Chen Chao referred to almost all the reform plans in the world for the reform of the new commercial banks, but in the end he still put the gold standard in the headlines, and on the issue of currency issuance and reserves, he referred to many advanced financial schemes in the West, of which 30 percent of the reserves, in the case of economic growth, refer to the total economic output, issue an appropriate amount of additional currency, and control the inflation rate below 0.15 percent. Formally regard financial investment as the main force of economic growth, use investment to create employment, create economic growth poles, find potential infrastructure investment in various countries, rather than limited to loans and currency acceptance, encourage the emergence of various new finances, such as corporate bonds, aristocratic funds, and fully mobilize the development of ordinary individuals' financial business. However, it is necessary to control risks and encourage all kinds of benign investments on the platform of commercial banks, such as encouraging ordinary aristocrats to participate in infrastructure investment in various countries, investment in stocks of companies with great potential, and investment in various cultural products with great potential. In the end, Chen Chaojian moved the headquarters of the commercial bank to Beibu Gulf on Yunshan Island, and as one of the largest shareholders of the current commercial bank, he will provide a 38-storey commercial CAD building as the headquarters of the new commercial bank free of charge.

Just those various investments, and the income brought by these investments, Chen Chao showed the various statements of Yunshan Island's foreign investment over the years and the income brought by the residents of Yunshan Island participating in the investment, and really showed it in front of everyone, even the Luoda nobles behind Lang Ba and Hedi's family were excited, they never thought that their bank would come to bring far more than double the income, if this plan is adopted, and their statement number is real, then three years later, the merchant country will become a real financial empire, and all countries even if the big merchant country does not have a main warship。 They will all come to worship. And the corresponding profit, even the least 0.1% of it here, will exceed hundreds of millions of gold coins.

"The great Muhammad admonished our people to be kind to each other and not to give usury, which is a trick of the Jews. If our commercial banks were to be reformed in this way, would it be contrary to Allah's will? Lang Ba finally asked tentatively. Although he was very impressed, they were the royal family of the Shang kingdom and the only spokesman of Allah now.

"Your Royal Highness, please rest assured, if the commercial banks are reformed according to our plan, everyone will be willing to deposit money in our bank, because we have an annual income of three percent; We can provide interest-free loans. However, the emphasis is on the sharing of the later rate of return, and the interest rate on our loans is only 5 percent, which is far lower than that of loan sharks in various countries. If the commercial banks had been in place for more than three years, I think we would not have acted against Allah's will, but we would have eliminated a large number of usury merchants, because any usurer would have become our competitors, and they would have only trembled in the face of such a powerful group of shareholders. Now that I'm talking about our rating team, the personnel of our commercial banks will be divided more carefully and professionally in the future. For example, there are day-to-day business specialists, loan specialists, investment teams, rating teams, intelligence specialists, management specialists. Commissioner of Finance, Ombudsman. These require a lot of training before we can get these professional talents, and we now have a group of 300 professional financial talents in Yunshan Island Political College, who can be used as lecturers. This is why I moved the headquarters of our commercial bank to Yunshan Island, first, Yunshan Island, as the largest island in terms of economic aggregate in a big commercial country, should be directly linked to our commercial bank; second, all the incumbents and recruiters of commercial banks need to return to the headquarters for training, that is, Yunshan Island can provide so many ships and professional trainers in the first place. Thirdly, as our political center and clerical center, Roda should enjoy his lofty and holy status, after all, if the reform is successful, there will definitely be people attacking the commercial bank, which is normal, but I hope that at that time, others will only have Yunshan Island in their eyes, and there will be no Roda in their eyes. All the blame for reality can be transferred to the Gulf of Tonkin. This is also the image of our big business country, which can be regarded as blocking some diapers. After Chen Chao finished speaking, he sat on his chair and took a sip of water, closed his eyes and recuperated, he believed that these old foxes would definitely be moved by the small financial achievements of Yunshan Island over the years, that is the direct income of hundreds of millions of gold coins every year, as well as the invisible political capital, as well as the military strength and international image that have been improved by the way, it is no longer the wild place it was at the beginning, and now the entire Xiushen Continent has a yearning when it mentions Yunshan Island, as if it is a new holy land. Even these old guys of the five major families are envious, jealous and hateful, no, they want to negotiate, none of them come, and they all hand it over to their juniors, saying that they want to use next year's Cultivation God Continent Tournament to regain the name of the first island. Even the ships of the captured Invincible Armada were neatly docked in Jinshan Bay, and even Chen Chao was shocked by that momentum. But the two islands are fighting each other, that is, there is no part of Luo Da and Xiaoyuan Xingdao, this is the current situation, Lang Ba is definitely not a pedantic person, on the contrary, he is quite enlightened, otherwise he would not have come up directly to depose Lang Jinjin's title of king, and at the same time sent people to actively contact the five major families and Yunshan Island, this conference was also proposed by him, he had full thoughts to make concessions, and he also imagined whether Chen Chao would open his mouth, as long as it was not too much, he could accept it. But he never expected that Chen Chao and his team would definitely not torture the high-end buildings of the entire Shang Kingdom. It's the benefits of unscrupulousness, these are all brotherly friendships that will bring these, just like everyone earns money, but they need some fame. That's why there will be some later changes, such as the change of the headquarters, but on the basis of the general meeting of shareholders, a board of supervisors was added, and the first chairman of the board of supervisors also nominated Lang Ba, which made him a little moved, and also made the royal family and the aristocratic circle of Roda a little moved.

"I agree with the reform of the commercial bank, and at the same time, I agree to all the requests made by Yunshan Island. This is my attitude, and this is the attitude of our royal family, which says that we are all Allah's people, brothers and sisters, and I hope that in the future we will all be united by Allah's side and manage his people well. Lang Ba stood up at this time and said.

"Since the prince has agreed, on behalf of the shareholders of Luoda, I also agree to the request of Yunshan Island, and I also hope that Yunshan Island can properly consider our request, can everything be discussed in the family, and do brothers also have times to fight. Everyone said no. Prime Minister Hedi stood up for the second time and said, everyone smiled, even Chen Chao was blushing, just now he was still thinking about how to fight back after they objected, but he didn't expect that he was really a villain. (To be continued......)