367 Lu Chen has made a move!

[Isn't it impossible?] Daheng will be unfinished??? This is one of the leading enterprises in our country! 】

[That's right!] I don't believe it either, Daheng is actually unfinished? 】

[I just went to check on the Internet, Daheng has more than 10,000 real estate projects in the country, and it seems that there are one or two thunderstorms, right? 】

[But. This is how many ordinary people's savings for a lifetime, the house is gone, and the loan has to be repaid, isn't this a trap for our people? 】

[My family too, I can't save enough for a down payment, and I bought a big horizontal real estate, now it's been five years, there is no way at all, I can only live in an unfinished building, and every night there will be homeless people from time to time to steal your things, I am really fed up, I can only persuade everyone not to buy off-plan housing! 】

[But now if you want to live in a new house, it seems that there is only off-plan housing to live in, right? ] 】

[This is a lifetime of savings!] If I don't say it, I won't have anything to say, I'll really break down......]

【Brother Lu. My family also bought a big house, can you help us ......]

【……】

For a while, there were a lot of viewers in the live broadcast room who bought the unfinished building.

Looking at the barrage in front of him, Zhang San couldn't help but be a little curious.

"It's not! Why did so many people suddenly come out of nowhere? ”

"If you know that there is an unfinished building, then how can you still buy it?"

Lu Chen looked at the barrage in front of him, his eyes were also unbearable, and he shook his head helplessly.

"If you don't buy it. Where do they live? ”

"San'er, if you don't live with me, then where will you live?"

Lu Chen's words suddenly woke up Zhang San.

Zhang San's eyes widened, and he looked at Lu Chen with a face full of surprise, and was suddenly stunned.

"Where to stay."

Due to the peculiarities of the nature of his work, he did not give much thought to this issue.

But if you want to survive in this city, I'm afraid ......

He will also choose to buy a house.

It's not just about investing, it's about giving yourself a place to shelter from the wind and rain.

If you use the salary you have saved for several years, pay a down payment, and pay off the super high interest and loan every month.

As a result, the house is unfinished, and I'm afraid he will be unwilling.

Looking at the barrage in front of him, Lu Chen suddenly remembered a lot of things in his previous life.

In his previous life, he was lucky not to buy an unfinished building, but because the major real estate developers were unfinished, the place where he lived directly became a ghost town.

When commuting to work, you can often see some office workers living in it with their families.

There is no electricity or decoration, and you can only use newspaper to paste the windows, which is useless if it is windy or rainy.

He was also very curious about the people who lived in it, and one day on his way to work, he happened to meet an eldest brother who lived in it and talked about it.

And Zhao Cheng also seemed to hear the conversation between Lu Chen and the photographer, and he was full of puzzlement for these people who lived in the unfinished house.

"Is there really anyone living in an unfinished house?"

"There's no electricity in that place, how can you live?"

As soon as Zhao Cheng's voice fell, Lu Chen gave an answer.

"If there was a way, I don't believe anyone would live in it, right?"

"Let me ask you, if you are old and young, and you only have two or three thousand left after paying off the mortgage with the object's salary every month, if you don't live there, where else can you live?"

Zhao Cheng was a little speechless when asked by Lu Chen.

"But is that place inhabited? It really doesn't work. Is it not possible to rent an apartment? ”

"Where did the money come from to rent a house, and didn't all the money from renting a house be used to pay off the mortgage?"

Lu Chen's words completely woke up Zhao Cheng.

Even if he doesn't participate in the show, if the house is unfinished, there really seems to be no good way......

Even if someone exposes these things on the Internet, but for people who really need a house.

They can only bet that the house they bought will not be finished.

For a moment, everyone fell into a long silence.

However, the silence was broken by bursts of warm applause after a while.

Boss Li's speech in the audience has ended.

With a smile on his face and a smug face, he took a sip of tea and looked at the audience.

"Regarding real estate or the cooperation between Daheng and Zhao's Group, if you have any questions, you can just ask!"

"Rub!" With a bang, Lu Chen stood up.

The body has reacted before the brain thinks.

Even if Lu Chen is not a poor person now, he can even be said to surpass most of the middle-class rich people.

But, in essence, he still feels that he is an ordinary person.

If you don't stand up and stop the tragedy in front of you, maybe one day, tragedy will befall you in the same way.

In the audience, celebrities from all walks of life couldn't help but have some doubts when they looked at Lu Chen who stood up.

"Who is this man? I don't seem to have seen this person much in Jiangnan, right? ”

"This seems to be an Internet celebrity on a certain sound, right? How did it end up here? ”

β€œβ€¦β€¦β€

Li Jiaying, who was sitting on the podium, couldn't help but be a little puzzled when he saw Lu Chen standing up.

But he still glanced at the staff in the audience and motioned to hand the microphone to Lu Chen.

Lu Chen took the microphone and looked at Li Jiaying on the podium, his eyes burning.

"I would like to ask Commissioner Li, Daheng Group now has nearly 10,000 projects in Kyushu, and the construction of real estate projects is unknown, but the debt ratio is already amazingly high, and it has even reached an astronomical number!"

"With such an astronomical amount, how did Daheng lend it to the bank?"

Li Jiaying frowned, and looked at Lu Chen in front of him with some puzzlement, not knowing why he asked this question.

However, he coughed a few times and replied:

"This is specifically to use the real estate project as a mortgage, and then borrow from the bank to operate!"

His answer is decent, at least 90% of the real estate developers in Kyushu are operated in this way.

It's just that no one is as bold as him.

According to common sense, after the completion of the project, the real estate company that sells the property obtains a large amount of cash flow, which is generally used to repay the bank's loans.

It's just that Daheng is using this money to frantically expand and buy land, carry out new projects, lend and use new projects to borrow from banks.

In order to achieve the crazy expansion of capital.

Lu Chen also knew this, tightened his grip on the microphone, and continued to ask:

"With such high leverage and debt, it's no longer possible to get a mortgage from the bank, so how do you borrow this money? And who signed and approved the seal? ”

As soon as these words came out, everyone present was in an uproar.

If the previous problem is normal, then the current problem is clearly to find fault!

Everyone looked at Lu Chen not far away in amazement, their eyes full of shock.

(End of chapter)