Knowing that Wen Wen was going to return to China soon, in the next five or six days, Li Zhe reduced the code word time, and no longer went to see the house, and accompanied her to have a good time in the capital for a few days.

The Great Wall, the Forbidden City, the Summer Palace and other iconic attractions in the capital, he took warmth to visit.

also took her to Xidan, Wangfujing and other commercial streets, and bought her a lot of clothes, as well as a couple of rings.

During the day, the two of them played around, and at night they returned to the rental house, Li Zhe coded words, and took Russian lessons with Wenxin.

Li Zhe loves to learn the most, especially likes to learn foreign languages, Russian, Japanese and so on.

Xu Yang is preparing to apply for an English major, and foreign language majors generally have to take a second language concurrently, she is preparing to take Japanese concurrently, and she also signed up for a Japanese cram school during the holidays.

Wen Wen didn't know at all that Li Zhe borrowed her hand and played a beautiful game of wanting to catch the old man, and he really thought that he had become a single dog, and he really made a lot of compensation to him with guilt.

When the two of them took Russian lessons, she would agree to his requests, as long as they did not touch the bottom line.

So when Li Zhe accompanied Wen Wen to go shopping and buy clothes, he mixed some maid clothes, student clothes, and secretary clothes that he bought for her with selfishness...... There are also a whole bunch of stockings of all kinds, all of which come in handy.

It's that the quality of the stockings seems to be a little not very good, but in a few days, the warmth has worn out more than a dozen stockings, which are either dirty or torn.

On the night before the warm return to China, the last Russian class, probably reluctant for her to leave like this, Li Zhe not only grinded in class, but also deliberately ...... No, it was accidental......

If it weren't for the quick response of Wen Wen, who gave him a hard time as a disobedient student and stopped him, then she would have returned to Ukraine with injuries.

At the end of June, after sending away the warmth, Li Zhe began to get busy, working hard to save manuscripts, speculate in stocks, follow the intermediary to look around the house, and learn to drive and study certificates.

He enrolled in a driving school class.

Although he can drive, he is still an old driver with more than ten years of driving experience, but he can't drive without a driver's license, or he will be caught driving without a license.

From mid-June to mid-July, in a month's time, Li Zhe almost ran all over Haidian and followed different intermediaries to see more than a dozen houses.

Looking at so many houses, the main reason is that he picks not only the house, but also the owner, and he needs to find a suitable owner.

In mid-July, Li Zhe finally selected the house to buy, a rough second-hand house in Shangdi Jiayuan Community, north of Zhongguancun, with a large flat floor of 162 square meters, three bedrooms, two living rooms and two bathrooms.

Shangdi Jiayuan is a newly built community in the past two or three years, the location is very good, located in the Zhongguancun Industrial Base, adjacent to Yan University, Shuimu, Sports University and other universities, near the Old Summer Palace ruins, Summer Palace, Wang'er Mountain and other scenic spots.

It is not far from Yanshi University, and it takes less than 20 minutes to drive.

More than ten years later, the large flat floor in this community will cost 134,000 square meters, and the house that Li Zhe is now fancy is only priced at more than 15,000 square meters.

Shangdi Jiayuan Community.

Li Zhe walked around and looked at this large flat, this was the second time he had come to see this house.

The young female agent who accompanied her said in a tentative tone:

"Mr. Li, if you feel that you are satisfied with this house, you should have decided early, this house of 2.45 million is really not expensive, if it weren't for the homeowner's eagerness to send the child abroad with money, he wouldn't have sold it at this price.

If you really want to buy it, I can also help you try to negotiate the price again to see if you can erase the odds, but it is more difficult.

Li Zhe nodded noncommittally after listening, "This homeowner is a female university teacher?" Which university's teachers? ”

"Teacher of Yan Normal University."

Yan Shi University? Isn't that a coincidence!

"I want this house, and I won't talk about the price, but I have one condition......"

Li Zhe's condition is that when buying a house, the two parties sign a yin and yang contract, one internally and one externally, and buy the house at a high price on the surface.

If you buy a house of 2.45 million yuan at a price of 3.2 million, you can bring out an extra 455,000 yuan from the bank for a down payment.

With a down payment of 735,000, he only needs to come up with 280,000.

As long as it is not a loan fraud, this practice will not cause losses to anyone, but ordinary people generally do not dare to do this, and the more you borrow, the greater the pressure to repay the loan.

Li Zhe's money is now in the stock market, and at the end of June, he sold all the stocks of the ships of the big countries in his hands, and got 700,000 or 800,000 yuan.

Then, at the beginning of July, he allocated 3 times the capital and bought ST Yintai for 3 million, but in 20 days, the stock in his hand doubled, and after deducting the money and the interest that needed to be paid, he made almost 5 or 6 million.

And if he has to wait for more than 20 days, the stock in his hand can be doubled again, and now he takes the money out of the stock market to buy a house, and the loss is really too great.

But the matter of buying a house can't be delayed any longer, and when Li Zhe returns to Xingshan next month, he must buy the house to make Zhao Xinmei feel at ease.

So he thought of the method of yin and yang contracts, borrowing more and paying less down payment, anyway, he was not afraid that he would not be able to repay the loan.

However, despite the contract as a guarantee, it is still very troublesome for the owner to repay the debt after getting the money, so it is necessary to find a scruple and trustworthy homeowner.

Listening to Li Zhe's conditions, the young female intermediary was obviously a little hesitant, she had been an intermediary for two or three years, but she had never handled this kind of thing.

More than a decade later, this practice is very common, and it has been banned repeatedly, but not many people are doing it now.

Li Zhe glanced at her and said, "If you can buy a house, I will add a little intermediary fee to you." ”

"Mr. Li, then I'll help you try to discuss it with the landlord." The young female agent did not hesitate for a moment.

This intermediary fee is not added in vain, and if this thing is to be done, the intermediary is also needed to fool, not to persuade the homeowner.

……

A few days later, Li Zhe paid a down payment of 280,000 yuan first, and signed a purchase contract with the owner under the witness of the intermediary.

More than half a month later, the mortgage was approved, and there was no intention in the transaction process, and Li Zhe successfully got the house book.

At this time, it was also the middle of August.