When China Heavy Industries only had a steam engine factory, the account office only needed to keep accounts, purchase raw materials, workers' wages, factory expenses, and profit balances.

Later, a coke refinery, an engineering team, and a railway engineering team were established......

The workload has become complicated by the gradual consolidation of each factory's separate account office and the responsibility for the total income and expenditure of all factories.

In daily affairs, the account office eventually became the finance department, and many prototypes of the financial system in later generations came into being.

Cai Wen gave a brief introduction to the recent work, as well as the cooperation with the grain stamp bank, and the details of the printing and distribution of food stamps.

"The issuance of grain stamps is greater than the exchange, and the money and silver savings in the silver warehouse are not a big problem, mainly the granary, which is not easy to preserve, and the maintenance also consumes a lot, whether it is possible to set up a grain bank."

Hearing this, Zhu Gaochi was more cautious.

Finance is very important, and the bigger the scale, the more important finance is.

There are many institutional problems in the Ming Dynasty, and if you look at it from an economic point of view, the core of the problems in the Ming Dynasty is the unsound finance.

Zhu Gaochi has read a professional book about the finance of the Ming Dynasty.

Because of the thick general book and the relatively boring content, Zhu Gaochi only browsed it.

It is mentioned that from the beginning to the end, the Ming Dynasty did not establish a complete and specialized financial department, which led to many economic problems.

This is also the advantage of all people in later generations, even if they are not proficient, but because of the information explosion, they will always be exposed to all kinds of information.

Like war.

The ordinary people of the Ming Dynasty can only understand from books and rely on their own imagination, while the ordinary people of later generations have already been bombarded by all kinds of blockbusters, and even developed their own war ideas through some excellent war games.

It looks like child's play, but in terms of the basics, it has surpassed the level of ordinary people in the Ming Dynasty.

As well as various experts, textbooks summarize the problems of the Ming Dynasty, resulting in the fact that in the matter of raising the problem, it can be compared with excellent officials.

Therefore, Cai Wen's question involves specific affairs, so Zhu Gaochi is more cautious and does not reluctantly guide the work.

"In the general direction, we can put forward opinions, but on the specific issues of financial affairs, Mr. Cai understands better than us, so we don't point fingers too much." Zhu Gaochi said with a smile.

Cai Wen then smiled as well.

The saint, the prince and the little prince, there are some differences in the style of doing things for the three generations.

The character of the saint is to manage everything himself, and to ask people to do things according to his rules.

Later, Cai Wen came to the palace and became a vassal under Zhu Di.

The prince does things like a father, but he is not as insistent as a saint.

When it comes to the generation of the little prince, the little prince likes to delegate power to do things, and hands things over to experienced people to do, and is only responsible for the guidance in the general direction and daily supervision.

The three generations have a distinct style of doing things, in the form of a ladder, Cai Wen likes the style of the little prince, so he was invited by the little prince to join China Heavy Industry, and he agreed without hesitation.

The establishment of the entire financial system is the idea proposed by Xiao Wangye, and the implementation of the idea and the combination of China Heavy Industry was created by Cai Wen.

"Because of the uniqueness of China Heavy Industry's position and the advantages of the industrial chain, although profits are generally declining, the inflow of silver money in the industry is greater than expenditure."

"This has led to the filling of silver warehouses and granaries, but if this situation is maintained, it will not only be detrimental to the finances of the headquarters, but will increase expenses."

"Therefore, subordinates believe that reasonable position reduction is conducive to the healthy development of the financial system." Cai Wen gave a detailed introduction.

Zhu Gaochi understood what Cai Wen meant, and asked cautiously: "Will it affect the credibility of the food stamps?" ”

Cai Wen shook his head, with a confident face, "The issuance of food stamps is in a one-to-one state with silver money and grain, because of the good market return of the headquarters, under the current food stamp system, more food stamps can be issued." ”

"From an economic point of view, it is conducive to the food stamp system, and it has no impact on the internal, but outsiders will be more or less worried, so the subordinates have come up with a way to not only solve this problem, but also increase people's confidence in food stamps."

Cai Wen's words successfully aroused Zhu Gaochi's interest.

Sooner or later, he will have to embark on this road when he establishes food stamps, and if the food stamps succeed in gaining people's recognition, they will be able to play a leverage role in industrial development.

"What does Mr. Cai think?" Zhu Gaochi asked curiously.

"The government's plan to reclaim land started last year has already reclaimed a lot of new fields this year, and we can monopolize the surplus grain in these new fields and set up a grain bank in the northern parallel province."

Zhu Gaochi shook his head and sighed, "I'm afraid it's not easy. ”

The northern parallel provinces are very large, and there are many households in the central and southern regions, and they are self-sufficient in grain, and they are rich, but in the north, especially everywhere, there are many health centers, and they still need to supply food from the south.

Then even if Beiping has Xintian, the excess grain, in addition to paying taxes, the government will also distribute it to the Northern Xinjiang Zhuwei.

As well as the armor, bows and arrows, firearms, gunpowder, bean grain, livestock, baskets, hemp ropes and other tools issued to the guards of Beiping every year, all of which require the support of the government.

