Li Bosheng came back from the investigation and brought back a lot of suggestions and demands from the people below, and after summarizing and summarizing, he made a booklet and presented it to Zhu Gaochi.

The two most important things are the way to settle bulk goods and the demands of horses.

"Is it possible to set up a bank?" Zhu Gaochi proposed.

Zhou Shifeng, Xu Ning, Gao Zhen, Gao Changfang, Wang Ren, Ma Lin, Li Bosheng, etc., had different expressions when they heard this.

Some people had already guessed Zhu Gaochi's thoughts and showed concern.

"I'm afraid this is a taboo." Li Bosheng pointed out.

It's about treasure money, even the little prince can't bear this relationship, Li Bosheng is afraid that the little prince won't understand the power.

Don't look at the treasure money of the Ming Dynasty, because of the poor financial system, it led to the withdrawal from the historical stage in the later period, but the current imperial court is regarded as the top priority.

"Your concern is right, but the cash drawer will not be used externally, it will only be used to settle commodities internally, and it will not flow into the market." Zhu Gaochi explained to everyone.

This method is a disguised exploitation, and no one can say whether the court will pursue it, in short, there are still risks.

Zhou Shifeng, the chief treasurer, cautiously proposed: "Do you want to prophet the prince?" ”

Zhu Gaochi thought about it, and Zhu Di was indeed qualified for this matter, so he put down the matter first and discussed the rest of the things.

"Although we have a horse policy, the cost of raising horses is high, and we need more land, so it is better to use it to grow food, so it is better to buy horses from the grassland."

Li Bosheng said with a smile: "This is the suggestion of the stationmaster of Baodingfu Station. ”

"Huh."

People laughed, "It's so talented." ”

"Write down this person's name, with such insight, it can be regarded as a talent with strong initiative, which is worth cultivating." Zhu Gaochi affirmed.

Zhu Gaochi turned his head to look at Li Bosheng again and asked, "Since you brought it up, what do you think about this matter?" ”

Li Bosheng did not hesitate, he was no stranger to the situation in the grassland.

"Since the ghost power red man killed Timur and stood on his own, he called the Khan to go to the Yuan and became Tatar, so it was divided into three parts, Tatar, Warat, and Uliangha."

"Because most of the imperial court's appeasement policy has been surrendered, since Uliangha led 200,000 people to annex, the external situation has been calmed, plus the guards outside Kaiping and Daning, so this policy can be achieved."

After Li Bosheng analyzed, he finally made a suggestion: "The subordinates suggested that they should cooperate with the Uliangha Department first, which can not only solve the demand for horses, but also deepen the control of the Uliangha. ”

It seems that there is still a level, Zhu Gaochi thought with satisfaction that this person passed his examination.

Because this person is very right in his analysis.

Uliangha is indeed relatively stable, and there was no major movement in the Ming Dynasty.

Speaking of which, the relationship between the three is also wonderful.

The Tatar Ministry was the strongest at the moment, and later rebelled against the management of the Ming Dynasty, Qiu Fu died in this counterinsurgency, and finally ushered in Zhu Di's northern expedition.

Zhu Di was dispatched, the Tatars were naturally flattened, and the distant Warat absorbed the remnants of the Tatars, felt that he could do it, jumped out again, and then led Zhu Di away.

In the end, both Tatar and Warat were gone, but Uliangha made great progress, cooperated deeply with the economy of the Ming Dynasty, and obtained a rich and stable life.

Later, the Tatars were reunited and divided into the left and right wings, with the right wing of the Mongol Altan Khan rising and the left wing fleeing to the east for fear of being annexed.

Altan Khan ended the military confrontation between the Tatars and the Ming Dynasty, called the minister Nagong, and obtained the permission to exchange markets with the Ming Dynasty.

The left-wing Mongols secretly traded with the Ming Dynasty through the conquest of Uliangha, which was later known as Duoyan Sanwei, in the name of Duoyan Sanwei.

The Ming Dynasty was faced with the rise of the Later Jin at that time, so it was regarded as not knowing that it could be regarded as cooperating with the left-wing Mongolia to fight against the Later Jin.

In the early days of the Later Jin Dynasty, through the mutual market with the Ming Dynasty, it was still somewhat economical, but because of the long-term economic blockade of the Ming Dynasty, Mongolia was poor and even looked down on the Later Jin.

There is no armor, reduced to light cavalry, and the horse is also thin, so it can't play the role of light cavalry, and it can't beat Houjin, and it can't run.

However, the two dying forces, among them, Emperor Chongzhen and Lin Dan Khan are two strange people, who often make amazing moves, and the two people with high hands and low skills are indeed inferior to Huang Taiji.

Zhu Gaochi's judgment is that at present, it is indeed a priority to develop Uliangha, and through economic means, the in-depth development of Uliangha will supplement the industrial ecological chain of Beiping.

Because industrial development needs a stable environment, Warat and Tatar are still unstable at the moment, and Zhu Di will talk about benevolence, righteousness, etiquette, wisdom and faith in the future.

After the meeting, Zhu Gaochi returned to the palace, met Zhu Di, and brought up the matter of Qian Zhuang and Daning Wei.

"Money? Don't mess around, boy. Zhu Di was taken aback.

Zhu Gaochi explained his thoughts, but Zhu Di didn't believe him, and the eldest son was the one who gave the ladder to go to the sky.

