

The court and the people are short of money.

Lack of money can be a big problem.

If the economy is not in circulation, development is not as simple as stagnation, but is very likely to collapse.

The people had no money in their hands and wanted to buy what they needed but could not get it.

It is also extremely difficult to sell what you have.

Bartering is very troublesome, and it is difficult to find a suitable trading partner in a short period of time.

The court had no money in its hands, and all kinds of things could not be carried out.

Lack of money, serious lack of money!

This became an extremely powerful hand stuck in the neck of the newborn Da Ming, almost strangling Da Ming.

In this case, the Ming treasure banknote came into being.

Although in order to promote treasure money, Zhu Yuanzhang implemented a series of tough measures.

Although the Daming treasure banknote has been criticized since it appeared, it has been resisted by many people from the bottom of their hearts.

But it is undeniable that it has played an extremely positive role.

Because of it, Daming has money in circulation, all kinds of buying and selling, and all kinds of needs are satisfied.

The economy is circulating again.

The problem of money shortage has also been solved.

Then, the Daming treasure banknotes began to depreciate gradually.

However, until Lao Zhu died, the Daming treasure banknotes with the same value could probably be exchanged for 400 yuan.

What really made the Ming treasure money not work was the uncle and nephew of Emperor Jianwen Zhu Yunwen and Emperor Yongle Zhu Di.

When Jing was in trouble, what should Zhu Yunwen do if he was short of money here? Da Ming Bao banknotes are printed.

After Zhu Dijing's success in the difficulty, what should I do if I have no money for the northern expedition again and again?

Da Ming Bao banknote printed!

What should I do if the treasure money is becoming less and less valuable?

Then print more Daming treasure banknotes and win by quantity......

Then, the Daming treasure banknote was completely scrapped and became worthless.

It's hard to wipe your buttocks......

Han Cheng originally didn't understand why the Daming treasure banknote would be completely abolished in Zhu Di's hands.

But at this time, after hearing Zhu Di's clever remarks, he immediately understood.

As far as Zhu Di's attitude towards Daming Treasure Banknotes, if Daming Treasure Banknotes can survive hard and not be scrapped by Zhu Di, it will be really a strange thing!

No matter how strong the banknote is, in Zhu Di's hands, it can't support him like this!

"Big brother, what's wrong? Am I not right? ”

After Zhu Di finished speaking, he found that the atmosphere in the room was a little different from what he expected, and looked at Zhu Biao with some confusion and asked.

Zhu Biao took a deep breath and said, "Fourth, this thing is really wrong, you can't do this."

It seems that we can keep printing this treasure banknote, and after printing, we can exchange paper for all kinds of things.

But in reality, this is not the case.

It's not good to print too much, and if you print too much, it's easy to have problems.

Haven't you noticed that now, our Ming treasure banknotes are no longer so valuable? ”

Although Zhu Biao did not quite understand the principle of this treasure banknote, he could perceive the change in the value of the treasure banknote.

"It has only been seven years since the treasure banknote was issued, and the consistent banknote can only be exchanged for 800 copper coins......

Zhu Biao looked at Zhu Di and said in a heavy tone.

The problem of the depreciation of this treasure money was a great headache for him.

Hearing Zhu Biao's words, Zhu Di was stunned, and then said: "Big brother, this is all too benevolent by the imperial court!"

The father should cut off all gold, silver, and copper coins, and completely prohibit the exchange of treasure money and copper coins.

Once the swap is discovered, the corresponding means will be used to punish it directly!

Moreover, it can also be ordered that the value of the banknote is the same, and the price is not allowed anywhere!

Where do you disagree, only treat the consistent banknotes as 800 Wen, then directly use heavy punishment on those people!

I don't believe that under such means, those people dare to be so lawless!

Acting recklessly like this!! ”

Zhu Di's voice carried the usual decisiveness of the martial arts.

This has a lot to do with Zhu Di at this time, he didn't think much else at all, and just wanted to be the general of the Ming Dynasty's expedition to the north.

Moreover, the science of money is indeed somewhat profound, at least for people of this era.

"No way!"

Zhu Biao immediately shook his head and vetoed Zhu Di's proposal.

"It's not as simple as you think.

This matter is related to the thousands of households in the whole Ming Dynasty, if you really do this, if you don't get it right, there will be chaos everywhere! ”

Zhu Biao's tone was a little serious.

Since realizing that the treasure banknote began to depreciate, both Zhu Yuanzhang and Zhu Biao have tried various ways to prevent this from happening.

But there is no way to do it.

The depreciation of treasure money has been happening continuously.

The most effective way to stop the depreciation of treasure money is to reduce the issuance of treasure money.

But Daming needs too many places to use money.

You can't really not print treasure money......

Although Zhu Biao didn't know how to solve the problem of the depreciation of Daming treasure banknotes, he knew that he could never do what Zhu Di said.

If you do this, it's definitely going to be a big problem!

Zhu Yuanzhang, who was eavesdropping outside, took Zhu Biao's words into his ears and couldn't help nodding.

It has to be its own standard, that is, excellent!

Thinking about the problem, it's so far-reaching!

