Chapter 184: National Debt
The second morning morning! The vertical arch hall once again set off the battle of the green seedling law!
"I implore you to implement the Seedlings Law! In order to solve the scourge of high-interest loans from the private sector. Zhang Dun took the lead.
This time, the New Party has long been prepared and has counted the harms of private lending.
In the face of bloody and ironclad evidence, the old party was immediately speechless, no matter how they attacked the Qingmiao Law to harm the people, they had to admit that the people's usury was also heavily indebted.
Zhao Xu was furious when he heard this, and immediately said: "Tell the world that in the future, the interest rate on private loans will not exceed four cents per year, and it is strictly forbidden to cut off the interest. ”
"Ahh
The old party officials couldn't help but be stunned, you must know that the previous annual interest rate was at least doubled, but now most of it is directly cut in half, not to mention the lack of beheading interest and the means of collecting money from nine out of thirteen.
"The official is wise!"
The ministers of the New Party cheered.
"Think twice!"
Yushi Yang Wei stubbornly admonished.
Zhang Dian sneered: "What? Lord Yang didn't just say righteous words yesterday to impeach the Qingmiao Law for excessive interest and harm to the people, why did he suddenly change his words now. ”
Yang Wei frowned and said: "The official family doesn't know, most of the private loans are urgent, if the interest rate is too low, I'm afraid no one is willing to borrow." ”
Zhang Dian said proudly: "No one can borrow Qingmiao money, Qi Qi officials, ministers and so on back, reflect for a long time, Qingmiao money twice a year interest is indeed quite unfair, the minister suggested, Qingmiao money annual interest two cents, once a year, so as to benefit the people of the world." ”
The old party officials frowned, and private loans were limited to four cents per year, while the young seedlings were set at two cents per year, so the old party suffered heavy losses.
Zhang Dian was proud in his heart, the annual interest rate of two cents was already an unprecedented low interest, and he believed that this time, the official family would gladly agree.
However, Zhao Xu shook his head and said: "The promulgation of the Qingmiao Law by the imperial court is not to loot money, but to benefit the people. ”
"One point!"
The new party and the old party exclaimed, this is a low interest rate that has never been seen since ancient times.
"Not bad!"
Zhao Xu said firmly, and at the same time put out Fan Zheng's proposal to supplement the Qingmiao Law one by one.
"The official family is merciful!"
Su Zhe came out of the crowd and took the lead in supporting.
"The official family is merciful!"
Many upright officials who were disgusted with usury responded and supported Zhao Xu.
Everyone in the New Party looked at each other, and could only nod helplessly in agreement, they also valued not the interest, but the implementation of the Green Seedlings Law to increase the influence of the New Party, once the implementation of the Green Seedlings Law, the voice of the New Party is bound to rise to a higher level.
"Your Ministers obey!"
Zhang Dian was the first to respond.
The officials of the old party could not help but show a hint of reluctance, and in this way, they not only suffered heavy losses, but also allowed the new party to sit on the throne again.
"During the period of Shenzong, the Qingmiao Law harmed people a lot! Think twice! Lu Dafang couldn't sit still anymore and retorted at the moment.
"Lu Xianggong is old and has become a ruler of the country, I am deeply grateful, it is better to let the Yushitai be responsible for supervising the implementation of the Qingmiao Law, and if there is anything illegal and harmful to the people, stop it immediately!" Zhao Xu is as good as a runner.
Lu Dafang couldn't help sighing, and arched his hand: "The official family is wise!" ”
He had already seen clearly that Zhao Xu had perfected the application of checks and balances, and this time, both the new party and the old party were in Zhao Xu's palm.
"Qiqi official family, whether it is the Qingmiao method or the glass secret technique, it is far from quenching the thirst of the near, and now there is a secret report from the fine work, the Liao Emperor has gathered the soldiers of several tribes, and the southern tour is about to reach Yanmen Pass?" Zeng Bu said worriedly.
"Yanmen Pass?"
The hundred officials of the court couldn't help but be shocked, now the situation in Song and Liao is unclear, and the Great Song Dynasty needs a lot of money and grain to guard against Liao.
