Chapter 182: Lending
The afternoon sun was already a little scorching, and Zhou Jin's little face was flushed for a while, which made Su Shi feel amazed.
Zhou Jin saw that Su Shi's eyes were different, and he hurriedly threw up his sleeves and walked towards the study, but just after walking a few steps, he suddenly remembered something, and turned back to him and said, "You come with me, I have something to tell you." ”
Su Shi hurriedly followed, and the two walked into the study side by side.
After the two sat down in the study, Zhou Jin's expression became solemn, her eyes were full of worry, and the corner of the handkerchief had been rolled up like a hemp rope by her.
"What are you worried about?"
"Chiaki Quary?"
"Is there something wrong?"
Zhou Jin nodded lightly.
"What's wrong with the Qianqiu Library?"
Zhou Jin finally sighed: "The problem is not in the Qianqiu Quality Bank, but in the Rio Division. ”
Without waiting for Su Shi to ask, Zhou Jin continued: "The Rio Division is subordinate to the Household Department, and the Household Department is attached to the Great Emperor Brother. ”
"The reason why the pledge bank is willing to lend to others is because these people will mortgage the land deed, house deed and other contracts, and the authenticity of the contract is determined by the contract division."
Su Shi said slowly: "Are you worried that the Covenant Division will do something on the contract? ”
"I'm not worried about the Rio Division's actions, in order to defeat the Qianqiu Quality Library, they will definitely do it."
Su Shi asked silently, "What will they do?" ”
Zhou Jin smiled bitterly: "Put the seal of the Covenant Division on a non-existent contract, and then take this non-existent contract to pledge the treasury to borrow money." ”
"Aren't these people afraid to check if they take fake contracts to borrow money?"
"Since the Covenant Division dares to stamp this fake contract, he will naturally not be afraid to inspect it. Suppose there is a field property that originally belonged to the borrower, but he has mortgaged this property to the East Source Warehouse. ”
At this time, the Rio Priest forged a fake land deed and asked him to borrow money from the Qianqiu Pledge Bank. On the day of repayment, this person suddenly disappeared, and if a lawsuit was started at this time, Qianqiu Quaku had a fake contract in his hand, not only could not get the money back, but the land property would not account for a penny at all. ”
Su Shi asked again: "Since the two contracts are stamped with the official seal of the Covenant Division, why would it be determined that the contract in the hands of the Qianqiu Treasure Bank is fake?" ”
"Because although the two contracts are stamped with official seals, they are only ninety percent the same, and there is always a slight gap between the official seals on the two contracts, and it is this slight gap that will cause Qianqiu Quaku to lose the lawsuit."
"Since there is a gap, can't the court see it?"
"Those differences are too subtle, such as the size of the characters, the length and thickness of the strokes, etc., and it is difficult to judge the authenticity with the naked eye."
Su Shi was silent for a long time, and then said slowly: "Privately carving the official seal is a capital crime, and the people of the Covenant Division are really not afraid of death?" ”
Zhou Jin sighed: "With the protection of the eldest brother, how can these people be afraid." What's more, the person who borrowed the loan from Brother He has long since disappeared, and it is naturally impossible to trace who engraved the official seal on the fake contract and who stamped it. ”
Su Shi looked at her and asked, "Since you know these tricks of the Dongyuan Plasma Library, they must have used them before." ”
"The predecessor of this interstitial bank, the Guangyuan Qualitative Bank, was defeated by them in this way, and a total of more than 700,000 taels of principal were lost."
Hearing this, Su Shi shook his head and sighed: "This is the harm of the integration of officials and business, for the sake of the greatest interests, those court officials will definitely abuse their power and exclude dissent." ”
At this time, it was not the time to listen to Su Shi's emotion, Zhou Jin asked, "Do you have a solution to it?" ”
Su Shi said: "The best solution is to take the Rio Division into your own hands. ”
Zhou Jin sighed lightly: "I once mentioned this matter to my father, but the Covenant Division is subordinate to the Household Department, and the officials are also appointed by the Household Department. ”
When Su Shi heard this, his eyes lit up, and he said slowly: "Then if there is a mistake in the Rio Division, can Your Majesty take action to clear the scene?" ”
Zhou Jin sighed: "It's not easy to catch the mistakes of those officials of the Rio Division. ”
"Why?"
Zhou Jin said: "I said that the official seals stamped by those fake contracts can't even be distinguished by the oldest courtiers, so when borrowing money, it is impossible to distinguish who is taking the fake contract to borrow." And when the borrower had fled, and by that time things had already passed, and no evidence could be found to be related to the Rio Division, how could they catch the mistakes of those officials. ”
Su Shi nodded and said with a smile: "Makes sense." ”
Seeing that Su Shi was still laughing at this time, Zhou Jin was angry.
"You're still in the mood to laugh, if this hidden danger can't be solved, I'm afraid that the Qianqiu Quality Library won't last long, and in the end, even if you sell the General's Mansion, I'm afraid you won't be able to make up for such a big hole."
Seeing Zhou Jin's anxious and angry appearance, Su Shi had to put away his smile and asked, "If Dongyuan Qualitative Library wants to start, when will it be chosen?" ”
"They're sure they won't have to wait long."
Su Shi seemed to breathe a sigh of relief and said, "That's good." ”
Zhou Jin looked at Su Shi with a puzzled expression: "It seems that you seem to want them to do it?" ”
"I don't have a lot of patience."
"But if they do it, we will suffer a huge loss, and the reputation of the Qianqiu Repository will be lost. Not only did no one dare to deposit the money, but even those who deposited it would definitely try to withdraw it. ”
Su Shi nodded and said nonchalantly: "This is indeed a big problem. ”
Looking at Su Shi's relaxed appearance, Zhou Jin couldn't help but look at him with strange eyes: "Do you already have a countermeasure?" ”
Su Shi was about to speak, when Lu Tian suddenly came to the door in a hurry, bowed to Zhou Jin and Su Shi, and said, "I've seen the master, I've seen Su Gongzi." ”
Zhou Jin saw his panicked expression, and asked in a deep voice, "Lu Zhang, did something happen?" ”
Lu Tian hurriedly replied: "Someone pawned the real estate of Pinghefang and wanted to borrow 15,000 taels. The master once said that pawns of more than 1,000 taels must be reported, so I had no choice but to come and disturb the master. ”
"Is the contract formalities complete? Can I verify my identity? Can the authenticity of the contract be distinguished? ”
This series of questions made Lu Tian a little hesitant and didn't dare to answer easily.
He hesitated for a long time before slowly replying: "The pawnbroker's name is Qiao Ming, and he is a businessman, because the funds can't be turned over for a while, so he pawns the house in Pinghefang to borrow." His property in Ping Wo Fang was valued at more than 30,000 taels. ”
"Can you determine the authenticity of the deed?"
Lu Tian also knew that the stakes were high, so he said cautiously: "I have checked with Chang Sheng again and again, and there should be no problem." ”
Zhou Jin was a little dissatisfied with this answer, so her tone became much colder, she looked directly at Lu Tian and said, "There should be no problem?" Can you be sure that there are no problems? ”
Lu Tian muttered at the door for a long time, but in the end he could not give a positive answer.
At this time, Su Shi smiled on the side and said: "Lu Zhangshi, since the formalities provided for this sum are complete, let it go." ”