"In essence, even if it is just a passer, it is also beneficial to the grain industry." Cai Wen said with a smile and patiently explained.

So that's the case, Zhu Gaochi understood what Cai Wen meant.

Even if the food is still supplied to the frontier guard, in this process, there are a lot more things that can be used, and it is the same as the network treasure of later generations.

Relying on this advantage, we can stabilize the status of food stamps and make people trust food stamps more, so combined with the current balance, food stamps can be overissued.

One to one, becomes one to two.

What is important is not the extra money, in essence, it is not the money of China Heavy Industries, and the multi-haired food stamps are equivalent to invisible IOUs.

Instead, using food stamps, China Heavy Industries has the right to use.

A book of 50,000 taels can do things of 50,000 taels, and a book of 50,000 taels can do what a hundred thousand food stamps can do.

With the development, it gradually became one to three, one to four, and one to ten...... You don't even need that one to do the impossible.

One of the main reasons for the abolition of the gold standard and the development of the United States through the means of controlling oil is to guarantee the status of "food stamps".

"This matter can be operated, but I'm afraid there is some trouble on the government's side." Zhu Gaochi frowned and said, in fact, the best partner is the military household.

However, in recent years, there have been too many cooperation between the palace and the guard, and I am afraid that the gains will outweigh the losses if they continue, which will arouse the vigilance of the imperial court.

And the "honeymoon period" of the palace and the government, with the appointment of a large number of chief officials, has also come to an end, in order to prolong this "honeymoon period" as much as possible, Zhu Gaochi is reluctant to pierce.

"The grain line has existed since ancient times, the forces behind it are complex, there are countless grain lines in the Jianghuai area, and the merchants who opened China and France have purchased countless grains every year, and the palace has a foot, which is not a big deal." Cai Wen disagreed.

Zhu Gao knew that this was why he was asked to be in charge of the finance department.

In addition to Cai Wen's professional ability, he also has the identity of a miscellaneous official, who speaks more than Bai and dares to open his mouth in the face of the government.

"Mr. Cai is in charge of this and tries not to cause new problems." Zhu Gaochi hesitated for a moment, and finally supported the other party.

There must be risks in doing things, this matter does not threaten the palace, compared to the benefits that can be obtained, Zhu Gaochi is willing to take risks.

"And Xiao Jiu complained to us, what is the problem with the funding of the R&D Department?"

Cai Wen smiled: "Master Xiaojiu's technology is not said, but the management is still slightly insufficient, and the funds of the R&D Department have been reported by Master Xiaojiu very early, and the result is that it will be exceeded every time." ”

"The problem of the R&D department is not small, and we have also considered whether to find an experienced person to manage the R&D department."

Zhu Gaochi said slowly: "But the work of the R&D Department is unusual, it can't be done step by step, and it is still technology-based. ”

"In some things, you should take more responsibility, take more care, both control and encourage."

"What the little prince means, the subordinates understand, the little prince can rest assured, the problems of the R&D Department will be handed over to the subordinates."

Before Cai Wen was sent to the building, Zhu Gaochi and Cai Wen separated, left the Finance Department, and went back to Beiping City.

……

Beiping City, the pond in the upper reaches of the north of the Tonghui River, is the end point of Caoyun, until the Yongle period, the transformation of Beiping City, the boat can no longer enter the pond.

Present.

In an open space at the wharf, it was also turned into a construction site.

Using masonry, cement, and iron reinforcement technology, low-rise buildings were built one after another, roughly looking like about 100 buildings.

With a "well" shaped layout, the largest building in the middle is left behind by China Heavy Industries.

The foundation has been repaired and is still a few months away from completion.

Xu Ning, Ma Lin and others accompanied Zhu Gaochi to inspect the progress of the construction site, and several houses have been built.

One of the three-story houses, where someone was transporting timber, looked like it was being renovated.

"Who started so fast?" Zhu Gaochi asked curiously.

Ma Lin on the side hurriedly stepped forward and replied with a smile: "The owner of Baiwei Restaurant." ”

"Hui merchants are bold."

Zhu Gaochi praised, he didn't know if he could succeed.

His original plan was to build a commodity distribution center here to replace some of the functions of Beipingfang City.

I considered Tianjin, but I still chose Beiping.

The population and consumption of Beiping are larger than those of Tianjin, and the current economy of Tianjin has not yet developed and has not reached the ideal state of Zhu Gaochi.

In the future, merchants from the south to the north could buy all the goods here, and it became a center of bulk commodity trade.

It's not new, it's similar to the trading center of Chinese medicinal herbs in "Mansion Gate", but Zhu Gaochi's plan is more sound and larger.

Then there is the construction of warehouses, which can solve the warehouse problems of merchants.

"The management of the warehouse should be transparent, and there should be no bullying and domination of the market, and it should be dealt with strictly when it is found."

Zhu Gaochi instructed as he walked, and the stewards behind him took notes one after another, looking good.

According to the principle of economic development, with today's market level, the construction of a bulk commodity trading center here is in line with the needs of businessmen and the needs of China Heavy Industry.

Even if there is no China Heavy Industry, after Beiping becomes Beijing, there will also be similar temple fairs.

(End of chapter)