The next day, Wuhan, the headquarters of the China Federation of Finance and Finance.

The full name of "Caijinlian" is very lengthy, and it is called: China's National Financial and Financial Industry Joint Supervision and Administration Commission. Although the People's Bank of China is responsible for the specific affairs of the monetary bank, the monetary bank is also involved in many aspects, and it is still necessary for the financial federation to coordinate with various relevant units. Therefore, the first meeting of the official legal tender of New China was held here.

The headquarters of the Federation of Finance and Finance and the headquarters of the People's Bank of China are in the same office building, with floors 1 to 7 belonging to the People's Bank of China and floors 8 to 10 belonging to the Federation of Finance and Finance. This arrangement also illustrates the subordination between the two. Like other similar buildings, this office building is also boxy in the shape of a matchbox, which looks very uncharacteristic. Oh, the only thing that can be called a feature is the pair of stone beasts at the gate, and other ministries and commissions have lions at the gates, but the stone beasts here are Pixiu, a pair of white marble Pixiu.

After Liu Yang talked about the advantages of the gold standard, he concluded: "...... To sum up, the gold standard is the current mainstream currency system in the world, and China's current silver standard should also be changed to the gold standard. ”

The change of the currency system of the republic to the gold standard was decided by the central government a long time ago, and today it is just a ventilation for the lower departments. It is also normal for the new China to decide to change the currency system, although in the history of money, silver served as the standard currency earlier than gold. But when it comes to acting as a monetary commodity, gold is far superior to silver. With the economic development of Western countries, the silver standard first transitioned to the gold and silver double standard, and then was replaced by the gold standard in the 2o years of the 19th century. By the end of the 19th century, with the improvement of labor productivity in the silver mining and casting industry, the value of silver continued to decrease, and the price of gold and silver fluctuated greatly, which affected the economic development.

In the history of the original time and space, China did not abandon the silver standard until 1935, not that the Chinese did not know the benefits of the gold standard, the main reason is that the political situation is unstable, the warlords have been fighting for decades, and there is no strong central government to change the currency system. The second reason was that there was a shortage of gold at that time, and there was not enough gold to make reserves, so what could be used to implement the gold standard? And the artillery regime was a comprador regime, and for them, they would rather exchange their domestic gold for foreign exchange than use it as their own reserves.

The situation on this plane is different, the political power of the Socialist Party is quite stable, and its control over the country is even far away from the Red Dynasty, and its control over the country is unprecedented. Therefore, as far as the country is concerned, with the actual control power and prestige of the Socialist Party, there is no problem in implementing any kind of standard system, not to mention changing the silver standard to the gold standard, even changing the grain standard and the salt standard.

However, it will not work if it is taken internationally. If you don't use the gold standard currency, then you can't take it out to buy other people's things, and others don't recognize international transactions. If there is less trade with foreign countries, as was the case in the early days of the Red Dynasty in the original time and space, and it was mainly barter trade, of course, there is no need to worry about the standard. However, on the same plane, China's trade volume with the international community is very huge, and it is better to use the gold standard, otherwise it will be more troublesome for other countries not to recognize it.

At present, international trade is to convert the silver dollar into gold at the same time, and vice versa, while silver has been depreciating and gold has been appreciating, so China, which uses the silver standard, suffers very much in trade settlement. For example, according to the calculation of the Bureau of Statistics, the loss caused by the comparison of gold and silver last year was as high as 170,000 yuan, which is enough to repair the Chengdu-Chongqing railway. Moreover, in the future, the volume of trade will increase, and the ratio of gold and silver prices will also increase, and the loss will be even greater, so it is inevitable to reform the currency system.

Such a loss, and it's a very inexplicable loss, no one can stand it!

"Liu Yang, has the gold content of our country's currency been determined?" asked Wen Desi.

Liu Yang nodded and replied, "It has been determined, according to the gold price on January 1 this year, the gold content of our currency is per yuan O." 75,232 grams of 24k pure gold. This is also the amount of silver yuan currently in circulation in our country to convert into gold, that is, the new currency of our bank will be exchanged for the old silver yuan on a one-to-one basis...... However, as the price of silver continues to depreciate, our government will suffer some losses. ”

Wen Desi smiled: "It's not a problem, if you lose something, you will lose something, our government can still get it back from foreign countries if it suffers, ordinary people don't have this ability...... Okay, you move on to the new currency. ”

“...... Okay, now let's take a look at the sample of the new currency......" Liu Yang clapped his hands, and a team of waiters walked in, all holding a stack of hard-covered booklets in their hands, and gave one to each of the attendees.

"The official name of China's new currency is [RMB], which can also be called [Huayuan], the unit is yuan, and the auxiliary currency is jiao, cent, and centi. Each level is in decimal. There are 13 types of banknotes, namely 1 cent, 2 cents, 5 cents, 1 jiao, 2 jiao, 5 jiao, 1 yuan, 2 yuan, 5 yuan, 1o yuan, 2o yuan, 5o yuan, and 1oo yuan. There are ten kinds of coins, with different materials, the highest denominations are 1O yuan, 2O yuan, and 5O yuan, followed by 1 jiao, 2 jiao, 5 jiao, and 1 yuan four silver coins. Finally, there are three copper coins of 1 cent, 2 cents, and 5 cents...... "Liu Yang asked people to turn on the slide projector and introduced it on the screen."

