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"Mithril ......" Angli couldn't refute, as a magician, of course he knew that Mithril was one of the most commonly used materials for magicians to make alchemy items and arrange magic arrays, such as teleporting magic arrays, which was enough for magicians to accept coins containing Mithril as a certain value scale, in fact, the Magicians' Guild and the Academy of Magic were already beginning to accept Mithril coins.

Derek was at a loss, "But where did you get so many Mithril coins?"

"Frankbank St. Quentin Branch, we are at your service and can mint Huàn Mithril for you, as well as provide special collateral loans, but the rate at which the designated Huàn is minted into Mithril must be determined and adjusted by us. Solomon finally threw out the title on his business card.

"Mr. Solomon, you're not just a magician, you're the best businessman I've ever met. The bank, I've heard, first came out of that place famous for its trade with orcs, right? Oh, I remember, that's where you came from when you introduced yourself. ”

Although Derek and they may suffer a loss when redeeming huàn, they are still willing, because the gold coins in their hands can't impress more magicians, but Mithril coins can drive magicians to serve, such as further research on ways to lower the threshold of teleportation magic arrays or reverse research to increase the protection effect on low-level creatures.

As long as you can get greater benefits, even if it is to sacrifice some benefits to Franklin Bank, it is not unacceptable, as a businessman, of course, Derek deeply understands that there is no benefit, why should Franklin Bank help you.

And when it comes to the vision, it is even clearer, even the benefits of Franklin when redeeming huàn are absolutely impossible to monopolize, because with the freedom to do business and adventure in the plane proposed earlier, the Mithril mines of the planes such as Yugudral, Farucion and so on are already examples, as long as the merchants can get more Mithril mines, they will have more sources of money, and the Mithril standard is that anyone can have enough Mithril metal to mint through the guò foundry, and there is no need to rely only on the Franklin Bank.

"Well, that's all for today, I'm very glad that you've been here for a great deal of support, and I'll mention your support and kindness to your majesty, and you'll all be rewarded for the right opportunities in the future. Regina said.

"Mr. Solomon, your words have touched me very much today, and I will go back and tell the other members, and please do not forget my cordial invitation to visit the Mercantile Exchange of St. Quentin. Derek said.

Angli and the others left with ugly faces, but when they left, they all had to admit that Solomon's words caused a great shock, which was a huge difference in everyone's way of thinking, and it was quite impactful to them.

Solomon was about to leave, but Regina immediately made a reservation, "No, you can't leave yet, what you just said must be only a part of what you want to say, I believe that in your heart, you still have a lot to say? ”

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In Regina's study, Solomon saw the little trouble.

The trouble is indeed not big in terms of numbers, because there are only the three goldsmiths with sad faces in front of them, but when it comes to the size of the trouble, what Reginer said is not so simple.

And it came to pass that these three goldsmiths were creditors, to be more precise, creditors of the royal family.

It is not uncommon for nobles to borrow money because of poor turnover, and it is not uncommon for the royal family to borrow money from time to time.

From Edward's previous kings, the royal family became more and more fond of luxury, and the extravagance of the nobility began because of the imitation of the royal family.

In order to prepare for this plane conquest, the royal family borrowed 1.5 million silver coins worth 1.5 million silver coins from goldsmiths a year ago (that is, the total value was equal to 1.5 million silver coins, but the actual payment was both gold and silver coins), which was used to cast fine-grade armor and provide it to the six legions, so that the elite soldiers in it could be transported along the lì tongguò.

The royal family did not provide sufficient collateral at that time, and only pledged part of its value with some jewelry, but this was not enough.

Under the power of the royal family, the goldsmiths succumbed and met the demand for loans.

Edward's plan was that the harvest at Ugudral, which should be enough to repay the loan, but now that there are a large amount of Mithril mines in Ugudral, Edward must now consider sending additional reinforcements to protect his territory and deposits.

Originally, if Edward had given up his interests in Yugudral, the wealth he had already received would have been left after paying the loan.

But in this case, Edward would have no way to arm the follow-up army.

In fact, the royal family had already used the gold and silver stolen from Yugudral to buy iron concentrate, and even if they wanted to repay it, it was not enough now.

