Chapter 43 Installment Loan (Seeking Follow-up)

Twenty thousand?

In the credit union, the group of people who were ready to take out a loan were also frightened by the loan amount.

"Amazing, young people are bold now."

"20,000 yuan can buy a rear four-wheeled truck."

"I can't afford it, and I can't jump into the sea."

Gao Jing wrinkled her brows, her monthly salary was only fifty, and she had to go without eating or drinking for thirty-three years before she could save this money.

If this Li Yaoguo hadn't been her high school classmate, Gao Jing felt that she would definitely be unable to help but ridicule the past, and she confirmed it again:

"Li Yaoguo, your brother is not wrong."

Li Yaoguo glanced at Li Duoyu with a wry smile, he didn't look like he was joking, and he saw that this high school classmate's face was already ugly.

Li Yaoguo hurriedly handed over the information:

"Gao Jing, don't worry, let's take a look at these materials."

After Gao Jing took the materials, she thought that it was another messy production team certificate and application, but she didn't expect that after reading two pages, her face changed.

While looking at the materials, she looked at Li Duoyu, and finally asked Li Yaoguo:

"You guys have no problem with this material, right?"

"No problem." Li Yaoguo then handed over a newspaper: "If you don't feel at ease, just look at this one, this newspaper can't be faked." ”

Gao Jing, who was suspicious, took the newspaper, and after reading it a few times, couldn't help but take a breath, and then said seriously:

"Wait a minute, I'm afraid I can't call the shots about this matter, so I have to ask our director."

After speaking, the person left the post directly.

And the huge reaction of the staff made the villagers who lined up behind them to take out a loan all look at each other.

"What's going on?"

"What happened, how did the staff run away."

A middle-aged man carrying a Shanghai brand briefcase and combing his big back took out a bag of Huazi and handed it to Lao Li.

"Big brother, can you ask which industry you are in?"

After Lao Li took the cigarette, he clipped it to his ear:

"We are ordinary fishermen, engaged in kelp farming."

As soon as I heard that it was kelp farming, someone behind me was surprised: "Haven't you lost money in the past two years of kelp, how can you repay the loan to raise it?" ”

"Hahaha." Lao Li smiled awkwardly.

He didn't know why he had to raise his son.

What shocked the middle-aged big back was that these three people were not from the brigade and unit, but from the self-employed, which is a bit unbelievable.

The middle-aged man smiled on his back:

"Big brother, then I'll congratulate you first, in my experience, the staff have gone to ask the leader, and there is a chance that this thing can be done."

I heard this man say that he can take out a loan.

Lao Li didn't like it, but had a bitter face.

"What kind of good thing is this, it looks like you don't have to repay the loan, maybe you won't be able to pay it one day, and you will be arrested and sent to jail."

Da Beitou smiled, didn't say anything more, but walked up to Li Yaoguo and Li Duoyu, and respectfully handed out the business card with both hands.

"Hello."

"I'm An Yuliang of Rongcheng United Commodity Distribution Company."

"Hello." Li Duoyu took the business card with both hands.

At this time, the business card was very simple, with the name, position, company, address, telephone number and telegram.

The people present couldn't help but look at him with admiration when they saw this person take out his business card.

In this era, having a business card is a status symbol, if it is in the system, it must be a section chief, if it is a state-owned unit, nine times out of ten it is a manager, and if it does not reach this level, it is not eligible to apply for printing business cards.

At this time, the printing house is all state-run, and it is even more difficult for ordinary people to have business cards.

Besides, business cards generally have two kinds of phone and telegram, if you don't have these two, you will be looked down upon when you go out to send business cards.

But in this year, in addition to public units, self-employed people can install telephones, which is definitely more awesome than 10,000 households.

After Li Yaoguo received the business card, his face was full of smiles, and the captain of the entire Dandan Island had a business card, and every time he went out with him and saw him receiving and sending business cards there, he was envious.

"Hello, I am the accountant of the production brigade of Dandan Island, Li Yaoguo."

"Hello, hello."

The big back smiled at him, and then said to the other young man: "In the future, if you want to sell something, you can contact me by phone or telegram." ”

"Yes, no problem."

"If we have the opportunity in the future, we will work together."

"I didn't think about it, the little brother is still a cheerful person, and if you want to be in Rongcheng in the future, remember to come to my brother."

"Definitely, definitely."

At this time, the female staff member who went to ask for instructions on the leader turned back and said with a smile: "Li Yaoguo, you come with me, our director wants to talk to you in person." ”

In the envious gaze of everyone.

Li Duoyu and his entourage left the credit union window and went to the "VIP reception room".

At this moment, Lao Li suddenly felt that his son was so awesome, and his face was bright, but when he thought that the fourth child wanted to borrow so much money, his mood was very heavy.

The group followed the female staff member named Gao Jing to an office of about 20 square meters upstairs.

There are bookshelves in the office, and a one-meter-four desk, where a middle-aged man about the same age as Lao Li sits.

When the middle-aged man saw them coming, he immediately got up to greet them, and walked towards Li Duoyu and shook hands.