"The material of this batch of banknote paper is mainly short cotton lint, with a small amount of mulberry bark and other bark fibers, the paper is smooth, tough, fold-resistant, stiff, and has a certain chemical resistance, which can be used for a long time without being easily damaged. At the same time, it has a certain anti-counterfeiting effect, because the sound of this paper shaking is very special, and it is extremely difficult to imitate this sound without a formula and a special papermaking process. Liu Yang took out a banknote, pinched a corner, and shook it vigorously in the wind, and the banknote suddenly made a very special "bang" sound.

"Seven anti-counterfeiting technologies are used in the printing of banknotes, magnetic ink, color-changing ink, fluorescent watermark, buried metal wire, letterpress three-dimensional printing, yin and yang collage, and micro carving, which can ensure that no one can forge it for at least 2o years...... The front pattern of the banknote is used to reflect the theme of national exhibition, industrial construction, and various labor, and the back pattern is used to reflect the theme of China's cultural traditions...... These patterns fully reflect the historical significance of this set of renminbi...... "Liu Yang said.

The obverse patterns of the 1-cent, 2-cent, and 5-cent banknotes are respectively "tractor farming," "automobile convoy," and "barge transportation"; the obverse patterns of the 1-, 2-, and 5-cent banknotes are respectively "a train full of goods," "a Jiao-1 plane flying in formation," and "a liberation wheel driving through the waves"; the obverse patterns of 1 yuan, 2 yuan, and 5 yuan are respectively "combine harvesting grain," "steel mill producing molten steel," and "railway under construction"; The obverse patterns of 2O yuan, 5O yuan, and 1oo yuan are respectively "Giant Airship Formation Cruising Mountains and Rivers", "Farm with Rolling Wheat Waves", "Industrial Zone with Chimneys Everywhere", and "Wende Hei Announcing the Founding of the People's Republic of China on the Fuxing Gate".

The back of these banknotes are all famous domestic scenic spots representing the mountains and rivers of the motherland, such as the winding Great Wall on the back of 1oo yuan, Hukou Waterfall on the Yellow River for 5o yuan, the Three Gorges of the Yangtze River for 2o yuan, and Mount Everest for 1o yuan. There are also "Qiantang Tide", "Mount Tai", "Li River", "Golden Dome Sunrise", "Yellow Crane Tower", "Forbidden City", "Chang'an Ancient City", "West Lake", "Mongolian Steppe", "Tianchi" and so on.

The auxiliary ornaments and patterns are all traditional patterns with distinctive national characteristics, such as Chinese knots, ruyi, cloud water patterns, dragon and phoenix patterns, etc., the patterns are gorgeous and complex, and it is extremely difficult to copy, which is also for anti-counterfeiting. On the front of the banknote is the words "People's Bank of China", below is "Republic 2752", and at the bottom is a row of small characters "1911" representing the Western era.

"Yes, yes! This set of bills is quite good!" Wen Deji nodded in approval, and then looked at the coins again.

The diameters of the three gold coins are 16, 24 and 32 centimeters respectively, and the pure gold content is 7 grams, 14 grams and 35 grams respectively, all of which are gold-copper alloys, but the proportions are different, 1o yuan is 7:3, 2o yuan is 8:2, and 5o yuan is 9:1. On the front is text, with denominations, banks and years, and on the back there are patterns with a clear New Year's painting style, which are carp jumping over the dragon gate, coiling dragon playing with pearls and panda playing.

As a basic coin, the silver dollar is the reverse pattern of the side portrait of Wen Dehei, and it is also the mainstream practice to use the national dollar portrait for the basic coin. The silver coin weighs 25 grams, silver-copper alloy, 9o% silver.

The reverse of the diame coin is full of flowers and animals in the style of gongbi, such as galloping horse (5 jiao), healthy ox (2 jiao), peony (1 jiao), chrysanthemum (5 points), plum blossom (2 points), and orchid (1 point). The silver content of silver horns varies, ranging from 9o% for 5 jiao, 6o% for 2 jiao and 1 jiao. The cents are all copper-zinc alloy, 6o% copper.

These coins are of very good quality, with beautiful patterns and delicate lines, not only on the back, but also around the text on the obverse in a traditional style.

"Yes, yes, this set of coins is also quite beautiful......" Wen Deji nodded in approval. The others were also satisfied, and it wasn't long before they were all in check.

Liu Yang continued: "These gold and silver coins are actually just a transition, because the masses of people are not confident enough in paper money, and they still need to use these coins to top it, and all future coins will not use precious metals." ”

"How many lines?" asked Wen Desi.

"1.5 billion yuan banknote, 300 million yuan coin......"

Zhang Lizheng asked: "Chairman Liu, if the gold standard is on the gold standard, what if someone maliciously attacks our economy and cashes out a large amount of gold with banknotes?

"Although we have adopted the gold standard, it is a gold standard with limitations. First of all, if you want to exchange huàn gold, you must apply in advance, and you cannot exchange huàn freely. Secondly, it is forbidden to bring gold products out of the country. This is a necessary measure to prevent the loss of reserves......"

He smiled and replied, "As for our reserves, are they enough?"

"Okay, let's arrange mass production immediately, starting next month, let's officially do it!" Mr. Wen finally made a decision.

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