He didn't believe that his eldest son would stop there, he must have set his sights on the treasure money.

Ge Cheng was also on the side, helping the prince persuade Zhu Gaochi, "The sage attaches great importance to the matter of treasure money, it is a matter of national affairs, and you should not act rashly." ”

Seeing that Zhu Di was not fooled and Ge Cheng did not cooperate, Zhu Gaochi could only tell the truth.

The matter of treasure money is indeed not easy to operate, but you must grasp it in your hands, because industrial development is inseparable from finance.

The role of finance in industrial society is tantamount to increasing leverage, and the original power of one point can be magnified tenfold.

It is even possible to absorb a large amount of private equity through railway dividends, which is what the United States did in the first place, forming a huge capital plate.

In essence, the benefits of selling railways at low prices in the next two or three decades will be obtained in a short period of time.

The principle is to concentrate on doing big things, and abundant funds are used to develop all walks of life at present, forming a virtuous circle.

Let the industrial economic model of industrial commodities and industrial commodities, industrial commodities and agricultural commodities, get "oxygen".

Zhu Gaochi pondered for a while, and said in easy-to-understand words: "The operation of the economy, my father and Ge Changshi already understand, so let's give an example." ”

"The principal of one dollar, through the social division of labor, in the cycle of agricultural society, the total production value obtained is ten yuan, of which five yuan is agricultural products."

"Then through the role of the money bank, you can provide the principal of ten yuan, and finally get the total production value of one thousand yuan."

"Five yuan of agricultural products remains the same, providing the same population with the food they need, but with nine hundred and fifty yuan of industrial goods."

"These 950 yuan of industrial commodities enrich the commodities in the people's homes, which is equivalent to increasing the wealth of the people."

"When the people have more wealth, they can buy more commodities, and the rich mineral resources of the land will be fully developed, and eventually the gross social product will exceed that of all dynasties."

"If the current Ming Dynasty, the gross domestic product dominated by agriculture is one, then after entering industrialization, the gross domestic value dominated by industry is one hundred, and it will roll bigger and bigger."

This is the essence of the industrial sea.

In the world war, it doesn't matter how many people die, as long as the factory is running, a steady stream of all kinds of materials is produced.

The loss of a million troops, the loss of the materials and weapons to equip a million troops, immediately reproduced and continued to equip a million troops, and then put into the battlefield.

But an agrarian society is not good, because the industrial output of the agrarian country is low, and it is impossible to replenish the materials needed by the new army.

Zhu Di is a little incredible, according to the boss's meaning, after industrialization, the national strength is a hundred times that of the present.

What is the concept of a hundredfold?

During the conquest of Wuliangha, my father spent many years, starting from the eighth year of Hongwu and the twentieth year of Hongwu, accumulating savings in Daning and Liaodong, establishing various guards to supplement the army, transporting grain, cloth and armor as reserves, and finally achieving success.

According to the understanding in the boss's words, a hundred times the national strength, it only takes a month for Daming to be launched.

With this efficiency, Zhu Di didn't dare to think about where the Ming army could fight.

Ge Cheng couldn't close his mouth in surprise, the little prince is opening his mouth, right?

Zhu Di didn't dare to agree, and he was reluctant to refuse.

After thinking about it for three days, he relented and agreed to Zhu Gaochi, and explained solemnly that he must not flow into the people.

……

"Money?" Zhang Dehui was in a trance.

He understands the truth of Qian Zhuang, and there is still a bank in the Song Dynasty, but he doesn't know what means the little prince is going to use.

"Each family can provide silver taels into the money bank in exchange for the money bank's food stamps, or they can use the mine as collateral in exchange for the money bank's food stamps, then the food stamps can be used for each settlement."

Zhu Gaochi didn't dare to take too big a step, so he used the most conservative means.

In the early days, the bank would also charge management fees for depositing money, and Zhu Gaochi did not plan to collect it, but he also did not plan to engage in a lending business.

In the lending business, it is necessary to wait for the food stamps to gain the trust of the merchants and have the value of the money, and then carry out this business, and then the borrowing will naturally be the lending of food stamps.

Zhang Dehui is already the largest mine owner in Beiping and the largest Party B of China Heavy Industries, purchasing countless coal mines from his mine every year.

"The food stamps provided by Zonghua Heavy Industry can be exchanged for grain, and the grain stamps with a face value of two stones can be exchanged for one or two silver from the cash cabinet according to the current market price."

"What does that mean?" Zhang Dehui didn't understand a little, it was different from the cash cabinet he imagined.

"The merchants in the south, because of the opening of China and France, transported grain to the north every year, so they could exchange grain for grain stamps and use grain stamps to settle railway freight."

"And the merchants in Peking can exchange silver taels for grain stamps, and use the grain stamps to settle railway freight, or settle with China Heavy Industry Iron Works and Coke Refinery."

After hearing this, Zhang Dehui said incredulously: "This method is good." ”

It fully combines the advantages of commodities in the north and the south, supports the role of exchange, provides a guarantee of the value of grain stamps, and solves the settlement problem for merchants.

Zhu Gaochi smiled smugly.

Merchants and railways in the south settled freight, plagued by the transportation of large quantities of silver, directly through the grain exchange for grain stamps, settlement of freight, to the southern merchants of all benefits and no risk.

The merchants in the north exchanged food stamps for silver taels, which could not only settle the expenses, but also exchange grain, which was also beneficial and harmless.

(End of chapter)