Chapter 177: "Selling Insurance" Can Make Money!

In Datong City, several carrier pigeons soared into the air.

Wang Li was not very worried about Cao Wenzhao's return to Datong after breaking through the encirclement, and even expressed his support!

Because, Datong City is an important stronghold in Shanxi, the city is strong, and the grain and grass reserves are sufficient.

Moreover, because Shanxi has been affected by disasters year after year, the people of Datong Mansion have moved to Sichuan, and it is difficult for Huang Taiji to grab the materials he needs.

As long as Datong is in the hands of the Ming army, Huang Taiji will have worries - whether it is marching in the direction of Shaanxi, Henan or Xuanfu, it will be constrained!

Even if he wants to retreat to Shenyang, he has to worry about Cao Wenzhao following and chasing!

Knowing that Hai Lanzhu was "looking for a husband for a thousand miles", Wang Li was even more surprised!

This great beauty from Mongolia should be twenty-five years old this year!

I like this kind of mature charm, cheerful and intellectual, dare to love and hate women!

But there's no hurry!

After Huang Taiji retired from the army, he sent her to Sichuan, which was more secure!

At this time, Liu Ruyan is two years younger than her, and she has a bit of a mature taste!

"Factory, didn't you say: You don't have to sleep for a long time before you die, you will sleep long after you die!

It's all three poles in the day, you don't want to get up, at least you have to let the concubine get up, right? ”

"What's the hurry!"

Wang Li smiled, pulled the quilt, and began to move his hands and feet again: "It's relatively safe these days, don't waste your time!" ”

"Factory Father, ......"

Liu Ruyan looked shy, and wanted to refuse and welcome: "The concubine is anxious!" Zheng Zhilong's fleet has been waiting at Jinjiang Wharf for half a month!

The production capacity of silk weaving mills and soap factories has never been increased!

You can't make money if you have money, and the concubine is really in a hurry! ”

When it came to the soap factory and the silk weaving factory, Wang Li sighed lightly, and suddenly lost his interest!

The soap factory is still easy to do, install a few more generators, build a few more electrolytic salt "workshops", and the production efficiency can be rapidly improved!

However, silk weaving mills are different!

The supply of silkworm cocoons and cotton is still guaranteed for the time being!

It's just that the production efficiency is too low!

To expand production, we can only build more workshops and recruit more weavers!

More than 20,000 newly recruited weavers are learning in various workshops!

When the seventh, eighth, ninth and tenth silk weaving factories are completed, they will be put into production immediately!

I really don't understand, how can Daming's silk and cotton yarn products be so popular?

It's a pity that the efficiency of pedal looms and handlooms is really not complimentary!

The use of the steam engine is imperative!

The biggest problem at the moment is that the problem of "air leakage" has never been solved!

The solution Wang Li can think of is to use rubber at the close junction between the piston and the cylinder!

However, Tuo Zheng Zhilong went to the Americas to look for oak trees and rubber, but there has been no response so far!

During this period, the output of iron ingots and coal also has a downward trend!

There is no way, I buried a "thunder" for myself!

In the beginning, if the iron-making and coal digging workers were disabled, they were generally given a pension of three hundred taels!

Stimulated by the high pension, countless miners went forward one after another, and the output skyrocketed!

However, mine landslides, gas explosions, smashing, falling, drowning, and all kinds of accidents are endless!

There are several cases almost every day!

Since January this year, in just nine months, more than 2,000 miners have quit with disabilities!

The successive safety accidents not only made the miners afraid, but also made Wang Li's flesh hurt!

With a pension of nearly 700,000 yuan, who doesn't feel pain?

Wang Li is in pain, and the miners are also in pain!

Because, as women become "valuable" and the model house is "born", a pension of three hundred taels is really nothing!

In this era, there is no construction machinery, and it is all up to the miners to carry it on their shoulders, and the production efficiency is not high!

Miners cherish their bodies, and they are afraid of being disabled and dying, and the production efficiency is even lower!

