The house is cheap, a house only costs more than 100,000.

The question is, how many families can afford it today?

Not to mention 100,000 yuan, in this era when there are very few 10,000 households, how many families can come up with 10,000 yuan?

It's so hard!

Not to mention that in this era, even after 30 years, many young people still owe various credit loans, and the net deposit can be 10,000 yuan, which is more difficult for them.

Therefore, without the support of their families, after only working for a few years, how many young people can get 100,000 savings?

The down payment on a house in a second-tier city can also cost hundreds of thousands of yuan, and for most families, if they don't borrow money from friends, relatives or banks, they can't afford to pay that down payment.

Having a house in the city is a symbol of conquering the mother-in-law for young people, a topic that parents can show off in front of their neighbors and relatives, and a dream that countless families yearn for, but it is also a dog thing that has been trapped in life for twenty or thirty years and reduces the quality of life!

Young people who can't afford to buy a house, and every blind date is rejected, Fang Bai can imagine the longing and despair for the house in their eyes.

And those who have bought and worked hard to repay the loan, silently trying to survive, may not be much better off than before they were purchased.

Fang Bai does not have the ability to change the status quo of the house in the future, at most he can change the housing problem of the company's employees, which has been done very well.

On the third day, Fang Bai continued to look for a house, looking for a house near Jiaotong University.

He felt that he had done well in the college entrance examination, and he was sure that he had no problem going to Jiaotong University, and planned to get a house near Jiaotong University.

Jiaotong University is already a suburb.

In the traditional sense, even after a few years, the urban area is still centered on the "Bund -—— People's Square", with Xujiahui in the west and Pudong South Road in the east.

Generally, old Shencheng people believe that Xujiahui is already on the edge of the "urban-rural junction".

One step further and there is farmland.

Fang Bai is looking for a small house, two bedrooms and a living room of 50 square meters, the price is also cheap, the price of the third floor is 1400 yuan a square meter, the first floor and the sixth floor are the cheapest, only 1150 yuan a square meter, which is much cheaper than two or three thousand square meters in the urban area, and can also have zero down payment.

Wang Dakai fell in love with this real estate with zero down payment, and asked Xia Bai's opinion to buy the first floor or the sixth floor.

"There is no elevator on multiple floors, the first floor is easy to get damp, ants, cockroaches, mice, mosquitoes are more, and the privacy is poor, but those old people like it, no need to climb the elevator, if there is a compartment, it is better.

The top floor of the sixth floor is tired of climbing the stairs, and it doesn't matter if young people climb it, but they are worried that the quality of the building is relatively poor, and the possibility of water seepage on the roof is greater after living for a few years, but just do a good job of waterproofing, it is better than the first floor The tide is uncomfortable, and it depends on your own choice. ”

Fang Bai analyzed that the current problem of multi-storey buildings is like this.

If it is a high-rise residence after 30 years, you will definitely not buy the first floor, the waterway is more likely to be blocked, and the bathroom is more waterproof, which is very difficult to sell.

The waterproofing of the top floor slab is relatively good, and it is no problem to live on the top floor.

The situation is not the same for multi-storey and high-rise, and since there is no elevator, some people prefer to live on the first floor.

If there is a large garden on the first floor and the top floor, the price is a bit more expensive than the other floors.

After Fang Bai asked the salesman, he learned that there was a condition for zero down payment, and he had to have a social security certificate of local employment.

The person in charge of sales saw that Fang Bai and others were driving a car, and planned to buy a set in full, and friends could buy it with zero down payment, and they helped to apply for social security certificates and bank loans, but they had to pay an additional 100 yuan for handling fees.

"If you like it, you can buy it, repay the loan for three or four hundred yuan a month, and your salary will rise every year." Fang Bai looked at Wang Dakai's tangled appearance, smiled and persuaded, "I can lend you the money for taxes and miscellaneous expenses first." ”

50 square meters, put it in twenty or thirty years will be about four million.

