After the negotiation, the two returned to everyone, Tsunade's face was full of excitement, and the eagerness to try made Shizune quite curious, why did Kung Fu Tsunade-sama with a few words radiant?

A lifetime beckons and summons the head horse and young man.

"Go and prepare 46 million chips, and then draft a contract, Tsunade Ji uses her hands as collateral to borrow 46 million from our casino.

The interest is 15% of each profit, counting the original margin, we take 20% of each profit, and the principal is settled when it leaves the casino, and some details you can add by yourself. ”

"Understood." Qing Nan nodded, quite frightened, he had been running a casino for so long, of course he knew what a 20% margin meant.

Don't mention that Tsunade's luck itself is extremely bad, even if Tsunade's luck is better, she will lose if she gambles in the casino with a 20% rake.

Such a simple math problem, of course, Tsunade can also figure it out, and normal people will not gamble with a 20% rake.

But...... How can those gamblers who lose their eyes and borrow loan sharks to gamble, and even sell their wives and children, and finally fall into ruin, how can they be called normal people?

Tsunade is confident, she will definitely be able to transfer!

"And."

Shengsheng lowered his voice again and instructed: "Go and make another version of chips, the maximum denomination is 10,000 taels, and make a difference from the original cash chips, it is called debt chips."

From now on, all of our casinos will carry out lending business, the same model as this time, with a maximum limit of 100,000 taels, interest is drawn, and the principal is finally settled.

It should be noted that the debt code can only be used in the ordinary hall, and the debt code will only pay the debt code if you win money, that is to say, this code cannot be washed, and we must ensure that those who borrow only have the debt code in their hands, so that our dealers can pump water. ”

Wonderful!

Aoo's eyes lit up, and the Uchiha finally excused himself from other businesses.

Prior to this, there was also a money lending business in Short Book Street, how could there be no money lending in a place where there were casinos?

It's just that even though the money lenders and casinos are run by the same owner, the accounts are separated, and the bad debt rate is high.

Because the bad debt rate is very high, in order to recover the cost and make a profit, the interest rate has to be set very high, and then the vicious circle.

This kind of borrowing method of direct lending of special chips by the casino undoubtedly greatly reduces the bad debt rate, and the interest is collected on the spot, and the principal can be chased slowly.

Moreover, when a gambler who borrowed debt code leaves the casino, and the cash exchanged for the chips is not the principal, it means that he borrowed the money from the casino and lost to the casino, and the casino actually has no cost in the process.

Even if someone can make a profit with a 20% margin, unless they are lucky, they won't make much profit.

And when a very small number of people borrow casino chips to make money, the vast majority of people are losing money because of huge rakes, in this mode as long as the casino's bad debt rate is not ridiculously high, it will be able to make a profit.

casually chasing back a little "principal" is enough to make up for the deficit of "exporting".

"Brother Sheng is Brother Sheng, I'll do it right away." The young man made an Ok gesture, his face full of admiration, bad or you bad, brother.

You're a genius at doing business!

The young man was in a hurry, and after a while, he went and returned with a tray, on which were 460 crystal chips with a denomination of 100,000 taels, and a contract.

"My money, my money!"

Tsunade's eyes lit up, and he snatched the tray and took the pile of chips into his arms, caressing the crystal chips that symbolized money in intoxication.

Close your eyes and breathe in the air of drunken gold, and by the way, make Poké dreams and even make a lot of money.

It's over!

Shizune's eyes went black when he saw this hill of chips. She had seen this crystal chip, and yesterday Tsunade exchanged a lot of them one after another.

This hill-like chip can only be worth more than 40 million when it is roughly calculated, so can't you lose all the bitter tea to the casino?

"Don't worry, Tsunade-sama."

Holding down Tsunade who couldn't wait to gamble with his chips, he smiled and said, "Sign this contract first, and the chips are yours." ”

"I'm a dignified Konoha three ninja Tsunade Ji, will I lose my debts?"

Tsunade shouted two sentences, picked up the contract casually and glanced at it twice, there were no trap clauses, every word on it was what they had just discussed, and the only restriction was that the chips could only be used in the ordinary hall.

"Why can it only be used in ordinary halls?" Tsunade frowned slightly, and complained dissatisfiedly.

All casinos under the command of the whole life are divided into ordinary halls and VIP halls, the minimum bet amount of the ordinary hall is 100, the maximum bet amount is 100,000 taels, the minimum bet amount of the VIP hall is 10,000 taels, and the maximum bet amount is 1 million taels.

Even if she is Tsunade, she only went to the VIP hall yesterday to hang out twice, and her 23 million was exchanged in batches and lost in the ordinary hall.

Otherwise, with the luck of Tsunade, I went to the VIP room with 23 million, where could I play all night? It doesn't take an hour.

"I can't change the rules of the casino."

Shengsheng smiled and said: "The maximum bet amount of 100,000 in the ordinary hall is enough for Tsunade-sama to turn over the book, if Tsunade-sama you don't agree, you can also not borrow it." ”

If you can reduce the risk, then don't waste it.

With a 20% margin, a total capital of 46 million, assuming a constant win rate of 50%, the risk of a limit of 100,000 is countless times lower than that of 1 million.

Even if the person who borrowed the code is a gangster known as a big fat sheep, he still chooses the least risky and most prudent strategy in his life.

It's hard to say about luck, it's unpredictable, it's impossible to grasp, and there's no guarantee that Tsunade will come and go suddenly.

At this time, mathematics can minimize the losses caused by luck fluctuations.

"Sign, why not."

With a wave of his hand, Tsunade picked up the pen and signed his name on the contract, then held the tray and pulled the silence back to the gambling hall.

"Hahaha, mute, we have money again now, a full 46 million, this is the face of your teacher and my Tsunade. In three sentences, let that kid take out 46 million.

Today, I will use this borrowed money to kill all sides, you just wait for the delicious food and spicy food, the good days are still to come! ”

Shizune hugged the guinea with a sad face, Tsunade-sama had lost his mind.

With a maximum bet limit of 100,000 and a margin of up to 20%, a huge bankroll of $46 million is not an advantage, but a disadvantage.

Even without taking into account Tsunade's special bad luck, according to the law of large numbers, the frequency of random events approximates the probability of repeated experiments under the condition that the experiment is unchanged.

The more bets you make, the more value you lose because of the margin, the lower the theoretical win rate.

It's better to win or lose with 46 million direct studs, but this is simply impossible. No casino would agree to bet like that with a gambler.

Pumping water can kill you, so why take unnecessary risks?