In fact, it is not a problem of low production efficiency, but an increase in demand for iron ingots and coal!

All over the country, more than half of the iron ingots and coal are supplied by Sichuan, with high quality and low price!

If the production capacity cannot be increased, the market will be snatched away by others!

Construction machinery, Wang Li really can't make it!

In this case, the only way to do this is to scale up and let the miners have no worries!

Just like I did at the beginning, dig for me!

The only priority is to raise the pension!

At the very least, the injured should be able to afford to marry a wife and live in a model house!

At least, let the parents and orphans of the victims of the mining disaster have a living guarantee!

If this is the case, the pension needs at least seven hundred taels!

Although the wool is out of the sheep, if you want real money to take out the pension, Wang Li is really painful!

This is the thunder that I buried myself!

Alas!

I knew that at the beginning, the pension would only pay a few dozen taels!

I knew it early, and I will launch a model house in a few years!

I knew it earlier, and then launched the "pension" plan after a few years!

"Factory, in fact, not only the mines, but also the soap factories, silk weaving factories, gunpowder factories and various construction sites, even the laborers who are harvesting rice, there will be more or less safety accidents!

These conscripts are afraid that they will get sick, and they are even more afraid that they will be disabled and quit!

When I get to work, I don't work as hard as I used to! ”

Liu Ruyan's words made Wang Li's heart cool and cool!

More than 2 million people have moved into Sichuan, and the number of forced labor has increased a lot, but the production efficiency is not as good as before.

That's right!

Since there are "social security" measures such as "pension", wouldn't it be solved if a "medical insurance" or "accident insurance" was introduced?

On the Yellow Book of Sichuan Province, there are nearly 9 million people, and the base is huge!

If, per person pays one or two silver "insurance money" every year, it will be more than 9 million!

Even if the number of disabilities increases tenfold, this fund will be enough to compensate!

Sick herbs, don't cost a few bucks!

And earn!

No, "accident insurance" only cares about disability, and ordinary illness to buy medicine, you have to buy another "medical insurance"!

The people of this era attach great importance to the filial piety and send-off of their parents - if they have parents at home, they generally will not self-harm or commit suicide to cheat insurance!

Well, there's a lot to be gained!

That's it!

……

Soon, the yamen gates of various states and governments, and the conspicuous positions of various construction sites and workshops, were plastered with notices of "accident insurance" and "medical insurance"!

"Yo! If a mining accident causes death, those who do not purchase accident insurance will only pay 300 taels of silver; If you have purchased accident insurance, can you get a compensation of 800 taels? ”

"That's right, if you buy accident insurance, the disability pension will rise to five hundred taels!

It's more than double the previous two hundred taels! ”

"I'll go! Only one or two pieces of silver insurance money are charged every year, and if you don't buy it, you won't buy it for nothing! ”

"Look, there's still one over here!

Every year, the people who have purchased "medical insurance" can see a doctor in the clinic designated by the West Factory without spending a copper plate?

Is there such a good thing in the world?

It's not a lie, is it? ”

"Brother, you're from out of town, aren't you?

I can tell you, as long as it is a notice presented by the West Factory, it has never been unhonored!

In our Sichuan, the West Factory is more effective than the county master! ”

If that's the case...... "medical insurance" and "accident insurance" are only two taels of silver a year, and you have to buy them with gritted teeth!

At the very least, buy a peace of mind! ”

"I'll go! It's only two taels of silver, and you can buy it with "gritted teeth"?

Didn't the notice say that the local people in Sichuan can only buy it at one time!

You are moving from other places, if you want to buy, you can register and deduct it from your salary in 12 months! ”

"Oh, it's still like this!

You all say that Xichang is a "saint", and there is really nothing wrong with that!

Now go and register, hehe! ”

……

Xichang's words are true, coupled with Wang Li's image of a "saint" for the benefit of the people, the insured people of "accident insurance" and "hospital insurance" have reached more than 3 million in a month!

