There are many people who think, can't I even ask for interest on money I borrow from friends?

Of course, you can call it private lending, and professional lending should be repetitive, regular, and for-profit, and in layman's terms, it is to use lending to make money.

This thing needs qualifications, even if it is an online small loan company, in fact, it needs qualifications, and without qualifications, your contracts are invalid.

In 19 years, the Supreme People's Court and the Ministry of Public Security and the Ministry of Justice jointly issued the "Opinions on Several Issues Concerning the Handling of Criminal Cases of Illegal Lending".

It is only when the circumstances are serious that a crime is suspected.

Of course, Lao Tang is not a god, when he first looked at this flowing water, he found that the other party had a lot of transactions with unfamiliar accounts.

Until I saw a very regular scene - first there was a large amount of money transferred out, and then the accepted account began to transfer money every month......

And if the returned money is calculated as interest, the annual interest rate has exceeded 50% in minutes, anyway, Lao Tang feels that the person opposite is really bold before.

Looking at this year's interest rate, it has always been maintained below 36%, and I don't know who to ask for advice.

But the criminal law does not mean that if you change your ways later, you can write off the crimes you committed before.

The Criminal Law does not talk about "putting down the butcher's knife and becoming a Buddha on the spot", but the Criminal Law talks about confession and leniency......

Lao Zhou also found a problem after being reminded by Lao Tang, not that he is a judge who is not professional, a civil court judge, he is in contact with civil affairs all day long, and it is really normal that he is not so sensitive to criminal matters.

In fact, talents like Tang Fangjing are not very common......

As for Zhang Wei, Lao Zhou didn't see the problem, it was strange that he could see it.

"You stabilize him first, I'll call the bailiff, and call the police by the way."

He is a judge of the civil court, and one day he can encounter such a thing, and the world is really big.

Seeing that the two of them said a few words, the judge went out again, and Zhang Wei and the three people opposite were very puzzled.

"What is this for, this is, hurry up and finish the trial, I will go back and have something to do!" Lu Haochuan was very dissatisfied.

Tang Fangjing stepped forward and said with a smile: "Wait a minute, the judge just left a material, and now I'm going to get it." ”

Zhang Wei was followed by a small assistant, as if he had seen it before......

However, the current old Tang has no ideas, he is a person who has passed today and has no tomorrow, and it is really not suitable for him to have too much contact with the opposite sex.

Even if Li Wanting, who is recognized as beautiful in the institute, he is directly used as a big animal.

So much so that the single lawyers in the firm felt that he was indeed very sick.

After Tang Fangjing finished speaking, he went to the side to make a phone call, the mediation was unsuccessful and the court was to be held, he was not qualified as a trainee lawyer, and Lao Song always had to be a mascot.

"Why is it so troublesome, this court is also ......"

Lu Haochuan was about to say something, but Zhang Wei next to him hurriedly persuaded him: "It's okay, it should be soon, our case won't take much time." ”

I don't know how Lawyer Zhang won the trust of the other party, anyway, in Tang Fangjing's bewildered gaze, that Brother Lu actually nodded and said, "Lawyer Zhang, I believe you." ”

Awesome, Tang Fangjing can only say one awesome.

After waiting for a while, no one came, and Zhang Wei himself couldn't help but say, "Tang ...... Lawyer Tang, why hasn't the judge come yet? ”

Tang Fangjing, who was on the other side, got up and looked outside and said, "It's already here." ”

did come, outside the door opened by Tang Fangjing, several policemen rushed in, and the policemen led by them held a copy of something that Zhang Wei was very familiar with.

"Who is Lu Haochuan? You're right, this bank is a good one, right? The policeman walked over and asked.

Zhang Wei's eyelids jumped, why did he come to the police in a good manner!

Miss Xiaoyan didn't speak, looked at Tang Fangjing opposite, and then looked at the police in front of her, Brother Zhang seemed to really have something, do you want to change places......

Lu Haochuan was taken aback by the police, and habitually stood up and said, "Report to the government...... I'm Lu Haochuan. ”

This reaction made the police laugh: "Have you been in? What is the reason? ”

"I wounded someone once......"

"Now I have to tell you, according to this flowing water, you are suspected of illegal business, let's go, you should also understand the rules."