It can be said that before 2000, wages rose rapidly, and it was still more cost-effective to buy a house.

"Okay, then I'll buy the sixth floor, and make it waterproof if it leaks, it's better than being damp on the first floor."

Wang Dakai felt that there was no pressure at home, and when he heard Fang Bai say this, he hesitated to buy it, and he was from Shencheng City.

The tax and miscellaneous expenses are estimated to be 15,000 yuan, and he has 5,000 yuan, and he has to borrow 10,000 yuan from Fang Bai.

After Wang Dakai decided, he asked Li Xiaolong if he wanted to buy it together.

"I want to save a little more money, save a few more years." Li Xiaolong replied, feeling that the pressure to repay the loan was too great.

Fang Bai didn't persuade Li Xiaolong again, he had already said what he should have said.

Housing prices in Shencheng will rise a little every year, but fortunately, the increase is not large, and the impact of buying in a few years later is not great, so I will pay more money.

If the house rises faster after 2000, no matter how much the salary rises, it can't match the speed of the house.

After Wang Dakai first handed over personal information, he had to come over tomorrow to handle it, and he got the designated bank to open a bank account first.

On the fourth day, Fang Bai bought three sets of 67-square-meter houses in Shanbei Community, near the Shencheng Securities Exchange Center, all three floors, and side by side, because it is in the center of the Bund, the average price is 2,003.

The five houses are all existing houses, and the total expenditure of the house plus taxes and miscellaneous expenses, plus decoration and the purchase of electrical appliances and furniture, is close to one million yuan.

Fang Bai bought the house, and finally solved the residence in Shencheng, and he could move in after a few months of decoration and ventilation.

After finishing the house procedures, the time also came to July 15th, and after Qin Shuyu finished the last subject, he would have a holiday the next day.

Students from most faculties also have a two-day holiday, and students leave the campus with large bags and small bags.

Wang Dakai also handled the affairs of his house, and he would have to provide the house every month in the future.

At ten o'clock in the morning of July 16, Fang Bai asked Li Xiaolong to drive into the campus and park under the girls' dormitory, causing many students to watch and wonder which girl they were going to pick up.

Today's Santana is no less than the Rolls-Royce of later generations.

In these years, there are too few families with a car at home, and those who can afford a Santana car generally have someone in the family who is a big official, or the family is doing a big business.

Girls' Building No. 3, Dormitory 303.

Qin Shuyu had already packed her luggage, said hello to her dormitory mates, and prepared to leave the dormitory.

"Qin Shuyu, I'll take you to the station, I'll leave tomorrow." Liao Xiaoyan, the roommate who has the best relationship with Qin Shuyu, said.

Qin Shuyu smiled and shook his head: "Thank you Xiaoyan, no need, someone is here to pick me up." ”

"Qin Shuyu, is it a boyfriend?"

"Ugh." Qin Shuyu shook his head and smiled again, "To be precise, it's my object." ”

Liao Xiaoyan said in surprise: "Hey, isn't the object in your hometown, it's good to come so far to pick you up." ”

Qin Shuyu said: "Well, I've already come over, wait downstairs, I'll go first." ”

There were three girls in the dormitory, and when they heard Qin Shuyu's words, their eyes lit up, and they were very curious about what Qin Shuyu's boyfriend looked like, and he ran so far to pick her up.

"Qin Shuyu, I'll send you downstairs." Chen Li, one of her roommates, suddenly proposed.

"Well, I'll also send Qin Shuyu a bit."

"No, I'll just be on my own." Qin Shuyu said, "You're welcome. ”

"Yes, yes."

"Yes, it must!"

Several roommates in the dormitory rushed up, grabbed her suitcase and helped move downstairs together.

Qin Shuyu was a little embarrassed and a little confused, so he had to close the dormitory door and keep up.

The moment the door closed, she frowned, as if she sensed something was wrong, shook her head, and hurried out of the dormitory to keep up with her group of kind roommates.

(End of chapter)