"You don't have to be nervous."

Zhu Yunxi smiled faintly: "Grandpa Huang left the palace to go to Yangshan to recuperate, didn't he just want them to jump out?" ”

"If they don't jump out, it's not good."

Xu Miaojin muttered: "Do you really think that Your Majesty went to Yangshan for this reason?" Why do I think I want to see how you are doing? ”

Zhu Yunxi was slightly stunned and said, "Is there any difference?" ”

While the two were talking, a eunuch outside said loudly: "His Royal Highness, Zhao Mian, the secretary of the household department, and Yang Jing, the secretary of the criminal department, ask to see him." ”

The eunuch knew that Taisun and Xu Miaojin had a secret discussion, so he only shouted outside.

"Let them in."

Zhu Yunxi commanded, and said to Xu Miaojin: "Although the method you said is not good, it also gave Lone a little inspiration, the art of war has a cloud of "Correct Match, Win with Wonder", Lone is in charge of the government, he should do the right and upright law, and there is no need to do things like them. ”

"As long as they stabilize the hearts of the people, they won't be able to make many waves."

Xu Miaojin was thoughtful.

At this time, Zhao Mian and Yang Jing had already come to the palace.

"His Royal Highness Taisun, in the family of the household department, the lower officials really can't be the officials."

Zhao Mian complained as soon as he came up.

"Today's excerpt from the king of Jin, saying that the grassland tribes sometimes go south, and the best way to pacify the grassland is to go out of the army and deter the tribes."

"The Military Affairs Department agreed, and the excerpt was handed to the Advisory Office, and several of them agreed."

"But at the moment, the household department really can't pull out the money."

"The recruitment of the second phase of the new army is about to start, and the combat strength of the new army is obvious to all, and this money cannot be saved."

"The Technology Research and Manufacturing Bureau asked for a fund of 200,000 taels of silver, and said that there were several important things, which His Royal Highness Taisun asked for by name, and he couldn't help but withdraw the money."

"The compilation of the "Hongwu Canon" also requires a huge amount of money, coupled with the severe drought in Shandong this year, many crops have not been harvested, Shandong's taxes not only cannot be collected, but also have to pull out a large amount of money for disaster relief."

"But there is really no money in the treasury of the Ministry of Households, I thought that the tax paid by Suzhou would come up and make up for the shortfall, but now all of them have been transferred to build the new city of Modu."

"All the deposits in the treasury of the household department have been withdrawn, and it is not enough to spend."

"If it was before, it would be possible to print millions more Daming treasure banknotes."

"At present, the treasure banknotes are depreciating day by day, and then printing them in large quantities is not conducive to drinking water to quench thirst, so I dare not take it lightly."

"The lower official is incompetent, so he can only resign to His Royal Highness the Taisun, and I hope that His Royal Highness the Taisun will approve it."

……

Zhu Yunxi's face was slightly red.

In fact, during the Hongwu period, the financial situation of the Ming Dynasty was not too bad, and there was basically a surplus every year.

It is not like in the late stage, and it is necessary to make up for the deficit by levying additional "three salaries".

The reason why he has no money now is mainly because he spent the money.

The weapons that the Forces nouvelles are equipped with are very expensive.

The industrial level of this era is not high, and it takes a lot of processes and a lot of man-hours to build a gun.

Due to the complex structure, the rear-loading gun is much more expensive than the front-loading flintlock gun.

In addition, the cost of fixed ammunition is also very high.

But after tasting the sweetness, Zhu Yunxi didn't want to stop there.

On the contrary, he has ordered that all the guns equipped by the new army be replaced with rear-loading guns and fixed ammunition.

In this way, the shooting efficiency will be much higher.

With a rear-loading gun with fixed ammunition, it is possible to fire continuously.

Depending on the level of process production, each bullet costs a lot.

The Bureau of Technology Research and Manufacturing is even more expensive.

Supporting those craftsmen to do research and engage in the manufacture of new toys is all out of burning money.

The Ming Dynasty is still a typical agrarian society, how can it support the research that industrial societies feel is extremely expensive?

Although the construction of the new city of Modu did not draw money from the household department, the taxes in Songjiang were all cut off in the first place.

All the tax money and grain accumulated in Suzhou were also transported.

In addition, the compilation of the Hongwu Canon was also very silver-intensive.

Pen, ink, and paper are very expensive, and the compilation of books requires the joint efforts of thousands of scholars.

Knowledge in this era is very valuable, and the salaries given by these people are not low.

Thousands of talented scholars and famous scholars who compile books, and the cost of supporting them can support tens of thousands of troops.

Not to mention, to compile a canon, you also need folk books to donate books and collect ancient and modern classics.

Of course, this book was not offered in vain, and the court received the book and wanted to give a reward.

It is often many times higher than the value of the books offered, and the cost is naturally not small.

However, if this is not the case, how can the common people be able to offer their treasured books for the compilation of the canon?

The tax revenue has not increased much, but the expenditure has increased so much, so it is no wonder that Zhao Mian, the head of the household department, is unable to continue.

"Why should Zhao Shangshu resign in a hurry." Zhu Yunxi smiled and said: "The money spent by Lone will be replenished to the treasury by Lonely." ”

Zhao Mian was stunned for a moment and said, "This is not a small amount. ”

Next to him, Yang Jing glanced at him, and Zhao Mian suddenly came back to his senses: "His Royal Highness Taisun is all working for state affairs, and he is not taking it for personal affairs, how can there be any reason for His Royal Highness Taisun to supplement it?" It's the incompetence of the lower officials......"

