280. Bad money drives out good money
To put it simply, some online fundraising businesses are mainly aimed at some patients who are suffering from diseases and have no money for treatment, which can be crowdfunded from the whole network, which can be regarded as a kind of online charity fundraising.
It was a good thing, but when there were more companies involved, it brought all kinds of problems.
For example, the platform needs to make a profit, it needs to charge a service fee, whether the information of the fundraiser itself is transparent, and the flow of funds.
Among them, some platforms have begun to make trouble.
A lot of He He's funeral company's business is in the hospital, although it is not enough to say that people are waiting at the door before they die, but they are more or less connected with the hospital, and where the patient is critically ill or about to pass away, he will be notified in advance.
After all, the capacity of the hospital morgue is also limited, and it can be arranged to go to the funeral home as soon as possible to relieve the pressure of containment.
Recently, though, there have been more salesmen outside the hospital wards.
These salesmen are not funeral companies, but promoters of a crowdfunding platform.
"These promoters will find the families of those patients, ask them to submit a fundraising application, and then take a fee from the money raised, which has nothing to do with us, if it can really save people, it is a good thing."
He He said with a melancholy face.
"However, the promoters of these fundraising platforms will ask the patients in the whole building, no matter how big or small their illness is, whether the patient's family has money for treatment, which has caused a lot of commotion, and most importantly, they also voted for this news, which has caused a lot of trouble for our business."
"Why are they going to hit you in the news?"
Qiao Du thinks it's amazing, let's not comment on what the promoters of these platforms do, they don't have any conflict of interest with the funeral company, why do they want to buy black drafts?
Even if more money is raised, the people who can't be saved will still die, and they will have to do funerals in the end, so why bother.
"Maybe it's because when I met them in the hospital before, I said a few words casually?"
He He was a little unsure.
"What did you say?"
"At that time, there was a deceased who had just passed away, because it was a funeral business, so I went to communicate with the family, and before I saw the family members, I found that those promoters pulled the family members to let them hang crowdfunding, I thought that this person had already left and hung crowdfunding, that is not fraud, just warn them not to go too far, otherwise they will report them, now I think about it, I may think that I have already reported it, so I will start first."
He He cupped his cheeks and said while reminiscing.
"Did you report it eventually?"
Qiao Du turned on the melon eating mode.
"Nonsense, of course I reported it, but that platform only took down this one, I think, there may be a lot of fake ones."
He He puffed up his chest and said.
"On the one hand, they deceive people, and on the other hand, if there is a lot of deception and people don't believe in this kind of public fundraising, then those who are really in need will not be helped."
"Bad money drives out good money!"
Qiao Twilight empathizes.
In the past, when I was in college, there were many people who received subsidies for poor students wearing designer clothes and shoes, which was really infuriating.
"Don't worry, I'll go to the hospital today to see the situation, if they are really liars, then I will definitely not let them go!"
Qiao Du has a full sense of justice.
After all, the people who donate money are ordinary people with good intentions, and this kind of two-headed guy must be punished.
Also, there may be anomalous effects in this process.
Qiao Du asked He He about the specific hospital, then left the funeral company and took the bus to the destination.
On the way, he also asked Xiao Ai to check the relevant information of this platform.
After all, He He's family can't believe all of it.
Thanks to Xiaoai's powerful information processing ability, Qiao Duan obtained all the detailed data of this platform, including the flow of water.
Of course, with these data, Qiao Du couldn't see it, so he asked Xiao Ai to sort out the data and gave a few conclusions.
First of all, there are now more than half a million fundraising projects on this crowdfunding platform, of which one-fifth are fictitious projects where the recipient is dead or out of danger, and a quarter of the projects are not financially challenged, and some of the remaining projects raise much more than they actually use.
When converted, more than half of the fundraising projects are purely money-making.
"So why are there so many fake projects, and this platform hasn't thundered yet?"
Qiao Twilight asks Xiao Ai a question.
Under normal circumstances, this level of fraud would cause big news for one in 100 people, but the platform's online reviews are not a big problem, which is strange.
"Report to the owner, according to the test, the platform has a refund procedure, if it is judged that the project is over or the fundraising fails, the donation will be returned to the donor, but the procedure processing takes a cycle, usually three to five months, therefore, I judge, most users do not know the specific situation of the platform."
Xiao Ai in the phone replied.
"I see, that's smart."
Qiao Du probably understood.
For example, if a project raises 100,000 yuan, only 20,000 yuan is used for treatment, and the remaining 80,000 yuan will be returned to the person who donated the money at that time in proportion, but this process takes several months, and the interest generated in the middle belongs to the platform, and there is also a handling fee for the promoter, which is relatively normal, after all, the operation of the platform and wages are costs.
Those fictitious projects are completely different, which is equivalent to earning several months of interest for nothing, and belongs to the white wolf with empty gloves.
Moreover, it has only been two months since the platform was first promoted, and it is difficult to say whether the money will really be returned after three months.
Secondly, the normal fundraising procedure, the platform has to review the various circumstances of the applicant, and the certificate issued by the hospital, which is very cumbersome, but this platform does not need these at all, as long as it is a customer developed by the promoter, it can be released by simply filling in the information, and many people they find are greedy for this and publish it on the platform.
Finally, even the use of donations itself can be fraudulent, and it is difficult for people who are not particularly familiar with the hospital process to see what is the way to go from the whitewashed reports.
How to say it, probably there are still many good people in this world, and they don't really know how to question it.
"There's a big problem."
Qiao Du determined that this platform was more or less problematic.
I just don't know if there is an abnormal effect behind this, after all, these things are too immoral to do, and it is hard to imagine that humans can do them.
When he arrived at the hospital, he saw two men in suits trying to persuade a man as he reached the corridor of the ward.
Qiao Du didn't hear what they were talking about when she saw bright red words popping out of the heads of the two men in suits and leather shoes.
[Whispers of the devil, they are handing over a demonic contract, don't sign it, or they will sell your soul!] 】
(End of chapter)