"This is Comrade Li Duoyu, I am Zhang Minglu, the director of the credit union."

"Hello Director Zhang." Li Duoyu shook hands and said.

"Come, let's sit down."

Director Zhang beckoned them to sit down and said to the female staff: "Xiao Gao, why are you so blind, serve some tea." ”

Lao Li, who was sitting on the sofa, felt that the sofa was too clean and comfortable, and he was a little afraid to sit and touch it because of the fishy smell all over his body.

But what he can't figure out the most now is.

A month ago, that bastard who was eager to whip with a stick became so popular that local leaders had to take the initiative to shake his hand.

Li Yaoguo glanced at the newspaper on the desk, and with a little experience, he naturally understood why this director was so enthusiastic.

He couldn't help but think just now that if he was the one who took a photo with the leader in the newspaper, then maybe he would really have a chance to transfer to the town's credit union.

However, it is impossible to think about it.

He had already heard his uncle talk about the days when he was driving the stakes, and the words that the fourth child said to the leader that day were not taught by him at all.

Even if it were him that day, in the face of such a large group of leaders, it is estimated that he would be so nervous that he would not be able to say a word, and he would not have the courage to build such a large kelp breeding base.

It didn't take long.

Gao Jing handed each of the three of them a cup of tea.

And Zhang Minglu said with a serious face: "Comrade Duoyu, like you, who are engaged in kelp farming, our credit cooperatives must support it, and now the state is also vigorously supporting agricultural development, but you can apply for 20,000 yuan at once, which is indeed a bit difficult for us." ”

Li Duoyu frowned: "Is there any material missing?" ”

Zhang Minglu waved his hand: "No, no, your materials are already very complete, but there are regulations on it, and when we are allowed to lend, we must strictly check it." ”

Li Yaoguo hurriedly said: "Director Zhang, don't worry, we are really doing things, thirty acres of kelp piles have been laid, if you don't believe it, you can go to the field to investigate." ”

Zhang Minglu said with a smile: "It's not that I don't trust you, I'll tell you directly, this money, my credit union will definitely give it to you, but we may change the form." ”

"In what form?" Li Duoyu frowned.

Zhang Minglu took a sip of tea: "Judging from the loan application form you filled, what you are most lacking at present should be a small motorized fishing boat." ”

Li Duoyu nodded:

"That's right, there's a shortage of motorized boats."

"Then let's do it, our credit union can help you solve the problem of the boat first, we will lend you 10,000 yuan first, and after you buy the boat, you will start kelp farming, and our credit union will make a second loan according to the actual situation, what do you think?"

Li Duoyu thought about it and found that what Director Zhang said was quite reasonable.

In fact, he only wanted to borrow 10,000 yuan, and deliberately filled in 20,000 yuan just to have room for negotiation.

I didn't think about it.

Credit unions, however, started to pay in installments.

This is something he didn't expect.

Li Duoyu said: "I think it can. ”

"Okay, let's just sign the loan agreement."

And Lao Li was a little nervous when he saw that Director Zhang signed the contract so quickly.

It always feels like a fraud.

"Director, your credit union didn't go to see the venue, so you signed it?"

Director Zhang glanced at him and said with a smile: "This place must be seen, but it takes time to go through the process of disbursement, and we also want to serve the people as soon as possible." ”

"Hahaha."

Li Duoyu was amused by Director Zhang's remarks, he was a human being in two lives, so he naturally knew who this Director Zhang was serving.

Not long after.

When Li Zhengtian looked at his child, he glanced at the loan agreement a few times, signed his name, and pressed his handprint, and his whole person became heavy.

After both parties have signed.

Director Zhang shook hands with Li Duoyu again: "Comrade Duoyu, next, we will arrange staff to go to Dandan Island as soon as possible to check the kelp breeding site, and please entertain you then." ”

"Director Zhang, this is definitely no problem, we may not have so much pork on Dandan Island, but the seafood is definitely enough, and we must come to the island to sit when we have time."

"No problem."

After signing.

Li Duoyu and his party left the credit union.

When he left, Lao Li was a lot haggard, but his two sons were more and more radiant.

Looking at their frivolous appearance, Lao Li couldn't help but say: "Duoyu, since you have borrowed so much money, you have to work hard, and the money you borrow can't be spent indiscriminately, do you know?" ”

"Got it, Dad."

"And Yaoguo, you can't let Xiuhua know about the loan, have you heard it?"

Li Yaoguo nodded: "Don't worry, Dad, your son is not so stupid." ”

......

Li Duoyu and the others left for a while, and when Gao Jing was collecting the teacup, he couldn't help but ask: "Director, why don't you give them the loan at one time." ”

Zhang Minglu glanced at this subordinate and said slowly:

"If you give it to them all at once, they will feel that it is too easy to get the money and they won't thank us, and if you give it every time they need it, then they will feel that we are important.

There are also risks associated with farmed kelp, and they succeed best, and our credit union has a bright face, and if it fails, we also do a prudent loan treatment. ”

After hearing this.

Gao Jing was stunned for a long time, she felt that she had worked for so many years and had come into contact with real officialdom for the first time.