In addition, the Asturian royal family has other options, but none of them are a good way, such as selling their domestic territories or other monopoly rights on goods, or waiting for the proceeds of Mithril mining in the Free City to become income, but it will take time, and the goldsmiths will demand that they must be repaid immediately.

Because the goldsmiths' funds are not entirely their own, only a very small part of them belong to them, and they actually divert the money deposited with them by their customers to borrow and earn interest on it.

However, compared with Franklin Bank, the advantage of a single goldsmith in the amount of capital is not enough, and the turnover of Franklin Bank is far stronger than that of a single goldsmith.

Another important point is that Franklin Bank has a lot of fixed deposits, if you withdraw in advance before the time limit, customers will lose interest, which is enough to make many people not withdraw in advance, providing convenience for the bank to gain time in capital turnover.

The goldsmiths are different, they only provide receipts to the outside world, because this represents the credentials that others have deposited with them, and they also have to charge others storage fees, since the fees, it is natural for others to come and take them at any time, so the funds embezzled by the goldsmiths are equivalent to all current accounts, which can be withdrawn at any time, and if they are delayed, the credibility will be questioned strictly. If you can't withdraw the money, then you can only go bankrupt.

Now that the royal family could not repay it normally, and there were customers who wanted to withdraw a large amount of gold and silver coins deposited with the goldsmiths, it naturally caused panic among these goldsmiths, and even if they tried their best to delay, they could not delay it, and if they could not pay it within three days, they could only declare a double bankruptcy of property and reputation.

Therefore, three people were recommended to have a showdown with the royal family, demanding that Regina, as the finance minister of the kingdom and the royal family, must repay the debt immediately, otherwise even if they die, it will not make the royal family feel better, and the fact that the royal family is treacherous and does not repay the loan will be made public.

If he repaid it, he would not have enough money to spend on the armed reinforcements, and if he did not repay it, the credibility of the royal family would be severely damaged, and who would dare to exchange interests with Edward in the future, and he, the Chancellor of the Exchequer, would definitely be to blame.

This Nima is really a small trouble, Solomon sighed, Regina is trying to find someone to be wronged, at least he is sick and rushed to the doctor, and wants Solomon to help come up with ideas.

"Why don't you think of a way to postpone it any longer?" thought Solomon.

"We really can't help it, if we can't pay the customer within three days, they won't believe us at all, and then everyone will be finished. The three goldsmiths wept and mourned.

"I may have a solution to the trouble at hand, but I need some things to be agreed upon by His Majesty and Sir Regina. Solomon thought again.

"What's the way?" Philip also came to his senses, he didn't expect Solomon to really come up with a solution quickly, and Brengalia also looked at Solomon with a curious expression, she had been shocked by Solomon's calmness and the bunch of words she didn't know how to do today.

Solomon's method, a new term for Regina and Philip, was to replace the IOUs given by the royal family to goldsmiths with bonds that could be pledged and traded.

The goldsmiths looked at each other, and in their opinion, there was no difference between an IOU and a bond, in short, it could not be turned into cash immediately, and without real money, there would be no solution to the crisis.

Solomon's patient explanation that the mystery lies in the fact that the IOU is mortgageable and tradable at the beginning, that is, after converting the IOU into bonds, in addition to the royal family must publicly recognize its legitimacy, the mortgage means that the royal family must specify sufficient collateral for this batch of bonds, so that the credibility of this batch of bonds will be restored, otherwise, like the previous IOU, even the mortgage is insufficient, once the royal family defaults and does not return, the risk is too great, who is willing to buy this batch of bonds?

The mere fact that it can be pledged may not be enough to guarantee that the next family will be willing to eat this batch of bonds immediately, but Solomon still has a way.

Therefore, he asked Regina to persuade His Majesty Edward to designate the collateral of this batch of bonds as roughly equivalent to the income of the Mithril Mine in the Free City, and demanded that for this reason, from the start time of the bond bank to the time of obtaining the equivalent value of the Mithril Mine, the part of the Mithril Mine income belonging to the royal family would be directly smelted into coinage and deposited in the Franklin Bank of the Free City as collateral to accumulate as collateral, and Solomon could use this to find the most suitable successor for the bonds, such as a merchant on the exchange like Derek who had been impressed by his words in the salon。

In addition to this, of course, the royal family must also agree to liberalize the restrictions on plane trade for merchants, including the freedom of trade between the two planes.