The fourth guy is too simple to think about the problem.

Sure enough, compared with Biao'er, the fourth child is only suitable for leading troops to fight and helping Daming defend one side.

To be an emperor, the fourth child is completely impossible.

Zhu Yuanzhang thought so in his heart, a little proud, and felt extremely satisfied with the excellence of his standard.

But thinking that he heard from Han Cheng that he would die in less than ten years, and he didn't even sit on the emperor's throne, Zhu Yuanzhang's heart suddenly appeared a layer of gloom.

The good mood is gone.

After thinking about it again, Zhu Yuanzhang became even more uncomfortable after he felt a headache, there was a kind of tiger eating the sky, and there was no way to depreciate the treasure banknotes.

I knew that these people were talking about treasure money here, so I wouldn't eavesdrop here.

Isn't this purely early in the morning when you add to your own blockage and find yourself uncomfortable?

But how did these people talk and talk about the topic of Daming treasure banknotes?

And what is medical school?

How did they suddenly remember what kind of medical school they were going to build?

Zhu Yuanzhang's heart rose with many doubts......

In order to understand the doubts in the happiness, he chose to continue eavesdropping......

In the room, Zhu Di was speechless for a while because of Zhu Biao's successive denials.

Although he couldn't understand why he couldn't print too many treasure money, since the eldest brother said so, then he couldn't say more about it.

What the eldest brother said, he believes!

Since the eldest brother said that if you do this, there will be a big problem with the treasure bank, then it will not work.

But if you don't print money, where will you get the money?

If there is no money, how can we vigorously develop medicine?

If you don't vigorously develop medicine, then in the future, Miaoyun will really be sick as Han Cheng said, what should she do?

Thinking of Miaoyun leaving him so early and leaving him alone in the world, Zhu Di felt extremely lonely and uncomfortable.

It's like a knife cut at the heart!

The atmosphere in the side hall once again became solemn.

Who would have thought that they would be stumped by money at this time, such as a prince, a prince, or the kind of prince who can handle state affairs, and a prince with real power.

"Han Cheng, you ...... Is there a way to fix this? ”

After a while, Zhu Di looked at Han Cheng and opened his mouth with some difficulty.

After saying this, Zhu Di was very embarrassed, and he didn't dare to look at Han Cheng.

I feel like my face is feverish.

Thinking about it, he himself felt that it was quite excessive.

Han Cheng became a solution to his wife's illness and put forward two opinions.

How to vigorously develop medicine, Han Cheng also gave corresponding countermeasures.

As a result, now, he has to ask Han Cheng how to make money......

He, the prince of the Ming Dynasty, couldn't even solve a problem, so he had to ask Han Cheng everywhere......

Moreover, after asking Han Cheng, Zhu Di also felt that he was asking in vain.

After all, the problem of money has not been easy to solve since ancient times.

If it is solved, his eldest brother will not be upset.

But unlike Zhu Di, Zhu Biao seemed more confident in Han Cheng and wanted to hear some different answers from Han Cheng.

For himself and others, things that are very difficult to solve may be very different for Han Cheng and the people of the era in which Han Cheng lived.

Zhu Yuanzhang, who was eavesdropping outside, frowned slightly, feeling that the fourth child was a little sick and rushed to the doctor.

The problem of money, he and many of his courtiers have tried their best, but there is no good solution.

What good way can Han Cheng think of?

The depreciation of treasure money is simply an irreversible thing!

But then, Han Cheng's voice sounded in the room, which made Zhu Yuanzhang stunned.

"In this regard, I really have some methods, although I can not say that I can completely prevent the depreciation of the treasure banknote, but if I do this, it can greatly delay the depreciation of the treasure banknote."

Hearing Han Cheng's words, Zhu Yuanzhang, who had ears on the wall, couldn't help but be stunned.

Han Cheng, this kid, really has a way?

It's not going to be here, is it?!

Zhu Yuanzhang pursed his lips, instinctively not believing it.

But the body is very honest, and there is no intention of leaving.

Instead, he raised his ears high and moved closer to the room, listening intently to the movements in the house.

I'm afraid there will be any omissions.

Of course, he didn't do this to listen to Han Cheng say something clever.

Instead, he wanted to hear what Han Cheng could pull out next.

He needs to check for his own standard, lest the standard be deceived by Han Cheng!

Well, that's it!!

In the room, Zhu Di and Zhu Biao looked at Han Cheng with blazing eyes and full of surprise.

Waiting for Han Cheng's next words.

"If you want to have a better understanding of this issue, the most important thing is to understand what money is.

Know what the essence of money is. ”

Han Cheng's words made the two people in the house and the one eavesdropping outside the house a little confused.

What is Money?

Why is this so strange?

Isn't money just money?

There was silver and gold, and coins of brass, and money.

What else could there be?

What is the essence of repaying the money?

Isn't the essence of money still money?

It's something they're used to and never think about it.

At this time, when Han Cheng suddenly asked, he felt a little confused, and felt that Han Cheng's question was very redundant.

If it weren't for the fact that the person who asked this question was Han Cheng, Zhu Yuanzhang, and Zhu Di, they would all want to beat someone!

