The two groups of Shadows did not make any agitation.

But the 'group of shadow people' who retained their consciousness had already knocked out all the thugs and bodyguards in the back.

These people say that they are professionals, but they do not inherit the complete system.

For example, as a martial artist, not to mention the flow of mental qi, it is difficult to strengthen the body just through exercise + one's own magic power.

A martial artist who can master the flow of mental energy, and the future of the three systems of martial artists is already a certainty, and it depends on whether the 'master' is willing to teach him.

Except for the Poison King.

Sherlock didn't notice what was going on behind and was still talking to Lu Chuan.

"Little, little brother, this is not fun at all!"

The two people behind him are full of momentum, not to mention an elderly goblin who plays with his brain, even if he changes his profession, he can't stand it.

The feeling of being held in the hands of someone else is really disturbing and terrifying.

Lu Chuan was not in a hurry, and said slowly: "In fact, there are three main points in forming a bank. ”

"First, how to attract customers to deposit."

At this, he paused, waiting for Sherlock to pick up.

The latter paused for a few seconds, suddenly understood what he meant, and took over.

"If you want to attract customers to deposit, you can either give them a high interest rate that makes people feel excited, or you can give customers a sense of security."

"This."

Wait, he just said that these people are undead creatures from the underworld?

He also said that there was no concept of space and time in that place, and that no matter how many years had passed, gold coins would still be gold coins!

At this moment, Sherlock seemed to have figured out a lot of things.

"There's another thing to note here, credibility, and without strong credibility, people can't give money to strangers."

Lu Chuan added at the right time.

This sentence is already directed at Sherlock.

The whole Duchy of Mar, the southern part of the Duchy of Delos, and parts of the north knew one thing.

Sherlock is a big businessman, but he has a lot of integrity.

A very honest Grande in business.

The word 'business integrity' is almost engraved in the DNA and must be passed on to future generations.

This is also the main reason why Lu Chuan chose Sherlock.

Brand.

At this point, Sherlock was already interested, asking, "What about the other two elements?" ”

"Force."

Lu Chuan spit out two words: "You don't need to have the strength to single-handedly take on the entire continent, but you have to ensure that you don't fall behind when facing any force." ”

"There is no need to bind all the nobles of a certain country here, no one is born with a collection of interests."

"The main thing in terms of force is to show people that banks have the ability to protect money."

"That's true."

Sherlock nodded thoughtfully.

Banks have a lot of cash, which is the most disturbing place.

But when it comes to survival, most people will come to the bank's aid, even though they will take the money afterwards.

Because, if you don't help at the critical moment, you will have your share of the money that has been robbed!

Lu Chuan stretched out his third finger and said the last element.

"The last point is debt collection, the bank has to lend money, because if you deposit the money in the bank, the bank has to pay interest."

"If you don't lend money, the bank will always be a hole."

"Wait a minute!"

Sherlock suddenly raised his hand: "I haven't asked my brother yet, which region are you from?" ”

Why do you suddenly ask this?

Lu Chuan didn't think much about it, after all, he hadn't officially introduced it yet.

"Officially acquaintance, my name is Lu Chuan, a Qi Sect who is practicing."

"As for the region. Just treat me as if I came from the deep mountains and old forests, just finished the first stage of cultivation. ”

Sherlock nodded repeatedly, and then said, "No wonder, you have fallen into a misunderstanding here!" ”

"Where?" Lu Chuan was stunned for a moment.

Sherlock raised his hand and said with a serious face, "I don't know where you came from, but the rules on your side are different from the rules on our side!" ”

"Arad has almost no banks, but there are forces that specialize in helping people keep money and assets."

"It's not the bank that wants to pay the depositor interest, it's the depositor who has to pay the bank the custody fee!"

it?

Lu Chuan thought about it, it was really TM.

Ordinary people only have a few children in their families, and there is no need to deposit money in the bank at all!

The so-called banks are aimed at the rich and rich, the landlords, and some small aristocrats who suddenly became rich.

Their force is not enough to protect a large amount of property.

So pay a certain amount of money and ask a reputable force to keep it for you.

After figuring out this key point, Lu Chuan became even more energetic.

He reorganized his thinking and came up with a new set of solutions.

Sherlock was also intrigued and added.

Soon, a rough idea of how to go about the bank came along.

First of all, Sherlock, providing golden signs, dealing with the heads of power and nobles, and attracting customers.

Lu Chuan is in charge of force, science and technology,

Speaking of which, one thing has to be mentioned.

How much is a constant stream of clean energy worth?

The answer is priceless.

Kabenzis has this ability and is in dire need of an energy converter right now.

The energy of the colorless small crystals is extracted and converted into all the 'needed' energy.

For example, light source, fire source, power.

Even if the energy converter is upgraded, it can be developed to develop heating or something.

Kabensis has this ability, and no one does this better than the celestial people in this area of energy conversion.

After all, they even fought Antoun's idea.

If there is such a business endorsement, then it is believed that 80% of the 'knowledgeable people' will deposit their money in the bank.

We all know that banks are backed by super cash flow and cannot go bankrupt.

Coupled with Sherlock's golden signboard, you can attract the first customers.

There is also the issue of lending, which can be taken out separately to set up a business.

For this, Sherlock knew that the profit was huge, but he still kept waiting and watching.

The main problem is that the problem of malicious bad debts is too troublesome, killing people is not too much, enslaving a person, and the value is extremely limited.

If someone uses a "professional debtor", it will be a loss to put the bank and the money lending business together.

Lu Chuan said that this is not a problem at all, and the problem of 'convenient access to money' has also been solved.

"Shadow creatures from the underworld."

"They are immortal and indestructible, they are not afraid of being robbed, and they can also be distributed in all corners of the continent to take out money from the underworld at any time."

"One more point."

Lu Chuan's tone suddenly became meaningful: "Don't you want to know who these creatures were when they were alive?" ”

"Alive?"

Sherlock stiffened, looking up at Jiraiya and Zoro with difficulty.

Except for the wrong skin color and the infrared eyes, the others are almost identical to humans.

"You mean"

"Yes!"

Lu Chuan laughed out with a mouthful of white teeth: "If there are really customers with malicious bad debts, I don't mind having more shadow creatures." ”

"Banks can lend money, but they can also lease labor and military support."

"It's all for sale anyway, and what to sell isn't for sale, right?"

At this moment, Sherlock suddenly felt that there was no way out.

Undead shadow creatures, who can resist their assassination all day long?

(End of chapter)