I heard it from Huo Junyao.

Emperor Zhaowu and Fang Qiao immediately showed serious expressions.

"The second type is interest and loans."

"What is interest? What is a loan? ”

Emperor Zhaowu was a little puzzled.

"Interest is naturally that others save money to the bank, let's pay more money as interest, for example, if others save money, we can give the same zero two or three wen a month, and this extra two or three wen is considered interest."

"Save more and get more, so that there are small benefits, and it is more attractive for people to save money."

The two people on the side pondered, this method is good, but doesn't this mean that the imperial court needs to subsidize a large amount of money every year?

The reason why Emperor Zhaowu desperately wanted to get this money bank was to gather the wealth of the world and then use it to develop the country, to put it bluntly, for the convenience of the imperial court.

All over the country to get money to return the manpower, but also need people to manage, and the total amount of money has already cost a lot of money.

But for the sake of the convenience of the imperial court, he is also willing to do this, if it is according to Huo Jingzhi's statement, wouldn't he have to fill in a large amount of money for no reason?

It's okay for a while, the court has taxes, and some subsidies can make his ambitions come true, and it's nothing.

But what about the future? How will this money bank be obtained in the future?

He can't overdraft all the future state finances, right?

For the sake of one's own merits, overdraft the country's finances in the future, is this a good political achievement?

Obviously not, this is undoubtedly the practice of killing chickens and eggs.

Seeing the faces of the two, Huo Jingzhi guessed their thoughts, and said with a smile at the moment; "Your Majesty, I know what you're thinking, haven't I finished talking yet?"

The way he smiled and groaned made Emperor Zhaowu and the others look stunned.

"Then you go on."

"This second step is the loan."

"There is so much money in the bank, it is impossible to keep it all the time, you can lend it appropriately, and of course there is interest on it."

Subsequently, Huo Jingzhi concisely said some of the operation methods about borrowing that Huo Junyao had said.

"If you do this, you will be able to make money, and the more money you have, the court can also use it to hire people to build water conservancy, build bridges and pave roads, and so on."

"When the people have money, they will consume, which will drive economic development, and the court will also receive more taxes, so if the cycle continues, the country will get better and better, and the people's lives will follow."

"In the words of that girl, it is to let the money flow, not lock it in the treasury and bury it in the ground, only when the money flows, then it can be used to the fullest."

As his words fell, Fang Qiao and Emperor Zhaowu on the side were already trembling with excitement.

This method is simply too good, they never expected that this money bank would have such a big effect.

Especially Emperor Zhaowu, he has always considered Qian Zhuang's help to some big moves of the imperial court, and he didn't expect to be able to operate like this, this method is simply exquisite.

If Huo Junyao knew, I am afraid that she would be able to laugh out loud, what a subtle thing, this thing will be known to many ordinary people in the future generations.

However, there is no way, this is the ideological and practical limitations of the ancient society of the Yu Dynasty.

Say the ancients were stupid? What are you kidding, the ancients were never stupid, but there are many limitations in the vision and social environment, resulting in many ideas that can only be imagined.

Few smart people with both ability and brains may be able to make some splashes, but these splashes will easily disappear directly and completely when the troubled times come.

The ancients also had a lot of people who dared to think, but it was just because the social environment did not allow them to do so, or some people saw the benefits and deliberately suppressed them.

Anyway, there are many factors, which has led to many readers nowadays, and they follow the four books and five classics all day long according to the things that are hundreds or even thousands of years old.

Are these things appropriate?

It can't be said that it is completely inappropriate, but the speed of development of human society is very fast, and the time and situation are not the same, can the social environment of hundreds of years ago be the same as it is now?

Therefore, this also leads to the fact that in many cases, the society does not move forward, but is the reason for the continuous backwards.

Many old Confucian scholars shout the words of the sages and the things in the books all day long, blindly thinking about restoring the old system.

In addition, this ancient tradition of respecting teachers and respecting the way of teachers leads to the fact that even if some young people want to change, what can they do if they are pressed?

"That's very good, Fang Qiao, respectfully, you two will sort these out well, and you must take all aspects into account if you should supplement them."

"I have a hunch that once this thing is done, the Yu Dynasty will usher in a new look, and at the same time, we will also go down in history."

Emperor Zhaowu was very excited at this time.

Fang Qiao was the same, looking at Huo Jingzhi's eyes full of envy, he was really a little envious of his friend, his father-in-law, what kind of outstanding daughter he had.

Even if he grew up outside, he didn't grow crooked, but he was even more outstanding.

The two quickly exited the imperial study to discuss and tidy up.

Emperor Zhaowu smiled and returned to the back of the imperial case and sat down.

"Wen Ruo is still in the palace, right? Go and call him. ”

Gao Fu retreated.

After a while, Prince Wenruo walked in from outside and saluted respectfully.

The current Wen Ruoke is much healthier than before, and his height is also very strong, although he looks a lot darker than before, but the spirit of the whole person is very good, and Emperor Zhaowu is very satisfied.

"Have you heard about today's court incident?"

Hearing this, Prince Wenruo shook his head and said; "Erchen has been in the palace today, but I haven't heard about the court."

Seeing that he didn't know, Emperor Zhaowu quickly talked about the matter of Qianzhuang, and then classified and summarized some of the thoughts of the ministers who entered the court.

Of course, it is indispensable to talk about the prince and the king of Qi and the king of Chu.

"What do you think? Who should be in charge of this bank? ”

"Is it your prince's brother or the king of Qi and the king of Chu?"

Prince Wenruo pondered for a long time, and Emperor Zhaowu was not in a hurry at all, so he waited quietly.

"Erchen thinks that in terms of identity, the prince's brother is the most suitable candidate, after all, the prince will be stronger to represent the court."

"However, in terms of ability, Erchen feels that he should not let the prince's brother and the two royal brothers of Qi and Chu should not be allowed."

Hearing his previous words, Emperor Zhaowu was not surprised, if he said his identity or something, the crown prince was indeed the most suitable candidate.

But Wen Ruo's words later, he was a little surprised.

"Why aren't they suitable?"