"There is only one way to fill the deficit in the treasury." Zhu Yunxi interrupted his polite words.

"Please also ask His Royal Highness Taisun to make it clear." Zhao Mian bowed and did not say any more flattering words from before.

He thought about it and thought about it, but he couldn't think of where he was going to get a large sum of silver.

It's just that the grandson acts, there are many unbelievable things, and he can't help but have some expectations.

"When people are short of money, they borrow money from neighbors, relatives and friends to tide over the difficulties."

Zhu Yunxi said: "At present, the imperial court is not enough to withdraw, and the treasury is empty, so let's borrow it from the people." ”

"No!"

As soon as he said this, Zhao Mian and Yang Jing spoke at the same time.

"The matter of increasing the commercial tax has caused a lot of turmoil, although His Royal Highness Taisun cleverly resolved it, but now there are still many wealthy businessmen who are dissatisfied, and among them are not ordinary noble ministers."

"If you borrow money from the people again, I am afraid that it will lead to great disasters."

"If it provokes a civil uprising, it will be out of control."

Zhu Yunxi laughed: "Do you think that the "borrowing" that Gu said is "forced borrowing", right?" ”

Isn't it?

Both were stunned.

The government borrowed money and grain from large private households, and there were cases in all dynasties.

But it was usually a deal between the local government and the local gentry to solve the immediate needs of the local government.

As for the subsequent repayment.

Since the Song Dynasty, the practice of "imperial power is not under the county" has gradually formed.

Most of the local taxes are also collected by the government on behalf of the gentry, and the repayment is naturally deducted from the taxes.

Therefore, in most cases, the gentry are not worried about the local government not repaying the loan.

The situation in Suzhou is relatively special, so the big ones are reluctant to borrow.

But borrowing money from the imperial court is not the same as borrowing money from the local government.

Reward you with a plaque, that is to give you a face.

I want to pay back, but there is no door.

If you borrow from a large household, it is a blow to the strong.

If you "borrow" from ordinary people, you are just collecting an extra layer of taxes in the name of borrowing.

How can this be "borrowed" at will?

It's no wonder that Zhao Mian and Yang Jing reacted so much.

"Lone means, issuing treasury bonds!"

Zhu Yunxi already had a plan in his heart.

The issuance of government bonds is also before the monetary reform.

Through the issuance of treasury bonds, a large amount of gold and silver treasures were raised.

This will then be used as a reserve to issue new banknotes and carry out monetary reform.

In this way, the financial crisis of the Ming Dynasty can be resolved invisibly.

"National debt?"

Zhao Mian and Yang Jing both heard this term for the first time, and they were stunned for a while.

"In the name of building a new army and preparing for military spending, we will issue treasury bonds and let the people buy them, and with their trust in the new army, they will definitely snap up the ......."

Zhu Yunxi explained to them in detail.

What is a national debt and how do I do it......

His Royal Highness Taisun is really a genius in the sky, and he can have such a wonderful idea.

It's just that.

"Although this strategy can solve the urgent need for a while, it will be tasted in the future."

Zhao Mian was still a little worried.

Strictly speaking, agrarian societies do not have the conditions to issue government bonds.

Because the national debt has to pay interest.

The interest on the national debt of the industrial society is covered by economic growth.

Therefore, all countries are willing to issue government bonds.

But in an agrarian society, the economy is almost at a standstill.

Year after year, it's always the same.

At this time, even the lowest interest payment is not cost-effective.

"Rest assured, by that time, the treasury of the Ming Dynasty will already have endless money to spend."

Zhu Yunxi is full of confidence in this.

At the moment, all Daming needs is a start-up capital.

The Technical Research and Manufacturing Bureau is still in the stage of investment, although there have been a series of advances such as rear-loading guns, fixed ammunition, printing technology, etc., but it has not yet reached the stage of large-scale "profitability".

At this time, you need to keep throwing money, money, and money......

However, over time, the subsequent returns will also be very substantial.

The fact that the New Army was able to wipe out the Japanese in one fell swoop is the best example.

Although there is no direct money.

But in the future, I can.

If you really can't, you can also go on an expedition to the Wa Kingdom.

One is to completely solve the problem of the Japanese invaders.

Second, he has long coveted the silver of the Japanese country.

Iwami Silver Mountain has not been excavated on a large scale at this time, and if it can be occupied, then won't there be silver?

With weapons that span the ages, Zhu Yunxi is not at all worried that the expedition to the Japanese Kingdom will not succeed.

Zheng He was already building warships, and the expedition was not too long.

"Then the next official will do it."

Zhao Mian saw that his grandson said this, and immediately agreed.

In fact, he didn't really want to resign, he just wanted to complain and see if the grandson could cut any expenses.

Unexpectedly, the expenses were not cut, but there was a way to collect money.

For this result, Zhao Mian was also reluctantly able to accept it.

Anyway, when he pays back the money in the future, he should not be the head of the household department for a long time, so let the next one have a headache.

After Zhao Mian left, Zhu Yunxi asked Yang Jing: "Yang Shangshu, what is the important thing you want to tell in person?" ”

Yang Jing bowed down and bowed: "The lower official is in charge of the criminal department and is in charge of illegal things. Today, Zhao Mian, the secretary of the Special Household Department, abused his power and embezzled and accepted bribes. Ouyang Lun, the commander of the horses, was rampant, murderous, and evaded taxes. ”

"Oh?" Zhu Yunxi was slightly stunned.

(End of chapter)