What kind of fool question is this?

"Money, which can also be called money, is actually a symbol of value.

There are many things that can be used as money, such as gold, silver, copper coins, and of course, paper money, and even digital currency in later generations.

Although it is all money, there is a difference between money and money.

Gold, silver and copper can be used as value symbols because of their rarity.

They have a lot of value in their own right.

This is also why gold, silver and copper have been used as currencies for a long time.

Compared with them, paper money has only one function, that is, a value symbol, acting as a medium of exchange.

Compared with gold, silver and copper, paper money has little value in itself, and the reason why it can be used as money is because the government has given it the function of a value symbol through administrative means and some other means.

It can be used as a medium of exchange......

This is also an important reason why paper money is prone to depreciation compared to gold, silver and copper.

After knowing what money is and the difference between paper money and metal money, it is much easier to look at the problem of paper money being easy to depreciate......"

Han Cheng's voice sounded, and here he supplemented the knowledge of finance and currency to Zhu Biao and Zhu Di.

Han Cheng himself didn't expect that some of the knowledge he had learned when he was in high school would come in handy at this time.

New terms such as value symbols, Zhu Biao Zhu Di, and Zhu Yuanzhang, who was eavesdropping outside, were a little big.

Qian is obviously very familiar, but after Han Cheng's explanation, he suddenly became a little unfamiliar.

However, Zhu Biao's face soon showed some sudden expression.

He looked at Han Cheng and said: "This means that treasure banknotes, because they have no value in themselves, plus they are far easier to obtain than gold and silver, as long as you want them, you can get a lot of treasure banknotes in a short time."

So, it's easy to become worthless? ”

"yes, that's it."

Han Cheng nodded in agreement with Zhu Biao's words.

"One of the main reasons why the Daming treasure banknotes will depreciate so quickly is that the treasure banknotes are printed and distributed without moderation.

The operation of the market has its own laws, and in the process of operation, there is a certain amount of money required.

There is not enough money circulating in the market, which will affect development.

But if there is too much money, it will cause the money to be worthless, and the harm to society is also very great.

You can't think of the treasure money as a hen that can lay golden eggs.

Otherwise, it will definitely suffer an extremely serious backlash in the future.

The treasure money will inevitably be completely broken!

As far as I know, such a thing as treasure banknotes has been completely reduced to a piece of waste paper in less than a hundred years of the Ming Dynasty.

Treasure banknotes with a denomination of several hundred cents can only be exchanged for a few pennies!

It was completely swept into the garbage heap.

It's become something that is too hard to wipe your buttocks.

At the same time, it has also become a joke.

In the process of rapid depreciation, it also caused great social turmoil and caused many disasters.

For example, the powerful family, relying on their own power, insisted on taking the treasure money that had long been depreciated, and consumed according to the denomination printed on the treasure banknote, and bought the land and property of ordinary people.

This kind of move is said to be a purchase, but it is no different from Mingqiang.

More importantly, there is no way to justify this matter.

Because that's how it was printed on that treasure banknote......"

"Boom!"

Han Cheng's words were like a thunderbolt, exploding in Zhu Yuanzhang's mind, making Zhu Yuanzhang's face extremely ugly!

Myself...... The treasure banknotes issued, the treasure banknotes that I am proud of and proud of, have become like this in the back?!

Became so cruel to the people?

If you calculate it in this way, there will be so many problems in Daming in the future, and you will have to pay a lot of responsibility!

Damn it!

What a damn thing!!

Zhu Yuanzhang, who was eavesdropping, was completely collapsed by what Han Cheng said, and he was very broken.

After learning what the treasure banknote had become and how much harm it had caused, Zhu Yuanzhang had the idea of abolishing the treasure money directly at this time!

You must know that although Zhu Yuanzhang was worried about the depreciation of treasure banknotes before, on the whole, he was still very proud of treasure banknotes.

Felt like this is really a good thing.

In such a situation, who dares to say that the treasure money is abolished, that his beloved treasure money has become waste paper, Zhu Yuanzhang will not be the first to spare him!

But at this time, Han Cheng's words made Zhu Yuanzhang directly rise to the idea of abolishing the treasure banknote.

It can be seen from this how big the impact of Han Cheng's words on Zhu Yuanzhang was!

But if the treasure money is really abolished, what should the Ming Dynasty do?

If you don't use treasure money, where does Daming have so much money to use?

This feeling of knowing that something is wrong, but there is nothing to do to solve it, is really bad!

Early in the morning, Zhu Yuanzhang was made uncomfortable.

"Han Cheng, that ...... Do you have a solution to the problem? ”

In the room, Zhu Biao, who was shocked by the sight Han Cheng said, swallowed a mouthful of saliva, and looked at Han Cheng and asked eagerly.

Zhu Yuanzhang outside, also raised his ears higher and listened to Han Cheng's words very carefully.

A heart was pinched, for fear that he would hear from Han Cheng that Han Cheng did not have a good solution next.

"There are some ways."

Han Cheng nodded: "Among them, the most important solution is ......"

(End of chapter)