Originally, when he saw the appearance of the other party, the police had already prepared the police equipment, who knew that this person had gone in before, although he came out now, but the rules inside had penetrated deep into the bone marrow......

Sure enough, after listening to the words of the police, Lu Haochuan habitually had to cooperate.

But at this time, he suddenly remembered something, looked back at Zhang Wei and said, "No, lawyer Zhang, didn't you ask me to beat this running water, this ...... What's going on? ”

Zhang Wei was speechless, yes, what's going on, a simple loan case......

"Wait, you're a professional money lender? Have you ever let go of loan sharks before? ”

Lu Haochuan on the other side nodded and said: "The interest rate was a little higher before, but I checked it on the Internet later, and people said on the Internet that as long as it is not higher than 36%, it will be fine, so now the interest is only so much, how can it be ...... So what comrade, I fully cooperate, I cooperate. ”

But when Lu Haochuan wanted to say why he committed a crime, he saw the policeman's clothes and instantly calmed down.

The police also shook their heads and couldn't help laughing, the best lawyer met the best client, and it is estimated that this case can be circulated in the Jingzhou political and legal system for many years......

The person was arrested, and the police wanted to take Lu Haochuan back, but they were stopped by Tang Fangjing.

"Comrade, wait first, old ...... Judge Zhou, you see that the comrades of the police want to take away the original bank statements, can the copy of my side be used as evidence? ”

This thing is a key piece of evidence in both criminal and civil cases.

Yes? Luo Duancheng looked at Tang Fangjing and didn't know what to say, the police came to arrest people beyond his expectations, but he didn't expect that the court would be held now?

People are gone.

Tang Fangjing here saw his thoughts and said with a smile: "It doesn't matter if the party is not there, he still has an agent, and it will not affect the trial." ”

Whether the criminal crime of illegal business operation is determined does not affect the civil professional lending.

Lao Zhou above hesitated for a moment and then spoke: "Those comrades, why don't you wait first, and wait for the trial of our case to be completed before leaving." ”

Several policemen glanced at each other, and the judges all said so, so let's wait.

About ten minutes later, Lao Song finally came, and a unique trial appeared.

Lu Haochuan was the plaintiff, but he did not sit in the plaintiff's seat, but sat in the auditorium with the police.

Zhang Wei's face turned pale, he had already expected what was about to happen.

"According to the bank statements, it can be determined that Lu Haochuan's repeated lending of funds is repetitive and regular, and the lending object is not specific, which is in line with the legal characteristics of professional lending."

"Lu Haochuan's behavior of providing loans to unspecified targets in society for the purpose of making profits without obtaining the qualifications for lending has disrupted the normal financial order of the country, violated the mandatory provisions of the law, and harmed the public interest!"

"Therefore, the contract between him and Luo Duancheng is invalid, and I, Luo Duancheng, have returned the principal of 80,000 yuan and the six-month interest of 7,200 yuan, and now according to the annual interest rate of 3.65%, the six-month interest should be 1,458 yuan, so the plaintiff should return the overpaid interest of 5,742 yuan and bear the litigation costs......"

Lu Haochuan who was sitting in the audience was already stupid, this lawsuit was fighting, and the remaining three months of interest were not returned, so they had to give the other party money?

After Tang Fangjing finished speaking, he looked at Luo Duancheng next to him and said with a smile: "You have the money to go home for the New Year." ”

Luo Duancheng still didn't react, I don't have to give him money now, he still has to pour me more than 5,000 yuan?

Is this the world of law?

Lao Zhou's verdict is also very fast, the facts of this case are clear and the evidence is clear, and the verdict can be made in court.

It's just that the key evidence is still brought out by the plaintiff himself......

After the verdict, Lu Haochuan was taken away by the police, his face was dazed, as if he had been wheeled a hundred times.

After the case was judged, Lao Song flashed again and perfectly assumed the role of the mascot.

Walking to the door, Tang Fangjing said: "Master Luo, don't be happy yet, I estimate that you definitely don't have a contract, but it's okay, go back and contact your co-workers, and prepare evidence of your previous work according to my requirements." ”

Migrant workers basically have to confirm the labor relationship when asking for wages, but there is no need to worry about this, and it is easy to confirm it in the current environment.

As for Tang Fangjing himself, he was going to inquire about the boss of the construction company first, to see what kind of quality the other party was, and to do the work in front.