The silver that has been pocketed is as much as five million!

Not surprisingly, this number will continue to increase in the coming months!

From this money, the disability pension is allocated, and the real wool comes out of the sheep!

Of course, if you can pay less, you will earn more!

The safety education of the insured people, as well as the safety measures at various construction sites, not only can not be relaxed, but also continue to be strengthened!

"Factory father, we just have "insurance", and immediately let the people pay attention to safety, isn't it a contradiction? ”

"Damn!

Our Jinyi guards all have disability pensions, who is braving the fire again? ”

"Factory father, what you said is not right!

As long as it is a mission, the brothers all have no hesitation, and they all play with their heads and their lives! ”

"Uh...... What's this...... That's a good word, but ...... Let's take our West Factory as an example!

The purpose of this pension is to let the brothers have no worries, not to encourage everyone to play with their lives!

Just like this expedition to Taiwan, at least, let's drag the artillery to the shore first, first bomb the Dutch all over the ground to find teeth, and then let the brothers rush up to grab people's heads!

It's better to be alive than anything else, you name it! ”

"Like...... There's some truth ......"

"That's right!

You arrange some brothers who can speak well to go to the construction sites and workshops everywhere to popularize safety knowledge as soon as possible!

Of course, this "pay attention to safety" thing should be a different set of rhetoric!

For example, "If you have a disability, you can at least enjoy your own "accident insurance" compensation!"

But if you die, someone else will live in your house, marry your wife, beat your children, and enjoy your compensation! ”

In this way, the people who have already participated in the insurance will pay attention to safety! ”

"But...... It's not ...... It's back to the old days! ”

"I'll go! It's a matter of balance!

The insurance we sell is just a last resort, so that the families of the insured people have something to rely on, do you understand?

Who wouldn't want to live well? ”

"That'...... I'll send someone to try it......"

"That's right!"

Wang Li nodded, the matter of "accident insurance" has come to an end for the time being, and the next thing is the issue of "medical insurance"!

Normally, if the people have a cold or something, grab a few pairs of medicines, usually two or three hundred yuan;

Many times, people with life diseases are "able to carry it", and they can't bear it anymore, so they will go to the clinic to see a doctor!

With medical insurance and free medical treatment, it's different!

If you guess correctly, big and small diseases, they will run to the clinic!

If this continues, it is estimated that millions of "medical insurance" funds per year will not last long!

If you don't do it, you'll have to die!

Perhaps, there are cunning and cunning people who go to familiar clinics to "fake medical treatment" to get medical insurance!

Therefore, only in the clinic designated by the West Factory can you enjoy the free diagnosis and treatment in the "medical insurance"!

I'll go!

In the more than 250 prefectures and counties in Sichuan, at least 250 clinics should be opened!

Oh no!

I guess it's enough to double it again!

This also needs a balance, and only when the operation is good can there be money!

Common medicinal materials can be purchased in bulk and distributed to the clinic, and the cost is not too high!

By the way, there is only Jinyiwei in the West Factory, and there is no diagnosis of Langzhong!

All right!

500 clinics, 500 doctors are hired, and the monthly salary is 10 taels of silver, which is only 5,000 taels!

In a year, it's only 50,000 taels!

For a clinic langzhong, the salary of ten taels of silver per month is ten times higher than that of ordinary servants, and it is definitely faster than the money from running a clinic!

If there are Jinyi guards to supervise them, they shouldn't dare to mess around!

Hum!

As long as you find one messing around, cut off your head immediately!

Let's see who dares to mess around!

That's it!

Now the question is, where to find five hundred langzhong?

"Factory father, this is not easy to do?

There are four or five clinics in every state and county!

Let's find two with slightly better medical skills and buy them over, can't we? ”

"Okay, that's it!

Find a few Langzhong in Chengdu City and try it first!

Wait!

Let's investigate first, and see how much their monthly income is when they open their own clinic! ”