"Xingwan, I'll introduce you."

"This is President Qin Zhongquan of China CITIC Bank Zhonghai Branch."

"This is the president of the Zhonghai branch of the Shanghai Pudong Development Bank, Xu Wenfu."

"This is the Zhonghai Branch of Minsheng Bank, President Dai Jun."

After Tang Yuan introduced Lin Xingwan, he turned to briefly introduce the identities of the three middle-aged people to Lin Xingwan.

"Hello Governor Qin, Governor Xu, Governor Dai."

Lin Xingwan's family is superior, and his speech and demeanor are full of generosity.

The two sides exchanged pleasantries for a while, and then sat down one after another.

A few moments later, the beautifully plated dishes were served.

For wine, Tang Yuan selected two 2000-year-old Saint-Denis Grand Cru dry red wines, and put them aside after the service staff woke up.

With the dishes and drinks on the table, everyone chatted while eating, all chatting.

In fact, Tang Yuan and Qin Zhongquan also met for the first time, and the reason why he knew their identities and names was because in the afternoon, Xiao Yayue had already sent their information to Tang Yuan along with the capital chain of Shangyuan Group.

After two glasses of red wine, Tang Yuanyuan saw that the timing was about the same, so he began to talk about the topic.

"Three presidents, I have invited you here today, I have something to ask for."

Tang Yuan put down his wine glass and said slowly to Qin Zhongquan and the others.

When Qin Zhongquan and the three of them heard this, they were immediately shocked.

Who is Tang Yuan?

In the banking circle, Tang Yuan's status is comparable to that of his ancestors!

With tens of billions of cash flow and billions of dollars in foreign exchange, this is simply an irresistible temptation for banks.

However, Tang Yuan seems to only love China Merchants Bank, and all his deposits and foreign exchange are deposited in China Merchants Bank, which makes other banks red with envy.

In order to keep Tang Yuan, a big customer, from being pried away by other banks, the president of China Merchants Bank Zhonghai Branch will personally visit him every holiday, and at the same time, the other party has also set up a special line service department for Tang Yuan, which is full of young girls with sweet voices and good figures.

It is no exaggeration to say that as long as Tang Yuan is willing, that special line service department can become Tang Yuan's harem at any time, whether it is pure and cold, or charming and coquettish, you can have any type you want.

As for all kinds of gifts and activities, it is needless to say, everything imaginable, Tang Yuan has everything here.

During this period, Qin Zhongquan and the others actually sent a letter to Tang Yuan, wanting to get in touch with Tang Yuan to see if they could get some large savings, but after they sent out the post, they were all blocked by Tang Yuan's secretary Xiao Yayue.

However, just this afternoon, Xiao Yayue actually called them, saying that Tang Yuan wanted to entertain them, which couldn't help but make them feel happy and excited.

With their identity, there is a lot of entertainment every day, if it is such a temporary invitation from others, they will most likely refuse, but after Xiao Yayue called, they directly pushed away all the entertainment in the evening, which shows how much they attach importance to Tang Yuan.

Facing Tang Yuan's words, Qin Zhongquan and the three of them glanced at each other, and then Qin Zhongquan took the lead and said: "Tang Dong, if you have something, it doesn't matter, as long as we do our best, we will definitely never refuse." ”

"President Qin, according to the information I have, Shangyuan Group once mortgaged 1.5 billion yuan from your CITIC Bank five years ago, and it is only one month before the debt payment date, right?"

Tang Yuan bowed slightly, and asked Qin Zhongquan with a smile.

Shangyuan Group?

Qin Zhongquan was slightly stunned, not knowing why Tang Yuan suddenly mentioned Shangyuan Group.

Just as Qin Zhongquan was about to answer, Tang Yuan turned his head to look at Xu Wenfu and asked again: "President Xu, as far as I know, your Pudong Development Bank and Shangyuan Group also have frequent contacts, and the mortgage loan is 1 billion, and it is very close to the date of debt payment, right?" ”

Hearing this, Xu Wenfu nodded silently.

"President Dai, I also know that Shangyuan Group has recently been in contact with your Minsheng Bank and wants to mortgage 1.7 billion yuan from you, is there such a thing?"

"There's this."

Dai Jun nodded, not denying it.

At this moment, they probably guessed in their hearts why Tang Yuan suddenly contacted them, because all of their three banks were important partners of Shangyuan Group, and the main source of loan funds for Shangyuan Group was them.

Now that Tang Yuan is not leaving Shangyuan Group, it is obvious that Shangyuan Group has most likely offended Tang Yuan, and the other party has carefully investigated the bottom of Shangyuan Group so clearly, and now he is ready to stab him.

Thinking of this, they couldn't help but feel a little awe-inspiring in their hearts.

Don't look at the overall scale of Shangyuan Group and its financial strength is also very strong, but it is nothing in front of Tang Yuan, and now that Tang Yuan is targeting, it is likely to be more than lucky.

"Three presidents, let's not talk darkly."

"I hope that President Qin and President Xu will remind Shangyuan Group every two days from tomorrow, so that they can prepare funds as soon as possible, repay the loan on time, and freeze the assets of Shangyuan Group immediately if it is overdue."

"At the same time, I hope that President Dai will reject Shangyuan Group's latest loan request."

Tang Yuan didn't go around the bend with them, the other party can sit in this position, no one is a fool, now that the words have come to this, Tang Yuan obviously wants to stab the Shangyuan Group, there is no need to pretend to be anything.

As Tang Yuan's words landed, Qin Zhongquan, Xu Wenfu and Dai Jun glanced at each other, and they couldn't help but take a light breath.

This trick......

It's a bit ruthless!

As we all know, real estate is a capital-heavy industry.

From acquiring land, building a building to selling, every link needs money.

If a real estate group wants to expand and develop rapidly, borrowing money is inevitable, usually the routine is to take the land from the government and pay in installments, and then after getting the land, they go to the bank to borrow money, and the money obtained by mortgaging the land is partly used to return to the government, and part of it is used to build houses.

At the same time, we will also adopt installment payment methods with developers, and when the house has just begun to take shape, we will immediately start to pre-sell off-plan housing, and then repay the money owed after getting the house payment, so as to complete a closed loop.

To put it simply, it is to leverage the maximum leverage through the ultimate cash flow management.

The greater the leverage, the greater the risk.

All real estate developers are masters of long-sleeved dancing.

The same is true for Shangyuan Group, today they borrowed money from Minsheng Bank to fill the hole between Shanghai Pudong Development Bank and China CITIC Bank, and it may become from Shanghai Pudong Development Bank to fill the hole between Minsheng Bank and China CITIC Bank after a while.

Normally, this is fine.

But if there is only one link that goes wrong, it's a big problem......

(End of chapter)