The household department is also at a loss, it is difficult for a clever woman to cook without rice, and there are many places where the Great Song Dynasty needs money, and the household department is also in a dilemma.
Fan Zheng heard the words and said: "The minister has a strategy, which can solve the worry of the household department lacking money." ”
The new party and the old party couldn't help frowning and looked at Fan Zheng unhappily.
This time, the official family used the way of others to govern their bodies, making the old and new parties dumb and unspeakable, which is obviously Fan Zheng's masterpiece.
Moreover, the lack of money in the imperial court is not a penny and a half, and they don't think that Fan Zheng can solve it, even if they sell the doctor's house, I'm afraid they won't be able to exchange much money.
"Fan Aiqing, please speak!"
Although Zhao Xu didn't believe that Fan Zheng could solve the worry of the imperial court's lack of money, Fan Zheng's magic as always made him decide to listen to Fan Zheng's evil recipe.
Fan Zheng smiled and said, "Borrow money!" When the people are short of money, the people will borrow money to tide over the difficulties, and now that the court is short of money, why not borrow a sum of money to tide over the difficulties, and then pay it back when you have money in the future! ”
"The court borrowed money?"
The hall was in an uproar.
Lu Dafang angrily reprimanded: "It's nonsense, what kind of identity is the imperial court, and how can it borrow money? ”
Zhang Dian also sneered: "How can the money that the imperial court lacks be consistent, who in the world can lend money to the imperial court, Western Xia and Liao may have the ability to borrow money, how can they be willing to fund the Great Song Dynasty money to guard against the two countries." ”
The new party and the old party severely criticized Fan Zheng's words, and in their opinion, Fan Zheng simply did not know the height of the sky, and even if he usually messed up with evil parties, he was so nonsense about national affairs.
Fan Zheng explained: "Private borrowing is called civil debt, and the state borrowing money is called national debt, and the court has no money, which does not mean that the people have no money!" According to the knowledge of the lower officials, the people are extremely rich, and many wealthy businessmen put their money into the treasury until it becomes moldy and rusty, and if it is lent to the imperial court, it can not only allow the people's spare money to circulate, but also solve the urgent needs of the imperial court. ”
"Foolish dreams! Merchants in the world are greedy for money, how can they be willing to lend money to the imperial court. Lu Dafang sneered and said, anyone knows that money is the most reassuring in their own hands, and who is willing to lend money to others.
Fan Zheng said confidently: "Treasury bonds are also debts, and naturally they are debts, so naturally there must be interest, as long as it is profitable!" Naturally, some people are willing to lend money to the imperial court, at least to lend it to the imperial court, it is better than lending insurance to others, at least the imperial court will not repay the debt, and there is no need to worry about not paying back the money. ”
The officials couldn't help but be proud, as the government still had this bit of credit, and they naturally wouldn't owe the people that little money.
Zhao Xu smiled bitterly: "Although Fan Aiqing's strategy is feasible, one cent of interest is already the lowest, and the money required by the imperial court is not a small amount, so the interest has been difficult for the imperial court to bear for a long time." ”
Fan Zheng had just given him the horror of using compound interest to calculate interest, and he naturally didn't want to let the imperial court fall into this vicious circle.
"What if the imperial court sets the national debt at a maximum of five percent?" Fan Zheng asked rhetorically.
"Five cents?"
The court officials couldn't help but be stunned, the interest rate of one cent was already unprecedentedly low, and five cents was unheard of.
"But with such low interest rates, how can the people be willing to buy treasury bonds?" Fan Chun said with a heartbeat.
If the imperial court can issue treasury bonds for 5 percent, the money obtained will be transferred and then loaned out to the young seedlings, which is simply a sure thing.
The officials of the court also shook their heads, with such a low interest, they didn't believe that anyone would be willing to buy it.
Fan Zheng couldn't help but smile bitterly, the treasury bonds with an interest rate of three percent in later generations were still extremely sought-after, not to mention the interest rate of five percent.
"The doctor is willing to underwrite the government bonds!"
Fan Zheng patted his chest and reassured.
(End of chapter)